NEW PROPERTY & CASUALTY INSURANCE

WORKERMENS COMPENSATION INSURANCE POLICY

What is WC Workmen compensation is a form of insurance that provides compensation & medical care for employees who are injured in course of employment in exchange for mandatory relinquishment of employees right to sue his or her employer for the tort of negligence. Who Needs WC Insurance Owners of Industries/Factories Shops/Offices/Hospitals/Hotels/Transport Companies Contractors in construction /mining/quarrying etc House holders who employ domestic servants Scope of Cover This policy provides for two forms of insurance viz. Workman compensation as per Qatar Labor Law Fatal accidents & common law The policy takes care of employment related accidents & injuries suffered by a workman due to negligence of the employer or other colleague employees or any accident occurred during & in course of employment. It covers all type of employees (including casual labor) Deciding the Sum Insured The sum insured shall be calculated on the basis of: Earnings include wages, salaries, overtime, board/lodging & other perquisites. No deduction for pension/PF to be accounted. TA/traveling concession not to be counted. No deduction for IT deducted at source. Claim Documentation In addition to the claim form the scrutiny of the following documents are required in all W. C. claims Medical Certificate Wages statement Proof of age Claim form Police report, Post mortem/Death certificate in case of death or injury certificate in case of injuries. Proof of attendance on date of death/injury where applicable Note: Company is not liable to for payment of fines & penalties imposed on the insured

For More Details Please Contact

NEWPROPERTYCASUALTY@GMAIL.COM KHRISTYHITESH@GMAIL.COM