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Loss of Licence

Loss of Licence

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Published by HITESH

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Published by: HITESH on Nov 18, 2012
Copyright:Attribution Non-commercial

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11/18/2012

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NEW PROPERTY & CASUALTY INSURANCE
For More Details Please Contact
NEWPROPERTYCASUALTY@GMAIL.COMKHRISTYHITESH@GMAIL.COM
Loss
 
of 
 
Licence
 
Policy
 
for
 
Pilots
 
Coverage:
 
The
 
policy
 
covers
 
the
 
financial
 
loss
 
caused
 
by
 
the
 
insured
 
person
 
due
 
to
 
loss
 
of 
 
licence
 
arising
 
out
 
of 
 
bodily
 
injury
 
or
 
illness
 
or
 
classified
 
illness.
 
Classified
 
Illness
 
means
 
an
 
illness
 
which
 
is
 
(a)
 
in
 
its
 
nature
 
or
 
in
 
origin
 
psychotic
 
or
 
psyco
neurotic,
 
epileptic,
 
epileptiform,
 
appleptogenic,
 
appleptogenous
 
or
 
aplleptold
 
or
 
(b)
 
is
 
of 
 
such
 
nature
 
as
 
to
 
be
 
incapable
 
of 
 
diagnosis
 
by
 
objective
 
evidence
 
or
 
which
 
though
 
capable
 
of 
 
diagnosis
 
by
 
such
 
evidence
 
has
 
not
 
been
 
diagnosed
 
by
 
objective
 
evidence.
 
Illustrated
 
Table
 
of 
 
Benefits
:
 
 
Section
 
A:
 
Monthly
 
benefit
 
for
 
in
 
respect
 
of 
 
disability
 
due
 
to
 
bodily
 
injury
 
or
 
illness
 
(other
 
than
 
classified
 
illness).
 
Waiting
 
period
 
of 
 
90
 
days.
 
 –
 
2%
 
of 
 
Sum
 
Insured.
 
(Temporary
 
loss
 
of 
 
licence)
 
 
Section
 
B:
 
Monthly
 
benefit
 
for
 
in
 
respect
 
of 
 
disability
 
due
 
to
 
classified
 
illness.
 
Waiting
 
period
 
90
 
days
 
 –
 
1.5%
 
of 
 
Sum
 
Insured
 
(Temporary
 
loss
 
of 
 
licence)
 
 
Section
 
C:
 
Permanent
 
disability
 
(unlikely
 
to
 
get
 
an
 
employment)
 
due
 
to
 
bodily
 
injury
 
or
 
illness
 
(other
 
than
 
classified
 
illness)
 
 –
 
100%
 
of 
 
Sum
 
Insured
 
 
Section
 
D:
 
Permanent
 
disability
 
(likely
 
to
 
get
 
an
 
employment)
 
due
 
to
 
bodily
 
injury
 
or
 
illness
 
(other
 
than
 
classified
 
illness)
 
 –
 
75%
 
of 
 
Sum
 
Insured
 
 
Section
 
E:
 
Permanent
 
loss
 
of 
 
licence
 
due
 
to
 
classified
 
illness
 
 –
 
18%
 
of 
 
Sum
 
Insured.
 
 
Section
 
F:
 
Legal
 
expensed
 
or
 
costs
 
max
 
Rs.2,700/
Why
 
Loss
 
of 
 
License
 
 
Career
 
pilots
 
undertake
 
years
 
of 
 
hard
 
work
 
and
 
incur
 
considerable
 
expense
 
to
 
obtain
 
their
 
flying
 
license
 
and
 
become
 
a
 
pilot.
 
However,
 
a
 
pilot's
 
career
 
and
 
income
 
are
 
at
 
risk
 
if 
 
they
 
are
 
prevented
 
from
 
flying
 
because
 
of 
 
a
 
serious
 
injury
 
or
 
deterioration
 
in
 
health.
 
Most
 
pilots
 
are
 
aware
 
of 
 
how
 
relatively
 
insignificant
 
health
 
problems,
 
which
 
would
 
not
 
stop
 
a
 
desk
based
 
employee
 
working,
 
can
 
result
 
in
 
them
 
losing
 
their
 
License.
 
 
As
 
an
 
aviator,
 
you
 
are
 
probably
 
more
 
vulnerable
 
than
 
most
 
other
 
professions
 
regarding
 
the
 
loss
 
of 
 
your
 
career
 
and
 
earnings
 
potential
 
due
 
to
 
illness
 
or
 
injury.
 
If 
 
you
 
couldn't
 
fly
 
for
 
a
 
living,
 
you'd
 
probably
 
suffer
 
a
 
loss
 
in
 
income
possibly
 
for
 
a
 
long
 
time.
 
While
 
we
 
cannot
 
always
 
prevent
 
the
 
unexpected,
 
some
 
planned
 
protection
 
can
 
sometimes
 
help
 
lessen
 
the
 
damage
 
when
 
disease
 
/
 
disability
 
threaten
 
a
 
career
 
that
 
has
 
provided
 
its
 
members
 
(and
 
members’
 
families)
 
with
 
the
 
lifestyle
 
they’ve
 
come
 
to
 
know.
 
 
Loss
 
of 
 
License
 
(‘LOL’)
 
with
 
Personal
 
Accident
 
(‘PA’)
 
Insurance
 
is
 
one
 
such
 
type
 
of 
 
protection
 
that
 
all
 
career
 
pilots
 
need,
 
making
 
sure
 
that
 
they’ll
 
remain
 
financially
 
secure
 
if 
 
they
 
Lose
 
their
 
License
 
to
 
Fly.
 
This
 
is
 
probably
 
the
 
most
 
important
 
cover
 
that
 
a
 
career
 
pilot
 
can
 
have.
 
This
 
will
 
enable
 
you
 
and
 
your
 
family
 
to
 
enjoy
 
sustained
 
peace
 
of 
 
mind
 
while
 
continuing
 
with
 
your
 
current
 
lifestyle
 
even
 
when
 
there
 
is
 
a
 
looming
 
threat
 
of 
 
disease
 
/
 
disability.
 

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