Jumbo teams went 3-1 during Homecoming weekend.

The Daily takes an in- depth look at the govern- ment\u2019s proposed bailout bill.

National lawmakers came to a tense agreement early yes- terday on a $700 billion plan to buy failing loans from U.S. financial companies, a move that Treasury Secretary Henry M. Paulson, Jr., hopes will stem a downturn that some say could be as devastating as the decline that triggered the Great Depression.

The House of Representatives is scheduled to vote today on the bill, which now contains a deal- sealing provision squeezed in by Democrats that would force the rescued companies to pay if the bailout ends up leading to long-term losses for taxpayers.

Act of 2008 seeks to assist ailing firms while assuaging irritated taxpayers. \u201cIt\u2019s very clear that Americans have some reason to be concerned, even angry about where we find ourselves. We know there has been greed on Wall Street,\u201d Senate Majority

Paulson called the deal fair. \u201cI am confident this legisla- tion gives us the flexibility to unclog our financial markets [and] increase the ability of our financial institutions to deliver the credit that will help create jobs,\u201d Paulson said in a state- ment.

Paulson\u2019s Sept. 19 proposal for a massive bailout was ini- tially met with criticism for lacking oversight on businesses and stipulations to protect tax- payers\u2019 money.

But several national figures suggested that inaction could lead to a depression that could rival that of the 1930s.

The marathon negotiation sessions of the last few days have incorporated Paulson, Federal Reserve Chairman Ben Bernanke, President George W. Bush, congressional lead- ers and businessmen such as Warren Buffett.

Tufts Hillel will help students par- ticipate in the upcoming presidential election by sponsoring a Rock the Vote event at the campus center today dur- ing open block.

The goal of the event is to accrue \u201c100 absentee-ballot requests in one hour,\u201d said sophomore Rebecca Hershow, co- coordinator of Hillel\u2019s Rock the Vote. \u201cWe\u2019re really stressing absentee bal- lots.\u201d

Hillel will set up two tables, one for voter registration and the other for absentee ballot requests. Out-of-state students who are not already registered to vote can both register and apply for an absentee ballot at the event.

Rock the Vote will also include a raffle for a $20 gift certificate to the local ice cream store J.P. Licks. When students sign up for the raffle, they will provide their phone numbers and e-mail addresses so that Rock the Vote can contact them several weeks before the election with a reminder to fill out

If students bring filled-out ballots to the event today, Rock the Vote will mail them for free. Tufts Votes separately maintains a separate and ongoing bal- lot drop-box to mail student absentee ballots, according to Rock the Vote Co-Coordinator Amy Glazier, a sopho- more.

In setting up the event, Rock the Vote worked with the campus organi- zations Tufts Votes, Tufts Democrats, Tufts Republicans and Tufts for Obama. Representatives from some of these

groups \u201care going to come with can- didate information just to make sure people are informed,\u201d Hershow said.

Glazier and Hershow are co-chairs of Hillel\u2019s Social Action Committee and came up with the idea for Rock the Vote over the summer.

\u201cThis is our first big event,\u201d Hershow said. \u201cWe decided to do Rock the Vote and got a lot of really great support from Hillel.\u201d

Hillel has not endorsed either of the candidates for president. \u201cWe\u2019re non- partisan,\u201d Glazier said.

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President George W. Bush last month signed the Higher Education Opportunity Act, a bill aiming to address concerns about the soaring costs of col- lege by streamlining the finan- cial aid process and opening it up to more families.

include reforms to the student loan process, expansions of finan- cial aid programs and a flurry of new regulations for colleges and universities.

The law reauthorized the landmark Higher Education Act of 1965, which greatly expanded the federal govern- ment\u2019s role in higher education and serves as Washington\u2019s primary piece of legislation on federal financial aid.

Congress passed the bill\u2019s final version on July 31, when the House approved it by a vote of 380-49 and the Senate by a vote of 83-8. Bush signed it into law on Aug. 14.

