Many others directly questioned the very need for it. One dozen respondents asked, “when
earlier it [kerosene] was available without bank account than why now all this
Dealers who facilitated camps for opening bank accounts said that people weredisinterested in opening accounts.
The process details suggest that the response of the people towards bank account was notvery encouraging initially. This made the administration jittery and persuasive. It isalleged that even threatening strategies were used by the administration to get the accountsopened. For instance, the dealer of Village Pataliya explained how he was beingmistreated by the DSO to procure account numbers from his customers. In fact, onecommon thing reported throughout the survey was the way the consumers were harassedby making ration (including wheat) conditional to the submission of account number. Thedealers who were the agents of this harassment acted on behest of the DSO.(j)
Data suggest that several other reasons for less number of accounts include migration, oldage of head of the household, indifference to the scheme, lack of awareness about thescheme and so on.
But primarily it is lack of necessity and paltry sum of subsidy is nomotivation.
The data further suggest that 15.7% households even now do not have any accounts inKotkasim
Mere opening of account is not sufficient:
Because of persuasion and the camp at door step, almost all in the village Kharol haveopened accounts. But none of them have operated the accounts. In fact they have not evenreceived their pass books till date after a lapse of several months. If they do receive theirpassbooks one day, they will still not be able to make trips to the bank to withdraw subsidyand they may not be in a position to buy kerosene at the high cost. If the feedback mechanismdoes kick in, they will one day stop receiving the subsidy as they will not be buying kerosene
effectively having been driven away from the PDS and written about in the media as ‘not inneed of kerosene’.
CFKS is anti-poor, vulnerable and marginalized in essence
Study clearly brings forth the point that a poor cannot wait for subsidy to be deposited inbank. Poor, vulnerable and marginalized would not like to get entangled in issues like whereand when the account will be opened, when the money will be deposited and how and whenthe money will be withdrawn. Rather than getting into these questions the poor will stopbuying kerosene. The Government perhaps is well aware of this reality and by introducing
the pilot Government’s intent
was to deprive the majority access to kerosene by design.
Blatantly undemocratic practice: Views of elected representatives totally ignored
Our assessment brings in bold relief that the views of the elected representatives stand totallyignored. To that extent it is the most undemocratic scheme. It is obvious from the fact that aPIL filed by the elected representatives is pending in the high court of Rajasthan on the issue.The point here is that can a scheme should be continued when the elected representatives arenot interested in it.
Scheme was launched without preparation:
Protocol stand violated
The Scheme was launched by the district administration without adequate preparation.Accounts were not opened, subsidy was not deposited, impact on shop-keepers was notevaluated properly, people were not made aware, required precautions were not taken, etc.
Scheme is a burden on the banks: