Factores de interes discreto capitalizado al : i = 0.

50%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0050
1.0100
1.0151
1.0202
1.0253

0.9950
0.9901
0.9851
0.9802
0.9754

1.0050
0.5038
0.3367
0.2531
0.2030

0.9950
1.9851
2.9702
3.9505
4.9259

1.0000
2.0050
3.0150
4.0301
5.0503

1.0000
0.4988
0.3317
0.2481
0.1980

0.0000
0.9901
2.9604
5.9011
9.8026

0.0000
1.0000
3.0050
6.0200
10.0501

0.0000
0.4988
0.9967
1.4938
1.9900

0.9950
2.0346
3.1207
4.2555
5.4411

0.9950
2.0841
3.2761
4.5808
6.0089

0.9950
2.1039
3.3397
4.7169
6.2516

0.9950
2.1336
3.4365
4.9273
6.6332

0.9950
2.1633
3.5350
5.1456
7.0366

0.9950
2.1831
3.6017
5.2956
7.3181

6
7
8
9
10

1.0304
1.0355
1.0407
1.0459
1.0511

0.9705
0.9657
0.9609
0.9561
0.9513

0.1696
0.1457
0.1278
0.1139
0.1028

5.8964
6.8621
7.8230
8.7791
9.7304

6.0755
7.1059
8.1414
9.1821
10.2280

0.1646
0.1407
0.1228
0.1089
0.0978

14.6552
20.4493
27.1755
34.8244
43.3865

15.1004
21.1759
28.2818
36.4232
45.6053

2.4855
2.9801
3.4738
3.9668
4.4589

6.6797
7.9738
9.3259
10.7385
12.2143

7.5719
9.2827
11.1552
13.2047
15.4479

7.9620
9.8681
11.9923
14.3596
16.9978

8.5853
10.8190
13.3750
16.2997
19.6464

9.2569
11.8639
14.9248
18.5186
22.7383

9.7331
12.6166
16.0596
20.1707
25.0795

11
12
13
14
15

1.0564
1.0617
1.0670
1.0723
1.0777

0.9466
0.9419
0.9372
0.9326
0.9279

0.0937
0.0861
0.0796
0.0741
0.0694

10.6770
11.6189
12.5562
13.4887
14.4166

11.2792
12.3356
13.3972
14.4642
15.5365

0.0887
0.0811
0.0746
0.0691
0.0644

52.8526
63.2136
74.4602
86.5835
99.5743

55.8333
67.1125
79.4480
92.8453
107.3095

4.9501
5.4406
5.9302
6.4190
6.9069

13.7563
15.3673
17.0504
18.8088
20.6461

17.9032
20.5906
23.5319
26.7514
30.2751

19.9378
23.2143
26.8656
30.9349
35.4697

23.4760
27.8581
32.8725
38.6103
45.1760

27.6927
33.5098
40.3399
48.3593
57.7751

30.9407
37.9391
46.2954
56.2732
68.1868

16
17
18
19
20

1.0831
1.0885
1.0939
1.0994
1.1049

0.9233
0.9187
0.9141
0.9096
0.9051

0.0652
0.0615
0.0582
0.0553
0.0527

15.3399
16.2586
17.1728
18.0824
18.9874

16.6142
17.6973
18.7858
19.8797
20.9791

0.0602
0.0565
0.0532
0.0503
0.0477

113.4238
128.1231
143.6634
160.0360
177.2322

122.8461
139.4603
157.1576
175.9434
195.8231

7.3940
7.8803
8.3658
8.8504
9.3342

22.5655
24.5710
26.6662
28.8552
31.1423

34.1320
38.3534
42.9739
48.0311
53.5664

40.5234
46.1555
52.4320
59.4267
67.2218

52.6889
61.2858
71.1231
82.3797
95.2603

68.8305
81.8109
97.0516
114.9462
135.9567

82.4122
99.3976
119.6787
143.8950
172.8099

21
22
23
24
25

1.1104
1.1160
1.1216
1.1272
1.1328

0.9006
0.8961
0.8916
0.8872
0.8828

0.0503
0.0481
0.0461
0.0443
0.0427

19.8880
20.7841
21.6757
22.5629
23.4456

22.0840
23.1944
24.3104
25.4320
26.5591

0.0453
0.0431
0.0411
0.0393
0.0377

195.2434
214.0611
233.6768
254.0820
275.2686

216.8022
238.8862
262.0806
286.3910
311.8230

9.8172
10.2993
10.7806
11.2611
11.7407

33.5317
36.0282
38.6364
41.3614
44.2084

59.6249
66.2562
73.5142
81.4583
90.1534

75.9088
85.5899
96.3788
108.4023
121.8015

109.9994
126.8649
146.1639
168.2472
193.5167

160.6258
189.5904
223.5987
263.5289
310.4120

207.3353
248.5595
297.7825
356.5562
426.7338

26
27
28
29
30

1.1385
1.1442
1.1499
1.1556
1.1614

0.8784
0.8740
0.8697
0.8653
0.8610

0.0411
0.0397
0.0384
0.0371
0.0360

24.3240
25.1980
26.0677
26.9330
27.7941

27.6919
28.8304
29.9745
31.1244
32.2800

0.0361
0.0347
0.0334
0.0321
0.0310

297.2281
319.9523
343.4332
367.6625
392.6324

338.3821
366.0740
394.9044
424.8789
456.0033

12.2195
12.6975
13.1747
13.6510
14.1265

47.1829
50.2906
53.5375
56.9297
60.4738

99.6704
110.0870
121.4882
133.9672
147.6258

136.7341
153.3753
171.9207
192.5882
215.6207

222.4321
255.5193
293.3803
336.7038
386.2780

365.4588
430.0910
505.9775
595.0780
699.6936

510.5279
610.5806
730.0465
872.6923
1043.0157

35
40
45

1.1907
1.2208
1.2516

0.8398
0.8191
0.7990

0.0312
0.0276
0.0249

32.0354
36.1722
40.2072

38.1454
44.1588
50.3242

0.0262
0.0226
0.0199

528.3123
681.3347
850.7631

629.0756
831.7695
1064.8328

16.4915
18.8359
21.1595

80.7217
105.9273
137.3044

237.9061
379.7223
602.4934

376.8899
764.4406 1568.3412 2538.7531
654.1014 1506.3272 3506.6518 6168.9590
1130.6104 2961.7742 7831.8209 14979.5935

50
55

1.2832
1.3156

0.7793
0.7601

0.0227
0.0208

44.1428
47.9814

56.6452
63.1258

0.0177
0.0158

1035.6966 1329.0326
1235.2686 1625.1550

23.4624
25.7447

176.3641
224.9875

952.4322 1949.6990 5817.0976 17483.0542 36363.3060

1502.1315 3357.6601 11418.7246 39018.9303 88262.3105

60
70
80
90
100

1.3489
1.4178
1.4903
1.5666
1.6467

0.7414
0.7053
0.6710
0.6383
0.6073

0.0193
0.0170
0.0152
0.0138
0.0127

51.7256
58.9394
65.8023
72.3313
78.5426

69.7700
83.5661
98.0677
113.3109
129.3337

0.0143
0.0120
0.0102
0.0088
0.0077

1448.6458
1913.6427
2424.6455
2976.0769
3562.7934

28.0064
32.4680
36.8474
41.1451
45.3613

285.5162
454.6633
716.7812
1122.9712
1752.4217

2365.6234 5777.8557 22408.1019 87074.3386

5852.7456 17089.0725 86262.4482
14457.3993 50510.8031
35689.8259
88081.9331

1954.0061
2713.2211
3613.5427
4662.1872
5866.7397

http://www.itson.mx/dii/mconant/
25%

30%

0.9950
2.2326
3.7719
5.6865
8.0677

0.9950
2.2821
3.9470
6.1006
8.8864

11.0295
14.7133
19.2952
24.9940
32.0821

12.4898
17.1510
23.1805
30.9797
41.0683

40.8982
51.8634
65.5017
82.4648
103.5632

54.1182
70.9986
92.8340
121.0788
157.6144

129.8050
162.4440
203.0398
253.5321
316.3334

204.8744
266.0067
345.0832
447.3713
579.6843

394.4446
491.5977
612.4350
762.7301
949.6643

750.8355
972.2250
1258.5995
1629.0341
2108.2033

1182.1695
1471.3551
1831.0387
2278.4064
2834.8338

2728.0242
3529.7826
4566.8829
5908.4058
7643.7090

(P/A,i,j,n)

8446.2200 27690.4485
25149.0443
74866.5888

Factores de interes discreto capitalizado al : i =

1%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0100
1.0201
1.0303
1.0406
1.0510

0.9901
0.9803
0.9706
0.9610
0.9515

1.0100
0.5075
0.3400
0.2563
0.2060

0.9901
1.9704
2.9410
3.9020
4.8534

1.0000
2.0100
3.0301
4.0604
5.1010

1.0000
0.4975
0.3300
0.2463
0.1960

0.0000
0.9803
2.9215
5.8044
9.6103

0.0000
1.0000
3.0100
6.0401
10.1005

0.0000
0.4975
0.9934
1.4876
1.9801

0.9901
2.0194
3.0895
4.2019
5.3585

0.9901
2.0684
3.2428
4.5219
5.9149

0.9901
2.0880
3.3055
4.6556
6.1528

0.9901
2.1174
3.4010
4.8626
6.5267

0.9901
2.1468
3.4983
5.0772
6.9219

0.9901
2.1665
3.5641
5.2247
7.1976

6
7
8
9
10

1.0615
1.0721
1.0829
1.0937
1.1046

0.9420
0.9327
0.9235
0.9143
0.9053

0.1725
0.1486
0.1307
0.1167
0.1056

5.7955
6.7282
7.6517
8.5660
9.4713

6.1520
7.2135
8.2857
9.3685
10.4622

0.1625
0.1386
0.1207
0.1067
0.0956

14.3205
19.9168
26.3812
33.6959
41.8435

15.2015
21.3535
28.5671
36.8527
46.2213

2.4710
2.9602
3.4478
3.9337
4.4179

6.5608
7.8107
9.1101
10.4610
11.8654

7.4321
9.0845
10.8841
12.8441
14.9787

7.8130
9.6540
11.6955
13.9594
16.4699

8.4215
10.5789
13.0354
15.8324
19.0171

9.0771
11.5950
14.5367
17.9736
21.9890

9.5417
12.3268
15.6358
19.5673
24.2384

11
12
13
14
15

1.1157
1.1268
1.1381
1.1495
1.1610

0.8963
0.8874
0.8787
0.8700
0.8613

0.0965
0.0888
0.0824
0.0769
0.0721

10.3676
11.2551
12.1337
13.0037
13.8651

11.5668
12.6825
13.8093
14.9474
16.0969

0.0865
0.0788
0.0724
0.0669
0.0621

50.8067
60.5687
71.1126
82.4221
94.4810

56.6835
68.2503
80.9328
94.7421
109.6896

4.9005
5.3815
5.8607
6.3384
6.8143

13.3254
14.8433
16.4212
18.0617
19.7671

17.3035
19.8355
22.5931
25.5965
28.8675

19.2537
22.3407
25.7640
29.5601
33.7696

22.6432
26.7720
31.4730
36.8257
42.9204

26.6802
32.1610
38.5643
46.0454
54.7858

29.7882
36.3820
44.2163
53.5243
64.5833

16
17
18
19
20

1.1726
1.1843
1.1961
1.2081
1.2202

0.8528
0.8444
0.8360
0.8277
0.8195

0.0679
0.0643
0.0610
0.0581
0.0554

14.7179
15.5623
16.3983
17.2260
18.0456

17.2579
18.4304
19.6147
20.8109
22.0190

0.0579
0.0543
0.0510
0.0481
0.0454

107.2734
120.7834
134.9957
149.8950
165.4664

125.7864
143.0443
161.4748
181.0895
201.9004

7.2886
7.7613
8.2323
8.7017
9.1694

21.5400
23.3832
25.2994
27.2914
29.3624

32.4299
36.3098
40.5354
45.1376
50.1498

38.4375
43.6139
49.3540
55.7193
62.7779

49.8598
57.7612
66.7578
77.0015
88.6650

64.9972
76.9275
90.8658
107.1501
126.1754

77.7228
93.3340
111.8819
133.9191
160.1019

21
22
23
24
25

1.2324
1.2447
1.2572
1.2697
1.2824

0.8114
0.8034
0.7954
0.7876
0.7798

0.0530
0.0509
0.0489
0.0471
0.0454

18.8570
19.6604
20.4558
21.2434
22.0232

23.2392
24.4716
25.7163
26.9735
28.2432

0.0430
0.0409
0.0389
0.0371
0.0354

181.6950
198.5663
216.0660
234.1800
252.8945

223.9194
247.1586
271.6302
297.3465
324.3200

9.6354
10.0998
10.5626
11.0237
11.4831

31.5154
33.7536
36.0805
38.4995
41.0143

55.6087
61.5541
68.0292
75.0813
82.7618

70.6052
79.2849
88.9100
99.5834
111.4192

101.9453
117.0665
134.2836
153.8873
176.2083

148.4029
174.3717
204.7115
240.1580
281.5707

191.2102
228.1706
272.0838
324.2580
386.2472

26
27
28
29
30

1.2953
1.3082
1.3213
1.3345
1.3478

0.7720
0.7644
0.7568
0.7493
0.7419

0.0439
0.0424
0.0411
0.0399
0.0387

22.7952
23.5596
24.3164
25.0658
25.8077

29.5256
30.8209
32.1291
33.4504
34.7849

0.0339
0.0324
0.0311
0.0299
0.0287

272.1957
292.0702
312.5047
333.4863
355.0021

352.5631
382.0888
412.9097
445.0388
478.4892

11.9409
12.3971
12.8516
13.3044
13.7557

43.6287
46.3467
49.1723
52.1098
55.1637

91.1267
100.2370
110.1591
120.9654
132.7346

124.5441
139.0984
155.2378
173.1350
192.9814

201.6233
230.5612
263.5103
301.0265
343.7431

329.9539
386.4808
452.5221
529.6793
619.8233

459.8976
547.4031
651.3700
774.8951
921.6575

35
40
45

1.4166
1.4889
1.5648

0.7059
0.6717
0.6391

0.0340
0.0305
0.0277

29.4086
32.8347
36.0945

41.6603
48.8864
56.4811

0.0240
0.0205
0.0177

470.1583
596.8561
733.7037

666.0276
888.6373
1148.1075

15.9871
18.1776
20.3273

72.3458
93.2108
118.5478

209.3101
326.6502
506.4558

329.7455
559.0725
943.6099

664.3607 1356.1056 2189.2689

1277.9385 2958.7881 5190.4036
2452.1654 6447.3839 12295.7434

50
55

1.6446
1.7285

0.6080
0.5785

0.0255
0.0237

39.1961
42.1472

64.4632
72.8525

0.0155
0.0137

879.4176 1446.3182
1032.8148 1785.2457

22.4363
24.5049

149.3156
186.6781

781.9800 1588.4050 4699.3271 14041.0909 29117.9985

1204.1780 2669.6025 8999.8045 30570.4875 68945.5470

60
70
80
90
100

1.8167
2.0068
2.2167
2.4486
2.7048

0.5504
0.4983
0.4511
0.4084
0.3697

0.0222
0.0199
0.0182
0.0169
0.0159

44.9550
50.1685
54.8882
59.1609
63.0289

81.6697
100.6763
121.6715
144.8633
170.4814

0.0122
0.0099
0.0082
0.0069
0.0059

1192.8061
1528.6474
1879.8771
2240.5675
2605.7758

26.5333
30.4703
34.2492
37.8724
41.3426

232.0488
354.0485
533.9514
799.2392
1190.4372

1851.1311
4361.5849
10256.3343
24097.6845
56598.2988

2166.9670
3067.6337
4167.1522
5486.3267
7048.1383

4482.5626 17229.7888 66550.4053

12620.0188 63121.2342
35499.9732
99831.1717

http://www.itson.mx/dii/mconant/
25%

30%

0.9901
2.2155
3.7320
5.6089
7.9318

0.9901
2.2645
3.9048
6.0161
8.7335

10.8067
14.3648
18.7683
24.2182
30.9631

12.2313
16.7333
22.5281
29.9866
39.5867

39.3108
49.6420
62.4282
78.2528
97.8376

51.9433
67.8478
88.3190
114.6680
148.5826

122.0762
152.0746
189.2012
235.1500
292.0173

192.2350
248.4213
320.7402
413.8241
533.6349

362.3976
449.5020
557.3045
690.7234
855.8458

687.8469
886.3376
1141.8207
1470.6603
1893.9193

1060.2052
1313.1252
1626.1451
2013.5459
2493.0023

2438.7080
3139.9211
4042.4727
5204.1728
6699.4304

(P/A,i,j,n)

7246.7202 23675.9821
21049.8192 83649.4790
61129.0888

Factores de interes discreto capitalizado al : i =

2%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0200
1.0404
1.0612
1.0824
1.1041

