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Punjab National Bank Project Report

Punjab National Bank Project Report

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Published by waseem7826

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Published by: waseem7826 on Nov 22, 2012
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11/22/12 Punjab National Bank project report1/21www.scribd.com/doc/10321643/Punjab-National-Bank-project-report
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11/22/12 Punjab National Bank project report2/21www.scribd.com/doc/10321643/Punjab-National-Bank-project-report
 
IndianBankingSector:Overview
222commercialbanksinIndia
Operatingwith68,681branches(March06)
Nearly70%ofbranchesareinrural/semi-urbanareas
Bulkofcommercialbankfinanceisforshort-termworkingcapitalneedsofindustry,trade,agriculture&personalsegment.
Banksaresupportinggrowthintheeconomybyfinancingproductivesectors
 
VibrantIndianBankingSector
Duetogrowingcompetition,marketshareofvariousgroupsbankshaschanged,thoughpublicsectorbanksstilldominatethmarket.
 
6times
 
 
11/22/12 Punjab National Bank project report3/21www.scribd.com/doc/10321643/Punjab-National-Bank-project-report
BankingPotentialinIndia
Skilledmanagerialandtechnicalmanpower
HugemiddleclassprovideIndiawithadistinctcuttingedgeinglobalcompetition.
Awellestablishedjudiciary
Sophisticatedlegalandaccountingsystem
Userfriendlyintellectualinfrastructure
Freeandvibrantpress
 
IndustrySegments
Nationalised/PublicSectorBanks:
DominatethebankingsysteminIndia.
NationalizationofbanksinIndiatookplacein1969byMrs.IndiraGandhi..
PrivateBanks:
Madebankingmoreeffi
 
cientandcustomerfriendly.
Joltedpublicsectorbanksoutofcomplacencyandforcedthemtobecomemorecompetitive.
ForeignBanks:
HavebroughtlatesttechnologyandlatestbankingpracticesinIndia.
HavehelpedmadeIndianBankingsystemmorecompetitiveandefficient.
 

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