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    Understanding Basel III, What Is Different After July 2013
    Unavailable
    Understanding Basel III, What Is Different After July 2013
    Unavailable
    Understanding Basel III, What Is Different After July 2013
    Ebook404 pages4 hours

    Understanding Basel III, What Is Different After July 2013

    By George Lekatis

    ()

    Currently unavailable

    Currently unavailable

    About this ebook

    Changes... Changes...

    We have a very interesting definition of the leverage ratio from the Basel Committee:

    "The Basel III leverage ratio is defined as the Capital Measure (the numerator) divided by the Exposure Measure (the denominator), with this ratio expressed as a percentage."

    "The basis of calculation is the average of the three month-end leverage ratios over a quarter.
    The Committee will continue to test a minimum requirement of 3% for the leverage ratio during the parallel run period (ie from 1 January 2013 to 1 January 2017)."

    A bank's total Exposure Measure is the sum of the following exposures:

    (a) on-balance sheet exposures,

    (b) derivative exposures,

    (c) securities financing transaction exposures, and

    (d) other off-balance sheet exposures.

    Interesting...

    Read more below.

    Another interesting definition:

    "Shadow banking refers to a set of activities outside the formal banking system that carry out similar functions to those performed by banks.

    While the term "shadow banking" tends to suggest something secretive or illicit, I will argue that, on the whole, shadow banking serves a useful purpose.

    At the same time, the experience during the global financial crisis revealed that shadow banking has some important fragilities."

    These are remarks by Mr. Timothy Lane, Deputy Governor of the Bank of Canada.

    Read more ... below.

    Let's go to Europe.

    I have spent days trying to understand the different approaches and agendas for the integration of the European Economic Community / European Community / European Union: Supranationalism vs. Intergovernmentalism vs. Federalism vs. ...

    We have some interesting news:

    In the opinion of Bundesbank Deputy President Sabine Lautenschläger, current European law is not suited to creating a legally stable banking union in Europe.

    At an event hosted in Dublin by the Institute of International and European Affairs (IIEA), an Irish think-tank, she called for changes to the EU treaties in order to make banking supervision and the mechanism for resolving ailing financial institutions effective and efficient.

    Calling it a "long and winding road", Ms Lautenschläger added that "ultimately, however, the project of creating a banking union is similar to the creation of the single monetary policy".
    "If it was good enough for establishing a monetary union, it will be good enough for a banking union," she went on to say.

    Given the difficulties to be expected and the time that will be needed, work on the legal foundations should begin.

    LanguageEnglish
    PublisherGeorge Lekatis
    Release dateJul 20, 2013
    ISBN9781301682683
    Unavailable
    Understanding Basel III, What Is Different After July 2013
    Author

    George Lekatis

    George Lekatis is the General Manager of Compliance LLC, a leading provider of risk and compliance training and executive coaching in 36 countries.

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