CategoriesBudgetPercentageCurrent Depositnew total

mortgage1004.762%

1000

$47.62$0.00 $47.62tax/ins1004.762%$47.62$0.00 $47.62health care1004.762%$47.62$0.00 $47.62water1004.762%$47.62$0.00 $47.62electric1004.762%$47.62$0.00 $47.62trash/recycle1004.762%$47.62$0.00 $47.62car payment1004.762%$47.62$0.00 $47.62groceries1004.762%$47.62$0.00 $47.62savings1004.762%$47.62$0.00 $47.62gas1004.762%$47.62$0.00 $47.62entertainment1004.762%$47.62$0.00 $47.62stamps1004.762%$47.62$0.00 $47.62phone/net1004.762%$47.62$0.00 $47.62car insurance1004.762%$47.62$0.00 $47.62life insurance1004.762%$47.62$0.00 $47.62car savings1004.762%$47.62$0.00 $47.62personal spend1004.762%$47.62$0.00 $47.62Dish Network1004.762%$47.62$0.00 $47.62dog food/care1004.762%$47.62$0.00 $47.62tithe1004.762%$47.62$0.00 $47.62credit cards1004.762%$47.62$0.00 $47.62

Monthly Income2100100.000%Current DepositseparatedReal Time Col. BBEFORE Deposit

Use the category column to nameyour budget categories. Simplyrename them to fit your needs..These are just my examples. If yourename them here, you will need torename them in the same order onthe Real Time Budget tabUse the budget column toenter the numbers youexpect to spend in 1 monthon each categoryThe current deposit iswhere you enter everydeposit you make to yourchecking account that youwant "divided out" for yourbudgeting purposesOrange Columns are Preprogrammed… don't change!

This number should add up toyour monthly income!

In order to use this column (G) you will need to use the data on th"Real Time Budget". Simply copy your numeric data (Highlight fronumeric entry down to the subtotal and right click to copy.. Then chere and paste special into colum G… The paste special will give yplease select "values and number formats". Any other paste selecresult in errors! Helpful Tip:

* For your first time, you might want to enter the amountyou have in your checkbook as your first deposit to goahead and separate your numbers to give you a Real Time Budget start. You can manually adjust them on thattab if you need to.Feel Free to Hide or delete these instruction commentsonce you get the hang of it!

tab calledm the topome back ou options,ion willThis column isprecalculated… you willhighlight and copy thisentire column and transferit over to Column B on theReal Time Budget tab…making sure to PasteSpecial using only "valuesand number formats".

Date1-Jan-2009

categoryamount

mortgage

0.00

tax/ins

0.00

health care

0.00

water

0.00

electric

0.00

trash/recycle

0.00

car payment

0.00

groceries

0.00

savings

0.00

gas

0.00

entertainment

0.00

stamps

0.00

phone/net

0.00

car insurance

0.00

life insurance

0.00

car savings

0.00

personal spend

0.00

Dish Network

0.00

dog food/care

0.00

tithe

0.00

credit cards

0.00

subtotal$0.00

extra$0.00

Total$0.00

Whenever you spend money fromit and then subract the amount yoin front of the current number inSee formula maker tab for how toI have this "extra" secdeposit that is NOT pinstance, gifts, tax retbudgeted etc..The final total here should MATCH the amount in yourcheckbook.. If it does NOT you will need to locate thediscrepancyChange the date every time you chbudget is