The measure requires the colleges and universities with the highest tuition inflation to submit detailed informa- tion about factors driving their increases. It directs the Department of Education to create a free, user-friendly Web site with this and related information to help families evaluate schools.

Government and higher education officials this week will begin the process of nego- tiating how to implement the act\u2019s reforms.

Congress\u2019 goal was \u201cto make the whole college application information and financing process simpler and consumer friendly,\u201d according to a Senate aide who requested anonymity due to office policy.

The Web site will con- tain data comparable to that available from the Princeton Review, a leading test prepa- ration company and source of information on colleges. \u201cThen students and families can vote with their feet,\u201d the

The Free Application for Federal Student Aid (FAFSA), the U.S. government\u2019s form for student financial aid, will be restructured under the act. The government will use infor- mation it already has \u2013 such as financial data collected by the Internal Revenue Service \u2013 instead of requiring appli- cants to fill out that informa- tion themselves in order to simplify the process.

As a result, the online FAFSA form will be simplified and a new, two-page \u201cEZ-FAFSA\u201d will eventually replace the current seven-page paper document.

This summer\u2019s bill also expands the federal govern- ment\u2019s Pell Grant program, which provides need-based funds to students from low-in- come families. The bill inflates the program so that students can receive aid year-round, rather than just during the academic year, and authorizes

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higher maximum levels for Pell Grants. It increases the maximum Pell Grant from $4,800 to $6,000 for 2009 and to $8,000 for 2014.

Tufts\u2019 Director of Financial Aid Patricia Reilly said that the higher maximum grant allowed by the legislation is an improvement, although legislators have yet to guarantee funding. \u201cAbout 10 per- cent of our students get Pell Grants, but it affects everyone because when we get more money from the federal govern- ment \u2026 it makes the pot for everyone bigger,\u201d she said.

The bill also augments financial aid to service members, veterans and their relatives; regulations on the interactions between lenders and college officials; aid to students with intellectual disabili- ties; and various federal aid programs and their eligibility guidelines, espe- cially for students who pursue certain public service careers.

Reilly had harsh criticism for what she called excessive governmental micro- management of schools\u2019 routine opera- tions.

\u201cThe amount of additional reporting requirements and additional regulations in this bill is astounding,\u201d she said.

The bill implements controls on text- book pricing and fire safety and new requirements on fighting peer-to-peer file sharing and on offering vaccines, among other provisions.

\u201cThere\u2019s just a lot of stuff that\u2019s been thrown into this one bill,\u201d she said. \u201cIt\u2019s not particularly coherent and it doesn\u2019t particularly mesh with what they\u2019ve done in the past or what we\u2019ve asked them to do.\u201d

Reilly said political wrangling led lawmakers to include more stipulations than had existed in previous reauthori- zations of the Higher Education Act.

But the Senate aide defended the leg- islation, saying that Congress worked closely with colleges in constructing the provisions.

\u201cWe took a lot of their advice, and def- initely our goal was to make it work,\u201d the aide said. In regards to more stringent requirements on cost and price report- ing, the aide said that the burden placed on colleges would not be too great.

\u201cWe were not mandating they do something, we were mandating they report on something they were already doing,\u201d the aide said.

U.S. Reps. Michael Capuano (D-Mass.) and Edward Markey (D-Mass.), whose districts include parts of Tufts\u2019 Medford/ Somerville campus, supported the legis- lation.

\u201cIt contains a number of provisions to help make college more affordable, including \u2026 offering grants to part-time students,\u201d Capuano said in a statement in February, when the House approved a preliminary version of the bill.

This week marks the beginning of the \u201cnegotiated rule making\u201d process, in which the federal agencies that the leg- islation affects will work with members of the public, including higher educa- tion officials, to hammer out the details of how to implement the act and to translate its provisions into actual regu- lations.