0.9804
0.9612
0.9423
0.9238
0.9057

1.0200
0.5150
0.3468
0.2626
0.2122

0.9804
1.9416
2.8839
3.8077
4.7135

1.0000
2.0200
3.0604
4.1216
5.2040

1.0000
0.4950
0.3268
0.2426
0.1922

0.0000
0.9612
2.8458
5.6173
9.2403

0.0000
1.0000
3.0200
6.0804
10.2020

0.0000
0.4950
0.9868
1.4752
1.9604

0.9804
1.9896
3.0285
4.0980
5.1989

0.9804
2.0377
3.1779
4.4075
5.7336

0.9804
2.0569
3.2390
4.5369
5.9621

0.9804
2.0857
3.3320
4.7370
6.3211

0.9804
2.1146
3.4267
4.9446
6.7006

0.9804
2.1338
3.4907
5.0871
6.9653

6
7
8
9
10

1.1262
1.1487
1.1717
1.1951
1.2190

0.8880
0.8706
0.8535
0.8368
0.8203

0.1785
0.1545
0.1365
0.1225
0.1113

5.6014
6.4720
7.3255
8.1622
8.9826

6.3081
7.4343
8.5830
9.7546
10.9497

0.1585
0.1345
0.1165
0.1025
0.0913

13.6801
18.9035
24.8779
31.5720
38.9551

15.4060
21.7142
29.1485
37.7314
47.4860

2.4423
2.9208
3.3961
3.8681
4.3367

6.3322
7.4989
8.6998
9.9361
11.2087

7.1637
8.7059
10.3692
12.1628
14.0972

7.5270
9.2453
11.1321
13.2039
15.4788

8.1072
10.1208
12.3911
14.9508
17.8367

8.7320
11.0822
13.8009
16.9462
20.5848

9.1748
11.7743
14.8325
18.4304
22.6632

11
12
13
14
15

1.2434
1.2682
1.2936
1.3195
1.3459

0.8043
0.7885
0.7730
0.7579
0.7430

0.1022
0.0946
0.0881
0.0826
0.0778

9.7868
10.5753
11.3484
12.1062
12.8493

12.1687
13.4121
14.6803
15.9739
17.2934

0.0822
0.0746
0.0681
0.0626
0.0578

46.9977
55.6712
64.9475
74.7999
85.2021

58.4358
70.6045
84.0166
98.6969
114.6708

4.8021
5.2642
5.7231
6.1786
6.6309

12.5188
13.8673
15.2556
16.6847
18.1558

16.1832
18.4329
20.8590
23.4754
26.2970

17.9767
20.7195
23.7312
27.0382
30.6694

21.0904
24.7587
28.8947
33.5577
38.8151

24.7942
29.6639
35.2974
41.8146
49.3542

27.6430
33.5016
40.3940
48.5028
58.0425

16
17
18
19
20

1.3728
1.4002
1.4282
1.4568
1.4859

0.7284
0.7142
0.7002
0.6864
0.6730

0.0737
0.0700
0.0667
0.0638
0.0612

13.5777
14.2919
14.9920
15.6785
16.3514

18.6393
20.0121
21.4123
22.8406
24.2974

0.0537
0.0500
0.0467
0.0438
0.0412

96.1288
107.5554
119.4581
131.8139
144.6003

131.9643
150.6035
170.6156
192.0279
214.8685

7.0799
7.5256
7.9681
8.4073
8.8433

19.6702
21.2291
22.8339
24.4859
26.1864

29.3399
32.6214
36.1604
39.9769
44.0927

34.6566
39.0347
43.8420
49.1206
54.9168

44.7425
51.4253
58.9599
67.4548
77.0324

58.0764
68.1668
79.8401
93.3444
108.9670

69.2656
82.4694
98.0032
116.2783
137.7784

21
22
23
24
25

1.5157
1.5460
1.5769
1.6084
1.6406

0.6598
0.6468
0.6342
0.6217
0.6095

0.0588
0.0566
0.0547
0.0529
0.0512

17.0112
17.6580
18.2922
18.9139
19.5235

25.7833
27.2990
28.8450
30.4219
32.0303

0.0388
0.0366
0.0347
0.0329
0.0312

157.7959
171.3795
185.3309
199.6305
214.2592

239.1659
264.9492
292.2482
321.0931
351.5150

9.2760
9.7055
10.1317
10.5547
10.9745

27.9370
29.7391
31.5942
33.5038
35.4696

48.5313
53.3181
58.4803
64.0474
70.0511

61.2812
68.2695
75.9430
84.3688
93.6206

87.8306
100.0051
113.7313
129.2068
146.6548

127.0403
147.9486
172.1366
200.1188
232.4904

163.0726
192.8305
227.8398
269.0272
317.4830

26
27
28
29
30

1.6734
1.7069
1.7410
1.7758
1.8114

0.5976
0.5859
0.5744
0.5631
0.5521

0.0497
0.0483
0.0470
0.0458
0.0446

20.1210
20.7069
21.2813
21.8444
22.3965

33.6709
35.3443
37.0512
38.7922
40.5681

0.0297
0.0283
0.0270
0.0258
0.0246

229.1987
244.4311
259.9392
275.7064
291.7164

383.5453
417.2162
452.5605
489.6117
528.4040

11.3910
11.8043
12.2145
12.6214
13.0251

37.4932
39.5763
41.7207
43.9282
46.2006

76.5257
83.5081
91.0381
99.1588
107.9163

103.7795
114.9344
127.1829
140.6322
155.4000

166.3264
188.5053
213.5109
241.7034
273.4892

269.9399
313.2638
363.3836
421.3653
488.4422

374.4898
441.5566
520.4588
613.2848
722.4920

35
40
45

1.9999
2.2080
2.4379

0.5000
0.4529
0.4102

0.0400
0.0366
0.0339

24.9986
27.3555
29.4902

49.9945
60.4020
71.8927

0.0200
0.0166
0.0139

374.8826
461.9931
551.5652

749.7239
1020.0992
1344.6355

14.9961
16.8885
18.7034

58.6053
72.9448
89.5207

163.1499
243.7185
361.2430

254.0127
411.4189
662.6719

504.5495 1018.7981 1635.2801

925.4833 2117.7448 3692.4748
1692.3187 4394.8640 8328.8732

50
55

2.6916
2.9717

0.3715
0.3365

0.0318
0.0301

31.4236
33.1748

84.5794
98.5865

0.0118
0.0101

642.3606
733.3527

1728.9701
2179.3267

20.4420
22.1057

108.6820
130.8317

532.6747
782.7401

60
70
80
90
100

3.2810
3.9996
4.8754
5.9431
7.2446

0.3048
0.2500
0.2051
0.1683
0.1380

0.0288
0.0267
0.0252
0.0240
0.0232

34.7609
37.4986
39.7445
41.5869
43.0984

114.0515
149.9779
193.7720
247.1567
312.2323

0.0088
0.0067
0.0052
0.0040
0.0032

823.6975
999.8343
1166.7868
1322.1701
1464.7527

2702.5770
3998.8956
5688.5979
7857.8328
10611.6153

23.6961
26.6632
29.3572
31.7929
33.9863

156.4362 1147.5076
220.2482 2455.7318
305.5178 5239.3351
419.4602 11162.2089
571.7170 23764.7351

1063.7237 3089.2996 9113.2661 18778.1473

1703.8855 5634.2471 18890.2326 42328.1788
2725.7163 10270.5006 39149.0134 95404.0174
6960.2694 34103.2290
17749.3911
45238.7495

http://www.itson.mx/dii/mconant/
25%

30%

0.9804
2.1819
3.6542
5.4586
7.6699

0.9804
2.2299
3.8224
5.8521
8.4390

10.3797
13.7007
17.7704
22.7579
28.8700

11.7360
15.9380
21.2935
28.1192
36.8186

36.3602
45.5395
56.7886
70.5743
87.4685

47.9060
62.0371
80.0473
103.0014
132.2567

108.1721
133.5443
164.6376
202.7422
249.4390

169.5428
217.0644
277.6311
354.8239
453.2070

306.6654
376.7958
462.7400
568.0637
697.1369

578.5971
738.4081
942.0888
1201.6818
1532.5356

855.3148
1049.1603
1286.7160
1577.8383
1934.6057

1954.2121
2491.6428
3176.6036
4049.5928
5162.2262

(P/A,i,j,n)

5355.0576 17368.5673
14809.4296 58417.4560
40941.9857

Factores de interes discreto capitalizado al : i =

3%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0300
1.0609
1.0927
1.1255
1.1593

0.9709
0.9426
0.9151
0.8885
0.8626

1.0300
0.5226
0.3535
0.2690
0.2184

0.9709
1.9135
2.8286
3.7171
4.5797

1.0000
2.0300
3.0909
4.1836
5.3091

1.0000
0.4926
0.3235
0.2390
0.1884

0.0000
0.9426
2.7729
5.4383
8.8888

0.0000
1.0000
3.0300
6.1209
10.3045

0.0000
0.4926
0.9803
1.4631
1.9409

0.9709
1.9606
2.9695
3.9981
5.0466

0.9709
2.0077
3.1151
4.2976
5.5606

0.9709
2.0266
3.1745
4.4228
5.7801

0.9709
2.0549
3.2651
4.6164
6.1251

0.9709
2.0831
3.3574
4.8172
6.4896

0.9709
2.1020
3.4198
4.9551
6.7438

6
7
8
9
10

1.1941
1.2299
1.2668
1.3048
1.3439

0.8375
0.8131
0.7894
0.7664
0.7441

0.1846
0.1605
0.1425
0.1284
0.1172

5.4172
6.2303
7.0197
7.7861
8.5302

6.4684
7.6625
8.8923
10.1591
11.4639

0.1546
0.1305
0.1125
0.0984
0.0872

13.0762
17.9547
23.4806
29.6119
36.3088

15.6137
22.0821
29.7445
38.6369
48.7960

2.4138
2.8819
3.3450
3.8032
4.2565

6.1155
7.2051
8.3158
9.4482
10.6025

6.9093
8.3498
9.8881
11.5310
13.2855

7.2561
8.8610
10.6061
12.5037
14.5671

7.8096
9.6903
11.7902
14.1347
16.7523

8.4056
10.6005
13.1152
15.9960
19.2964

8.8277
11.2556
14.0842
17.3797
21.2190

11
12
13
14
15

1.3842
1.4258
1.4685
1.5126
1.5580

0.7224
0.7014
0.6810
0.6611
0.6419

0.1081
0.1005
0.0940
0.0885
0.0838

9.2526
9.9540
10.6350
11.2961
11.9379

12.8078
14.1920
15.6178
17.0863
18.5989

0.0781
0.0705
0.0640
0.0585
0.0538

43.5330
51.2482
59.4196
68.0141
77.0002

60.2599
73.0677
87.2597
102.8775
119.9638

4.7049
5.1485
5.5872
6.0210
6.4500

11.7793
12.9789
14.2018
15.4484
16.7192

15.1593
17.1604
19.2976
21.5799
24.0174

16.8109
19.2507
21.9036
24.7884
27.9253

19.6749
22.9380
26.5812
30.6490
35.1906

23.0775
27.4091
32.3716
38.0568
44.5700

25.6921
30.9034
36.9748
44.0483
52.2893

16
17
18
19
20

1.6047
1.6528
1.7024
1.7535
1.8061

0.6232
0.6050
0.5874
0.5703
0.5537

0.0796
0.0760
0.0727
0.0698
0.0672

12.5611
13.1661
13.7535
14.3238
14.8775

20.1569
21.7616
23.4144
25.1169
26.8704

0.0496
0.0460
0.0427
0.0398
0.0372

86.3477
96.0280
106.0137
116.2788
126.7987

138.5627
158.7196
180.4812
203.8956
229.0125

6.8742
7.2936
7.7081
8.1179
8.5229

18.0148
19.3354
20.6818
22.0542
23.4533

26.6205
29.4005
32.3695
35.5402
38.9265

31.3362
35.0452
39.0783
43.4638
48.2324

40.2613
45.9228
52.2440
59.3015
67.1813

52.0316
60.5799
70.3731
81.5925
94.4457

61.8904
73.0762
86.1082
101.2912
118.9800

21
22
23
24
25

1.8603
1.9161
1.9736
2.0328
2.0938

0.5375
0.5219
0.5067
0.4919
0.4776

0.0649
0.0627
0.0608
0.0590
0.0574

15.4150
15.9369
16.4436
16.9355
17.4131

28.6765
30.5368
32.4529
34.4265
36.4593

0.0349
0.0327
0.0308
0.0290
0.0274

137.5496
148.5094
159.6566
170.9711
182.4336

255.8829
284.5593
315.0961
347.5490
381.9755

8.9231
9.3186
9.7093
10.0954
10.4768

24.8796
26.3336
27.8158
29.3268
30.8671

42.5428
46.4050
50.5296
54.9345
59.6388

53.4178
59.0562
65.1874
71.8542
79.1036

75.9791
85.8019
96.7691
109.0141
122.6856

109.1708
126.0404
145.3666
167.5074
192.8726

139.5883
163.5981
191.5706
224.1599
262.1280

26
27
28
29
30

2.1566
2.2213
2.2879
2.3566
2.4273

0.4637
0.4502
0.4371
0.4243
0.4120

0.0559
0.0546
0.0533
0.0521
0.0510

17.8768
18.3270
18.7641
19.1885
19.6004

38.5530
40.7096
42.9309
45.2189
47.5754

0.0259
0.0246
0.0233
0.0221
0.0210

194.0260
205.7309
217.5320
229.4137
241.3613

418.4347
456.9878
497.6974
540.6283
585.8472

10.8535
11.2255
11.5930
11.9558
12.3141

32.4373
34.0381
35.6699
37.3334
39.0292

64.6628
70.0282
75.7583
81.8778
88.4132

86.9865
95.5581
104.8787
115.0137
126.0343

137.9500
154.9927
174.0210
195.2661
218.9864

221.9317
255.2227
293.3619
337.0554
387.1120

306.3627
357.8983
417.9398
487.8911
569.3876

35
40
45

2.8139
3.2620
3.7816

0.3554
0.3066
0.2644

0.0465
0.0433
0.0408

21.4872
23.1148
24.5187

60.4621
75.4013
92.7199

0.0165
0.0133
0.0108

301.6267
361.7499
420.6325

848.7361
1180.0420
1590.6620

14.0375
15.6502
17.1556

48.0150
57.9078
68.7992

128.3877
183.9219
261.0723

197.3790
305.8379
470.7184

386.0698
770.4319 1228.9040
675.9617 1526.8908 2644.5208
1178.9284 3019.7168 5683.0666

50
55

4.3839
5.0821

0.2281
0.1968

0.0389
0.0373

25.7298
26.7744

112.7969
136.0716

0.0089
0.0073

477.4803
531.7411

2093.2289
2702.3873

18.5575
19.8600

80.7898
93.9906

368.2526
517.1519

60
70
80
90
100

5.8916
7.9178
10.6409
14.3005
19.2186

0.1697
0.1263
0.0940
0.0699
0.0520

0.0361
0.0343
0.0331
0.0323
0.0316

27.6756
29.1234
30.2008
31.0024
31.5989

163.0534
230.5941
321.3630
443.3489
607.2877

0.0061
0.0043
0.0031
0.0023
0.0016

583.0526 3435.1146
676.0869 5353.1355
756.0865 8045.4340
823.6302 11778.2968
879.8540 16909.5911

21.0674
23.2145
25.0353
26.5667
27.8444

108.5238
724.0087
142.1389 1410.6136
182.8820 2735.7529
232.2648 5293.2558
292.1192 10229.2056

721.3716 2051.5828 5965.7194 12205.1434

1102.4175 3565.6508 11779.4784 26204.4334
1681.6878 6192.5804 23252.5828 56253.1631
3901.0195 18658.1217 90575.6707
9029.9900 56182.8277
20883.2602
48276.6742

http://www.itson.mx/dii/mconant/
25%

30%

0.9709
2.1491
3.5790
5.3144
7.4203

0.9709
2.1962
3.7428
5.6948
8.1585

9.9761
13.0778
16.8420
21.4102
26.9542

11.2681
15.1927
20.1461
26.3980
34.2888

33.6822
41.8474
51.7565
63.7822
78.3764

44.2480
56.8178
72.6827
92.7063
117.9788

96.0879
117.5824
143.6680
175.3252
213.7442

149.8762
190.1350
240.9470
305.0788
386.0218

260.3691
316.9528
385.6224
468.9592
570.0961

488.1828
617.1239
779.8652
985.2667
1244.5114

692.8351
841.7901
1022.5608
1241.9428
1508.1830

1571.7134
1984.6868
2505.9154
3163.7767
3994.0871

(P/A,i,j,n)

3977.6714 12800.4448
10478.5334 41005.5003
27591.8775

72642.2956

Factores de interes discreto capitalizado al : i =

4%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0400
1.0816
1.1249
1.1699
1.2167

0.9615
0.9246
0.8890
0.8548
0.8219

1.0400
0.5302
0.3603
0.2755
0.2246

0.9615
1.8861
2.7751
3.6299
4.4518

1.0000
2.0400
3.1216
4.2465
5.4163

1.0000
0.4902
0.3203
0.2355
0.1846

0.0000
0.9246
2.7025
5.2670
8.5547

0.0000
1.0000
3.0400
6.1616
10.4081

0.0000
0.4902
0.9739
1.4510
1.9216

0.9615
1.9323
2.9124
3.9020
4.9010

0.9615
1.9786
3.0542
4.1920
5.3954

0.9615
1.9970
3.1122
4.3131
5.6065

0.9615
2.0248
3.2005
4.5005
5.9381

0.9615
2.0525
3.2904
4.6948
6.2884

0.9615
2.0710
3.3512
4.8283
6.5326

6
7
8
9
10

1.2653
1.3159
1.3686
1.4233
1.4802

0.7903
0.7599
0.7307
0.7026
0.6756

0.1908
0.1666
0.1485
0.1345
0.1233

5.2421
6.0021
6.7327
7.4353
8.1109

6.6330
7.8983
9.2142
10.5828
12.0061

0.1508
0.1266
0.1085
0.0945
0.0833

12.5062
17.0657
22.1806
27.8013
33.8814

15.8244
22.4574
30.3557
39.5699
50.1527

2.3857
2.8433
3.2944
3.7391
4.1773

5.9097
6.9281
7.9562
8.9943
10.0423

6.6682
8.0144
9.4383
10.9444
12.5373

6.9993
8.4992
10.1145
11.8541
13.7275

7.5277
9.2854
11.2291
13.3783
15.7549

8.0964
10.1478
12.4754
15.1164
18.1128

8.4992
10.7683
13.3865
16.4075
19.8932

11
12
13
14
15

1.5395
1.6010
1.6651
1.7317
1.8009

0.6496
0.6246
0.6006
0.5775
0.5553

0.1141
0.1066
0.1001
0.0947
0.0899

8.7605
9.3851
9.9856
10.5631
11.1184

13.4864
15.0258
16.6268
18.2919
20.0236

0.0741
0.0666
0.0601
0.0547
0.0499

40.3772
47.2477
54.4546
61.9618
69.7355

62.1588
75.6451
90.6709
107.2978
125.5897

4.6090
5.0343
5.4533
5.8659
6.2721

11.1004
12.1687
13.2472
14.3361
15.4355

14.2222
16.0042
17.8891
19.8827
21.9913

15.7450
17.9177
20.2575
22.7773
25.4910

18.3828
21.2886
24.5019
28.0549
31.9838

21.5126
25.3701
29.7468
34.7127
40.3471

23.9153
28.5561
33.9108
40.0894
47.2186

16
17
18
19
20

1.8730
1.9479
2.0258
2.1068
2.1911

0.5339
0.5134
0.4936
0.4746
0.4564

0.0858
0.0822
0.0790
0.0761
0.0736

11.6523
12.1657
12.6593
13.1339
13.5903

21.8245
23.6975
25.6454
27.6712
29.7781

0.0458
0.0422
0.0390
0.0361
0.0336

77.7441
85.9581
94.3498
102.8933
111.5647

145.6133
167.4378
191.1353
216.7807
244.4520

6.6720
7.0656
7.4530
7.8342
8.2091

16.5455
17.6661
18.7975
19.9398
21.0930

24.2216
26.5805
29.0755
31.7145
34.5057

28.4133
31.5605
34.9498
38.5998
42.5305

36.3283
41.1322
46.4443
52.3182
58.8134

46.7400
53.9935
62.2234
71.5611
82.1559

55.4445
64.9360
75.8877
88.5242
103.1049

21
22
23
24
25

2.2788
2.3699
2.4647
2.5633
2.6658

0.4388
0.4220
0.4057
0.3901
0.3751

0.0713
0.0692
0.0673
0.0656
0.0640

14.0292
14.4511
14.8568
15.2470
15.6221

31.9692
34.2480
36.6179
39.0826
41.6459

0.0313
0.0292
0.0273
0.0256
0.0240

120.3414
129.2024
138.1284
147.1012
156.1040

274.2300
306.1992
340.4472
377.0651
416.1477

8.5779
8.9407
9.2973
9.6479
9.9925

22.2574
23.4330
24.6198
25.8181
27.0279

37.4580
40.5805
43.8833
47.3765
51.0713

46.7636
51.3224
56.2318
61.5189
67.2126

65.9956
73.9374
82.7193
92.4300
103.1677

94.1769
107.8161
123.2913
140.8497
160.7718

119.9287
139.3408
161.7394
187.5839
217.4045

26
27
28
29
30

2.7725
2.8834
2.9987
3.1187
3.2434

0.3607
0.3468
0.3335
0.3207
0.3083

0.0626
0.0612
0.0600
0.0589
0.0578

15.9828
16.3296
16.6631
16.9837
17.2920

44.3117
47.0842
49.9676
52.9663
56.0849

0.0226
0.0212
0.0200
0.0189
0.0178

165.1212
174.1385
183.1424
192.1206
201.0618

457.7936
502.1054
549.1896
599.1572
652.1234

10.3312
10.6640
10.9909
11.3120
11.6274

28.2493
29.4825
30.7275
31.9845
33.2536

54.9793
59.1127
63.4846
68.1087
72.9996

73.3444
79.9478
87.0591
94.7175
102.9650

115.0413
128.1706
142.6887
158.7423
176.4939

183.3757
209.0225
238.1216
271.1380
308.5989

251.8129
291.5149
337.3249
390.1826
451.1722

35
40
45

3.9461
4.8010
5.8412

0.2534
0.2083
0.1712

0.0536
0.0505
0.0483

18.6646
19.7928
20.7200

73.6522
95.0255
121.0294

0.0136
0.0105
0.0083

244.8768
286.5303
325.4028

966.3056
1375.6379
1900.7348

13.1198
14.4765
15.7047

39.7844
46.6353
53.8219

102.0265
140.4501
191.3123

154.7530
229.7687
338.4302

297.7158
498.1186
829.4222

586.5685
929.2779
1109.2542 1907.1082
2092.0968 3906.9840

50
55

7.1067
8.6464

0.1407
0.1157

0.0466
0.0452

21.4822
22.1086

152.6671
191.1592

0.0066
0.0052

361.1638
393.6890

2566.6771
3403.9793

16.8122
17.8070

61.3608
69.2691

258.6396
347.7622

495.8282
723.8217

1377.1298 3940.2047 7997.1653

2282.5938 7415.3315 16362.4764

60
70
80
90
100

10.5196
15.5716
23.0498
34.1193
50.5049

0.0951
0.0642
0.0434
0.0293
0.0198

0.0442
0.0427
0.0418
0.0412
0.0408

22.6235
23.3945
23.9154
24.2673
24.5050

237.9907
364.2905
551.2450
827.9833
1237.6237

0.0042
0.0027
0.0018
0.0012
0.0008

422.9966 4449.7671
472.4789 7357.2615
511.1161 11781.1244
540.7369 18449.5833
563.1249 28440.5926

