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METHODOLOGY FOR CALLABLE SWAPS AND BERMUDAN “EXERCISE INTO”SWAPTIONS
PATRICK S. HAGANBLOOMBERG LP499 PARK AVENUENEW YORK, NY 10022PHAGAN1@BLOOMBERG.NET212-893-4231
Abstract.
Here we present a methodology for obtaining quick decent prices for callable swaps and Bermudan “exerciseinto” swaps using the LGM model.
Key words.
Bermudans, callable swaps
1. Introduction.
This is part of three related papers:
Evaluating and hedging exotic swap instruments via LGM 
explains the theory and usage of the LGM model in detail. This paper,
Methodology for Callable Swaps and Bermudan “Exercise Into” swaptions,
details the methodology, including all steps of the pricingprocedure. Finally,
Procedure for pricing Bermudans and callable swaps,
breaks down the method into aprocedure and set of algorithms.This paper has three appendices. The
rst appendix discusses handling Bermudan options on amortizingswaps (as opposed to bullet swaps). Amortizers require a slightly more sophisticated
deal characterization 
step, which results in selecting a di
ff 
erent set of vanilla instruments for calibration. Once the deals areselected, the calibration and evaluation steps are identical to those of the bullet Bermudans. The secondappendix discusses American swaptions. With the appropriate pre-processing step, American swaptions canbe priced by by using the Bermudan pricing engine. The third appendix is used to point out the modi
cationsthat are needed if the two legs are in di
ff 
erent currencies.
1.1. Notation.
In our notation today is always
t
= 0
, and(1.1a)
D
(
) =
today’s discount factor for maturity
T.
For any date
t
in the future, let
(
t
;
)
be the value of $1 to be delivered at a later date
,(1.1b)
(
t
;
) =
zero coupon bond, maturity
, as seen at
t.
These discount factors and zero coupon bonds are the ones obtained from the currency’s swap curve. Clearly
D
(
) =
(0;
)
. We use distinct notation for discount factors and zero coupon bonds to remind ourselvesthat discount factors
D
(
)
are
not 
random; we can always obtain the current discount factors from thestripper. Zero coupon bonds
(
t
;
)
are 
random, at least until time catches up to date
t
.Also, we use
N
(
z
)
and
G
(
z
)
to be the standard (cumulative) normal distribution and Gaussian density,respectively:(1.2)
N
(
z
) =
z
−∞
G
(
z
0
)
dz
0
, G
(
z
) =1
√ 
2
πe
z
2
/
2
2. Deal de
nition and representation.
Bermudans arise mainly from two sources. The
rst is adirect Bermudan swaption, also called an “exercise intoBermudan. The other (more common) source isa cancellable swap, which is invariably priced as a swap plus a Bermudan swaption to enter the oppositeswap. Bermudans from both sources (and virtually any other Bermudan that arises)
t into following deal
1
 
structure. After de
ning this deal structure, we will show how to
t the most common types of Bermudansinto the structure.Our Bermudan structure contains the following information:
Payment information:
t
[0
,
1
,
2
,...,n
] =
paydates(2.1a)
[
,
1
,
2
,...,n
] =
full payments for each interval(2.1b)
[
,
1
,
2
,...,n
] =
notionals for each interval(2.1c)
Exercise information:
PorR
=
payer or receiver
ag(2.1d)
t
ex
[
1
,
2
,...,J 
] =
exercise (noti
cation) dates(2.1e)
t
set
[
,
1
,
2
,...,J 
] =
settlement date if exercised at
τ 
exj
(2.1f)
i
first
[
,
1
,
2
,...,J 
] =
rst coupon payment received if exercised at
τ 
exj
(2.1g)
fee
[
,
1
,
2
,...,J 
] =
exercise fee (paid on
t
setj
)(2.1h)
rfp
[
,
1
,
2
,...,J 
] =
reduction in
rst coupon payment received if exer at
τ 
exj
(2.1i)(In my notation,
means this element of the array is not used. In my opinion, the indexing is simpler andless confusing if we waste the
rst entry in all the vectors except
t
, but this is only a personal preference.)The Bermudan can be exercised on any of the noti
cation dates
t
exj
for
j
= 1
,
2
,...,J 
. Suppose
rst the
PorR
ag is set to “receiver.” Then, if the Bermudan is exercised at date
t
exj
, the owner receives all thepayments starting with payment
i
=
i
firstj
. However, the
rst payment received is reduced by
rfp
j
(whichmay be zero):
i
rfp
j
received at
t
i
for
i
=
i
firstj
,
(2.2a)
i
received at
t
i
for
i
=
i
firstj
+ 1
,...,n.
