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Collecting Bad Debt The Easy Way
Ormita offers a unique program which allows business members to trade bad debts / monies owedto them for products or services which are needed to reduce their current cash costs. This helps toeliminate the problems of overdue cash, costly collection fees, interest charges and risky debtors.Convert bad debts into needed goods and serviceswith Ormita! 
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Help Your Customer To Reduce Their ExistingCash Outlay So They Can Pay You In A MoreTimely Manner
By encouraging your customers to become part o the OrmitaCommerce Network you are assisting them to reduce their existingcash outlay so they can pay you the cash they owe in a more timelymanner. By osetting a minimum o $2,000 o their cash costsevery month your customer rees up their existing cash and candivert it to pay o their debt to you. You to retain an existing cash-paying customer and they grow theirbusiness with your help.
Taking Product In Lieu O Cash
By taking product in lieu o cash rom a cash-poor or bankruptcustomer, Ormita members can virtually eliminate a business lossthat would otherwise be unavoidable.The merchandise or product obtained can on-sold via Ormita,leaving your organization with credit to spend on items or servicesthat would normally have been paid or with cash.
Working With Ormita To Collect The Debt
In some instances Ormita may accept products directly rom yourdebtor and pay you the ull value in credits without the need orany product handling or onward sales.In these instances, Ormita will collect the product and resell itthrough our network o merchants while crediting you at 100% o the retail market value o the items collected.
For Those Difcult Situations
Ormita has lawyers, debt collection services and paralegals withinits membership who can help business members recover theirreceivables.
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Subject to customer meeting minimum trading volumes per month.
Benefts or Your Business
Get Paid Now
Fixes the problem o very overdue cash.You receive products and services you need in returnor hard-to-collect debts.Maximizes the value o what is returned.Fixes credit history o debtors.
Minimize Your Risk
Reduces the risk o long-term debts beinguncollectible.Receive something o value now instead o little tonothing later.The older the debt the less chance that a debtorwill repay.Creditors may receive an asset, in hand, instead o apaper “promise”.
Reduces Your Costs
Collection costs & Legal ees. Your own time.Need to borrow money to cover short-term cost.
A Unique Oering
The customers we bring you pay you cash tocover your transaction costs, sales taxes andother expenses.24 hour, 7 day a week live brokerage services.Buy, sell and transer unds online.No monthly ees and no annual ees.
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 Lowest overall price in the industry.No cash outlay until we have met both yourbuying and selling needs.
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Some other Benefts o theOrmita Service
Save Cash
Realise ull market value or non-recoverable,non-recyclable, limited commodities or otherwiseunsold stock or time.Access interest ree credit and repay borrowings withnew sales.
Increase Your Asset Base
Buy at a discount o up to 90%.Invest in other businesses without the need or cash.
Increase Your Financial Liquidity
Convert existing bad debts to assets.Pay existing creditors rom new sales.Convert equity rom slow moving inventory or unsoldappointment time.
 Attract New Cash Paying Customers
Access innovative ways to new cash contract tenders.
Build Your Brand
Build a community network around your brand.Expand distribution channels and market reach.Align your business with charities and communityenterprises.Gain repeat business and take customers away romthe competition.Improve your social standing, customer and sta loyalty.Create local business opportunities within yourcommunity.
Retain Sta and Customers
Create customer loyalty programmes.Provide sta incentives.Implement a sta donation/giving programme.Pay or client entertainment.
Become More Efcient
Substitute imports with higher quality, locally providedgoods or services at wholesale price.Decrease wastage and develop new consumer habits.Get more out o your employees with employee rewardsand buying programmesTake overstocked, last season or end-o-line items o-market while earning ull retail value.
 With Ormita your new customers cover your transactioncosts, sales taxes and other expenses.
Turn Non-Producing Assets Into
…Advertising,AssetPurchases,BusinessSupplies,CapitalExpenditure,ClientEntertainment,EquipmentPurchases,Food, Freight,GraphicDesign,HardwareLeases,HealthandBeauty, Holidays,Maintenance&Repairs,Marketing,MedicalServices, NeededGoods,OfceSupplies,Packaging,PromotionalItems, Reurbishments,Signage,StaRewards,Stationery,TechnicalSupplies&Services,Travel,WholesaleItems…
… and much more…
 And our customers pay your sales tax, our ees and mosto the replacement cost o your product – in cash.
How we make it happen
Step 1
You register your interest online with Ormita.
Step 2
One o our Client Directors will meet with you tocreate a needs analysis o your regular and upcom-ing business expenses, community commitments,investment goals and liestyle enhancement ideas.
Step 3
A buying schedule will be created - representing aminimum o $2,000 worth o you cash expenses permonth.
Step 4
Your Client Director will fnd suitable suppliers toprovide many or all o these expenses.
Step 5
Once our suppliers agree to sell, your businessbegins its commitment to provide a fxed amounto your product or service to our other customers. You are only charged ees once we have a commitment romour other businesses to supply to you. You only begin selling once we have a regular spend cycle inplace or you.
No alse commitments – just a business working to meet your needs.
Do you want to know more about Ormita or become a member?Enter your details at www.ormita.com and one o our representatives will contact you shortly. You can also phone us on any o our numbers across the country, speak to your local representativeor email us at
customer-service@ormita.com
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REGIONAL OFFICES AUSTRALIA
Adelaide (08) 7423 0109Brisbane (07) 3121 9657Bunbury (08) 9774 0105Campbelltown (02) 4602 4115Canberra (02) 6160 1477 Dubbo (02) 5804 5111Gold Coast (07) 3166 5304Gosord (02) 4304 1501Hobart (03) 6281 4775Kalgoorlie (08) 9051 5200  Mandurah (08) 9512 8010Melbourne (03) 9095 3402Newcastle (02) 4016 6127Penrith (02) 4702 0513Perth (08) 6465 9631  Sunshine Coast (07) 5313 3411Sydney (02) 8197 7017Tamworth (02) 5711 1203Townsville (07) 4795 0409Wollongong (02) 4231 5508
REGIONAL OFFICES NEW ZEALAND
Auckland (09) 974 9159Christchurch (03) 974 9041Dunedin (03) 974 8014Wellington (04) 974 9061
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