18.6972
20.1961
21.3718
22.2826
22.9800

77.5651
95.3967
115.0190
136.6118
160.3730

465.7358
828.6179
1464.4744
2578.6471
4530.9446

1054.0741
2225.3854
4683.0307
9839.6614
20659.3026

3779.4971 13949.8561 33471.3582

10345.2483 49341.8990
28289.6687
77332.3769

http://www.itson.mx/dii/mconant/
25%

30%

0.9615
2.1172
3.5063
5.1758
7.1825

0.9615
2.1635
3.6659
5.5439
7.8914

9.5943
12.4932
15.9774
20.1651
25.1985

10.8258
14.4937
19.0787
24.8099
31.9739

31.2482
38.5194
47.2589
57.7632
70.3884

40.9290
52.1228
66.1150
83.6053
105.4681

85.5630
103.8017
125.7232
152.0711
183.7393

132.7967
166.9574
209.6583
263.0344
329.7545

221.8021
267.5506
322.5367
388.6259
468.0600

413.1547
517.4049
647.7177
810.6086
1014.2223

563.5336
678.2856
816.2086
981.9815
1181.2278

1268.7394
1586.8858
1984.5688
2481.6725
3103.0522

(P/A,i,j,n)

2970.0827 9477.6551
7457.1077 28931.3994
18712.0132 88299.5155

46942.9457

Factores de interes discreto capitalizado al : i =

5%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0500
1.1025
1.1576
1.2155
1.2763

0.9524
0.9070
0.8638
0.8227
0.7835

1.0500
0.5378
0.3672
0.2820
0.2310

0.9524
1.8594
2.7232
3.5460
4.3295

1.0000
2.0500
3.1525
4.3101
5.5256

1.0000
0.4878
0.3172
0.2320
0.1810

0.0000
0.9070
2.6347
5.1028
8.2369

0.0000
1.0000
3.0500
6.2025
10.5126

0.0000
0.4878
0.9675
1.4391
1.9025

0.9524
1.9048
2.8571
3.8095
4.7619

0.9524
1.9501
2.9954
4.0904
5.2375

0.9524
1.9683
3.0519
4.2077
5.4406

0.9524
1.9955
3.1379
4.3891
5.7595

0.9524
2.0227
3.2255
4.5772
6.0963

0.9524
2.0408
3.2847
4.7064
6.3311

6
7
8
9
10

1.3401
1.4071
1.4775
1.5513
1.6289

0.7462
0.7107
0.6768
0.6446
0.6139

0.1970
0.1728
0.1547
0.1407
0.1295

5.0757
5.7864
6.4632
7.1078
7.7217

6.8019
8.1420
9.5491
11.0266
12.5779

0.1470
0.1228
0.1047
0.0907
0.0795

11.9680
16.2321
20.9700
26.1268
31.6520

16.0383
22.8402
30.9822
40.5313
51.5579

2.3579
2.8052
3.2445
3.6758
4.0991

5.7143
6.6667
7.6190
8.5714
9.5238

6.4393
7.6983
9.0173
10.3991
11.8467

6.7557
8.1584
9.6547
11.2507
12.9532

7.2604
8.9043
10.7047
12.6765
14.8362

7.8035
9.7220
11.8780
14.3010
17.0240

8.1879
10.3100
12.7352
15.5069
18.6746

11
12
13
14
15

1.7103
1.7959
1.8856
1.9799
2.0789

0.5847
0.5568
0.5303
0.5051
0.4810

0.1204
0.1128
0.1065
0.1010
0.0963

8.3064
8.8633
9.3936
9.8986
10.3797

14.2068
15.9171
17.7130
19.5986
21.5786

0.0704
0.0628
0.0565
0.0510
0.0463

37.4988
43.6241
49.9879
56.5538
63.2880

64.1357
78.3425
94.2597
111.9726
131.5713

4.5144
4.9219
5.3215
5.7133
6.0973

10.4762
11.4286
12.3810
13.3333
14.2857

13.3632
14.9519
16.6163
18.3599
20.1866

14.7691
16.7061
18.7722
20.9761
23.3268

17.2016
19.7922
22.6295
25.7371
29.1407

20.0841
23.5231
27.3879
31.7311
36.6121

22.2948
26.4321
31.1605
36.5644
42.7403

16
17
18
19
20

2.1829
2.2920
2.4066
2.5270
2.6533

0.4581
0.4363
0.4155
0.3957
0.3769

0.0923
0.0887
0.0855
0.0827
0.0802

10.8378
11.2741
11.6896
12.0853
12.4622

23.6575
25.8404
28.1324
30.5390
33.0660

0.0423
0.0387
0.0355
0.0327
0.0302

70.1597
77.1405
84.2043
91.3275
98.4884

153.1498
176.8073
202.6477
230.7801
261.3191

6.4736
6.8423
7.2034
7.5569
7.9030

15.2381
16.1905
17.1429
18.0952
19.0476

22.1002
24.1050
26.2052
28.4055
30.7105

25.8343
28.5090
31.3620
34.4052
37.6512

32.8683
36.9510
41.4226
46.3200
51.6838

42.0974
48.2619
55.1896
62.9749
71.7242

49.7984
57.8648
67.0836
77.6194
89.6603

21
22
23
24
25

2.7860
2.9253
3.0715
3.2251
3.3864

0.3589
0.3418
0.3256
0.3101
0.2953

0.0780
0.0760
0.0741
0.0725
0.0710

12.8212
13.1630
13.4886
13.7986
14.0939

35.7193
38.5052
41.4305
44.5020
47.7271

0.0280
0.0260
0.0241
0.0225
0.0210

105.6673
112.8461
120.0087
127.1402
134.2275

294.3850
330.1043
368.6095
410.0400
454.5420

8.2416
8.5730
8.8971
9.2140
9.5238

20.0000
20.9524
21.9048
22.8571
23.8095

33.1253
35.6550
38.3053
41.0817
43.9904

41.1137
44.8070
48.7465
52.9487
57.4309

57.5584
63.9925
71.0394
78.7575
87.2106

81.5567
92.6066
105.0246
118.9800
134.6632

103.4212
119.1481
137.1216
157.6628
181.1384

26
27
28
29
30

3.5557
3.7335
3.9201
4.1161
4.3219

0.2812
0.2678
0.2551
0.2429
0.2314

0.0696
0.0683
0.0671
0.0660
0.0651

14.3752
14.6430
14.8981
15.1411
15.3725

51.1135
54.6691
58.4026
62.3227
66.4388

0.0196
0.0183
0.0171
0.0160
0.0151

141.2585
148.2226
155.1101
161.9126
168.6226

502.2691
553.3825
608.0517
666.4542
728.7770

9.8266
10.1224
10.4114
10.6936
10.9691

24.7619
25.7143
26.6667
27.6190
28.5714

47.0375
50.2298
53.5741
57.0776
60.7480

62.2121
67.3119
72.7517
78.5542
84.7436

96.4687
106.6086
117.7142
129.8774
143.1991

152.2882
172.0953
194.3547
219.3701
247.4826

207.9677
238.6298
273.6722
313.7206
359.4902

35
40
45

5.5160
7.0400
8.9850

0.1813
0.1420
0.1113

0.0611
0.0583
0.0563

16.3742
17.1591
17.7741

90.3203
120.7998
159.7002

0.0111
0.0083
0.0063

200.5807
229.5452
255.3145

1106.4061
1615.9955
2294.0031

12.2498
13.3775
14.3644

33.3333
38.0952
42.8571

81.8940
108.5776
142.2491

122.4580
174.5356
246.4464

231.4343
370.4886
589.6314

449.7132
707.2161
812.2154 1385.1647
1462.0071 2706.9366

50
55

11.4674
14.6356

0.0872
0.0683

0.0548
0.0537

18.2559
18.6335

209.3480
272.7126

0.0048
0.0037

277.9148
297.5104

3186.9599
4354.2524

15.2233
15.9664

47.6190
52.3810

184.7384
238.3546

345.7438
482.8578

934.9897 2626.7704 5283.9475

1479.2574 4714.6297 10308.2524

60
70
80
90
100

18.6792
30.4264
49.5614
80.7304
131.5013

0.0535
0.0329
0.0202
0.0124
0.0076

0.0528
0.0517
0.0510
0.0506
0.0504

18.9293
19.3427
19.5965
19.7523
19.8479

353.5837
588.5285
971.2288
1594.6073
2610.0252

0.0028
0.0017
0.0010
0.0006
0.0004

314.3432
340.8409
359.6460
372.7488
381.7492

5871.6744
10370.5702
17824.5764
30092.1460
50200.5031

16.6062
17.6212
18.3526
18.8712
19.2337

57.1429
66.6667
76.1905
85.7143
95.2381

306.0117
499.1191
806.6104
1296.2390
2075.8906

672.1903
1294.6328
2481.4572
4744.4007
9059.2033

2336.9967 8457.1553 20103.9580

5819.0515 27190.8873 76437.6195
14467.1576 87384.6353
35945.7801
89290.5489

http://www.itson.mx/dii/mconant/
25%

30%

0.9524
2.0862
3.4359
5.0428
6.9557

0.9524
2.1315
3.5914
5.3989
7.6367

9.2329
11.9440
15.1714
19.0136
23.5876

10.4074
13.8377
18.0847
23.3430
29.8533

29.0328
35.5153
43.2324
52.4196
63.3566

37.9136
47.8930
60.2485
75.5457
94.4852

76.3770
91.8773
110.3301
132.2978
158.4498

117.9340
146.9659
182.9102
227.4126
282.5108

189.5830
226.6465
270.7696
323.2972
385.8300

350.7277
435.1867
539.7549
669.2204
829.5110

460.2738
548.8973
654.4016
780.0019
929.5261

1027.9660
1273.6722
1577.8798
1954.5179
2420.8316

(P/A,i,j,n)

2229.5753 7050.2664
5338.1647 20518.1152
12771.2126 59698.4821

30544.6122
73043.1583

Factores de interes discreto capitalizado al : i =

6%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0600
1.1236
1.1910
1.2625
1.3382

0.9434
0.8900
0.8396
0.7921
0.7473

1.0600
0.5454
0.3741
0.2886
0.2374

0.9434
1.8334
2.6730
3.4651
4.2124

1.0000
2.0600
3.1836
4.3746
5.6371

1.0000
0.4854
0.3141
0.2286
0.1774

0.0000
0.8900
2.5692
4.9455
7.9345

0.0000
1.0000
3.0600
6.2436
10.6182

0.0000
0.4854
0.9612
1.4272
1.8836

0.9434
1.8779
2.8036
3.7205
4.6288

0.9434
1.9224
2.9383
3.9926
5.0867

0.9434
1.9402
2.9934
4.1062
5.2821

0.9434
1.9669
3.0773
4.2820
5.5889

0.9434
1.9936
3.1627
4.4641
5.9129

0.9434
2.0114
3.2204
4.5892
6.1387

6
7
8
9
10

1.4185
1.5036
1.5938
1.6895
1.7908

0.7050
0.6651
0.6274
0.5919
0.5584

0.2034
0.1791
0.1610
0.1470
0.1359

4.9173
5.5824
6.2098
6.8017
7.3601

6.9753
8.3938
9.8975
11.4913
13.1808

0.1434
0.1191
0.1010
0.0870
0.0759

11.4594
15.4497
19.8416
24.5768
29.6023

16.2553
23.2306
31.6245
41.5219
53.0132

2.3304
2.7676
3.1952
3.6133
4.0220

5.5285
6.4198
7.3026
8.1771
9.0434

6.2220
7.4002
8.6229
9.8916
11.2083

6.5245
7.8372
9.2242
10.6897
12.2382

7.0069
8.5452
10.2141
12.0247
13.9891

7.5257
9.3210
11.3196
13.5445
16.0212

7.8929
9.8787
12.1268
14.6719
17.5531

11
12
13
14
15

1.8983
2.0122
2.1329
2.2609
2.3966

0.5268
0.4970
0.4688
0.4423
0.4173

0.1268
0.1193
0.1130
0.1076
0.1030

7.8869
8.3838
8.8527
9.2950
9.7122

14.9716
16.8699
18.8821
21.0151
23.2760

0.0668
0.0593
0.0530
0.0476
0.0430

34.8702
40.3369
45.9629
51.7128
57.5546

66.1940
81.1657
98.0356
116.9178
137.9328

4.4213
4.8113
5.1920
5.5635
5.9260

9.9015
10.7514
11.5934
12.4274
13.2536

12.5747
13.9926
15.4640
16.9909
18.5755

13.8743
15.6030
17.4296
19.3596
21.3988

16.1202
18.4323
20.9407
23.6621
26.6146

18.7783
21.8476
25.2643
29.0678
33.3019

20.8148
24.5073
28.6876
33.4199
38.7772

16
17
18
19
20

2.5404
2.6928
2.8543
3.0256
3.2071

0.3936
0.3714
0.3503
0.3305
0.3118

0.0990
0.0954
0.0924
0.0896
0.0872

10.1059
10.4773
10.8276
11.1581
11.4699

25.6725
28.2129
30.9057
33.7600
36.7856

0.0390
0.0354
0.0324
0.0296
0.0272

63.4592
69.4011
75.3569
81.3062
87.2304

161.2088
186.8813
215.0942
245.9999
279.7599

6.2794
6.6240
6.9597
7.2867
7.6051

14.0720
14.8826
15.6856
16.4810
17.2689

20.2199
21.9263
23.6971
25.5347
27.4417

23.5534
25.8301
28.2355
30.7772
33.4627

29.8177
33.2928
37.0629
41.1532
45.5907

38.0153
43.2623
49.1033
55.6056
62.8440

44.8421
51.7081
59.4809
68.2802
78.2417

21
22
23
24
25

3.3996
3.6035
3.8197
4.0489
4.2919

0.2942
0.2775
0.2618
0.2470
0.2330

0.0850
0.0830
0.0813
0.0797
0.0782

11.7641
12.0416
12.3034
12.5504
12.7834

39.9927
43.3923
46.9958
50.8156
54.8645

0.0250
0.0230
0.0213
0.0197
0.0182

93.1136
98.9412
104.7007
110.3812
115.9732

316.5454
356.5382
399.9305
446.9263
497.7419

7.9151
8.2166
8.5099
8.7951
9.0722

18.0494
18.8225
19.5883
20.3469
21.0984

29.4206
31.4742
33.6053
35.8168
38.1118

36.3002
39.2983
42.4661
45.8133
49.3499

50.4050
55.6281
61.2946
67.4423
74.1119

70.9018
79.8718
89.8573
100.9732
113.3475

89.5190
102.2856
116.7384
133.1001
151.6228

26
27
28
29
30

4.5494
4.8223
5.1117
5.4184
5.7435

0.2198
0.2074
0.1956
0.1846
0.1741

0.0769
0.0757
0.0746
0.0736
0.0726

13.0032
13.2105
13.4062
13.5907
13.7648

59.1564
63.7058
68.5281
73.6398
79.0582

0.0169
0.0157
0.0146
0.0136
0.0126

121.4684
126.8600
132.1420
137.3096
142.3588

552.6064
611.7628
675.4685
743.9966
817.6364

9.3414
9.6029
9.8568
10.1032
10.3422

21.8427
22.5801
23.3105
24.0339
24.7506

40.4934
42.9648
45.5295
48.1910
50.9529

53.0866
57.0349
61.2067
65.6147
70.2721

81.3478
89.1981
97.7149
106.9549
116.9793

127.1227
142.4574
159.5280
178.5312
199.6857

172.5918
196.3304
223.2042
253.6274
288.0687

35
40
45

7.6861
10.2857
13.7646

0.1301
0.0972
0.0727

0.0690
0.0665
0.0647

14.4982
15.0463
15.4558

111.4348
154.7620
212.7435

0.0090
0.0065
0.0047

165.7427
185.9568
203.1096

1273.9130
1912.6994
2795.7252

11.4319
12.3590
13.1413

28.2338
31.5557
34.7239

66.4068
85.0051
107.3875

97.8251
134.1103
181.8952

181.4092
278.2476
423.7959

347.2847
541.7787
599.6119 1013.5315
1030.9768 1890.7168

50
55

18.4202
24.6503

0.0543
0.0406

0.0634
0.0625

15.7619
15.9905

290.3359
394.1720

0.0034
0.0025

217.4574
229.3222

4005.5984
5652.8671

13.7964
14.3411

37.7454
40.6270

134.3239
166.7411

244.8243
327.6971

60
70
80
90
100

32.9877
59.0759
105.7960
189.4645
339.3021

0.0303
0.0169
0.0095
0.0053
0.0029

0.0619
0.0610
0.0606
0.0603
0.0602

16.1614
16.3845
16.5091
16.5787
16.6175

533.1282
967.9322
1746.5999
3141.0752
5638.3681

0.0019
0.0010
0.0006
0.0003
0.0002

239.0428
253.3271
262.5493
268.3946
272.0471

7885.4697
14965.5362
27776.6649
50851.2531
92306.1343

14.7909
15.4613
15.9033
16.1891
16.3711

43.3753
48.4961
53.1538
57.3902
61.2436

205.7540
309.2084
459.0448
676.0578
990.3646

436.8343
769.8352
1347.3552
2348.9421
4085.9835

642.5554
971.3517

1768.4148 3521.7706
3029.0987 6554.5804

1465.5335 5184.2955 12193.8398

3324.6562 15167.3654 42176.9408
7524.4483 44343.3510
17011.8555
38444.0823

http://www.itson.mx/dii/mconant/
25%

30%

0.9434
2.0559
3.3678
4.9149
6.7392

0.9434
2.1004
3.5193
5.2596
7.3938

8.8906
11.4276
14.4193
17.9473
22.1077

10.0113
13.2214
17.1583
21.9866
27.9081

27.0138
32.7992
39.6217
47.6672
57.1547

35.1703
44.0768
54.9999
68.3961
84.8254

68.3428
81.5363
97.0947
115.4418
137.0776

104.9745
129.6857
159.9919
197.1599
242.7432

162.5915
192.6787
228.1588
269.9986
319.3380

298.6474
367.2090
451.2941
554.4173
680.8891

377.5213
446.1336
527.0443
622.4579
734.9739

835.9961
1026.2216
1259.5171
1545.6341
1896.5324

(P/A,i,j,n)

