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WHITNEYHOLDINGCORP    
FORM10-Q     
(QuarterlyReport)  
Filed11/10/08forthePeriodEnding09/30/08   
Address228STCHARLESAVE    NEWORLEANS,LA70130   Telephone5045867272   CIK0000106926   SymbolWTNY    SICCode6021-NationalCommercialBanks   IndustryRegionalBanks   SectorFinancial FiscalYear12/31  
http://www.edgar-online.com     ©Copyright2008,EDGAROnline,Inc.AllRightsReserved. DistributionanduseofthisdocumentrestrictedunderEDGAROnline,Inc.TermsofUse. 
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 10-Q
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OFTHE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended September 30, 2008Commission file number 0-1026228 St. Charles AvenueNew Orleans, Louisiana 70130
(Address of principal executive offices)
(504) 586-7272
(Registrant’s telephone number, including area code)
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d)of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrantwas required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes
No __Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-acceleratedfiler or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smallerreporting company” in Rule 12b-2 of the Exchange Act.Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the ExchangeAct). Yes __ No
As of October 31, 2008, 64,013,683 shares of the registrant’s no par value common stock were outstanding.
WHITNEY HOLDING CORPORATION
(Exact name of registrant as specified in its charter)
Louisiana 72-6017893
(State or other jurisdiction of incorporation or organization)
(
I.R.S. Employer Identification No.)
Large accelerated filer
Accelerated filer __Non-accelerated filer __ Smaller reporting company __
 
 
WHITNEY HOLDING CORPORATIONTABLE OF CONTENTS
Page
PART I. Financial Information
Item 1. Financial Statements:Consolidated Balance Sheets 1Consolidated Statements of Income 2Consolidated Statements of Changes in Shareholders’ Equity 3Consolidated Statements of Cash Flows 4Notes to Consolidated Financial Statements 5Selected Financial Data 18Item 2. Management’s Discussion and Analysis of FinancialCondition and Results of Operations 19Item 3. Quantitative and Qualitative Disclosures about Market Risk 43Item 4. Controls and Procedures 43
PART II. Other Information
Item 1. Legal Proceedings 44Item 1A. Risk Factors 44Item 2. Unregistered Sales of Equity Securities and Use of Proceeds 45Item 3. Defaults upon Senior Securities 45Item 4. Submission of Matters to a Vote of Security Holders 46Item 5. Other Information 46Item 6. Exhibits 46Signature 46Exhibit Index 47
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