(2.2b)In return, the owner pays the notional plus the exercise fee at the settlement date(2.2c)
i
firstj
+
fee
j
paid at
t
setj
.
The full payments
i
include the
xed leg’s interest, notional payments and prepayments, as well as adjust-ments for basis spreads and any margins. The
oating leg is mainly accounted for by paying the notional
j
on settlement.Suppose now the
PorR
ag is set to “payer.” If the Bermudan is exercised at date
t
exj
, one receives thepayment(2.3a)
i
firstj
fee
j
received at
t
setj
.
and makes the payments
i
rfp
j
paid at
t
i
for
i
=
i
firstj
,
(2.3b)
i
paid at
t
i
for
i
=
i
firstj
+ 1
,...,n.
(2.3c)
In the next section we show how real deals, both the “exercise into” and callable swap Bermudans, can be put into the above deal structure. From then on we work exclusively with deal structure.
2
 
2.1. Swap.
Let us
rst de
ne the swap, and then de
ne the exercise features of the two types of Bermudan. We assume that the swap exchanges a
xed leg against a standard
oating leg plus a margin;we also assume that the legs are
in the same currency 
. (This latter assumption is dropped in Appendix C).
2.1.1. Fixed leg.
Let
t
th
0
< t
th
1
< t
th
2
···
< t
thn
1
< t
thn
(2.4a)
t
0
< t
1
< t
2
···
< t
n
1
< t
n
(2.4b)be the
xed leg’s theoretical and actual dates. In our notation,(2.5)
t
i
1
< t
t
i
is period
i
, and
i
=
notional for period
i,
(2.6a)
R
fixi
=
xed rate for period
i,
(2.6b)
a
i
= cvg(
t
i
1
,t
i
,β 
fix
) =
day count fraction for period
i.
(2.6c)The
xed leg payments are(2.6d)
i
α
i
R
fixi
paid at
t
i
,
for
i
= 1
,
2
,...,n
2.1.2. Funding (
oating) leg.
Let the
oating leg’s theoretical and actual dates be
τ 
th
0
< τ 
th
1
< τ 
th
2
···
< τ 
thn
1
< τ 
thm
(2.7a)
τ 
0
< τ 
1
< τ 
2
···
< τ 
n
1
< τ 
m
(2.7b)where the beginning and end dates of the two legs must agree:
t
th
0
=
τ 
th
0
, t
thn
=
τ 
thm
,
(2.7c)
t
0
=
τ 
0
, t
n
=
τ 
m
.
(2.7d)Let the
j
th
oating period be
τ 
j
1
< t < τ 
j
, and let
fltj
=
notional for the
j
th
period,(2.8a)
m
j
=
margin for the
j
th
period(2.8b)
bs
j
=
oating rate’s basis spread for
j
th
period(2.8c)
˜
α
j
= cvg(
τ 
j
1
,τ 
j
,β 
flt
) =
day count fraction for period
j
(2.8d)The
oating leg pays the
oating rate plus a margin,(2.9)
fltj
˜
α
j
[
r
fltj
+
m
origj
]
paid at
τ 
j
, j
= 1
,
2
,...,m.
Prior to
xing, the
j
th
oating leg payment is worth the same as the payments
fltj
=
paid at
τ 
j
1
,
(2.10a)
{
1 + ˜
α
j
[bs
j
+
m
j
]
}
fltj
paid at
τ 
j
,
(2.10b)for
j
= 1
,
2
,...,m.
This is just the de
nition of the (forward) basis spread
bs
.
3
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