1682.8112 5269.3559
3844.3076 14627.3127
8773.4942 40591.1259

20014.2626
45648.2838

Factores de interes discreto capitalizado al : i =

7%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0700
1.1449
1.2250
1.3108
1.4026

0.9346
0.8734
0.8163
0.7629
0.7130

1.0700
0.5531
0.3811
0.2952
0.2439

0.9346
1.8080
2.6243
3.3872
4.1002

1.0000
2.0700
3.2149
4.4399
5.7507

1.0000
0.4831
0.3111
0.2252
0.1739

0.0000
0.8734
2.5060
4.7947
7.6467

0.0000
1.0000
3.0700
6.2849
10.7248

0.0000
0.4831
0.9549
1.4155
1.8650

0.9346
1.8517
2.7517
3.6348
4.5014

0.9346
1.8954
2.8831
3.8985
4.9424

0.9346
1.9128
2.9368
4.0086
5.1305

0.9346
1.9390
3.0186
4.1789
5.4259

0.9346
1.9652
3.1019
4.3553
5.7376

0.9346
1.9827
3.1582
4.4765
5.9549

6
7
8
9
10

1.5007
1.6058
1.7182
1.8385
1.9672

0.6663
0.6227
0.5820
0.5439
0.5083

0.2098
0.1856
0.1675
0.1535
0.1424

4.7665
5.3893
5.9713
6.5152
7.0236

7.1533
8.6540
10.2598
11.9780
13.8164

0.1398
0.1156
0.0975
0.0835
0.0724

10.9784
14.7149
18.7889
23.1404
27.7156

16.4756
23.6289
32.2829
42.5427
54.5207

2.3032
2.7304
3.1465
3.5517
3.9461

5.3519
6.1864
7.0054
7.8090
8.5976

6.0155
7.1188
8.2529
9.4189
10.6176

6.3048
7.5340
8.8207
10.1674
11.5771

6.7661
8.2066
9.7547
11.4186
13.2070

7.2621
8.9432
10.7972
12.8418
15.0965

7.6130
9.4725
11.5579
13.8968
16.5197

11
12
13
14
15

2.1049
2.2522
2.4098
2.5785
2.7590

0.4751
0.4440
0.4150
0.3878
0.3624

0.1334
0.1259
0.1197
0.1143
0.1098

7.4987
7.9427
8.3577
8.7455
9.1079

15.7836
17.8885
20.1406
22.5505
25.1290

0.0634
0.0559
0.0497
0.0443
0.0398

32.4665
37.3506
42.3302
47.3718
52.4461

68.3371
84.1207
102.0092
122.1498
144.7003

4.3296
4.7025
5.0648
5.4167
5.7583

9.3715
10.1309
10.8761
11.6074
12.3250

11.8498
13.1167
14.4190
15.7578
17.1342

13.0527
14.5972
16.2139
17.9061
19.6774

15.1290
17.1947
19.4149
21.8010
24.3656

17.5831
20.3253
23.3493
26.6843
30.3622

19.4614
22.7604
26.4603
30.6097
35.2632

16
17
18
19
20

2.9522
3.1588
3.3799
3.6165
3.8697

0.3387
0.3166
0.2959
0.2765
0.2584

0.1059
0.1024
0.0994
0.0968
0.0944

9.4466
9.7632
10.0591
10.3356
10.5940

27.8881
30.8402
33.9990
37.3790
40.9955

0.0359
0.0324
0.0294
0.0268
0.0244

57.5271
62.5923
67.6219
72.5991
77.5091

169.8293
197.7174
228.5576
262.5566
299.9356

6.0897
6.4110
6.7225
7.0242
7.3163

13.0292
13.7203
14.3984
15.0639
15.7169

18.5492
20.0039
21.4993
23.0367
24.6171

21.5315
23.4723
25.5037
27.6300
29.8557

27.1219
30.0843
33.2681
36.6900
40.3678

34.4181
38.8910
43.8237
49.2635
55.2626

40.4821
46.3350
52.8991
60.2607
68.5166

21
22
23
24
25

4.1406
4.4304
4.7405
5.0724
5.4274

0.2415
0.2257
0.2109
0.1971
0.1842

0.0923
0.0904
0.0887
0.0872
0.0858

10.8355
11.0612
11.2722
11.4693
11.6536

44.8652
49.0057
53.4361
58.1767
63.2490

0.0223
0.0204
0.0187
0.0172
0.0158

82.3393
87.0793
91.7201
96.2545
100.6765

340.9311
385.7963
434.8020
488.2382
546.4148

7.5990
7.8725
8.1369
8.3923
8.6391

16.3577
16.9865
17.6036
18.2091
18.8033

26.2419
27.9122
29.6294
31.3947
33.2095

32.1854
34.6240
37.1765
39.8483
42.6450

44.3205
48.5688
53.1347
58.0420
63.3161

61.8783
69.1742
77.2202
86.0933
95.8786

77.7757
88.1596
99.8052
112.8657
127.5129

26
27
28
29
30

5.8074
6.2139
6.6488
7.1143
7.6123

0.1722
0.1609
0.1504
0.1406
0.1314

0.0846
0.0834
0.0824
0.0814
0.0806

11.8258
11.9867
12.1371
12.2777
12.4090

68.6765
74.4838
80.6977
87.3465
94.4608

0.0146
0.0134
0.0124
0.0114
0.0106

104.9814
109.1656
113.2264
117.1622
120.9718

609.6639
678.3403
752.8242
833.5218
920.8684

8.8773
9.1072
9.3289
9.5427
9.7487

19.3865
19.9587
20.5202
21.0712
21.6119

35.0752
36.9932
38.9650
40.9920
43.0759

45.5723
48.6364
51.8437
55.2009
58.7150

68.9846
75.0769
81.6247
88.6621
96.2256

106.6698
118.5705
131.6945
146.1678
162.1290

143.9397
162.3623
183.0231
206.1941
232.1803

35
40
45

10.6766
14.9745
21.0025

0.0937
0.0668
0.0476

0.0772
0.0750
0.0735

12.9477
13.3317
13.6055

138.2369
199.6351
285.7493

0.0072
0.0050
0.0035

138.1353
152.2928
163.7559

1474.8125
2280.5016
3439.2759

10.6687
11.4233
12.0360

24.1677
26.4933
28.6096

54.4052
67.4143
82.3523

78.9074
104.2796
136.1604

143.4201
211.1004
308.1586

270.1926
446.4596
733.9755

417.8748
747.3223
1331.8077

50
55

29.4570
41.3150

0.0339
0.0242

0.0725
0.0717

13.8007
13.9399

406.5289
575.9286

0.0025
0.0017

172.9051
180.1243

5093.2704
7441.8370

12.5287
12.9215

30.5354
32.2878

99.5052
119.2014

176.2195
226.5548

447.3468
646.9524

1202.9542 2368.7653
1967.9240 4208.4708

60
70
80
90
100

57.9464
113.9894
224.2344
441.1030
867.7163

0.0173
0.0088
0.0045
0.0023
0.0012

0.0712
0.0706
0.0703
0.0702
0.0701

14.0392
14.1604
14.2220
14.2533
14.2693

813.5204
1614.1342
3189.0627
6287.1854
12381.6618

0.0012
0.0006
0.0003
0.0002
0.0001

185.7677
193.5185
198.0748
200.7042
202.2001

10764.5769
22059.0596
44415.1811
88531.2204

13.2321
13.6662
13.9273
14.0812
14.1703

33.8824
36.6538
38.9487
40.8490
42.4226

141.8179
197.6083
271.1695
368.1619
496.0491

289.8023
469.1332
752.2708
1199.3041
1905.1053

933.2008
1932.3871
3987.2701
8213.2528
16904.2246

3215.6965 7472.3620
8570.8321 23536.2635
22818.7945 74098.4347
60727.1600

http://www.itson.mx/dii/mconant/
25%

30%

0.9346
2.0264
3.3018
4.7919
6.5326

0.9346
2.0700
3.4496
5.1257
7.1620

8.5661
10.9417
13.7169
16.9590
20.7465

9.6361
12.6420
16.2940
20.7311
26.1219

25.1712
30.3401
36.3787
43.4330
51.6741

32.6714
40.6288
50.2967
62.0427
76.3136

61.3015
72.5485
85.6875
101.0368
118.9682

93.6520
114.7174
140.3109
171.4057
209.1845

139.9161
164.3880
192.9766
226.3746
265.3908

255.0840
310.8497
378.6024
460.9189
560.9295

310.9706
364.2180
426.4229
499.0922
583.9862

682.4377
830.0644
1009.4241
1227.3377
1492.0925

(P/A,i,j,n)

1277.2054 3957.1304
2785.5542 10482.7459
6067.5116 27757.7974

13208.5953 73489.4846
28746.6019
62555.1466

Factores de interes discreto capitalizado al : i =

8%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0800
1.1664
1.2597
1.3605
1.4693

0.9259
0.8573
0.7938
0.7350
0.6806

1.0800
0.5608
0.3880
0.3019
0.2505

0.9259
1.7833
2.5771
3.3121
3.9927

1.0000
2.0800
3.2464
4.5061
5.8666

1.0000
0.4808
0.3080
0.2219
0.1705

0.0000
0.8573
2.4450
4.6501
7.3724

0.0000
1.0000
3.0800
6.3264
10.8325

0.0000
0.4808
0.9487
1.4040
1.8465

0.9259
1.8261
2.7013
3.5522
4.3795

0.9259
1.8690
2.8295
3.8079
4.8043

0.9259
1.8861
2.8819
3.9146
4.9855

0.9259
1.9119
2.9617
4.0796
5.2699

0.9259
1.9376
3.0429
4.2506
5.5701

0.9259
1.9547
3.0979
4.3680
5.7792

6
7
8
9
10

1.5869
1.7138
1.8509
1.9990
2.1589

0.6302
0.5835
0.5403
0.5002
0.4632

0.2163
0.1921
0.1740
0.1601
0.1490

4.6229
5.2064
5.7466
6.2469
6.7101

7.3359
8.9228
10.6366
12.4876
14.4866

0.1363
0.1121
0.0940
0.0801
0.0690

10.5233
14.0242
17.8061
21.8081
25.9768

16.6991
24.0350
32.9578
43.5945
56.0820

2.2763
2.6937
3.0985
3.4910
3.8713

5.1837
5.9657
6.7259
7.4650
8.1836

5.8192
6.8529
7.9057
8.9780
10.0702

6.0961
7.2478
8.4421
9.6807
10.9652

6.5374
7.8871
9.3242
10.8545
12.4839

7.0118
8.5869
10.3079
12.1883
14.2428

7.3473
9.0896
11.0255
13.1765
15.5664

11
12
13
14
15

2.3316
2.5182
2.7196
2.9372
3.1722

0.4289
0.3971
0.3677
0.3405
0.3152

0.1401
0.1327
0.1265
0.1213
0.1168

7.1390
7.5361
7.9038
8.2442
8.5595

16.6455
18.9771
21.4953
24.2149
27.1521

0.0601
0.0527
0.0465
0.0413
0.0368

30.2657
34.6339
39.0463
43.4723
47.8857

70.5686
87.2141
106.1912
127.6865
151.9014

4.2395
4.5957
4.9402
5.2731
5.5945

8.8822
9.5614
10.2217
10.8637
11.4878

11.1826
12.3157
13.4696
14.6450
15.8421

12.2973
13.6786
15.1112
16.5968
18.1374

14.2190
16.0665
18.0338
20.1286
22.3592

16.4875
18.9400
21.6197
24.5474
27.7462

18.2220
21.1726
24.4510
28.0937
32.1411

16
17
18
19
20

3.4259
3.7000
3.9960
4.3157
4.6610

0.2919
0.2703
0.2502
0.2317
0.2145

0.1130
0.1096
0.1067
0.1041
0.1019

8.8514
9.1216
9.3719
9.6036
9.8181

30.3243
33.7502
37.4502
41.4463
45.7620

0.0330
0.0296
0.0267
0.0241
0.0219

52.2640
56.5883
60.8426
65.0134
69.0898

179.0535
209.3778
243.1280
280.5783
322.0246

5.9046
6.2037
6.4920
6.7697
7.0369

12.0947
12.6846
13.2582
13.8158
14.3580

17.0614
18.3033
19.5682
20.8565
22.1687

19.7351
21.3919
23.1102
24.8920
26.7399

24.7343
27.2634
29.9564
32.8239
35.8773

31.2413
35.0599
39.2321
43.7906
48.7713

36.6383
41.6351
47.1872
53.3561
60.2105

21
22
23
24
25

5.0338
5.4365
5.8715
6.3412
6.8485

0.1987
0.1839
0.1703
0.1577
0.1460

0.0998
0.0980
0.0964
0.0950
0.0937

10.0168
10.2007
10.3711
10.5288
10.6748

50.4229
55.4568
60.8933
66.7648
73.1059

0.0198
0.0180
0.0164
0.0150
0.0137

73.0629
76.9257
80.6726
84.2997
87.8041

367.7865
418.2094
473.6662
534.5595
601.3242

7.2940
7.5412
7.7786
8.0066
8.2254

14.8851
15.3975
15.8958
16.3801
16.8511

23.5051
24.8663
26.2527
27.6648
29.1031

28.6562
30.6434
32.7043
34.8415
37.0578

39.1286
42.5906
46.2771
50.2024
54.3822

54.2130
60.1587
66.6549
73.7526
81.5074

67.8265
76.2887
85.6912
96.1383
107.7463

26
27
28
29
30

7.3964
7.9881
8.6271
9.3173
10.0627

0.1352
0.1252
0.1159
0.1073
0.0994

0.0925
0.0914
0.0905
0.0896
0.0888

10.8100
10.9352
11.0511
11.1584
11.2578

79.9544
87.3508
95.3388
103.9659
113.2832

0.0125
0.0114
0.0105
0.0096
0.0088

91.1842
94.4390
97.5687
100.5738
103.4558

674.4302
754.3846
841.7354
937.0742
1041.0401

8.4352
8.6363
8.8289
9.0133
9.1897

17.3089
17.7540
18.1868
18.6075
19.0166

30.5679
32.0599
33.5796
35.1273
36.7038

39.3563
41.7398
44.2117
46.7751
49.4334

58.8329
63.5721
68.6184
73.9919
79.7136

89.9803
99.2378
109.3524
120.4035
132.4779

120.6440
134.9749
150.8980
168.5904
188.2485

35
40
45

14.7853
21.7245
31.9204

0.0676
0.0460
0.0313

0.0858
0.0839
0.0826

11.6546
11.9246
12.1084

172.3168
259.0565
386.5056

0.0058
0.0039
0.0026

116.0920
126.0422
133.7331

1716.4600
2738.2065
4268.8202

9.9611
10.5699
11.0447

20.8976
22.5314
23.9506

45.0348
54.1663
64.1752

64.2770
82.0806
103.4346

114.3895
161.8573
226.8357

211.8395
335.4062
527.8007

324.5798
555.4580
946.4522

50
55

46.9016
68.9139

60 101.2571
70 218.6064
80 471.9548
90 1018.9151
100 2199.7613

0.0213
0.0145

0.0817
0.0812

12.2335
12.3186

573.7702
848.9232

0.0017
0.0012

139.5928
144.0065

6547.1270
9924.0400

11.4107
11.6902

25.1834
26.2541

75.1459
87.1706

129.0470
159.7671

315.7844
437.5459

827.3607 1608.6043
1293.7786 2729.9648

0.0099
0.0046
0.0021
0.0010
0.0005

0.0808
0.0804
0.0802
0.0801
0.0800

12.3766
12.4428
12.4735
12.4877
12.4943

1253.2133
2720.0801
5886.9354
12723.9386
27484.5157

0.0008
0.0004
0.0002
0.0001
0.0000

147.3000 14915.1662
151.5326 33126.0009
153.8001 72586.6929
154.9925
155.6107

11.9015
12.1783
12.3301
12.4116
12.4545

27.1842
28.6939
29.8329
30.6923
31.3407

100.3508
130.6322
167.0123
210.7196
263.2297

196.6134
293.8150
433.6500
634.8178
924.2197

604.2248
1144.7262
2157.5589
4055.4818
7611.9539

2019.9957 4628.9986
4911.2749 13291.4049
11920.5412 38134.9434
28912.9551
70107.2996

http://www.itson.mx/dii/mconant/
25%

30%

0.9259
1.9976
3.2380
4.6736
6.3351

0.9259
2.0405
3.3820
4.9969
6.9407

8.2583
10.4841
13.0603
16.0420
19.4931

9.2805
12.0969
15.4870
19.5677
24.4796

23.4874
28.1104
33.4611
39.6540
46.8218

30.3921
37.5090
46.0757
56.3874
68.7997

55.1178
64.7197
75.8330
88.6956
103.5829

83.7403
101.7245
123.3721
149.4293
180.7946

120.8135
140.7564
163.8384
190.5537
221.4742

218.5490
263.9942
318.6967
384.5424
463.8010

257.2618
298.6827
346.6235
402.1105
466.3316

559.2049
674.0429
812.2739
978.6631
1178.9463

(P/A,i,j,n)

974.8942 2986.0881
2031.1662 7552.6593
4225.0167 19092.1919

8781.5897 48252.1035
18245.4781
37901.7386

Factores de interes discreto capitalizado al : i =

9%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.0900
1.1881
1.2950
1.4116
1.5386

