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Fannie Mae & Freddie Mac CREDITORS & MORTGAGEES: URLA 1003 Uniform Residential Loan Application with Federal National Mortgage Association Trust Fannie Mae & Federal Home Loan Mortgage Corporation Freddie Mac Form 65 & ISSUERS of Goverment National Mortgage Association, e.g. ISSUERS include private institutional Primary Dealers: Wells Fargo Bank NA MEMBER ... , JPMorgan Chase Bank NA ..., -equal credit opportunity, fair housing and home mortgage disclosure laws - Service Provider's Intermediary Obligor/Obligee will collect cash receivables and in event consumer defaults notes sold to REMIC servicer advance cash in stead and create debt, create real estate settlement loans, new investor to purchase new note, new obligation, ... neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty, express or implied, to me regarding the property or the condition or value of the property, Lender, its servicers, successors or assigns

Fannie Mae & Freddie Mac CREDITORS & MORTGAGEES: URLA 1003 Uniform Residential Loan Application with Federal National Mortgage Association Trust Fannie Mae & Federal Home Loan Mortgage Corporation Freddie Mac Form 65 & ISSUERS of Goverment National Mortgage Association, e.g. ISSUERS include private institutional Primary Dealers: Wells Fargo Bank NA MEMBER ... , JPMorgan Chase Bank NA ..., -equal credit opportunity, fair housing and home mortgage disclosure laws - Service Provider's Intermediary Obligor/Obligee will collect cash receivables and in event consumer defaults notes sold to REMIC servicer advance cash in stead and create debt, create real estate settlement loans, new investor to purchase new note, new obligation, ... neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty, express or implied, to me regarding the property or the condition or value of the property, Lender, its servicers, successors or assigns

Ratings: (0)|Views: 32 |Likes:
Published by Mary Cochrane
Consumers 'DON'T' input data into computer only 'Mortgage Broker's input information which has been found to be bastardized with falsified claims/statements, and/or as acceptable to in-house desktop underwriting which is considered RESPA complaint with waiver as a non-conforming alternative loan application, application not loan.

Title 18, United States Code, Section 1001, et seq, consumers handed typed form with errors are many instructed not to correct mistakes and/or if mistakes correcte don form changes never input by originator.

Each of the undersigned specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in this application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Sec. 1001, et seq.; (2) the loan requested pursuant to this application (the "Loan") will be secured by a mortgage or deed of trust on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in this application are made for the purpose of obtaining a residential mortgage loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may retain the original and/or an electronic record of this application, whether or not the Loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors, and assigns may continuously rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented herein should change prior to closing of the Loan; (8) in the event that my payments on the Loan become delinquent, the Lender, its servicers, successors or assigns may, in addition to any other rights and remedies that it may have relating to such delinquency, report my name and account information to one or more consumer reporting agencies; (9) ownership of the Loan and/or administration of the Loan account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty, express or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of this application as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.
Acknowledgement. Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.
Freddie Mac Form 65 7/05 Page 6 of 8 Fannie Mae Form 1003 7/05
Many consumers handed form to sign by notary, trustee, closing title settlement agent at closing contains false info input by broker
(11) my transmission of this application as an "electronic record"
Consumers 'DON'T' input data into computer only 'Mortgage Broker's input information which has been found to be bastardized with falsified claims/statements, and/or as acceptable to in-house desktop underwriting which is considered RESPA complaint with waiver as a non-conforming alternative loan application, application not loan.

Title 18, United States Code, Section 1001, et seq, consumers handed typed form with errors are many instructed not to correct mistakes and/or if mistakes correcte don form changes never input by originator.

Each of the undersigned specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of this information contained in this application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Sec. 1001, et seq.; (2) the loan requested pursuant to this application (the "Loan") will be secured by a mortgage or deed of trust on the property described in this application; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in this application are made for the purpose of obtaining a residential mortgage loan; (5) the property will be occupied as indicated in this application; (6) the Lender, its servicers, successors or assigns may retain the original and/or an electronic record of this application, whether or not the Loan is approved; (7) the Lender and its agents, brokers, insurers, servicers, successors, and assigns may continuously rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in this application if any of the material facts that I have represented herein should change prior to closing of the Loan; (8) in the event that my payments on the Loan become delinquent, the Lender, its servicers, successors or assigns may, in addition to any other rights and remedies that it may have relating to such delinquency, report my name and account information to one or more consumer reporting agencies; (9) ownership of the Loan and/or administration of the Loan account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors or assigns has made any representation or warranty, express or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of this application as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of this application containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of this application were delivered containing my original written signature.
Acknowledgement. Each of the undersigned hereby acknowledges that any owner of the Loan, its servicers, successors and assigns, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate business purpose through any source, including a source named in this application or a consumer reporting agency.
Freddie Mac Form 65 7/05 Page 6 of 8 Fannie Mae Form 1003 7/05
Many consumers handed form to sign by notary, trustee, closing title settlement agent at closing contains false info input by broker
(11) my transmission of this application as an "electronic record"

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Published by: Mary Cochrane on Sep 20, 2012
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