Open hearings will begin in the next few days at six locations around the country. There is no set timeframe for publishing the final regulations, the Senate aide said, but Reilly explained that it could take nearly two years for the whole process to play out.

\u201cAt this point it looks like \u2026 they\u2019ll have the final regulations out in fall of 2009, and we\u2019ll probably have to imple- ment [them] in July of 2010,\u201d she said. \u201cThey\u2019re going to have to write very complex regulations.\u201d

plan\u2019s effects would be neither stellar nor disastrous. \u201cI think the economy grows as much as it\u2019s supposed to grow; it depends on underlying fundamen- tals,\u201d he said.

After reviewing the bill, McHugh said the plan is too unspecific and unfo- cused to ensure that the government will use the funds effectively. \u201cI don\u2019t quibble with any of the details, but it\u2019s still a mystery what they\u2019re going to do,\u201d McHugh said.

\u201cI don\u2019t see how they can take $700 billion out of one set of books and put it toward another set of books,\u201d he added. \u201cI don\u2019t think the government is going to work magic.\u201d

The current economic crisis has aris- en after the housing market \u2014 which saw real estate prices steadily increase for over a decade \u2014 crashed. This hurt Americans who had bought expensive loans on the premise that they would be able to sell off their houses for more than they had bought them for. Now mortgage companies and banks have to deal with many borrowers who cannot pay back loans.

Though there are billions of dollars in \u201ccrummy\u201d debt that will need to be accounted for, the bailout plan does not clearly indicate how the government will go about buying securities and where it will invest, McHugh said.

He said the last few days\u2019 bipartisan negotiations were \u201cremarkable,\u201d given the \u201ctwo gargantuan schools of thought.\u201d But he remained pessimistic about the ability of a government agency to sort through and purchase securities.

Still, McHugh said the bailout bill may have a positive psychological effect on the economic situation.

Despite support from the White House, the two major presidential candidates and leading lawmakers in Congress, prevalent opposition from the American public and the imminent congressional elections may hinder the finalized bill.

into Paulson\u2019s original plan include pay limits for some of the business execu- tives for the struggling firms, a congres- sional panel to oversee the program and the provision forcing companies to pay for losses that taxpayers experience as a result of the bailout. The plan leaves the next president with the task of devising a plan to make companies pay such res- titution, however.

Republicans in the House have yet to line up resolutely behind the spend- ing bill, jeopardizing the chances of overriding a potential veto from the president. The plan gives Congress more authority over the bailout than the Bush administration.

The new bill calls for a phased injec- tion of the funds. The first $250 billion would be available immediately. After that point, Congress has the power to block further spending if it feels that the plan is not successful.

Urgent negotiations took place Saturday evening in an effort to come up with a \u201creassuring message\u201d prior to the opening of the markets in Asian countries, according to the New York Times.

McHugh said much still hangs in the balance, and external factors will dictate whether paying off bad debt will coin- cide with economic stabilization. \u201cIf the economy\u2019s strong this thing\u2019ll probably look like a success; if the economy is weak it\u2019ll probably look like a joke,\u201d he said.

et\u2019s face it \u2014 it ain\u2019t easy being famous. But what\u2019s worse? Looking like you\u2019re famous.

I\u2019ve experienced the difficul- ties secondhand, as my good friend Alec Ernest has gone through the anguish, the utter affliction, of resembling Vince (Adrian Grenier) of \u201cEntourage\u201d \u2014 not only a celebrity, but a celebrity who plays a celebrity. Youch.

Unsurprisingly, Alec, tired of passively enduring his likeness to Vince, shaved his lustrous dark hair in a bold attempt to sever any association between him and his more glamorous lookalike. On the bright side, it\u2019s now easier for him to mask the fact that he only showers once a semester. But Alec isn\u2019t the only one who has had to grapple with the adversity that is looking like the bold and beautiful.