0.9174
0.8417
0.7722
0.7084
0.6499

1.0900
0.5685
0.3951
0.3087
0.2571

0.9174
1.7591
2.5313
3.2397
3.8897

1.0000
2.0900
3.2781
4.5731
5.9847

1.0000
0.4785
0.3051
0.2187
0.1671

0.0000
0.8417
2.3860
4.5113
7.1110

0.0000
1.0000
3.0900
6.3681
10.9412

0.0000
0.4785
0.9426
1.3925
1.8282

0.9174
1.8012
2.6525
3.4726
4.2626

0.9174
1.8433
2.7776
3.7205
4.6721

0.9174
1.8601
2.8287
3.8240
4.8467

0.9174
1.8854
2.9066
3.9840
5.1207

0.9174
1.9106
2.9858
4.1498
5.4098

0.9174
1.9274
3.0394
4.2636
5.6112

6
7
8
9
10

1.6771
1.8280
1.9926
2.1719
2.3674

0.5963
0.5470
0.5019
0.4604
0.4224

0.2229
0.1987
0.1807
0.1668
0.1558

4.4859
5.0330
5.5348
5.9952
6.4177

7.5233
9.2004
11.0285
13.0210
15.1929

0.1329
0.1087
0.0907
0.0768
0.0658

10.0924
13.3746
16.8877
20.5711
24.3728

16.9259
24.4493
33.6497
44.6782
57.6992

2.2498
2.6574
3.0512
3.4312
3.7978

5.0236
5.7567
6.4629
7.1431
7.7984

5.6324
6.6015
7.5795
8.5665
9.5625

5.8975
6.9773
8.0867
9.2267
10.3981

6.3200
7.5854
8.9203
10.3288
11.8148

6.7740
8.2507
9.8494
11.5801
13.4537

7.0950
8.7284
10.5267
12.5064
14.6860

11
12
13
14
15

2.5804
2.8127
3.0658
3.3417
3.6425

0.3875
0.3555
0.3262
0.2992
0.2745

0.1469
0.1397
0.1336
0.1284
0.1241

6.8052
7.1607
7.4869
7.7862
8.0607

17.5603
20.1407
22.9534
26.0192
29.3609

0.0569
0.0497
0.0436
0.0384
0.0341

28.2481
32.1590
36.0731
39.9633
43.8069

72.8921
90.4524
110.5932
133.5465
159.5657

4.1510
4.4910
4.8182
5.1326
5.4346

8.4297
9.0378
9.6235
10.1878
10.7314

10.5676
11.5820
12.6057
13.6388
14.6814

11.6017
12.8385
14.1093
15.4150
16.7567

13.3826
15.0367
16.7818
18.6230
20.5655

15.4819
17.6777
20.0547
22.6281
25.4139

17.0855
19.7271
22.6354
25.8371
29.3619

16
17
18
19
20

3.9703
4.3276
4.7171
5.1417
5.6044

0.2519
0.2311
0.2120
0.1945
0.1784

0.1203
0.1170
0.1142
0.1117
0.1095

8.3126
8.5436
8.7556
8.9501
9.1285

33.0034
36.9737
41.3013
46.0185
51.1601

0.0303
0.0270
0.0242
0.0217
0.0195

47.5849
51.2821
54.8860
58.3868
61.7770

188.9267
221.9301
258.9038
300.2051
346.2236

5.7245
6.0024
6.2687
6.5236
6.7674

11.2550
11.7594
12.2453
12.7134
13.1642

15.7335
16.7953
17.8668
18.9481
20.0394

18.1354
19.5519
21.0075
22.5031
24.0399

22.6150
24.7773
27.0586
29.4655
32.0049

28.4297
31.6945
35.2290
39.0552
43.1974

33.2425
37.5147
42.2180
47.3960
53.0965

21
22
23
24
25

6.1088
6.6586
7.2579
7.9111
8.6231

0.1637
0.1502
0.1378
0.1264
0.1160

0.1076
0.1059
0.1044
0.1030
0.1018

9.2922
9.4424
9.5802
9.7066
9.8226

56.7645
62.8733
69.5319
76.7898
84.7009

0.0176
0.0159
0.0144
0.0130
0.0118

65.0509
68.2048
71.2359
74.1433
76.9265

397.3837
454.1482
517.0215
586.5535
663.3433

7.0006
7.2232
7.4357
7.6384
7.8316

13.5986
14.0170
14.4200
14.8083
15.1823

21.1407
22.2520
23.3736
24.5055
25.6477

25.6190
27.2415
28.9087
30.6218
32.3820

34.6841
37.5107
40.4930
43.6394
46.9590

47.6816
52.5360
57.7913
63.4805
69.6394

59.3723
66.2814
73.8878
82.2618
91.4808

26
27
28
29
30

9.3992
10.2451
11.1671
12.1722
13.2677

0.1064
0.0976
0.0895
0.0822
0.0754

0.1007
0.0997
0.0989
0.0981
0.0973

9.9290
10.0266
10.1161
10.1983
10.2737

93.3240
102.7231
112.9682
124.1354
136.3075

0.0107
0.0097
0.0089
0.0081
0.0073

79.5863
82.1241
84.5419
86.8422
89.0280

748.0442
841.3682
944.0913
1057.0595
1181.1949

8.0156
8.1906
8.3571
8.5154
8.6657

15.5426
15.8896
16.2240
16.5460
16.8563

26.8005
27.9638
29.1378
30.3225
31.5181

34.1907
36.0492
37.9588
39.9209
41.9371

50.4613
54.1564
58.0550
62.1681
66.5076

76.3069
83.5249
91.3388
99.7980
108.9556

101.6303
112.8040
125.1053
138.6480
153.5575

35
40
45

20.4140
31.4094
48.3273

0.0490
0.0318
0.0207

0.0946
0.0930
0.0919

10.5668
10.7574
10.8812

215.7108
337.8824
525.8587

0.0046
0.0030
0.0019

98.3590
105.3762
110.5561

2007.8973
3309.8049
5342.8748

9.3083
9.7957
10.1603

18.2448
19.3966
20.3520

37.6628
44.0945
50.8268

52.8815
65.4173
79.7757

92.0624
125.4688
169.1391

167.4144
254.3359
383.5782

253.9501
416.3088
678.8814

50
55

74.3575
114.4083

0.0134
0.0087

0.0912
0.0908

10.9617
11.0140

815.0836
1260.0918

0.0012
0.0008

114.3251 8500.9284
117.0362 13389.9088

10.4295
10.6261

21.1445
21.8019

57.8735
65.2496

96.2219
115.0594

226.2268
300.8544

575.7468
861.4794

1103.5236
1790.2707

60 176.0313
70 416.7301
80 986.5517
90 2335.5266
100 5529.0408

0.0057
0.0024
0.0010
0.0004
0.0002

0.0905
0.0902
0.0901
0.0900
0.0900

11.0480
11.0844
11.0998
11.1064
11.1091

1944.7921
4619.2232
10950.5741
25939.1842
61422.6755

0.0005
0.0002
0.0001

118.9683 20942.1348
121.2942 50546.9242
122.4306
122.9758
123.2335

10.7683
10.9427
11.0299
11.0726
11.0930

22.3472
23.1747
23.7441
24.1358
24.4054

72.9702
89.5104
107.6323
127.4871
149.2406

136.6359
189.6567
259.2171
350.4764
470.2035

398.4109
692.6542
1195.4827
2054.7600
3523.1681

1286.3312
2857.3116
6330.4800
14009.0606
30985.0869

2900.9038
7601.8733
19897.0541
52054.5630

http://www.itson.mx/dii/mconant/
25%

30%

0.9174
1.9695
3.1761
4.5597
6.1465

0.9174
2.0116
3.3166
4.8730
6.7293

7.9661
10.0529
12.4460
15.1903
18.3375

8.9432
11.5836
14.7327
18.4886
22.9681

21.9467
26.0857
30.8322
36.2755
42.5178

28.3105
34.6823
42.2816
51.3450
62.1546

49.6763
57.8857
67.3001
78.0964
90.4776

75.0468
90.4228
108.7612
130.6326
156.7177

104.6761
120.9589
139.6317
161.0455
185.6027

187.8285
224.9331
269.1862
321.9652
384.9127

213.7646
246.0603
283.0966
325.5695
374.2770

459.9876
549.5265
656.3160
783.6796
935.5812

(P/A,i,j,n)

748.4999 2264.4268
1490.7459 5471.1302
2962.9414 13209.3856

5882.9428 31882.9548
11674.5704 76945.0735
23161.8768
91137.3277

Factores de interes discreto capitalizado al : i =

10%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.1000
1.2100
1.3310
1.4641
1.6105

0.9091
0.8264
0.7513
0.6830
0.6209

1.1000
0.5762
0.4021
0.3155
0.2638

0.9091
1.7355
2.4869
3.1699
3.7908

1.0000
2.1000
3.3100
4.6410
6.1051

1.0000
0.4762
0.3021
0.2155
0.1638

0.0000
0.8264
2.3291
4.3781
6.8618

0.0000
1.0000
3.1000
6.4100
11.0510

0.0000
0.4762
0.9366
1.3812
1.8101

0.9091
1.7769
2.6052
3.3959
4.1506

0.9091
1.8182
2.7273
3.6364
4.5455

0.9091
1.8347
2.7772
3.7367
4.7138

0.9091
1.8595
2.8531
3.8919
4.9779

0.9091
1.8843
2.9304
4.0526
5.2565

0.9091
1.9008
2.9827
4.1630
5.4505

6
7
8
9
10

1.7716
1.9487
2.1436
2.3579
2.5937

0.5645
0.5132
0.4665
0.4241
0.3855

0.2296
0.2054
0.1874
0.1736
0.1627

4.3553
4.8684
5.3349
5.7590
6.1446

7.7156
9.4872
11.4359
13.5795
15.9374

0.1296
0.1054
0.0874
0.0736
0.0627

9.6842
12.7631
16.0287
19.4215
22.8913

17.1561
24.8717
34.3589
45.7948
59.3742

2.2236
2.6216
3.0045
3.3724
3.7255

4.8710
5.5587
6.2151
6.8417
7.4398

5.4545
6.3636
7.2727
8.1818
9.0909

5.7086
6.7215
7.7528
8.8028
9.8719

6.1133
7.3002
8.5411
9.8385
11.1948

6.5478
7.9331
9.4192
11.0133
12.7234

6.8551
8.3874
10.0590
11.8825
13.8718

11
12
13
14
15

2.8531
3.1384
3.4523
3.7975
4.1772

0.3505
0.3186
0.2897
0.2633
0.2394

0.1540
0.1468
0.1408
0.1357
0.1315

6.4951
6.8137
7.1034
7.3667
7.6061

18.5312
21.3843
24.5227
27.9750
31.7725

0.0540
0.0468
0.0408
0.0357
0.0315

26.3963
29.9012
33.3772
36.8005
40.1520

75.3117
93.8428
115.2271
139.7498
167.7248

4.0641
4.3884
4.6988
4.9955
5.2789

8.0107
8.5557
9.0759
9.5724
10.0464

10.0000
10.9091
11.8182
12.7273
13.6364

10.9605
12.0689
13.1974
14.3465
15.5164

12.6127
14.0951
15.6449
17.2651
18.9590

14.5578
16.5256
18.6366
20.9011
23.3303

16.0420
18.4094
20.9921
23.8096
26.8832

16
17
18
19
20

4.5950
5.0545
5.5599
6.1159
6.7275

0.2176
0.1978
0.1799
0.1635
0.1486

0.1278
0.1247
0.1219
0.1195
0.1175

7.8237
8.0216
8.2014
8.3649
8.5136

35.9497
40.5447
45.5992
51.1591
57.2750

0.0278
0.0247
0.0219
0.0195
0.0175

43.4164
46.5819
49.6395
52.5827
55.4069

199.4973
235.4470
275.9917
321.5909
372.7500

5.5493
5.8071
6.0526
6.2861
6.5081

10.4989
10.9307
11.3430
11.7365
12.1121

14.5455
15.4545
16.3636
17.2727
18.1818

16.7076
17.9205
19.1554
20.4128
21.6930

20.7298
22.5812
24.5167
26.5402
28.6556

25.9361
28.7314
31.7301
34.9468
38.3975

30.2362
33.8940
37.8844
42.2375
46.9864

21
22
23
24
25

7.4002
8.1403
8.9543
9.8497
10.8347

0.1351
0.1228
0.1117
0.1015
0.0923

0.1156
0.1140
0.1126
0.1113
0.1102

8.6487
8.7715
8.8832
8.9847
9.0770

64.0025
71.4027
79.5430
88.4973
98.3471

0.0156
0.0140
0.0126
0.0113
0.0102

58.1095
60.6893
63.1462
65.4813
67.6964

430.0250
494.0275
565.4302
644.9733
733.4706

6.7189
6.9189
7.1085
7.2881
7.4580

12.4706
12.8129
13.1396
13.4514
13.7491

19.0909
20.0000
20.9091
21.8182
22.7273

22.9965
24.3237
25.6751
27.0510
28.4519

30.8672
33.1794
35.5966
38.1238
40.7658

42.0991
46.0700
50.3296
54.8990
59.8008

52.1670
57.8185
63.9838
70.7096
78.0469

26
27
28
29
30

11.9182
13.1100
14.4210
15.8631
17.4494

0.0839
0.0763
0.0693
0.0630
0.0573

0.1092
0.1083
0.1075
0.1067
0.1061

9.1609
9.2372
9.3066
9.3696
9.4269

109.1818
121.0999
134.2099
148.6309
164.4940

0.0092
0.0083
0.0075
0.0067
0.0061

69.7940
71.7773
73.6495
75.4146
77.0766

831.8177
940.9994
1062.0994
1196.3093
1344.9402

7.6186
7.7704
7.9137
8.0489
8.1762

14.0332
14.3044
14.5633
14.8104
15.0463

23.6364
24.5455
25.4545
26.3636
27.2727

29.8783
31.3306
32.8094
34.3150
35.8480

43.5278
46.4155
49.4343
52.5905
55.8900

65.0590
70.6997
76.7506
83.2415
90.2045

86.0512
94.7831
104.3088
114.7005
126.0369

35
40
45

28.1024
45.2593
72.8905

0.0356
0.0221
0.0137

0.1037
0.1023
0.1014

9.6442
9.7791
9.8628

271.0244
442.5926
718.9048

0.0037
0.0023
0.0014

83.9872
88.9525
92.4544

2360.2437
4025.9256
6739.0484

8.7086
9.0962
9.3740

16.0744
16.8890
17.5347

31.8182
36.3636
40.9091

43.9414
52.7977
62.4890

74.7786
98.3685
127.8298

133.3936
194.7444
281.8944

200.1840
314.7450
491.7475

50
55

117.3909
189.0591

60 304.4816
70 789.7470
80 2048.4002
90 5313.0226
100 13780.6123

0.0085
0.0053

0.1009
0.1005

9.9148
9.9471

1163.9085
1880.5914

0.0009
0.0005

94.8889
96.5619

11139.0853
18255.9142

9.5704
9.7075

18.0463
18.4517

45.4545
50.0000

73.0940
84.6988

164.6238
210.5757

405.6924
581.5496

765.2255
1187.7629

0.0033
0.0013
0.0005
0.0002
0.0001

0.1003
0.1001
0.1000

9.9672
9.9873
9.9951
9.9981
9.9993

3034.8164
7887.4696
20474.0021
53120.2261

0.0003
0.0001

97.7010
98.9870
99.5606
99.8118
99.9202

29748.1640
78174.6957

9.8023
9.9113
9.9609
9.9831
9.9927

18.7731
19.2295
19.5161
19.6961
19.8092

54.5455
63.6364
72.7273
81.8182
90.9091

97.3975
126.4996
161.3474
203.0757
253.0427

267.9647
429.1494
680.5553
1072.6824
1684.2979

831.3579
1690.2958
3423.5208
6920.9439
13978.2897

1840.6047
4407.7309
10535.9297
25165.0580
60087.4561

http://www.itson.mx/dii/mconant/
25%

30%

0.9091
1.9421
3.1161
4.4501
5.9660

0.9091
1.9835
3.2532
4.7538
6.5272

7.6886
9.6462
11.8707
14.3985
17.2710

8.6230
11.1000
14.0272
17.4867
21.5752

20.5352
24.2446
28.4598
33.2497
38.6929

26.4071
32.1174
38.8661
46.8417
56.2675

44.8783
51.9071
59.8945
68.9710
79.2852

67.4070
80.5719
96.1305
114.5178
136.2483

91.0059
104.3249
119.4601
136.6592
156.2036

161.9299
192.2807
228.1500
270.5409
320.6392

178.4132
203.6514
232.3311
264.9218
301.9565

379.8463
449.8184
532.5126
630.2422
745.7408

(P/A,i,j,n)

578.1439 1725.7859
1101.4918 3985.2186
2093.1844 9194.1993

3972.3443 21203.1781
7533.1671 48889.1271
14280.5757
51293.8443

Factores de interes discreto capitalizado al : i =

12%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.1200
1.2544
1.4049
1.5735
1.7623

