THe MeRCeR COunTY CHROnICLe
Agst 2, 2012 • Pag 3
MERCER COUNTY CHRONICLE
Vol. 115 no. 31uSPS 339-15560
Th Mrcr Coty Chroicl is pblishd Thrsdays at 124 W.
Main St., Coldwater, Ohio by Mercer County Publications, Inc.
etrd i th post offic i Coldwatr, Ohio 45828 as Priodicals,
postage paid at Coldwater, Ohio.Available by mail in Mercer, Auglaize, Darke, Jay or Van Wert
Coty, $36 pr yar. Otsid ths cotis, $45 pr yar.Kami Phlipot, Gral Maagr •
Send address changes to:
Mrcr Coty Chroicl, P.O. Box 105, Coldwatr, OH 45828
I saw a piece the other day thatcompared the status of the NationalDebt and President Obama. It
stats: From Gorg Washigto toGorg Bsh th yars wr 1789to 2008. Th total natioal Dbti thos yars totald 6.3 trillio.
As for President Obama in onlyone term in office he added to thenational debt a grand total of 6.5
Trillio. not too bad for oly foryars! As of Thrsday 26th 2012th natioal Dbt was $15.88Trillio Dollars. That figrs ot to$50,590 pr prso i th uitd
States. You can send your check tothe Whitehouse in care of PresidentObama. I am sure he will find away to spend it.Has any of you out there learned
ay thig sfl from th TV
political commercials? Have youlearned any thing that would helpyou decide just whom to vote for?
Yo wo’t lar mch from MuDSLInGInG! Ad that is what it all
seems to be from both candidates.
Why ca’t thy sit dow fac to
face and discuss the condition of the United States of America andhow they plan to solve this bigproblem? Of course you know aswell as I do that will never happen.O there will be political debatesbut have you learned anythingfrom them in the past?
God hlp s all comnovmbr!!That/s My Opiio.............What’s Yors??
A Look Back
From th Archivs of Th
Mercer County Chronicle
10 YEARS AgO (2002)
Over 150 Coldwater citizensattended a public forum on schoolrenovation where they discussed
th stat’s proposals ad also th
purchase of the west building
for $300,000 from Holy Triity
Th 80 pag book MrcrCoty Fair, Clia, Ohio, 1852-
2002, is now completed andavailable for purchase at the MercerCounty Fair board Office and at theMercer County Historical Museumin Celina.
Th St. Hry Lgio basball
team has advanced to the 2002
Lgio Stat Toramt at Aths,
Ohio, for the second time in the lastthree years.
25 YEARS AgO (1987)
O Jly 31, 1987, a stat law
went into effect which prohibitsanyone who turns 19 after July
31, 1987, from prchasig or
consuming alcoholic beveragesunder the age of 21.
Grat crowds ad 90+ dgr
temperatures greeted ColdwaterCommunity Picnic attendees last
wkd ad it dd 30 mits
early with a torrential rainstorm at
abot 11:30 Sday ight.Th Coldwatr Cdas swim tam
bested five other teams to win the
Tri-Coty Lag Champioship
for the first time in Coach Sue
Slavik’s 13 yars with th Cdas.
50 YEARS AgO (1962)
New Idea president Curry W.Stoup and general Controller R.R.
Mllr ar makig a trip to eglad
in order to establish an internationalbranch in that country.A fire believed caused bysparks from a fireplace completelydestroyed the interior of a cottageowned by a Versailles man near
Trtl nck Poit o Coldwatr
Beach on Friday morning.
St. Hry’s Caroly Zmbrgwas crowd 1962 Grad Lak
Festival Queen Friday night on
th corthos stps by last yar’s
queen Judy Menchhofer.
Financial Tips for Newly Single Women
MAKING SENSE OF INVESTING
106 S. Second St., Coldwater, OH Bus. 419-678-3252 TF. 866-678-3252 John.firstname.lastname@example.org
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
Edward Jones, its employees and nancial advisors are not estate planners and cannot provide tax or legal advice. Consult a qualied tax specialist or attorney for professional advice about your situation.
Financial Focus is a weekly column courtesy of...
John M. Yoder, Financial Advisor
Within a marriage, a man and a woman’s nancial circumstances are generally pretty much equal. But if adivorce occurs, the woman’s situation tends to be somewhat more challenging than that of her ex-spouse. Andthat’s why, during this major life transition, you may want to meet with a professional nancial advisor to go over your spending needs and your cash ow, so that you know what you absolutely need today — and how you canplan for tomorrow.Before we get into some possible steps you can take, let’s look at some of the reasons that women may fareworse than men, nancially speaking, following a divorce:* Lower income — The average woman’s family income drops by 37% after divorce, according to the U.S.Census Bureau. In many cases, divorce exacerbates a situation in which women were already trailing men inearnings. In fact, women still only earn 77 cents for each dollar earned by men, according to the U.S. Bureau of Labor Statistics.* Smaller retirement accounts — The average balance on women’s dened contribution plans (such as 401(k)plans) is only 60% of men’s average balances, according to LIMRA, a nancial services research organization.Of course, “averages” are just that — averages. But whether you recognize yourself in the above numbersor not, consider these suggestions:* Create an emergency fund. Try to put six months’ to a year’s worth of living expenses in a liquid account.Once you’ve established this emergency fund, you won’t have to dip into long-term investments to pay for unexpected costs, such as an expensive car repair, a new furnace or a large medical bill.* Contribute as much as you can afford to your retirement accounts. Even if you will eventually receivesome of your ex-spouse’s retirement funds, you need to take full advantage of your own savings opportunities —because it’s pretty hard to save “too much” for retirement. If money is tight, it won’t always be easy, but contributeas much as you can to your 401(k) or similar employer-sponsored retirement plan. At a minimum, put in enough toearn the employer’s match, if one is offered.* Rebalance your investment portfolio. If you are now investing for yourself, you’ll want to take a close lookat your asset mix to make sure it is appropriate for your situation. For example, your risk tolerance may be quitedifferent than that of your ex-spouse’s. So if you now have total control over an investment portfolio, you need tomake sure it reects your needs and preferences. Consequently, you may need to “rebalance” your holdings.* Above all, get some help. As mentioned above, now is a good time to meet with a nancial advisor. Andif you don’t have much experience in managing your nances, you may even nd it helpful to work with a trustcompany, which can collaborate with your nancial provider to manage your assets and also provide a varietyof other functions, including bill payment and record keeping. A trust company’s services can prove especiallyvaluable to you and your family should you ever become incapacitated.
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