There is a man among us who you may have, once or twice, mistaken for the Louis Vuitton don himself, Kanye West. Known as, \u201cthe guy who looks like Kanye\u201d or \u201cClone-ye West,\u201d he cruises the quad in his mayonnaise jaguar, bringing music to the lay people: \u201cI gotta testify, come up in the spot looking extra fly / For the day I die, I\u2019mma touch the sky.\u201d

Not only do he and Kanye share a peculiar likeness, but they also seem to share a number of character traits: the laid-back yet socially vigilant disposi- tion, the ample amount of confidence and yes, that kinetic aura \u2014 the swagger that demands your attention, makes you nod your head and say \u201cAww, yeaah ... That guy \u2014 he\u2019s got it.\u201d Often watching him sport a smart suit and his bluetooth headset, I\u2019ve wondered whether or not he knows he\u2019s not Kanye. That is, until I met him.

A few days back, I summoned the strength to approach Clone-ye in Carmichael, inquiring about his feel- ings concerning his resemblance to the prophet Mr. West. Perchance I was lack- ing in tact, because, while good humored, he seemed a tad bit peeved by the ques- tion. Registering his reaction, I ensured him the article would be an attempt to get at the true \u201cguy who looks like Kanye,\u201d so that those who don\u2019t know him per- sonally could begin to recognize him for all that he does around campus. If suc- cessful, this column could be a means to divest him both of the stigma of being a celebrity lookalike and the titles that have come to shadow his true name.

Still, he would have none of it. Ironically, his decision will only serve to perpetuate the mythology surrounding \u201cthe guy who looks like Kanye\u201d and ensure that such a title remains.

It is at this juncture that we may turn to the wise words of Kanye West him- self, who, in his hit song \u201cAll Falls Down\u201d proclaims, \u201cWe all self-conscious / I\u2019m just the first to admit it.\u201d After taking a moment to filter through the faux- modesty and egregious self-importance of the statement, we see that Kanye has brought up a relevant point: We are all self-conscious in varying degrees, and instead of being ashamed, we should embrace our self-consciousness as a nec- essary part of being human and move on. With that said, I beseech you who\u2019ve been dealt the unfair plight of sharing a celeb- rity\u2019s countenance to follow Mr. Ernest\u2019s lead and declare yourself separate and all together unassociated with the celebrity you resemble.

\u201cGuy who looks like Kanye,\u201d I am ready and willing to give this another try. I\u2019d like to let Tufts in on all those things that you don\u2019t have in common with Sir Kanye West \u2014 all the things you do better, like not wearing those stupid shuttered glass- es and using restraint when considering beating up members of the media (wink, wink). Until then, I hope you find peace.

Michael Goetzman is a sophomore who has not yet declared a major. He can be reached at Michael.Goetzman@tufts.edu.

Despite standing face to face with one of his patients and her husband, Dr. Nick Nguyen must dispense his medical advice into a cell phone.

On this particular night at the Sharewood Project, a free health care organization run by Tufts University Medical School (TUMS) students, there are no volunteers who speak Hindi, the patient\u2019s native language. Nguyen, a clinical associate, is speaking with the patient\u2019s daughter, who in turn will translate his advice.

This is not an uncommon scene at Sharewood. The free clinic sees many patients who speak little or no English, and a translator is not always readily available.

The clinic is located in the First Church of Malden and is held on Tuesday nights from 6:30-9 p.m. Any patient who walks in the door has access to services includ-

ing general health care, HIV and sexually transmitted infection (STI) testing, and reg- istration for MassHealth, state-sponsored free health insurance for certain low- to medium-income state residents.

The clinic was founded in 1996 by first- year students at TUMS with the help of Dr. Brian Lisse, a clinical professor who had previously helped create a free community health center in Danielson, Conn. Although Lisse agreed to oversee the Sharewood clin- ic, students are in charge of running the entire operation.