0.8929
0.7972
0.7118
0.6355
0.5674

1.1200
0.5917
0.4163
0.3292
0.2774

0.8929
1.6901
2.4018
3.0373
3.6048

1.0000
2.1200
3.3744
4.7793
6.3528

1.0000
0.4717
0.2963
0.2092
0.1574

0.0000
0.7972
2.2208
4.1273
6.3970

0.0000
1.0000
3.1200
6.4944
11.2737

0.0000
0.4717
0.9246
1.3589
1.7746

0.8929
1.7299
2.5146
3.2503
3.9401

0.8929
1.7698
2.6310
3.4769
4.3077

0.8929
1.7857
2.6786
3.5714
4.4643

0.8929
1.8096
2.7510
3.7175
4.7099

0.8929
1.8335
2.8246
3.8688
4.9689

0.8929
1.8495
2.8745
3.9726
5.1492

6
7
8
9
10

1.9738
2.2107
2.4760
2.7731
3.1058

0.5066
0.4523
0.4039
0.3606
0.3220

0.2432
0.2191
0.2013
0.1877
0.1770

4.1114
4.5638
4.9676
5.3282
5.6502

8.1152
10.0890
12.2997
14.7757
17.5487

0.1232
0.0991
0.0813
0.0677
0.0570

8.9302
11.6443
14.4714
17.3563
20.2541

17.6266
25.7418
35.8308
48.1305
62.9061

2.1720
2.5515
2.9131
3.2574
3.5847

4.5867
5.1928
5.7612
6.2939
6.7934

5.1236
5.9250
6.7120
7.4850
8.2442

5.3571
6.2500
7.1429
8.0357
8.9286

5.7290
6.7753
7.8496
8.9527
10.0854

6.1280
7.3491
8.6357
9.9912
11.4192

6.4099
7.7606
9.2078
10.7584
12.4197

11
12
13
14
15

3.4785
3.8960
4.3635
4.8871
5.4736

0.2875
0.2567
0.2292
0.2046
0.1827

0.1684
0.1614
0.1557
0.1509
0.1468

5.9377
6.1944
6.4235
6.6282
6.8109

20.6546
24.1331
28.0291
32.3926
37.2797

0.0484
0.0414
0.0357
0.0309
0.0268

23.1288
25.9523
28.7024
31.3624
33.9202

80.4549
101.1094
125.2426
153.2717
185.6643

3.8953
4.1897
4.4683
4.7317
4.9803

7.2617
7.7007
8.1123
8.4981
8.8598

8.9899
9.7222
10.4414
11.1478
11.8416

9.8214
10.7143
11.6071
12.5000
13.3929

11.2484
12.4425
13.6687
14.9277
16.2204

12.9239
14.5091
16.1792
17.9388
19.7926

14.1996
16.1068
18.1501
20.3394
22.6851

16
17
18
19
20

6.1304
6.8660
7.6900
8.6128
9.6463

0.1631
0.1456
0.1300
0.1161
0.1037

0.1434
0.1405
0.1379
0.1358
0.1339

6.9740
7.1196
7.2497
7.3658
7.4694

42.7533
48.8837
55.7497
63.4397
72.0524

0.0234
0.0205
0.0179
0.0158
0.0139

36.3670
38.6973
40.9080
42.9979
44.9676

222.9440
265.6973
314.5810
370.3307
433.7704

5.2147
5.4353
5.6427
5.8375
6.0202

9.1989
9.5169
9.8149
10.0943
10.3563

12.5230
13.1923
13.8495
14.4951
15.1291

14.2857
15.1786
16.0714
16.9643
17.8571

17.5477
18.9106
20.3100
21.7468
23.2222

21.7458
23.8036
25.9717
28.2559
30.6625

25.1983
27.8910
30.7761
33.8672
37.1792

21
22
23
24
25

10.8038
12.1003
13.5523
15.1786
17.0001

0.0926
0.0826
0.0738
0.0659
0.0588

0.1322
0.1308
0.1296
0.1285
0.1275

7.5620
7.6446
7.7184
7.7843
7.8431

81.6987
92.5026
104.6029
118.1552
133.3339

0.0122
0.0108
0.0096
0.0085
0.0075

46.8188
48.5543
50.1776
51.6929
53.1046

505.8228
587.5215
680.0241
784.6270
902.7823

6.1913
6.3514
6.5010
6.6406
6.7708

10.6019
10.8321
11.0480
11.2503
11.4400

15.7518
16.3634
16.9640
17.5539
18.1333

18.7500
19.6429
20.5357
21.4286
22.3214

24.7371
26.2925
27.8897
29.5296
31.2134

33.1979
35.8693
38.6837
41.6489
44.7729

40.7277
44.5297
48.6032
52.9677
57.6440

26
27
28
29
30

19.0401
21.3249
23.8839
26.7499
29.9599

0.0525
0.0469
0.0419
0.0374
0.0334

0.1267
0.1259
0.1252
0.1247
0.1241

7.8957
7.9426
7.9844
8.0218
8.0552

150.3339
169.3740
190.6989
214.5828
241.3327

0.0067
0.0059
0.0052
0.0047
0.0041

54.4177
55.6369
56.7674
57.8141
58.7821

1036.1161
1186.4501
1355.8241
1546.5229
1761.1057

6.8921
7.0049
7.1098
7.2071
7.2974

11.6179
11.7846
11.9410
12.0875
12.2249

18.7024
19.2613
19.8102
20.3493
20.8788

23.2143
24.1071
25.0000
25.8929
26.7857

32.9423
34.7176
36.5404
38.4120
40.3337

48.0643
51.5321
55.1856
59.0348
63.0902

62.6543
68.0225
73.7741
79.9365
86.5391

35
40
45

52.7996
93.0510
163.9876

0.0189
0.0107
0.0061

0.1223
0.1213
0.1207

8.1755
8.2438
8.2825

431.6635
767.0914
1358.2300

0.0023
0.0013
0.0007

62.6052
65.1159
66.7342

3305.5291
6059.0952
10943.5836

7.6577
7.8988
8.0572

12.7933
13.2049
13.5030

23.3877
25.6804
27.7756

31.2500
35.7143
40.1786

50.7427
62.6225
76.1809

86.8686
117.7361
157.8063

127.3372
184.9417
266.2758

50
55

289.0022
509.3206

0.0035
0.0020

0.1204
0.1202

8.3045
8.3170

2400.0182
4236.0050

0.0004
0.0002

67.7624
68.4082

19583.4854
34841.7087

8.1597
8.2251

13.7189
13.8752

29.6903
31.4401

44.6429
49.1071

91.6550
109.3157

209.8228
277.3473

381.1146
543.2600

60
70
80
90
100

897.5969
2787.7998
8658.4831
26891.9342
83522.2657

0.0011
0.0004
0.0001

0.1201
0.1200

8.3240
8.3303
8.3324
8.3330
8.3332

7471.6411
23223.3319
72145.6925

0.0001

68.8100
69.2103
69.3594
69.4140
69.4336

61763.6759

8.2664
8.3082
8.3241
8.3300
8.3321

13.9884
14.1298
14.2039
14.2428
14.2632

33.0391
35.8357
38.1711
40.1215
41.7503

53.5714
62.5000
71.4286
80.3571
89.2857

129.4717
178.7302
242.8924
326.4676
435.3295

365.0032
626.5061
1067.1792
1809.7816
3061.1817

772.1996
1551.8562
3106.1589
6204.7756
12382.0953

http://www.itson.mx/dii/mconant/
25%

30%

0.8929
1.8893
3.0015
4.2428
5.6281

0.8929
1.9292
3.1321
4.5284
6.1490

7.1742
8.8998
10.8256
12.9750
15.3739

8.0301
10.2135
12.7478
15.6894
19.1037

18.0512
21.0393
24.3743
28.0963
32.2503

23.0668
27.6669
33.0062
39.2036
46.3971

36.8865
42.0608
47.8357
54.2810
61.4743

54.7466
64.4380
75.6870
88.7438
103.8991

69.5026
78.4627
88.4628
99.6237
112.0800

121.4900
141.9080
165.6075
193.1159
225.0452

125.9821
141.4979
158.8146
178.1413
199.7113

262.1060
305.1231
355.0536
413.0086
480.2779

(P/A,i,j,n)

351.4581 1018.0062
614.2302 2150.9008
1069.2594 4537.7017

1857.2103 9566.2524
3221.6651 20160.4845
5584.4224 42480.5842
16760.8755
50274.6934

Factores de interes discreto capitalizado al : i =

15%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.1500
1.3225
1.5209
1.7490
2.0114

0.8696
0.7561
0.6575
0.5718
0.4972

1.1500
0.6151
0.4380
0.3503
0.2983

0.8696
1.6257
2.2832
2.8550
3.3522

1.0000
2.1500
3.4725
4.9934
6.7424

1.0000
0.4651
0.2880
0.2003
0.1483

0.0000
0.7561
2.0712
3.7864
5.7751

0.0000
1.0000
3.1500
6.6225
11.6159

0.0000
0.4651
0.9071
1.3263
1.7228

0.8696
1.6635
2.3884
3.0503
3.6546

0.8696
1.7013
2.4969
3.2579
3.9858

0.8696
1.7164
2.5412
3.3445
4.1268

0.8696
1.7391
2.6087
3.4783
4.3478

0.8696
1.7618
2.6773
3.6167
4.5807

0.8696
1.7769
2.7238
3.7118
4.7427

6
7
8
9
10

2.3131
2.6600
3.0590
3.5179
4.0456

0.4323
0.3759
0.3269
0.2843
0.2472

0.2642
0.2404
0.2229
0.2096
0.1993

3.7845
4.1604
4.4873
4.7716
5.0188

8.7537
11.0668
13.7268
16.7858
20.3037

0.1142
0.0904
0.0729
0.0596
0.0493

7.9368
10.1924
12.4807
14.7548
16.9795

18.3583
27.1120
38.1788
51.9056
68.6915

2.0972
2.4498
2.7813
3.0922
3.3832

4.2064
4.7102
5.1702
5.5902
5.9736

4.6821
5.3481
5.9851
6.5945
7.1773

4.8887
5.6308
6.3534
7.0573
7.7427

5.2174
6.0870
6.9565
7.8261
8.6957

5.5697
6.5846
7.6259
8.6944
9.7908

5.8185
6.9410
8.1124
9.3346
10.6101

11
12
13
14
15

4.6524
5.3503
6.1528
7.0757
8.1371

0.2149
0.1869
0.1625
0.1413
0.1229

0.1911
0.1845
0.1791
0.1747
0.1710

5.2337
5.4206
5.5831
5.7245
5.8474

24.3493
29.0017
34.3519
40.5047
47.5804

0.0411
0.0345
0.0291
0.0247
0.0210

19.1289
21.1849
23.1352
24.9725
26.6930

88.9952
113.3444
142.3461
176.6980
217.2027

3.6549
3.9082
4.1438
4.3624
4.5650

6.3237
6.6434
6.9353
7.2018
7.4451

7.7348
8.2681
8.7782
9.2661
9.7328

8.4103
9.0605
9.6937
10.3104
10.9110

9.5652
10.4348
11.3043
12.1739
13.0435

10.9158
12.0701
13.2545
14.4699
15.7169

11.9409
13.3297
14.7788
16.2909
17.8688

16
17
18
19
20

9.3576
10.7613
12.3755
14.2318
16.3665

0.1069
0.0929
0.0808
0.0703
0.0611

0.1679
0.1654
0.1632
0.1613
0.1598

5.9542
6.0472
6.1280
6.1982
6.2593

55.7175
65.0751
75.8364
88.2118
102.4436

0.0179
0.0154
0.0132
0.0113
0.0098

28.2960
29.7828
31.1565
32.4213
33.5822

264.7831
320.5006
385.5757
461.4121
549.6239

4.7522
4.9251
5.0843
5.2307
5.3651

7.6673
7.8701
8.0553
8.2244
8.3788

10.1792
10.6062
11.0146
11.4053
11.7790

11.4959
12.0656
12.6204
13.1607
13.6870

13.9130
14.7826
15.6522
16.5217
17.3913

16.9965
18.3094
19.6566
21.0390
22.4574

19.5152
21.2333
23.0260
24.8967
26.8488

21
22
23
24
25

18.8215
21.6447
24.8915
28.6252
32.9190

0.0531
0.0462
0.0402
0.0349
0.0304

0.1584
0.1573
0.1563
0.1554
0.1547

6.3125
6.3587
6.3988
6.4338
6.4641

118.8101
137.6316
159.2764
184.1678
212.7930

0.0084
0.0073
0.0063
0.0054
0.0047

34.6448
35.6150
36.4988
37.3023
38.0314

652.0675
770.8776
908.5092
1067.7856
1251.9534

5.4883
5.6010
5.7040
5.7979
5.8834

8.5198
8.6485
8.7660
8.8733
8.9713

12.1364
12.4783
12.8053
13.1181
13.4173

14.1995
14.6986
15.1847
15.6582
16.1193

18.2609
19.1304
20.0000
20.8696
21.7391

23.9128
25.4062
26.9385
28.5108
30.1242

28.8857
31.0111
33.2290
35.5433
37.9582

26
27
28
29
30

37.8568
43.5353
50.0656
57.5755
66.2118

0.0264
0.0230
0.0200
0.0174
0.0151

0.1541
0.1535
0.1531
0.1527
0.1523

6.4906
6.5135
6.5335
6.5509
6.5660

245.7120
283.5688
327.1041
377.1697
434.7451

0.0041
0.0035
0.0031
0.0027
0.0023

38.6918
39.2890
39.8283
40.3146
40.7526

1464.7465
1710.4584
1994.0272
2321.1313
2698.3010

5.9612
6.0319
6.0960
6.1541
6.2066

9.0608
9.1424
9.2170
9.2851
9.3473

13.7035
13.9773
14.2392
14.4896
14.7292

16.5683
17.0057
17.4316
17.8464
18.2505

22.6087
23.4783
24.3478
25.2174
26.0870

31.7796
33.4782
35.2211
37.0095
38.8445

40.4782
43.1076
45.8515
48.7146
51.7021

35
40
45

133.1755
267.8635
538.7693

0.0075
0.0037
0.0019

0.1511
0.1506
0.1503

6.6166
6.6418
6.6543

881.1702
1779.0903
3585.1285

0.0011
0.0006
0.0003

42.3586
43.2830
43.8051

5641.1344
11593.9354
23600.8564

6.4019
6.5168
6.5830

9.5858
9.7372
9.8332

15.7796
16.6207
17.2942

20.1178
21.7539
23.1875

30.4348
34.7826
39.1304

48.7632
60.0449
72.8769

68.7052
89.7403
115.7636

50
55

1083.6574
2179.6222

0.0009
0.0005

60 4383.9987
70 17735.7200
80 71750.8794
90
100

0.0002
0.0001

0.1501

6.6605
6.6636

7217.7163
14524.1479

6.6651
6.6663
6.6666

29219.9916

0.0001

44.0958
44.2558
44.3431
44.4156
44.4364
44.4422
44.4438

47784.7752
96460.9860

6.6205
6.6414

9.8942
9.9329

17.8334
18.2652

24.4436
25.5442

43.4783
47.8261

87.4723
104.0734

147.9578
187.7865

6.6530
6.6627
6.6656
6.6664
6.6666

9.9574
9.9828
9.9931
9.9972
9.9989

18.6109
19.1094
19.4290
19.6339
19.7653

26.5085
28.0938
29.3109
30.2452
30.9625

52.1739
60.8696
69.5652
78.2609
86.9565

122.9558
168.8617
228.2512
305.0849
404.4865

237.0599
373.4308
582.1469
901.5874
1390.4918

http://www.itson.mx/dii/mconant/
25%

30%

0.8696
1.8147
2.8421
3.9588
5.1726

0.8696
1.8526
2.9638
4.2199
5.6399

6.4920
7.9261
9.4849
11.1792
13.0209

7.2451
9.0597
11.1109
13.4297
16.0510

15.0227
17.1986
19.5637
22.1344
24.9287

19.0142
22.3639
26.1504
30.4309
35.2698

27.9660
31.2674
34.8559
38.7564
42.9960

40.7397
46.9232
53.9132
61.8149
70.7472

47.6044
52.6135
58.0581
63.9762
70.4089

80.8447
92.2592
105.1626
119.7490
136.2380

77.4010
85.0011
93.2621
102.2414
112.0015

154.8778
175.9488
199.7682
226.6945
257.1329

175.1084
270.8581
416.1356

480.3027
892.2703
1652.7551

(P/A,i,j,n)

636.5597
971.0011

3056.5967
5648.0637

1478.4367 10431.8661
3416.5106 35564.2107
7878.1255
18149.1510
41793.9448

Factores de interes discreto capitalizado al : i =

18%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.1800
1.3924
1.6430
1.9388
2.2878

0.8475
0.7182
0.6086
0.5158
0.4371

1.1800
0.6387
0.4599
0.3717
0.3198

0.8475
1.5656
2.1743
2.6901
3.1272

1.0000
2.1800
3.5724
5.2154
7.1542

1.0000
0.4587
0.2799
0.1917
0.1398

0.0000
0.7182
1.9354
3.4828
5.2312

0.0000
1.0000
3.1800
6.7524
11.9678

0.0000
0.4587
0.8902
1.2947
1.6728

0.8475
1.6016
2.2726
2.8697
3.4010

0.8475
1.6375
2.3739
3.0604
3.7004

0.8475
1.6518
2.4153
3.1399
3.8277

0.8475
1.6734
2.4783
3.2627
4.0272

0.8475
1.6949
2.5424
3.3898
4.2373

0.8475
1.7093
2.5857
3.4770
4.3834

6
7
8
9
10

2.6996
3.1855
3.7589
4.4355
5.2338

0.3704
0.3139
0.2660
0.2255
0.1911

0.2859
0.2624
0.2452
0.2324
0.2225

3.4976
3.8115
4.0776
4.3030
4.4941

9.4420
12.1415
15.3270
19.0859
23.5213

0.1059
0.0824
0.0652
0.0524
0.0425

7.0834
8.9670
10.8292
12.6329
14.3525

19.1220
28.5640
40.7055
56.0325
75.1184

2.0252
2.3526
2.6558
2.9358
3.1936

3.8737
4.2944
4.6688
5.0019
5.2983

4.2970
4.8531
5.3715
5.8548
6.3053

4.4806
5.1002
5.6883
6.2465
6.7764

4.7723
5.4984
6.2061
6.8958
7.5679

5.0847
5.9322
6.7797
7.6271
8.4746

5.3051
6.2425
7.1958
8.1652
9.1510

11
12
13
14
15

6.1759
7.2876
8.5994
10.1472
11.9737

0.1619
0.1372
0.1163
0.0985
0.0835

0.2148
0.2086
0.2037
0.1997
0.1964

4.6560
4.7932
4.9095
5.0081
5.0916

28.7551
34.9311
42.2187
50.8180
60.9653

0.0348
0.0286
0.0237
0.0197
0.0164

15.9716
17.4811
18.8765
20.1576
21.3269

98.6397
127.3948
162.3259
204.5446
255.3626

3.4303
3.6470
3.8449
4.0250
4.1887

5.5620
5.7967
6.0056
6.1914
6.3567

6.7253
7.1168
7.4818
7.8220
8.1392

7.2793
7.7566
8.2097
8.6397
9.0478

8.2230
8.8614
9.4835
10.0899
10.6808

9.3220
10.1695
11.0169
11.8644
12.7119

10.1536
11.1732
12.2100
13.2644
14.3367

16
17
18
19
20

14.1290
16.6722
19.6733
23.2144
27.3930

0.0708
0.0600
0.0508
0.0431
0.0365

0.1937
0.1915
0.1896
0.1881
0.1868

5.1624
5.2223
5.2732
5.3162
5.3527

72.9390
87.0680
103.7403
123.4135
146.6280

0.0137
0.0115
0.0096
0.0081
0.0068

22.3885
23.3482
24.2123
24.9877
25.6813

316.3279
389.2669
476.3349
580.0752
703.4887

4.3369
4.4708
4.5916
4.7003
4.7978

6.5039
6.6348
6.7513
6.8550
6.9472

8.4348
8.7104
8.9673
9.2068
9.4301

9.4352
9.8029
10.1519
10.4832
10.7976

11.2567
11.8180
12.3650
12.8981
13.4176

13.5593
14.4068
15.2542
16.1017
16.9492

15.4271
16.5361
17.6638
18.8106
19.9769

21
22
23
24
25

32.3238
38.1421
45.0076
53.1090
62.6686

0.0309
0.0262
0.0222
0.0188
0.0160

0.1857
0.1848
0.1841
0.1835
0.1829

5.3837
5.4099
5.4321
5.4509
5.4669

174.0210
206.3448
244.4868
289.4945
342.6035

0.0057
0.0048
0.0041
0.0035
0.0029

26.3000
26.8506
27.3394
27.7725
28.1555

850.1167
1024.1377
1230.4825
1474.9693
1764.4638

4.8851
4.9632
5.0329
5.0950
5.1502

7.0293
7.1024
7.1673
7.2252
7.2766

9.6382
9.8323
10.0131
10.1817
10.3389

11.0960
11.3793
11.6481
11.9033
12.1455

13.9240
14.4174
14.8983
15.3670
15.8238

17.7966
18.6441
19.4915
20.3390
21.1864

21.1630
22.3691
23.5957
24.8431
26.1116

26
27
28
29
30

73.9490
87.2598
102.9666
121.5005
143.3706

0.0135
0.0115
0.0097
0.0082
0.0070

0.1825
0.1821
0.1818
0.1815
0.1813

5.4804
5.4919
5.5016
5.5098
5.5168

405.2721
479.2211
566.4809
669.4475
790.9480

0.0025
0.0021
0.0018
0.0015
0.0013

28.4935
28.7915
29.0537
29.2842
29.4864

2107.0673
2512.3394
2991.5605
3558.0414
4227.4888

5.1991
5.2425
5.2810
5.3149
5.3448

7.3224
7.3632
7.3994
7.4317
7.4604

10.4854
10.6220
10.7493
10.8680
10.9786

12.3754
12.5936
12.8007
12.9973
13.1839

16.2690
16.7028
17.1256
17.5377
17.9393

22.0339
22.8814
23.7288
24.5763
25.4237

27.4016
28.7135
30.0477
31.4044
32.7841

35
40
45

327.9973
750.3783
1716.6839

0.0030
0.0013
0.0006

0.1806
0.1802
0.1801

5.5386
5.5482
5.5523

1816.6516
4163.2130
9531.5771

0.0006
0.0002
0.0001

30.1773
30.5269
30.7006

9898.0645
22906.7390
52703.2061

5.4485
5.5022
5.5293

7.5629
7.6201
7.6520

11.4290
11.7461
11.9692

13.9837
14.5999
15.0746

19.7991
21.4343
22.8719

29.6610
33.8983
38.1356

40.0416
47.9354
56.5211

50
55

3927.3569
8984.8411

60 20555.1400
70
80
90
100

0.0003
0.0001

0.1800

5.5541
5.5549
5.5553
5.5555

21813.0937
49910.2284

30.7856
30.8268

5.5428
5.5494

7.6698
7.6798

12.1264
12.2370

15.4402
15.7219

24.1358
25.2470

42.3729
46.6102

65.8596
76.0167

30.8465
30.8603
30.8634
30.8640
30.8642

5.5526
5.5549
5.5554
5.5555

7.6853
7.6901
7.6916
7.6921
7.6922

12.3148
12.4082
12.4545
12.4775
12.4888

15.9389
16.2348
16.4104
16.5146
16.5764

26.2240
27.8381
29.0857
30.0501
30.7955

50.8475
59.3220
67.7966
76.2712
84.7458

87.0643
112.1499
141.8267
176.9350
218.4688

http://www.itson.mx/dii/mconant/
25%

30%

0.8475
1.7452
2.6962
3.7036
4.7707

0.8475
1.7811
2.8097
3.9429
5.1913

5.9012
7.0987
8.3673
9.7111
11.1347

6.5667
8.0819
9.7513
11.5904
13.6165

12.6427
14.2401
15.9323
17.7249
19.6238

15.8487
18.3079
21.0172
24.0020
27.2904

21.6354
23.7663
26.0237
28.4149
30.9480

30.9131
34.9043
39.3013
44.1455
49.4823

33.6313
36.4739
39.4850
42.6748
46.0538

55.3619
61.8394
68.9756
76.8375
85.4990

49.6333
53.4251
57.4419
61.6969
66.2043

95.0412
105.5539
117.1357
129.8952
143.9524

93.0841
128.9404
176.7710

238.8196
392.7850
642.6641

(P/A,i,j,n)

