THE MERCER CoUNTy CHRoNICLE
July 19, 2012 • Page 3
MERCER COUNTY CHRONIClE
Vl. 115 N. 29USPS 339-15560
The Mercer Cunt Chrnicle is published Thursdas at 124 W.Main St., Cldwater, ohi b Mercer Cunt Publicatins, Inc.Entered in the pst ffice in Cldwater, ohi 45828 as Peridicals,pstage paid at Cldwater, ohi.Available b mail in Mercer, Auglaize, Darke, Ja r Van WertCunt, $36 per ear. outside these cunties, $45 per ear.
Kami Phlipot, General Manager •
Send address changes t:Mercer Cunt Chrnicle, P.o. Bx 105, Cldwater, oH 45828$100 MILLIoNDoLLARS!! Des that sundlike a lt f mne t u?Is it a figure with which uare familiar? If u are likeme then u realize that isa lt f mne t be passingarund. In case u missedit that amunt f mnewill be spent n Televisinadvertising fr the up cmingplitical campaign.I can think f a betterwa t spend that amunt f mne and get a better returnfr m dllar than the electinregardless f wh gets elected.The reall scar thing abutall this is the nes in chargelk at that amunt f mneas being just incidental t there-electin campaign. I’mglad I am nt a plitician! Idn’t think I culd sleep wellat night let alne face mcnstituents and tr t explainthe cnditin f the ecnm.If an f u ut there hasa gd praer fr rain I wuldsuggest u get ver bus withit. Frm the lks f smef the crps, bth beans andcrn, here in Mercer Cuntand surrunding cuntiesit ma be t late all read.There ma be sme hpe frthe bean crp if we can justget sme rain. yu hear allsrts f numbers related tthe success f the crn crps,sme sa 40%, sme sa evenmre is all read lst. Eithernumber is nt gd and ne just hpes mst f the farmershave a gd crp insurance tcver all their lsses. Let’shpe the Gvernment steps inand helps ur farmers here athme instead f sending allthat mne verseas!!That’s M opinin.....What’s yurs??
A Look Back
Frm the Archives f TheMercer Cunt Chrnicle
10 YEARS AGO (2002)
The Cldwater PicnicAssciatin has apprached thevillage cuncil t determine whwns the Dept in Memrial Parkbecause the want t remdel rreplace the badl deteriratingbuilding. The matter was referedt cuncil’s research cmmittee.on Jul 21, residents f FrtRecver Schl District will jin frces with thusands f cmmunities natinwide fr the19th Annual Natinal Night outcrime and drug preventin event.
25 YEARS AG0 (1987)
The Cldwater ACME baseballteam advanced the the stateturnament as Lu Brunswick’ssquad defeated Celina 7-6 in nineinnings in the District finals.Mercer Cunt native FatherEdgar Jutte wh is serving asa missinar in yauli, Peru,will return t Mercer Cunt inAugust, 1987, t celebrate hissilver jubilee and attend a familreunin.
50 YEARS AGO (1962)
The 2nd Annual CldwaterCmmunit Picnic is slated atMemrial Park n Jul 21 and22, 1962 and will feature a paradefrm Furth and Walnut Streetsand fllw Main Street t thepark.The Wabash CnservancDistrict received seven bids frcnstructin f tw fldwaterretentin structures, ne n FrtCreek suthwest f Frt Recver,and the ther n Middle Ditch inGranville Twnship sutheast f Frt Recver.The Shrine f the Hl Relicsprudl annunce the additin f the Maria Stein Retreat Huse,which will ffer 60 lvel rmswith private baths, spaciuslunges, cl dining rms andtw air cnditined chapels.Dr. R Weber, wh purchasedthe ld Frtman grcer stre inCelina several mnths ag, hasleased the building t the Celinaliqur stre.
Are You a “Hands-on” Investor?
MAKING SENSE OF INVESTING
106 S. Second St., Coldwater, OH Bus. 419-678-3252 TF. 866-678-3252 John.firstname.lastname@example.org
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
Edward Jones, its employees and nancial advisors are not estate planners and cannot provide tax or legal advice. Consult a qualied tax specialist or attorney for professional advice about your situation.
Financial Focus is a weekly column courtesy of...
John M. Yoder, Financial Advisor
The investment world can be complex — so you may not want to navigate it alone. But when it comesto getting professional advice, you certainly have an abundance of choices. How can you know whichapproach is right for you?
The answer depends, to a large extent, on how you choose to work with a qualied nancial advisor — someone with the training and experience to help you work toward your nancial goals. When you workwith a nancial advisor, he or she will analyze your nancial situation — your income, current assets, family
status and short- and long-term investment goals, such as helping pay for your children’s (or grandchildren’s)college education and attaining a comfortable retirement.
You can choose different ways of working with a nancial advisor — and a deciding factor may be how
“hands on” you want to be with your investment strategy. To illustrate this concept, let’s look at two common
ways investors interact with nancial advisors:* Taking recommendations and making choices — After evaluating your nancial situation, goals, risktolerance and time horizon, your nancial advisor can recommend appropriate investments. Over time, your nancial advisor will communicate with you regularly to keep track of changes in your life and to suggest anychanges you may need to make in your portfolio. Of course, you have the nal say in accepting or rejecting
these recommendations, which is why this method is considered a hands-on way to invest.
* Investing through a managed account — In this situation, your nancial advisor will help you create,implement and rene your long-term nancial strategy, but the money managers will make the daily
investment decisions, relying on a variety of criteria pertaining to your situation. For example, if your portfolio
has become overweighted in a specic asset class, such as stocks or bonds, and is no longer aligned with
your goals, it may automatically be brought back into balance.So which method of investing is better for you? There’s really no one right answer for everyone. If you’re the sort of person who likes to make all your own decisions, then you might be better off following
the hands-on approach with your nancial advisor. On the other hand, if you are particularly busy and just
don’t feel you have the time to be actively involved with day-to-day investment decisions, you might want toconsider a managed account.In any case, you’ll want to be comfortable with the method of investing that you’ve chosen. So do your
homework beforehand. Whether you’re interested in a hands-on relationship or a hands-off approach, youstill need to interview several nancial advisors to nd one who has worked with people in your situation
and who seems genuinely interested in helping you. During these interviews, make sure you understand
everything related to working with a nancial advisor — the fees involved, the way decisions will be
communicated to you if you choose a managed account, and so on.
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