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BY-LAWS

of the

LUSO-AMERICAN FRATERNAL FEDERATION & PORTUGUESE CONTINENTAL UNION

fraternal divisions of

LUSO-AMERICAN LIFE INSURANCE SOCIETY

Adopted May 14, 1996Amended December 14, 1996Amended April 15, 1998Amended November 10, 1999Amended January 12, 2000

Amended and Revised October 14, 2002

(Lexington, MA)

BY-LAWS

of theLUSO-AMERICAN FRATERNAL FEDERATION & PORTUGUESE CONTINENTAL UNIONfraternal division

LUSO-AMERICAN LIFE INSURANCE SOCIETY

TABLE OF CONTENTS

ARTICLE 1 - NAMEARTICLE 2 - PURPOSEARTICLE 3 - ORGANIZATION INTO SUBORDINATE COUNCILS/LODGESARTICLE 4 - MEMBERS

Section 1. QualificationsSection 2. Members Organized Into Fraternal Councils/LodgesSection 3. Identity of Fraternal Councils/Lodgesa) To Distinguish Predecessor Societies b) To Distinguish Luso CouncilsSection 4. LAEF/PCU Annual ConventionsSection 5. Special ConventionsSection 6. Delegates to Annual Conventiona) Nominating Committee b) Number of Delegatesc) How Electedd) "Ex-Officio" Delegatese) Vacanciesf) Mileage and Per DiemSection 7. ExpensesSection 8. Certification to Luso-American Life Insurance Society

ARTICLE 5 - DIRECTORS

Section 1. Duties of Board of DirectorsSection 2. Number Section 3. TermSection 4. QualificationsSection 5. Nominating CommitteeSection 6. Regular MeetingsSection 7. Special MeetingsSection 8. NoticeSection 9. QuorumSection 10. VacanciesSection 11. Trial, Expulsion, and Discipline

ARTICLE 6 - OFFI

Section 1. Officers of Luso-American Fraternal Federation/Portuguese Continental Union

CERS

Section 2. Election and Appointment of OfficersSection 3. Duties of the PresidentSection 4. Duties of the Vice PresidentSection 5. Duties of the Secretary and Treasurer Section 6. Duties of the Master of CeremoniesSection 7. Duties of the MarshalSection 8. Duties of the Inside GuardSection 9. Duties of the Outside GuardSection 10. Duties of the Chief Executive Officer

ARTICLE 7 - OPERATING FUNDSARTICLE 8 - CONDUCT OF MEETINGSARTICLE 9 - AMENDMENT TO BY-LAWSARTICLE 10 - GENERAL PROVISIONS

BY-LAWSof theLUSO-AMERICAN FRATERNAL FEDERATION& PORTUGUESE CONTINENTAL UNIONfraternal divisions ofLUSO-AMERICAN LIFE INSURANCE SOCIETY ARTICLE 1 NAME

The names of these organizations are LUSO-AMERICAN FRATERNAL FEDERATION andPORTUGUESE CONTINENTAL UNION.

ARTICLE 2PURPOSE

The SPECIFIC PURPOSE of the LUSO-AMERICAN FRATERNAL FEDERATION andPORTUGUESE CONTINENTAL UNION, subordinate divisions of the LUSO-AMERICAN LIFEINSURANCE SOCIETY, is to govern all fraternal activities of the Society bypromoting Portuguese-American:

Cultural

Social

Educational

Charitableactivities of their members, their families, and others.

ARTICLE 3ORGANIZATION---SUBORDINATE COUNCILS

The Luso-American Fraternal Federation and Portuguese Continental Union shallconsist of members organized into branches to be known as subordinate councilsand lodges, respectively.The Boards of Directors of the Luso-American Fraternal Federation and thePortuguese Continental Union shall establish such rules and regulations, as theymay deem necessary for governing all subordinate councils and lodges. Inaddition, the Luso-American Fraternal Federation and the Portuguese ContinentalUnion shall have two subordinate divisions, each with its own administration andBy-Laws, consistent with these By-Laws; namely;

20-30 Associates, comprised of Federation and Union members in anintermediate age bracket;

Youth Councils and Lodges to keep the young members interested in the purposeof the Luso-American Fraternal Federation and the Portuguese Continental Unionand to prepare them for future leadership responsibilities.