240.5746
325.6856

1048.2068
1706.3848

439.2195
792.6935
1421.6745
2540.9000
4532.4795

2774.5785
7321.8174
19299.1805
50847.3863

Factores de interes discreto capitalizado al : i =

20%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.2000
1.4400
1.7280
2.0736
2.4883

0.8333
0.6944
0.5787
0.4823
0.4019

1.2000
0.6545
0.4747
0.3863
0.3344

0.8333
1.5278
2.1065
2.5887
2.9906

1.0000
2.2000
3.6400
5.3680
7.4416

1.0000
0.4545
0.2747
0.1863
0.1344

0.0000
0.6944
1.8519
3.2986
4.9061

0.0000
1.0000
3.2000
6.8400
12.2080

0.0000
0.4545
0.8791
1.2742
1.6405

0.8333
1.5625
2.2005
2.7588
3.2473

0.8333
1.5972
2.2975
2.9393
3.5277

0.8333
1.6111
2.3370
3.0146
3.6469

0.8333
1.6319
2.3973
3.1307
3.8336

0.8333
1.6528
2.4586
3.2509
4.0301

0.8333
1.6667
2.5000
3.3333
4.1667

6
7
8
9
10

2.9860
3.5832
4.2998
5.1598
6.1917

0.3349
0.2791
0.2326
0.1938
0.1615

0.3007
0.2774
0.2606
0.2481
0.2385

3.3255
3.6046
3.8372
4.0310
4.1925

9.9299
12.9159
16.4991
20.7989
25.9587

0.1007
0.0774
0.0606
0.0481
0.0385

6.5806
8.2551
9.8831
11.4335
12.8871

19.6496
29.5795
42.4954
58.9945
79.7934

1.9788
2.2902
2.5756
2.8364
3.0739

3.6747
4.0487
4.3759
4.6623
4.9128

4.0671
4.5615
5.0147
5.4301
5.8110

4.2371
4.7880
5.3021
5.7820
6.2299

4.5072
5.1527
5.7714
6.3642
6.9324

4.7962
5.5496
6.2905
7.0190
7.7353

5.0000
5.8333
6.6667
7.5000
8.3333

11
12
13
14
15

7.4301
8.9161
10.6993
12.8392
15.4070

0.1346
0.1122
0.0935
0.0779
0.0649

0.2311
0.2253
0.2206
0.2169
0.2139

4.3271
4.4392
4.5327
4.6106
4.6755

32.1504
39.5805
48.4966
59.1959
72.0351

0.0311
0.0253
0.0206
0.0169
0.0139

14.2330
15.4667
16.5883
17.6008
18.5095

105.7521
137.9025
177.4830
225.9796
285.1755

3.2893
3.4841
3.6597
3.8175
3.9588

5.1321
5.3239
5.4917
5.6386
5.7671

6.1600
6.4800
6.7734
7.0423
7.2887

6.6479
7.0380
7.4021
7.7420
8.0592

7.4769
7.9987
8.4987
8.9780
9.4372

8.4397
9.1324
9.8135
10.4833
11.1419

9.1667
10.0000
10.8333
11.6667
12.5000

16
17
18
19
20

18.4884
22.1861
26.6233
31.9480
38.3376

0.0541
0.0451
0.0376
0.0313
0.0261

0.2114
0.2094
0.2078
0.2065
0.2054

4.7296
4.7746
4.8122
4.8435
4.8696

87.4421
105.9306
128.1167
154.7400
186.6880

0.0114
0.0094
0.0078
0.0065
0.0054

19.3208
20.0419
20.6805
21.2439
21.7395

357.2106
444.6528
550.5833
678.7000
833.4400

4.0851
4.1976
4.2975
4.3861
4.4643

5.8796
5.9779
6.0640
6.1394
6.2053

7.5147
7.7218
7.9116
8.0857
8.2452

8.3552
8.6316
8.8895
9.1302
9.3548

9.8773
10.2991
10.7033
11.0907
11.4619

11.7895
12.4264
13.0526
13.6684
14.2739

13.3333
14.1667
15.0000
15.8333
16.6667

21
22
23
24
25

46.0051
55.2061
66.2474
79.4968
95.3962

0.0217
0.0181
0.0151
0.0126
0.0105

0.2044
0.2037
0.2031
0.2025
0.2021

4.8913
4.9094
4.9245
4.9371
4.9476

225.0256
271.0307
326.2369
392.4842
471.9811

0.0044
0.0037
0.0031
0.0025
0.0021

22.1742
22.5546
22.8867
23.1760
23.4276

1020.1280
1245.1536
1516.1843
1842.4212
2234.9054

4.5334
4.5941
4.6475
4.6943
4.7352

6.2629
6.3134
6.3576
6.3962
6.4300

8.3914
8.5255
8.6484
8.7610
8.8642

9.5645
9.7602
9.9429
10.1133
10.2724

11.8176
12.1586
12.4853
12.7984
13.0985

14.8694
15.4549
16.0306
16.5968
17.1535

17.5000
18.3333
19.1667
20.0000
20.8333

26
27
28
29
30

114.4755
137.3706
164.8447
197.8136
237.3763

0.0087
0.0073
0.0061
0.0051
0.0042

0.2018
0.2015
0.2012
0.2010
0.2008

4.9563
4.9636
4.9697
4.9747
4.9789

567.3773
681.8528
819.2233
984.0680
1181.8816

0.0018
0.0015
0.0012
0.0010
0.0008

23.6460
23.8353
23.9991
24.1406
24.2628

2706.8865
3274.2638
3956.1166
4775.3399
5759.4078

4.7709
4.8020
4.8291
4.8527
4.8731

6.4596
6.4855
6.5081
6.5279
6.5453

8.9589
9.0456
9.1252
9.1981
9.2649

10.4209
10.5595
10.6889
10.8097
10.9223

13.3860
13.6616
13.9257
14.1788
14.4214

17.7009
18.2393
18.7686
19.2891
19.8010

21.6667
22.5000
23.3333
24.1667
25.0000

35
40
45

590.6682
1469.7716
3657.2620

0.0017
0.0007
0.0003

0.2003
0.2001

4.9915
4.9966
4.9986

2948.3411
7343.8578
18281.3099

0.0003
0.0001

24.6614
24.8469
24.9316

14566.7057
36519.2892
91181.5497

4.9406
4.9728
4.9877

6.6044
6.6347
6.6503

9.5242
9.6921
9.8007

11.3826
11.7086
11.9395

15.4907
16.3550
17.0537

22.2351
24.4730
26.5305

29.1667
33.3333
37.5000

50 9100.4382
55 22644.8023
60 56347.5144
70
80
90
100

0.0001

4.9995
4.9998
4.9999
5.0000

45497.1908

24.9698
24.9868

4.9945
4.9976

6.6583
6.6624

9.8710
9.9165

12.1030
12.2189

17.6184
18.0749

28.4222
30.1614

41.6667
45.8333

24.9942
24.9989
24.9998

4.9989
4.9998
5.0000

6.6645
6.6661
6.6665
6.6666
6.6667

9.9460
9.9774
9.9905
9.9960
9.9983

12.3009
12.4001
12.4499
12.4749
12.4874

18.4439
18.9833
19.3357
19.5660
19.7164

31.7604
34.5822
36.9674
38.9836
40.6879

50.0000
58.3333
66.6667
75.0000
83.3333

http://www.itson.mx/dii/mconant/
25%

30%

0.8333
1.7014
2.6056
3.5475
4.5287

0.8333
1.7361
2.7141
3.7736
4.9214

5.5507
6.6153
7.7243
8.8794
10.0828

6.1649
7.5120
8.9713
10.5522
12.2649

11.3362
12.6419
14.0020
15.4187
16.8945

14.1203
16.1304
18.3079
20.6669
23.2224

18.4318
20.0331
21.7011
23.4387
25.2486

25.9910
28.9902
32.2394
35.7594
39.5726

27.1340
29.0979
31.1436
33.2746
35.4944

43.7037
48.1790
53.0273
58.2795
63.9695

37.8067
40.2153
42.7242
45.3378
48.0602

70.1336
76.8114
84.0457
91.8828
100.3731

63.4712
82.3719
105.5523

154.6925
235.7448
356.6864

(P/A,i,j,n)

133.9814
168.8479

537.1486
806.4242

211.6093
328.3724
504.0001
768.1684
1165.5140

1208.2218
2702.3607
6029.0483
13435.8903
29927.1619

Factores de interes discreto capitalizado al : i =

25%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.2500
1.5625
1.9531
2.4414
3.0518

0.8000
0.6400
0.5120
0.4096
0.3277

1.2500
0.6944
0.5123
0.4234
0.3718

0.8000
1.4400
1.9520
2.3616
2.6893

1.0000
2.2500
3.8125
5.7656
8.2070

1.0000
0.4444
0.2623
0.1734
0.1218

0.0000
0.6400
1.6640
2.8928
4.2035

0.0000
1.0000
3.2500
7.0625
12.8281

0.0000
0.4444
0.8525
1.2249
1.5631

0.8000
1.4720
2.0365
2.5106
2.9089

0.8000
1.5040
2.1235
2.6687
3.1485

0.8000
1.5168
2.1591
2.7345
3.2501

0.8000
1.5360
2.2131
2.8361
3.4092

0.8000
1.5552
2.2681
2.9411
3.5764

0.8000
1.5680
2.3053
3.0131
3.6925

6
7
8
9
10

3.8147
4.7684
5.9605
7.4506
9.3132

0.2621
0.2097
0.1678
0.1342
0.1074

0.3388
0.3163
0.3004
0.2888
0.2801

2.9514
3.1611
3.3289
3.4631
3.5705

11.2588
15.0735
19.8419
25.8023
33.2529

0.0888
0.0663
0.0504
0.0388
0.0301

5.5142
6.7725
7.9469
9.0207
9.9870

21.0352
32.2939
47.3674
67.2093
93.0116

1.8683
2.1424
2.3872
2.6048
2.7971

3.2435
3.5245
3.7606
3.9589
4.1255

3.5706
3.9422
4.2691
4.5568
4.8100

3.7121
4.1261
4.4969
4.8293
5.1270

3.9364
4.4215
4.8678
5.2784
5.6561

4.1761
4.7423
5.2767
5.7812
6.2574

4.3448
4.9711
5.5722
6.1493
6.7033

11
12
13
14
15

11.6415
14.5519
18.1899
22.7374
28.4217

0.0859
0.0687
0.0550
0.0440
0.0352

0.2735
0.2684
0.2645
0.2615
0.2591

3.6564
3.7251
3.7801
3.8241
3.8593

42.5661
54.2077
68.7596
86.9495
109.6868

0.0235
0.0184
0.0145
0.0115
0.0091

10.8460
11.6020
12.2617
12.8334
13.3260

126.2645
168.8306
223.0383
291.7979
378.7474

2.9663
3.1145
3.2437
3.3559
3.4530

4.2654
4.3829
4.4817
4.5646
4.6343

5.0328
5.2289
5.4014
5.5532
5.6868

5.3938
5.6329
5.8470
6.0389
6.2109

6.0036
6.3233
6.6175
6.8881
7.1370

6.7070
7.1314
7.5321
7.9103
8.2673

7.2352
7.7458
8.2360
8.7065
9.1583

16
17
18
19
20

35.5271
44.4089
55.5112
69.3889
86.7362

0.0281
0.0225
0.0180
0.0144
0.0115

0.2572
0.2558
0.2546
0.2537
0.2529

3.8874
3.9099
3.9279
3.9424
3.9539

138.1085
173.6357
218.0446
273.5558
342.9447

0.0072
0.0058
0.0046
0.0037
0.0029

13.7482
14.1085
14.4147
14.6741
14.8932

488.4342
626.5427
800.1784
1018.2230
1291.7788

3.5366
3.6084
3.6698
3.7222
3.7667

4.6928
4.7419
4.7832
4.8179
4.8470

5.8044
5.9079
5.9989
6.0791
6.1496

6.3650
6.5030
6.6267
6.7375
6.8368

7.3661
7.5768
7.7706
7.9490
8.1131

8.6043
8.9225
9.2228
9.5064
9.7740

9.5919
10.0083
10.4079
10.7916
11.1600

21
22
23
24
25

108.4202
135.5253
169.4066
211.7582
264.6978

0.0092
0.0074
0.0059
0.0047
0.0038

0.2523
0.2519
0.2515
0.2512
0.2509

3.9631
3.9705
3.9764
3.9811
3.9849

429.6809
538.1011
673.6264
843.0329
1054.7912

0.0023
0.0019
0.0015
0.0012
0.0009

15.0777
15.2326
15.3625
15.4711
15.5618

1634.7235
2064.4043
2602.5054
3276.1318
4119.1647

3.8045
3.8365
3.8634
3.8861
3.9052

4.8715
4.8921
4.9093
4.9238
4.9360

6.2116
6.2662
6.3143
6.3566
6.3938

6.9258
7.0055
7.0769
7.1409
7.1983

8.2640
8.4029
8.5307
8.6482
8.7564

10.0267
10.2652
10.4903
10.7029
10.9035

11.5136
11.8530
12.1789
12.4917
12.7921

26
27
28
29
30

330.8722
413.5903
516.9879
646.2349
807.7936

0.0030
0.0024
0.0019
0.0015
0.0012

0.2508
0.2506
0.2505
0.2504
0.2503

3.9879
3.9903
3.9923
3.9938
3.9950

1319.4890
1650.3612
2063.9515
2580.9394
3227.1743

0.0008
0.0006
0.0005
0.0004
0.0003

15.6373
15.7002
15.7524
15.7957
15.8316

5173.9559
6493.4449
8143.8061
10207.7577
12788.6971

3.9212
3.9346
3.9457
3.9551
3.9628

4.9463
4.9549
4.9621
4.9682
4.9732

6.4265
6.4553
6.4807
6.5030
6.5227

7.2497
7.2957
7.3369
7.3739
7.4070

8.8558
8.9474
9.0316
9.1091
9.1803

11.0929
11.2717
11.4405
11.5998
11.7502

13.0804
13.3572
13.6229
13.8780
14.1228

0.0004
0.0001
0.0000

0.2501
0.2500

3.9984
3.9995
3.9998

9856.7613
30088.6554
91831.4962

0.0001
0.0000

15.9367
15.9766
15.9915

39287.0453

3.9858
3.9947
3.9980

4.9888
4.9953
4.9980

6.5907
6.6266
6.6455

7.5276
7.5972
7.6374

9.4598
9.6439
9.7653

12.3850
12.8608
13.2175

15.2079
16.0927
16.8141

35 2465.1903
40 7523.1638
45 22958.8740

50 70064.9232
55
60
70
80
90
100

3.9999
4.0000

15.9969
15.9989

3.9993
3.9997

4.9992
4.9997

6.6555
6.6608

7.6606
7.6740

9.8453
9.8981

13.4850
13.6854

17.4023
17.8819

15.9996
16.0000

3.9999
4.0000

4.9999
5.0000

6.6636
6.6658
6.6664
6.6666

7.6817
7.6888
7.6911
7.6919
7.6922

9.9328
9.9708
9.9873
9.9945
9.9976

13.8357
14.0328
14.1436
14.2058
14.2408

18.2730
18.8518
19.2366
19.4925
19.6626

http://www.itson.mx/dii/mconant/
25%

30%

0.8000
1.6000
2.4000
3.2000
4.0000

0.8000
1.6320
2.4973
3.3972
4.3331

4.8000
5.6000
6.4000
7.2000
8.0000

5.3064
6.3186
7.3714
8.4662
9.6049

8.8000
9.6000
10.4000
11.2000
12.0000

10.7891
12.0206
13.3015
14.6335
16.0189

12.8000
13.6000
14.4000
15.2000
16.0000

17.4596
18.9580
20.5163
22.1370
23.8225

16.8000
17.6000
18.4000
19.2000
20.0000

25.5754
27.3984
29.2943
31.2661
33.3167

20.8000
21.6000
22.4000
23.2000
24.0000

35.4494
37.6674
39.9741
42.3730
44.8680

28.0000
32.0000
36.0000

58.9218
76.0204
96.8235

(P/A,i,j,n)

40.0000
44.0000

122.1337
152.9273

48.0000
56.0000
64.0000
72.0000
80.0000

190.3925
291.4324
440.9960
662.3867
990.0990

Factores de interes discreto capitalizado al : i =

30%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.3000
1.6900
2.1970
2.8561
3.7129

