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 S 
 C H O O L 
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2003-04
FEDERAL STUDENTAIDU.S. D
EPARTMENTOF
E
DUCATION
H
IGH
S
CHOOL
C
OUNSELOR 
S
Handbook 
 
I
MPORTANT
T
ELEPHONE
N
UMBERSFO
S
CHOOL
C
OUNSELORS
Federal Student Aid Information Center (FSAIC)
 Toll-free number for checking status of FAFSA and corrections, requesting a duplicate SAR,getting help with
FAFSA on the Web,
or asking general questions .......................................... 1-800-4-FED-AID(1-800-433-3243) TTY (for the hearing impaired)................................ 1-800-730-8913 Toll number for inquirers calling from foreign countries.............................................. +1-319-337-5665
Inspector General Hotline
Reporting student aid fraud, waste, or abuseof U.S. Department of Education funds.................. 1-800-MIS-USED(1-800-647-8733)e-mail: ........................................................................ oig.hotline@ed.gov 
I
MPORTANT
 W 
EB
S
ITESFO
S
CHOOL
C
OUNSELORS
Bulk Publication Ordering System........................... www.edpubs.org/mlED’s Information for Students.................................. www.studentaid.ed.gov Help in Completing the FAFSA................................ www.ed.gov/prog_info/SFA/FAFSA 
FAFSA on the Web
and Federal School Codes.......... www.fafsa.ed.gov PIN information and registration ............................ www.pin.ed.gov 
Funding Your Education
.............................................. www.ed.gov/prog_info/SFA/FYE
The Student Guide
....................................................... www.ed.gov/prog_info/SFA/StudentGuide
Looking for Student Aid
............................................... www.ed.gov/prog_info/SFA/LSA Information for Financial Aid Professionals........... http://ifap.ed.gov 
 A 
BBREVIATIONS
 AFROTC
 Air Force Reserve Officer Training Corps
 AGI
 Adjusted Gross Income
BPOS
Bulk Publication Ordering System
COA 
cost of attendance
CPS
Central Processing System
DRN
Data Release Number 
ED
U.S. Department of Education
EFA 
estimated financial assistance
EFC
Expected Family Contribution
EOC
Educational Opportunity Center 
FAFSA 
Free Application for Federal Student  Aid
FFEL 
Federal Family Education Loan
FSAIC
Federal Student Aid InformationCenter 
FSEOG
Federal Supplemental EducationalOpportunity Grants
FTC
Federal Trade Commission
FWS
Federal Work-Study 
GAO
U.S. General Accounting Office
GEAR UP
Gaining Early Awareness andReadiness for UndergraduatePrograms
GED
General Education Development [certificate]
HHS
U.S. Department of Health andHuman Services
IADT 
Initial Active Duty for Training 
INS
U.S. Immigration and NaturalizationService
IRS
Internal Revenue Service
ISIR 
Institutional Student InformationRecord
LEAP
Leveraging Educational AssistancePartnership
NROTC
Naval Reserve Officers Training Corps
NSLDS
National Student Loan Data System
PIN
Personal Identification Number 
PSAT/NMSQT 
Preliminary SAT/National Merit Scholarship Qualifying Test 
ROTC
 Army Reserve Officer Training Corps
SAP
satisfactory academic progress
SAR 
Student Aid Report 
SSA 
Social Security Administration
SSIG
State Student Incentive Grant (obsolete; now LEAP)
SSN
Social Security Number 
 TTY 
teletype
 VA 
U.S. Department of Veterans Affairs
 WIA 
 Workforce Investment Act 
 
 page
i
2003-04 FEDERAL STUDENT AID
H
IGH
S
CHOOL
C
OUNSELOR 
S
HANDBOOK 
T
 ABLE OF
C
ONTENTS
Introduction
.......................................................................................................................................1
PART ONEG
ENERAL 
I
NFORMATION
 A 
BOUT 
P
OSTSECONDARY 
O
PPORTUNITIES
...........................................................3
Sources of aid
.....................................................................................................................................4 The major federal student aid programs..................................................................................4Other ED programs...................................................................................................................5Leveraging Educational Assistance Partnership (LEAP) Program.................................5Robert C. Byrd Honors Scholarship Program................................................................6 Vocational rehabilitation programs................................................................................6Other federal programs.............................................................................................................6Federal income tax credits...............................................................................................6National and community service....................................................................................7Job training.......................................................................................................................7Health professions...........................................................................................................7 Veterans benefits........................................................................................................................7Other assistance from the military..................................................................................8Nonfederal sources: state, private, school................................................................................9
General eligibility requirements
....................................................................................................11
Demonstrating need
.......................................................................................................................12Cost of attendance...................................................................................................................12Need analysis...........................................................................................................................12Calculating the EFC.................................................................................................................12Determining the Federal Pell Grant amount.........................................................................12How aid is awarded.................................................................................................................13Financial aid package..............................................................................................................14
Loan default and choice of school
................................................................................................15 Are opportunities in the career field stable or expanding?.........................................15Is the career compatible with the student’s aptitude and interests?...........................16Does a school have a good reputation for educating and placing its students?........16How many of a school’s students graduate and find employment in thecareer for which they trained?.......................................................................................16 What are a school’s administrative and academic policies?........................................17 What types of financial aid does a school offer?.........................................................17 What can be learned from a visit to a school?.............................................................17Do the people at the school seem to want to help students learn and planfor their futures?.............................................................................................................17Schools’ responsibilities................................................................................................18
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