The name \u201cSharewood,\u201d chosen by the students, was meant to combine the ideas of Sherwood Forest from the story of Robin Hood \u2014 who steals from the rich to give to the poor \u2014 along with the message of a shared learning experience.

Originally, the clinic only provided gen- eral health services, but has since expand- ed. It has seen an on-and-off presence from members of the Tufts dental, nutri-

tion and optometry communities, as well as an acupuncturist and a psychologist. A more recent addition is a representa- tive from MassHealth now working at the clinic every Tuesday, attracting an increas- ing number of clients.

Also present at the clinic every week are two members of the Board of Medical Students, a group of four Case Management/ Women\u2019s Health Coordinators. Nicole Salg, a second year medical student, is one of the case managers, and said that the board is an integral part of the project. \u201c[We com- pose the] social service side of Sharewood,\u201d she said.

As Sharewood is one of the few places providing free services, HIV and STI test- ing have become increasingly popular at the clinic. Students often go to the clinic to avoid their schools\u2019 health service costs.

This article is the second in a two-part series on the ongoing Wall Street financial crisis. Friday\u2019s piece focused on the underlying causes of the problem; today\u2019s installment will examine the proposed government bailout plan and the implications of the current situ- ation.

For the last week, America\u2019s news cycle has been dominated by a single topic: the gov- ernment proposal for a $700 billion \u201cbailout plan\u201d to rescue the nation\u2019s embattled banks, lending companies, investment firms and other financial institutions.

Yesterday morning, congressional lead- ers on Capitol Hill announced a \u201ctentative\u201d agreement regarding the terms of the pro- posal after a tumultuous week that saw late- night legislative sessions and the suspension of Sen. John McCain\u2019s (R-Ariz.) presidential campaign.

The Daily sat down with some of Tufts\u2019 economic experts to explore the proposal\u2019s inner workings \u2014 and its potential flaws.

Since the financial crisis stems largely from risky loans that are unlikely to be repaid, politicians have been looking at ways for the government to alleviate the burden of those

Though the term \u201cbailout\u201d connotes some form of a handout, the plan being considered does not involve the government simply giv- ing money to troubled companies. Instead, it would authorize the U.S. Treasury to spend up to $700 billion to purchase assets \u2014 most likely the faulty loans and mortgages \u2014 from companies in trouble. The hope, according to Professor of Economics Enrico Spolaore, is that doing so would restore investors\u2019 trust in these companies to prevent their complete implosion.

\u201cThe Secretary of the Treasury would be able to purchase assets, and he could pur- chase and sell whatever he wants as long as the balance of what he\u2019s holding is $700 billion,\u201d Spolaore said. \u201cThe idea is that by purchasing these assets, he would be able to inject enough liquidity and confidence so that the financial institutions that are holding these assets would not collapse.\u201d

Economics Lecturer John Straub said the problem is largely one of liquidity \u2014 that is, the extent to which financial institutions have the ability to sell their investments, such as mortgages and real estate, and turn them into the cash they need to pay for their expenses.

so they can get back to the business of financ- ing our economy,\u201d Straub said. \u201cIn the cur- rent situation, it is becoming almost impos- sible to borrow money \u2014 even for projects with excellent prospects of success. This is because the usual lenders are paralyzed by all the bad debts they currently hold.\u201d

That approach, while theoretically sound, presents a host of problems \u2014 many of which were hotly debated among political leaders over the weekend. Some Republicans have objected to the plan because it cedes too much power to the federal government; instead, they favor solutions that occur with- in the market, between private companies.

\u201cTypically, when you have bad debt, a more typical way to approach it is not that the government buys the bad debt, but that you have a deal between the borrower and the lender so that the lender gets only a fraction of their debt back,\u201d Spolaore said. \u201cAnother approach is an equity swap, were the lender becomes a stakeholder [in the property].\u201d

According to Straub, another approach to preventing excessive government inter- vention would be inaction; the government could simply allow the markets to correct themselves.