0.7692
0.5917
0.4552
0.3501
0.2693

1.3000
0.7348
0.5506
0.4616
0.4106

0.7692
1.3609
1.8161
2.1662
2.4356

1.0000
2.3000
3.9900
6.1870
9.0431

1.0000
0.4348
0.2506
0.1616
0.1106

0.0000
0.5917
1.5020
2.5524
3.6297

0.0000
1.0000
3.3000
7.2900
13.4770

0.0000
0.4348
0.8271
1.1783
1.4903

0.7692
1.3905
1.8924
2.2977
2.6250

0.7692
1.4201
1.9709
2.4369
2.8312

0.7692
1.4320
2.0029
2.4948
2.9186

0.7692
1.4497
2.0517
2.5842
3.0552

0.7692
1.4675
2.1012
2.6765
3.1987

0.7692
1.4793
2.1347
2.7398
3.2982

6
7
8
9
10

4.8268
6.2749
8.1573
10.6045
13.7858

0.2072
0.1594
0.1226
0.0943
0.0725

0.3784
0.3569
0.3419
0.3312
0.3235

2.6427
2.8021
2.9247
3.0190
3.0915

12.7560
17.5828
23.8577
32.0150
42.6195

0.0784
0.0569
0.0419
0.0312
0.0235

4.6656
5.6218
6.4800
7.2343
7.8872

22.5201
35.2761
52.8590
76.7167
108.7317

1.7654
2.0063
2.2156
2.3963
2.5512

2.8895
3.1030
3.2755
3.4148
3.5274

3.1649
3.4472
3.6861
3.8882
4.0593

3.2837
3.5983
3.8693
4.1028
4.3039

3.4719
3.8405
4.1666
4.4551
4.7103

3.6726
4.1029
4.4934
4.8478
5.1696

3.8138
4.2896
4.7289
5.1343
5.5086

11
12
13
14
15

17.9216
23.2981
30.2875
39.3738
51.1859

0.0558
0.0429
0.0330
0.0254
0.0195

0.3177
0.3135
0.3102
0.3078
0.3060

3.1473
3.1903
3.2233
3.2487
3.2682

56.4053
74.3270
97.6250
127.9125
167.2863

0.0177
0.0135
0.0102
0.0078
0.0060

8.4452
8.9173
9.3135
9.6437
9.9172

151.3512
207.7565
282.0835
379.7085
507.6210

2.6833
2.7952
2.8895
2.9685
3.0344

3.6183
3.6917
3.7510
3.7989
3.8375

4.2040
4.3265
4.4301
4.5178
4.5920

4.4772
4.6265
4.7552
4.8660
4.9615

4.9360
5.1357
5.3124
5.4686
5.6069

5.4616
5.7267
5.9673
6.1857
6.3839

5.8541
6.1730
6.4674
6.7392
6.9900

16
17
18
19
20

66.5417
86.5042
112.4554
146.1920
190.0496

0.0150
0.0116
0.0089
0.0068
0.0053

0.3046
0.3035
0.3027
0.3021
0.3016

3.2832
3.2948
3.3037
3.3105
3.3158

218.4722
285.0139
371.5180
483.9734
630.1655

0.0046
0.0035
0.0027
0.0021
0.0016

10.1426
10.3276
10.4788
10.6019
10.7019

674.9073
893.3795
1178.3934
1549.9114
2033.8849

3.0892
3.1345
3.1718
3.2025
3.2275

3.8688
3.8940
3.9144
3.9309
3.9442

4.6547
4.7078
4.7528
4.7908
4.8230

5.0437
5.1146
5.1757
5.2283
5.2736

5.7291
5.8373
5.9330
6.0177
6.0926

6.5639
6.7272
6.8755
7.0100
7.1322

7.2215
7.4353
7.6325
7.8147
7.9828

21
22
23
24
25

247.0645
321.1839
417.5391
542.8008
705.6410

0.0040
0.0031
0.0024
0.0018
0.0014

0.3012
0.3009
0.3007
0.3006
0.3004

3.3198
3.3230
3.3254
3.3272
3.3286

820.2151
1067.2796
1388.4635
1806.0026
2348.8033

0.0012
0.0009
0.0007
0.0006
0.0004

10.7828
10.8482
10.9009
10.9433
10.9773

2664.0503
3484.2654
4551.5450
5940.0086
7746.0111

3.2480
3.2646
3.2781
3.2890
3.2979

3.9549
3.9636
3.9706
3.9762
3.9808

4.8502
4.8733
4.8928
4.9093
4.9232

5.3126
5.3463
5.3752
5.4002
5.4217

6.1588
6.2174
6.2692
6.3151
6.3557

7.2431
7.3437
7.4351
7.5180
7.5932

8.1379
8.2812
8.4134
8.5354
8.6481

26
27
28
29
30

917.3333
1192.5333
1550.2933
2015.3813
2619.9956

0.0011
0.0008
0.0006
0.0005
0.0004

0.3003
0.3003
0.3002
0.3001

3.3297
3.3305
3.3312
3.3317
3.3321

3054.4443
3971.7776
5164.3109
6714.6042
8729.9855

0.0003
0.0003
0.0002
0.0001

11.0045
11.0263
11.0437
11.0576
11.0687

10094.8145
13149.2588
17121.0364
22285.3474
28999.9516

3.3050
3.3107
3.3153
3.3189
3.3219

3.9845
3.9875
3.9899
3.9918
3.9934

4.9350
4.9450
4.9535
4.9606
4.9667

5.4402
5.4562
5.4700
5.4818
5.4920

6.3915
6.4233
6.4514
6.4762
6.4982

7.6616
7.7236
7.7799
7.8309
7.8773

8.7521
8.8481
8.9367
9.0185
9.0940

35 9727.8604
40 36118.8648
45

0.0001

3.3330
3.3332
3.3333

32422.8681

3.3297
3.3322
3.3330

3.9977
3.9992
3.9997

4.9856
4.9937
4.9973

5.5254
5.5412
5.5488

6.5754
6.6172
6.6399

8.0524
8.1602
8.2267

9.3928
9.5931
9.7273

11.0980
11.1071
11.1099

50
55

11.1108
11.1110

60
70
80
90
100

11.1111

3.3332
3.3333

3.9999
4.0000

4.9988
4.9995

5.5523
5.5540

6.6522
6.6588

8.2676
8.2928

9.8172
9.8775

4.9998
5.0000

5.5548
5.5554
5.5555

6.6624
6.6654
6.6663
6.6666

8.3084
8.3239
8.3297
8.3320
8.3328

9.9179
9.9631
9.9834
9.9926
9.9967

http://www.itson.mx/dii/mconant/
25%

30%

0.7692
1.5089
2.2201
2.9039
3.5615

0.7692
1.5385
2.3077
3.0769
3.8462

4.1937
4.8016
5.3862
5.9483
6.4887

4.6154
5.3846
6.1538
6.9231
7.6923

7.0084
7.5081
7.9885
8.4505
8.8947

8.4615
9.2308
10.0000
10.7692
11.5385

9.3218
9.7325
10.1274
10.5072
10.8723

12.3077
13.0769
13.8462
14.6154
15.3846

11.2233
11.5609
11.8855
12.1976
12.4977

16.1538
16.9231
17.6923
18.4615
19.2308

12.7862
13.0637
13.3305
13.5870
13.8336

20.0000
20.7692
21.5385
22.3077
23.0769

14.9317
15.8342
16.5760

26.9231
30.7692
34.6154

(P/A,i,j,n)

17.1857
17.6869

38.4615
42.3077

18.0988
18.7156
19.1323
19.4138
19.6040

46.1538
53.8462
61.5385
69.2308
76.9231

Factores de interes discreto capitalizado al : i =

40%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.4000
1.9600
2.7440
3.8416
5.3782

0.7143
0.5102
0.3644
0.2603
0.1859

1.4000
0.8167
0.6294
0.5408
0.4914

0.7143
1.2245
1.5889
1.8492
2.0352

1.0000
2.4000
4.3600
7.1040
10.9456

1.0000
0.4167
0.2294
0.1408
0.0914

0.0000
0.5102
1.2391
2.0200
2.7637

0.0000
1.0000
3.4000
7.7600
14.8640

0.0000
0.4167
0.7798
1.0923
1.3580

0.7143
1.2500
1.6518
1.9531
2.1791

0.7143
1.2755
1.7165
2.0629
2.3352

0.7143
1.2857
1.7429
2.1086
2.4011

0.7143
1.3010
1.7830
2.1789
2.5041

0.7143
1.3163
1.8238
2.2515
2.6119

0.7143
1.3265
1.8513
2.3011
2.6867

6
7
8
9
10

7.5295
10.5414
14.7579
20.6610
28.9255

0.1328
0.0949
0.0678
0.0484
0.0346

0.4613
0.4419
0.4291
0.4203
0.4143

2.1680
2.2628
2.3306
2.3790
2.4136

16.3238
23.8534
34.3947
49.1526
69.8137

0.0613
0.0419
0.0291
0.0203
0.0143

3.4278
3.9970
4.4713
4.8585
5.1696

25.8096
42.1334
65.9868
100.3815
149.5342

1.5811
1.7664
1.9185
2.0422
2.1419

2.3486
2.4758
2.5711
2.6426
2.6962

2.5491
2.7171
2.8492
2.9529
3.0344

2.6352
2.8224
2.9722
3.0921
3.1879

2.7712
2.9906
3.1709
3.3189
3.4406

2.9158
3.1719
3.3877
3.5696
3.7230

3.0172
3.3004
3.5432
3.7513
3.9297

11
12
13
14
15

40.4957
56.6939
79.3715
111.1201
155.5681

0.0247
0.0176
0.0126
0.0090
0.0064

0.4101
0.4072
0.4051
0.4036
0.4026

2.4383
2.4559
2.4685
2.4775
2.4839

98.7391
139.2348
195.9287
275.3002
386.4202

0.0101
0.0072
0.0051
0.0036
0.0026

5.4166
5.6106
5.7618
5.8788
5.9688

219.3478
318.0870
457.3217
653.2504
928.5506

2.2215
2.2845
2.3341
2.3729
2.4030

2.7365
2.7666
2.7893
2.8062
2.8190

3.0985
3.1488
3.1883
3.2194
3.2438

3.2646
3.3260
3.3751
3.4144
3.4458

3.5405
3.6225
3.6899
3.7453
3.7908

3.8522
3.9612
4.0530
4.1304
4.1956

4.0826
4.2137
4.3260
4.4223
4.5048

16
17
18
19
20

217.7953
304.9135
426.8789
597.6304
836.6826

0.0046
0.0033
0.0023
0.0017
0.0012

0.4018
0.4013
0.4009
0.4007
0.4005

2.4885
2.4918
2.4941
2.4958
2.4970

541.9883
759.7837
1064.6971
1491.5760
2089.2064

0.0018
0.0013
0.0009
0.0007
0.0005

6.0376
6.0901
6.1299
6.1601
6.1828

1314.9708
1856.9592
2616.7428
3681.4400
5173.0160

2.4262
2.4441
2.4577
2.4682
2.4761

2.8285
2.8357
2.8410
2.8451
2.8481

3.2630
3.2781
3.2899
3.2992
3.3065

3.4709
3.4910
3.5071
3.5200
3.5303

3.8281
3.8588
3.8840
3.9047
3.9218

4.2506
4.2969
4.3360
4.3689
4.3966

4.5756
4.6362
4.6882
4.7327
4.7709

21
22
23
24
25

1171.3556
1639.8978
2295.8569
3214.1997
4499.8796

0.0009
0.0006
0.0004
0.0003
0.0002

0.4003
0.4002
0.4002
0.4001

2.4979
2.4985
2.4989
2.4992
2.4994

2925.8889
4097.2445
5737.1423
8032.9993
11247.1990

0.0003
0.0002
0.0002
0.0001

6.1998
6.2127
6.2222
6.2294
6.2347

7262.2223
10188.1113
14285.3558
20022.4981
28055.4974

2.4821
2.4866
2.4900
2.4925
2.4944

2.8503
2.8520
2.8533
2.8543
2.8550

3.3123
3.3168
3.3203
3.3231
3.3253

3.5385
3.5451
3.5503
3.5546
3.5579

3.9357
3.9472
3.9566
3.9644
3.9707

4.4200
4.4397
4.4563
4.4703
4.4822

4.8036
4.8317
4.8557
4.8763
4.8940

26 6299.8314
27 8819.7640
28 12347.6696
29 17286.7374
30 24201.4324

0.0002
0.0001

2.4996
2.4997
2.4998
2.4999

15747.0785
22046.9099
30866.6739
43214.3435
60501.0809

6.2387
6.2416
6.2438
6.2454
6.2466

39302.6963
55049.7749
77096.6848

2.4959
2.4969
2.4977
2.4983
2.4988

2.8555
2.8559
2.8562
2.8565
2.8566

3.3270
3.3284
3.3294
3.3303
3.3309

3.5606
3.5628
3.5645
3.5659
3.5670

3.9760
3.9803
3.9838
3.9867
3.9891

4.4921
4.5005
4.5076
4.5135
4.5185

4.9091
4.9221
4.9332
4.9428
4.9510

2.4997
2.4999
2.5000

2.8570
2.8571

3.3326
3.3331
3.3333

3.5700
3.5710
3.5713

3.9959
3.9985
3.9994

4.5340
4.5406
4.5434

4.9773
4.9895
4.9951

35
40
45

6.2493
6.2498
6.2500

50
55
60
70
80
90
100

3.5714

3.9998
3.9999

4.5446
4.5451

4.9978
4.9990

4.0000

4.5453
4.5454

4.9995
4.9999
5.0000

http://www.itson.mx/dii/mconant/
25%

30%

0.7143
1.3520
1.9215
2.4299
2.8838

0.7143
1.3776
1.9934
2.5653
3.0964

3.2891
3.6510
3.9741
4.2626
4.5202

3.5895
4.0474
4.4726
4.8674
5.2340

4.7502
4.9555
5.1388
5.3025
5.4487

5.5744
5.8905
6.1841
6.4566
6.7097

5.5792
5.6957
5.7997
5.8926
5.9756

6.9448
7.1630
7.3656
7.5538
7.7285

6.0496
6.1157
6.1747
6.2275
6.2745

7.8908
8.0414
8.1813
8.3112
8.4319

6.3165
6.3540
6.3875
6.4174
6.4441

8.5439
8.6479
8.7445
8.8341
8.9174

6.5404
6.5950
6.6260

9.2526
9.4840
9.6438

(P/A,i,j,n)

6.6436
6.6536

9.7541
9.8302

6.6592
6.6643
6.6659
6.6664
6.6666

9.8828
9.9441
9.9734
9.9873
9.9940

Factores de interes discreto capitalizado al : i =

50%

http://www.itson.mx/dii/m
5%

10%

12%

15%

18%

20%

(P/A,i,j,n)

(F/P,i,n)

(P/F,i,n)

(A/P,i,n)

(P/A,i,n)

(F/A,i,n)

(A/F,i,n)

(P/G,i,n)

(F/G,i,n)

(A/G,i,n)

1
2
3
4
5

1.5000
2.2500
3.3750
5.0625
7.5938

0.6667
0.4444
0.2963
0.1975
0.1317

1.5000
0.9000
0.7105
0.6231
0.5758

0.6667
1.1111
1.4074
1.6049
1.7366

1.0000
2.5000
4.7500
8.1250
13.1875

1.0000
0.4000
0.2105
0.1231
0.0758

0.0000
0.4444
1.0370
1.6296
2.1564

0.0000
1.0000
3.5000
8.2500
16.3750

0.0000
0.4000
0.7368
1.0154
1.2417

0.6667
1.1333
1.4600
1.6887
1.8487

0.6667
1.1556
1.5141
1.7770
1.9698

0.6667
1.1644
1.5361
1.8136
2.0208

0.6667
1.1778
1.5696
1.8700
2.1004

0.6667
1.1911
1.6037
1.9282
2.1835

0.6667
1.2000
1.6267
1.9680
2.2411

6
7
8
9
10

11.3906
17.0859
25.6289
38.4434
57.6650

0.0878
0.0585
0.0390
0.0260
0.0173

0.5481
0.5311
0.5203
0.5134
0.5088

1.8244
1.8829
1.9220
1.9480
1.9653

20.7813
32.1719
49.2578
74.8867
113.3301

0.0481
0.0311
0.0203
0.0134
0.0088

2.5953
2.9465
3.2196
3.4277
3.5838

29.5625
50.3438
82.5156
131.7734
206.6602

1.4226
1.5648
1.6752
1.7596
1.8235

1.9608
2.0392
2.0941
2.1325
2.1594

2.1112
2.2149
2.2909
2.3467
2.3876

2.1756
2.2911
2.3773
2.4418
2.4898

2.2770
2.4123
2.5161
2.5957
2.6567

2.3844
2.5424
2.6667
2.7644
2.8414

2.4595
2.6343
2.7741
2.8859
2.9754

11
12
13
14
15

86.4976
129.7463
194.6195
291.9293
437.8939

0.0116
0.0077
0.0051
0.0034
0.0023

0.5058
0.5039
0.5026
0.5017
0.5011

1.9769
1.9846
1.9897
1.9931
1.9954

170.9951
257.4927
387.2390
581.8585
873.7878

0.0058
0.0039
0.0026
0.0017
0.0011

3.6994
3.7842
3.8459
3.8904
3.9224

319.9902
490.9854
748.4780
1135.7170
1717.5756

1.8713
1.9068
1.9329
1.9519
1.9657

2.1783
2.1915
2.2007
2.2072
2.2117

2.4175
2.4395
2.4557
2.4675
2.4762

2.5257
2.5526
2.5726
2.5875
2.5987

2.7035
2.7393
2.7668
2.7879
2.8041

2.9019
2.9495
2.9869
3.0164
3.0396

3.0470
3.1043
3.1501
3.1867
3.2161

16
17
18
19
20

656.8408
985.2613
1477.8919
2216.8378
3325.2567

0.0015
0.0010
0.0007
0.0005
0.0003

0.5008
0.5005
0.5003
0.5002
0.5002

1.9970
1.9980
1.9986
1.9991
1.9994

1311.6817
1968.5225
2953.7838
4431.6756
6648.5135

0.0008
0.0005
0.0003
0.0002

3.9452
3.9614
3.9729
3.9811
3.9868

2591.3633
3903.0450
5871.5675
8825.3513
13257.0269

1.9756
1.9827
1.9878
1.9914
1.9940

2.2148
2.2171
2.2186
2.2197
2.2204

2.4825
2.4872
2.4906
2.4931
2.4949

2.6070
2.6132
2.6179
2.6214
2.6239

2.8164
2.8259
2.8332
2.8388
2.8431

3.0578
3.0721
3.0834
3.0923
3.0993

3.2395
3.2583
3.2733
3.2853
3.2949

21 4987.8851
22 7481.8276
23 11222.7415
24 16834.1122
25 25251.1683

0.0002
0.0001

0.5001

1.9996
1.9997
1.9998
1.9999

9973.7702
14961.6553
22443.4829
33666.2244
50500.3366

0.0001

3.9908
3.9936
3.9955
3.9969
3.9979

19905.5404
29879.3106
44840.9659
67284.4488

1.9958
1.9971
1.9980
1.9986
1.9990

2.2210
2.2214
2.2216
2.2218
2.2219

2.4963
2.4973
2.4980
2.4985
2.4989

2.6259
2.6273
2.6284
2.6292
2.6298

2.8464
2.8489
2.8508
2.8523
2.8534

3.1047
3.1091
3.1125
3.1151
3.1172

3.3026
3.3087
3.3137
3.3176
3.3207

3.9985
3.9990
3.9993
3.9995
3.9997

1.9993
1.9995
1.9997
1.9998
1.9998

2.2220
2.2221

2.4992
2.4994
2.4996
2.4997
2.4998

2.6303
2.6306
2.6308
2.6310
2.6312

2.8543
2.8550
2.8555
2.8559
2.8562

3.1189
3.1202
3.1212
3.1220
3.1227

3.3233
3.3253
3.3269
3.3282
3.3292

3.9999
4.0000

2.0000

2.5000

2.6315
2.6316

2.8569
2.8571

3.1243
3.1248
3.1249

3.3320
3.3329
3.3332

26 37876.7524
27 56815.1287
28 85222.6930
29
30
35
40
45

75751.5049

50
55
60
70
80
90
100

3.1250

3.3333

http://www.itson.mx/dii/mconant/
25%

30%

0.6667
1.2222
1.6852
2.0710
2.3925

0.6667
1.2444
1.7452
2.1792
2.5553

2.6604
2.8837
3.0697
3.2248
3.3540

2.8812
3.1637
3.4086
3.6208
3.8047

3.4616
3.5514
3.6261
3.6885
3.7404

3.9640
4.1022
4.2219
4.3256
4.4155

3.7836
3.8197
3.8498
3.8748
3.8957

4.4935
4.5610
4.6195
4.6703
4.7142

3.9131
3.9275
3.9396
3.9497
3.9581

4.7523
4.7854
4.8140
4.8388
4.8603

3.9651
3.9709
3.9757
3.9798
3.9831

4.8789
4.8951
4.9090
4.9212
4.9317

3.9932
3.9973
3.9989

4.9666
4.9837
4.9920

(P/A,i,j,n)

3.9996
3.9998

4.9961
4.9981

3.9999
4.0000

4.9991
4.9998
4.9999
5.0000