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Messenger Post Media College Guide

Messenger Post Media College Guide

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Messenger Post Media College Guide

Messenger Post Media College Guide

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Published by: Messenger Post Media on Jan 22, 2013
Copyright:Attribution Non-commercial


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Advertising supplementto messenger post mediAfor the week of JAnuAry 21, 2013
Brighton-Pittsford Post
Daily Messenger • Fairport-ER PostGates-Chili Post • Greece PostHenrietta Post • Irondequoit PostPenfield Post • Victor PostWayne Post • Webster Post
College guide
• Mss Ps Mda Ads Sppm     Jaa 21, 2013
(NAPS)—College is a major investment, but the data proves it’s an investment worthmaking. According to inormation released by the U.S. Census Bureau in February 2012,workers with a college degree earned nearly twice as much as those without one in 2009. Inorder to make the best investment possible, amilies should begin planning early in order to gather and understand all available inormation. Every situation is dierent and soundplanning can go a long way in helping amilies reach educational goals while minimizingthe nancial impact. The ollowing are a ew points to consider beore making the higher education investment:
DeveloP A tiMetAble AnD liSt of tASkS to be coMPleteD thAt cAn ASSiSt youin your PlAnning effortS.
 To ensure you don’t miss anything, sign up or CollegeSTEPS®, a ree planning programoered by Wells Fargo. Register at wellsargo. com/collegesteps.
tAlk with your fAMily About whAt you cAn AfforD to SPenD on School.
 Share your belies and values about various approaches or paying or school, romusing income to leveraging your home or savings accounts to taking out studentloans to pay or college.
AvoiD getting your heArt Set ongoing to one PArticulAr School.
Apply to at least three schools andcompare what it will cost you to go toeach. Understand how much the school,scholarships and other unding optionswill cover and what your total costswill be.
APPly for grAntS AnDScholArShiPS.
 Start searching or scholarships the
re You Financially Prepared For College?
summer beore your senior year o high school. Check online, with your high schoolguidance counselor and with organizations you are aliated with, including your religious organization. In addition, some organizations have tuition reimbursement or scholarship programs or employees or their dependents. Every bit o “ree money” makesa dierence.
uSe the fAfSA4cASter to get An eArly iDeA of your eligibility for feDerAlAiD AnD loAnS.
To get a complete and accurate picture o your eligibility, you’ll need to complete theFAFSA orm prior to each academic year, but the FAFSA4caster is a helpul tool or thosewho want to get a head start. Register or a PIN with the Department o Education andsubmit the FAFSA as soon as possible ater January 1 o your senior year.
gAther inforMAtion AnD MAke A liSt of the oPtionS AvAilAble for PAyingfor School.
 Consult with your bank, your nancial advisor and the nancial aid oce at prospectiveschools. One source that might be helpul as you go through the planning process or college is WellsFargoCommunity. com, a ree online community o students, parents,teachers, guidance counselors and nancial advisors devoted to creating an open dialogueabout the college-planning process. The community hosts a number o ongoing topicdiscussions and is open to anyone looking or inormation on college planning.
conSiDering StuDent loAnS.
 I you determine that you’ll need to borrow money to pay or school, careully consider theull cost o the loan, including the type (xed or variable rate), interest rates, originationees and repayment options. Whether your loan is ederal or private, it will accrue interestwhile you are in school.
borrow only whAt you neeD.
 Working with a responsible lender can help you better manage your loans. Sound planningcan go a long way in helping amilies reach educational goals while minimizing thenancial impact.
College guide
• Mss Ps Mda Ads Sppm     Jaa 21, 2013
any high school students eel like the question, “Have you selected your collegemajor?” was probably rst asked ater their last childhood viewing o SesameStreet. Oten, people don’t stop asking even ater they go to college because studentson’t immediately declare a major.We live in a world that seems consumed with lling every waking moment withctivities in order to have a rewarding and productive lie. Because o that, adults mayoo oten insist that children decide on a career as early as possible. Is it well-meaning?robably. Is it necessary? At some point, yes. But the process o how to choose your ollege major is every bit as important as the outcome.The path toward selecting a college major, and subsequently, meaningul lie work,s one that starts with students assessing themselves. Students should take a personalnventory o interests, abilities, and values, combined with inherent characteristics suchs their risk tolerance, ability to work with others, and whether they dene themselvesore as a leader or a ollower.For some, this assessment begins when they identiy their strengths in academic subjectsr work experiences. Praise rom a science teacher about aptitude in the lab may initiatehoughts o a medical or research career. A neighbor’s satisaction with babysitting skillsmay prompt interest in an education or counseling career. It is usually a culmination o experiences over time that helps orge the direction a particular major.Certain majors and degree programs require direct entry into that major beginning thereshmen year o college. Prerequisite coursework, closely ollowed by specic content,mandates that only students committed to that major apply and enroll. An engineeringmajor is one such example.But generally, most degree programs allow students time to explore dierent interestsbeore settling on a single major. This is usually beore the start o their junior year o college.For example, many students enter college without a declared major, yet most eventuallyselect one and graduate within our years. Required courses can help pave the way towardundergraduate degrees in many elds. Otentimes, ater a degree is obtained and thenwhen time is spent in the job market, true career direction becomes more certain.So the question or high school students should be, “Have you done your homeworkyet?” Some can answer with a resounding, “Yes!” They have not only researched thespecic career and the major necessary to work in that career, but have even completedsome o the necessary academic preparation to make it happen. Other students mightanswer, “I still need some time to decide.” Both are good answers.It’s important to remember that an undergraduate major and degree will only helpstudents obtain a rst job, or placement in graduate or proessional school. As career direction becomes more certain, there may be a discovery that additional education isnecessary. It is also important take advantage o proessional development opportunitiessuch as conerences or workshops.Then the question will change rom, “What is your college major?” to other questionsrequiring more personal inventory assessment.“What am I willing to do to advance my career? Can I take on more responsibility atwork, including managing people? Am I willing to relocate to a new city, or dierentcountry to advance my career? How will I balance income potential with quality o lie issues—such as time with my amily or time or personal pursuits?” That personalinventory will remain in fux and will require new answers to a new set o questions aslie ater college unolds.
Choosing your college
ma jor
is a personal journey 
iMPortAnt StePS in MAking A DeciSion
• ta a psa    ss, as, as, adaa as.• Assss  ss  aadms,  p, ad  p.• Dm  qms  pa majs, s as pqss, sp , ad m ams.• rsa pa as ad  aadm ppaa qd   d.• b  as  ps  as,   ma assssms,ad j  s as  d.
By Tom DaRin | Vice PResiDenT foR enRollmenTmanagemenT, nazaReTh college

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