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EALES
Howard Beales has taught in the School of Business at the George Washington University since 1988.From 2001 through 2004, he served as the Director of the FTC Bureau of Consumer Protection. He wasinstrumental in redirecting the FTC’s privacy agenda to focus on the consequences of the use and misuseof consumer information. His tenure included the national Do Not Call Registry and the Fair andAccurate Credit Transactions Act of 2003. Dr. Beales received his Ph.D. in economics from theUniversity of Chicago in 1978. His undergraduate degree is from Georgetown University.
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ORZEKOWSKI
Ron Borzekowski is an economist in the Division of Research and Statistics at the Federal Reserve Board.His research examines historical and recent developments in the payments industry (most notably therapid rise of debit card use in the U.S); the adoption and impact of new technologies; and the strategicinteractions among financial institutions. His recent papers have been accepted for publication in the Journal of Money, Credit, and Banking and The Review of Network Economics. Borzekowski received anMPP from the John F. Kennedy School of Government at Harvard University and a PhD in economicsfrom Stanford University.
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RENNAN
Tim Brennan is a professor of public policy and economics at the University of Maryland BaltimoreCounty (UMBC) and a senior fellow with Resources for the Future (RFF). During 2006, he held the T. D.MacDonald Chair in Industrial Economics at the Canadian Competition Bureau. He has been aneconomist with the Antitrust Division of the U.S. Department of Justice and taught at GeorgeWashington University. From 1996-97, he was a senior economist for the White House Council of Economic Advisers, and recently was a staff consultant to the U.S. Federal Trade Commission. He haswritten on economic and philosophical issues associated with prefernece change and the costs of choice.With Karen Palmer and others at RFF, he co-authored two books on electricity deregulation, A Shock tothe System (1996) and Alternating Currents: Electricity Markets and Public Policy (2002). His currentprojects include the antitrust analysis of bundled rebates and economic issues in opening regulatedtelecommunications markets.
Jack Calfee
Jack Calfee joined the Bureau of Economics at the Federal Trade Commission in 1980 afterreceiving his Ph.D. in economics from the University of California at Berkeley. At the FTC, heworked on consumer protection matters with special attention to advertising, tobacco,marketing, and the regulation of information. He has since taught marketing and consumerbehavior at the business schools of the University of Maryland at College Park and BostonUniversity, and spent a year as a Visiting Senior Fellow at the Brookings Institution. Since 1995,he has been a Resident Scholar at the American Enterprise Institute in Washington, D.C.Calfee’s academic articles and opionion pieces cover a variety of topics including tort liability,advertising and information, FDA regulation, and the pharmaceutical market. He has publishedtwo short books:
Fear of Persuasion: A New Perspective on Advertising and Regulation
(1997) and
Prices, Markets, and the Pharmaceutical Revolution
(AEI Press, 2000).
Colin Camerer
Professor Colin F. Camerer is the Rea and Lela Axline Professor of Business Economics atCaltech. Camerer earned a BA degree in quantitative studies from Johns Hopkins in 1977, andan MBA in finance (1979) and a Ph.D. in decision theory (1981) from the University of ChicagoGraduate School of Business. Before coming to Caltech in 1994, Camerer worked at the Kellogg,Wharton, and University of Chicago business schools. He studies behavioral and experimentaleconomics.
John C. Driscoll
John C. Driscoll is an economist in the Division of Monetary Affairs at the Federal ReserveBoard. Driscoll conducts research in a variety of areas in macroeconomics, banking, andconsumer finance. His research has been published in, among other places, the AmericanEconomic Review and the Journal of Monetary Economics. Prior to joining the Federal ReserveBoard in 2002, Driscoll was an assistant professor at Brown University and a faculty researchfellow at the National Bureau of Economic Research. He has also served as a senior economist atthe President’s Council of Economic Advisers and an adjunct professor at Johns HopkinsUniversity. Driscoll received S.B. degrees in physics and economics from MIT and a Ph.D. ineconomics from Harvard.
Erik Durbin
Erik Durbin is a Deputy Assistant Director for Consumer Protection in the FTC's Bureau of Economics. He received a Ph.D. in economics from Columbia University in 2000. Before joiningthe FTC, he was an assistant professor of economics at the Olin School of Business atWashington University in St. Louis. At the FTC, he has worked on a range of consumerprotection matters related to information disclosure, credit reporting, and identity theft.
Pauline M. Ippolito
Pauline M. Ippolito is currently Associate Director in the Bureau of Economics. She has held avariety of management and staff positions since joining the FTC staff. Her research and policyinterests include the economics of risk and information in consumer good markets and the designof public policy for advertising and labeling. In recent years, she has focused on the role of advertising and information in food markets and has been active in the debates about the bestpolicies towards health-related claims for food products. She has also been involved in theagency’s fraud and ID theft surveys, studies of marketing to children, and efforts to improveconsumer disclosures in mortgage markets. She has a PhD from Northwestern University.
Eric Johnson
Eric Johnson is the Norman Eig Professor of Business, at the Columbia School of Business atColumbia University. His research interests are in consumer and managerial decision-making.Before moving to Columbia, he was David Hauck Professor of Marketing and a Professor of Psychology and Operations and Information Management at The Wharton School of theUniversity of Pennsylvania. As part of his work in behavioral decision research, Professor Johnson has been involved in understanding the nature and origin of preferences. This workincludes research on preference reversals, the effect of anchoring on preferences, and work whichcharacterizes preferences as constructive. A major stream has examined the role of defaultoptions in choice and his most recent work has examined the role of preferences as memories,the endowment effect and intertemporal choice, in press in Psychological Science and Journal of Experimental Psychology.
Dean Karlan
Dean Karlan is an Assistant Professor of Economics at Yale University. From 2002-2005, he wasan Assistant Professor of Economics and International Affairs at Princeton University in theDepartment of Economics and the Woodrow Wilson School of Public and International Affairs.Karlan is President of Innovations for Poverty Action and a research fellow of the M.I.T. JameelPoverty Action Lab. His research focuses on microeconomic issues of poverty, specificallyemploying experimental methodologies to examine what works, what does not, and why. Hefocuses on microfinance program design internationally, and voting and charitable givingbehavior domestically. Internationally, he has studied interest rate policy, credit evaluation andscoring policies, group versus individual liability, savings product design, credit with education,and impact from increased access to credit. His work on savings typically uses insights frompsychology and behavioral economics to design and test specialized products and marketing. Hehas consulted for the World Bank, the Asian Development Bank, FINCA International and theGuatemalan government. Karlan received a Ph.D. in Economics from M.I.T., an M.B.A. and anM.P.P. from the University of Chicago, and a B.A. in International Affairs from the University of Virginia.
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