Mr Jacob Orbach, Chief Internal Auditor, Member of the Board of Management
BANK HAPOALIM, BM, Israel
Mr Stanley Fischer, Governor
BANK OF ISRAEL
Ms Miriam Segal, Bank of Israel-Banking Regulation<firstname.lastname@example.org>, Fax: 02-666-9077
RE: FATCA-related on-going extortionist conduct by Bank HaPoalim, BM– request for Bank records
Your letter, dated November 4, 2012, Ref: 1-6098055244My letters of September 5, 12, 14, 2012
RESPONSE WITHIN 14 DAYS IS KINDLY REQUESTEDTO MR JACOB ORBACH, Chief Internal Auditor, and Member of the Board of Management, Bank HaPoalim, BM:
The Undersigned thanks Chief Internal Auditor Orbach for the November 4, 2012 response byBank HaPoalim, BM, ("the Bank") and the appended customer agreements, referenced aboveand linked below.The Bank's response, while helpful, raises serious concerns:
Repeat request for valid legal communications by the Bank
The signers of the Bank's November 4, 2012 letter, referenced above, Ella Gutman andDavid Zagan, were not identified by their authority in Bank HaPoalim, BM, regardless of repeated requests for valid signatures on communications of legal nature by the Bank.Individuals, who issue false and deliberately misleading records of legal nature on behalf of financial institutions, unsigned, or signed with no authority and/or qualifications, havecome to be known in recent years as "Robo-signers". Such conduct has been recognizedas central to the criminality that underlies the current financial crisis in the United States.
Therefore, the Undersigned again asks that legal communications on behalf of theBank be signed by authorized officers of the Bank, identified as such.2.
Repeat request for single-sum statements of the interest gained in each of theUndersigned's accounts in the calendar year 2011.
Contrary to what is stated in the Bank's November 4, 2012 letter, referenced above, theUndersigned has not received to this date from the Bank single-sun statements of theinterest gained in 2011 in each of the Undersigned's accounts, as required by United StatesIRS regulations, which the Bank fabricates enforcement of.The Bank' branch produced to the Undersigned a 17-page document, covering only someof the accounts. Such document is invalid and of no use for the purpose of United StatesIRS filing. Absent valid reporting by the Bank to the account holder, there is no way thatthe account holder could comply with the Bank's demands, relative to filing United StatesIRS returns.For the Bank's convenience, enclosed is a sample of United States IRS Form 1099-Int(2012). The Bank is required to issue such statement for each account, providing a single-sum (Box 1) for the interest gained in the respective account during the statement period.