AFTER THE PROGRAM

If you are interested in credit repair, purchasing a home or automobile, or any related financial servicesproduct, Freedom can help put you in touch with one of our many affiliates who work with ourgraduates.

Freedom Debt Relief

is a consumer debt reduction service that uses debt negotiationanddebt settlement to dramatically reduce your debt and let you move on with your life.The following are some reasons why you should let Freedom Debt Relief help you

get out ofdebt:ONE LOW MONTHLY PAYMENT

We customize a program for our clients with a monthly payment that fits within your budget. This monthlyamount is frequently as low as half as much as your current monthly payments. After enrolling in FreedomDebt Relief’s program, your life becomes very simple. All you have to do isset-aside this affordable amounteach month into a savings account you control. We handle the rest.

MINIMIZE CREDITOR CALLS

Once you enroll in the program, our first priority is to minimize creditor harassment. We utilize severaltechniques to reduce the headache and annoyance of hassling creditors.

SETTLE YOUR DEBTS

As you save money, we negotiate with your creditors. Debts can be reduced to as low as 40-50% of whatyou owe. For example, if you owe $10,000 to your creditors, we could save you as much as $6,000! Aftereach settlement, you will receive a 'Good News Letter' containing legal proof that you owe your creditors nomore money.

BECOME DEBT FREE

In as little as 12-30 months you could be debt free and enjoying financial freedom!

“Freedom Debt Relief helped me get rid of my high interest ratecredit card debt and put me on the road to recovery. Now I amstarting my own business and buying a home.

Thanks FreedomDebt Relief

!”

Katherine W.Small Business Owner

Call us for a free consultation at

800-544-7211

or visit our website at

www.freedomdebtrelief.com

Make Money Problems aThing of the Past!

FDR'S MONEY-BACK GUARANTEE

Do not pay any service fees unless we save you money!

DEBT CONSOLIDATION

Unfortunately, a Debt Consolidation Loan is one of the most common solutions people think of when they fall into financial difficulties.This is a problem because most people who obtain a debt consolidation loan find themselves in much deeper financial trouble thanthey were in to begin with. A debt consolidation loan will not reduce the amount you owe. You will still have to pay back 100% of theloan plus interest. The interest rate may be lower than before, but this is because debt consolidation loans are secured loans, andthis is a

HUGE PROBLEM

. Once you sign up for a consolidation loan, you have just gone from an unsecured debt to a secured debtand have put your personal assets (e.g. your car or home) at risk. Now if you can’t pay your bills, your creditors can come and takeyour property away from you.

CONSUMER CREDIT COUNSELING (CCC)

The main problem with CCC organizations is that they are not working for you, they are

WORKING FOR THE CREDIT CARDCOMPANIES

. This may seem unbelievable, but it is true. Most CCC agencies are alleged non-profit organizations that claim to beindependent. But in fact, these non-profits are funded and supported by the very people you owe money to –the credit cardcompanies! That is why CCC companies do not negotiate your debtsdown. They merely try to come up with a plan to make sureyou keep paying your credit card bills. In addition, many large CCC companies have been the subject of major lawsuits, and the IRShas recently stopped granting non-profit status to credit counseling firms. At FDR, we receive nopayments from your creditors, soour incentives are perfectly aligned with yours -saving you the most money. This allows us to (i) lower your monthly payments; (ii)put you on a shorter program; and (iii) save you the maximum amount of money.

BANKRUPTCY

Bankruptcy is a way to potentially get out of your debts. Unfortunately, it leaves a long lasting scar, and comes at a high price -financially, emotionally, and socially. It can be a long and painful process and the repercussions can last for over a decade. Thefinancial impact is severe; a bankruptcy will stay on your credit report for 10 years. Every time you apply for credit, whether it is ahome, a car, a lease, or insurance, you could be impacted. The long-term effect of higher rates can greatly outweigh the shorter-termimpact of filing bankruptcy. Additionally, most people do not realize that bankruptcy can stay on their court records for up to20 years-which means it can follow someone for the rest of his/her life.If you apply for a job, a loan, rent an apartment, or even insurance,your bankruptcy filing could be easily uncovered. What's more, with the new bankruptcy reform bill, it has become much moredifficult to declare Chapter 7 bankruptcy. If you are considering bankruptcy, you should think about contacting a lawyer to discussthis option.

DO NOTHING

Sadly, this is the choice for millions of Americans who are struggling with their debts. Most of these people keep doing whatever theycan to continue making minimum payments for the rest of their lives. This is a no win situation. If you keep making your minimumpayments, you will be paying mostly interest and will remain in debt for as long as 20-30 years. And if you can’t keep making thepayments, the creditors will start calling. If you continue to ignore their calls, you can end up with judgments and garnished wages aswell as liens against your property."

Freedom's Settlement Teamhas gone above and beyond

to getthe creditors off my back and reduce the amount I owe.They even gotone of my debts entirely eliminated."

Andrew FDR Client

There are several alternatives available for people who have debt problems. Freedom DebtRelief strongly believes that its

DEBT REDUCTION PROGRAM

is the

BESTOPTIONAVAILABLE

for any consumer who cannot pay his or her debts. But we will provide anoverview of your alternatives to let you decide:

COMPARISON CHART

The following chart compares what you could potentially pay and how long it could take you to become debt-free, depending onwhich option you choose. This chart represents the results for atypical client with $20,000 in debt. Actual results may varydepending on your specific situation."I just wanted to tell you that I am so grateful for the

kindness and professionalismshown to us byeveryone at Freedom

.We were at the end of our ropes after myhusband lost his position....we could not afford our debt load.I can't tell you how gratefulwe are that we have found someone who really cares about us."

Paulette B.FDR Client

$68,000$28,000$11,000$0$10,000$20,000$30,000$40,000$50,000$60,000$70,000$80,000Minimum PaymentsCredit CounselingFreedom Debt Relief

Debt Payout

$68,000$28,000$11,000$0$10,000$20,000$30,000$40,000$50,000$60,000$70,000$80,000Minimum PaymentsCredit CounselingFreedom Debt Relief

Debt Payout

FDR's "Debt Reduction Program" is custom tailored to find the optimal solution to lower your monthly payments, help youdeal with your creditors, and reduce your debts fast. Typically, we negotiate your balances down to about 50% LESS thanwhat you owe. For example, through our debt reduction program,if you owe $30,000 to your creditors, we may be able toreduce your debts by over $15,000. Sound too good to be true?

Call us to find out if you can qualify, and exactly whatyour savings estimate is at 800-544-7211.

Even better than simply saving money is the fact that your accounts will be settled in full....meaning you no longer have anyof your original debt outstanding. If being debt free in as little as 2.5 years (or faster in some cases) for less than half ofwhat you owe --with a monthly payment that fits your budget --sounds good to you, give one of our debt consultants a callto discuss your specific situation.