MassMutual reaffirms commitment to make life insurance more broadlyavailable to persons with heart conditions
Lehigh Valley Financial Group spreading the word to Lehigh Valley consumers
Springfield, Mass., Feb. 9, 2012
± Up to date diagnostic and treatment advances are resulting in broader life insurance coverage for many people with cardiovascular conditions. Conditions such as coronaryartery, valvular and congenital heart diseases are being regularly reviewed by Massachusetts Mutual LifeInsurance Company (MassMutual), a move that helps more people protect their families financiallydespite wrestling with the serious illness.Heart disease is the leading cause of death in the United States ± resulting in nearly 30 percent of alldeaths ± and is a major cause of disability
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. The death rate from cardiovascular disease declined by nearly28% from 1997 to 2007,´ according to Heart Disease and Stroke Statistics in the 2011 Update to themedical journal´
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irculation
.´ "Many people in our area with medical conditions related to heart disease may now be eligible for lifeinsurance,´ said Joseph P. Mallee, III, general agent of Lehigh Valley Financial Group.³MassMutualunderwriters look at a 'whole' person and provide incentives for people to live healthier lifestyles via'credits' to reduce premiums, such as not smoking, managing cholesterol and blood pressure, andmaintaining a healthy weight.´Last year, MassMutual updated underwriting guidelines for valvular and congenital heart disease. Thecompany, over the last two years, has also updated its life insurance underwriting guidelines for personssuffering from diabetes as well as various forms of cancer ± breast
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prostate and kidney.³People should not assume they cannot get coverage because of past medical conditions,´ said Mallee ³We encourage them to speak to your trusted financial professional.´ To learn more, visit www.lehighvalleyfinancialgroup.com and massmutual.com.###
About MassMutual
Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of itsmembers and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation,MassMutual provides products to help meet the financial needs of clients, such as life insurance,disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. Inaddition, the company¶s strong and growing network of financial professionals helps clients make goodfinancial decisions for the long-term.
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