Short write-up on the researcher and reason for taking up the project:
The researcher are MBA 2
year students, studying in N.R.INSTITUTE OF BUSINESSMANAGEMENT(GLS),AHMEDABAD.
The reason for taking up the project is to know and understand the credit appraisal system in banking sector.
Credit appraisal is the major focus of banking industries these days, so the project will help inunderstanding and analyzing the situation prevailing currently.
Limitations of the study:
As the credit rating is one of the crucial areas for any bank, some of the technicalities are notrevealed which may have cause destruction to the information and our exploration of the problem.
As some of the information is not revealed, whatever suggestions generated, are based on certainassumptions.
Credit appraisal system includes various types of detail studies for different areas of analysis, butdue to time constraint, our analysis was of limited areas only.