Professional Documents
Culture Documents
Prepared by: Md. Shahidul Islam ID#1125069 Mahmudur Rahman ID#1035080 Md. Imran Rony ID#1110837 Eftekhar Ahamed ID# 1035038
Significance of CRM
As unpleasant as it sounds, credit risk management is a necessary part of the financial world. In fact, it's so important, businesses need to review whether their current risk indicators are working. If not, it's time to change the calculations and figure out a new way to determine a creditworthy individual or business. That might include such things as personal interviewing and finding out the reason for the new credit request.
Questionnaire
As a requirement for completing this assignment of credit risk management in banks first we developed a questionnaire and collect information from two banks through the questionnaire. Our information collecting banks are 1.Bank Alfalah Limited. 2.The City Bank Limited.
Question 6: Do you think the ESG factors bring new business opportunities? Ans: Yes for both banks. Question 7: if yes what are those opportunities Ans: Both bank agreed on all the options.
Question 8: Is there any other risk, in addition to ESG risk factors mentioned above, that should be considered in CRM? Ans: There is no other risk.
Acceptable
Marginal/ Watch list Special Mention Substandard Doubtful Bad/Loss
ACCPT
MG/WL SM SS DF BL
Bad/Loss
BL
Quarterly