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Bailouts, Your Dollars,& the Whole Credit Mess
 
Ronald H. Muhlenkamp
Founder & President, Muhlenkamp & Company, Inc.
Ronald H. Muhlenkamp
is ounder andpresident o Muhlenkamp & Company,Inc., established in 1977. He is a nationally recognized, award-winning investment manager, requent guest o the mediaand eatured speaker at investment conerences nationwide. He has developeda proprietary method o evaluating bothequity and xed-income securities, whichcontinues to be employed by Muhlenkamp& Company. In addition to publishing a quarterly newsletter, MuhlenkampMemorandum, Mr. Muhlenkamp is theauthor o 
Ron’s Road to Wealth: Insights for the Curious Investor 
.Mr. Muhlenkamp received a Bachelor o Science degree in Engineering romM.I.T. in 1966, and a Masters in Business Administration rom the Harvard BusinessSchool in 1968. He holds a CharteredFinancial Analyst (CFA) designation.He and his wie, Connie, make their home on a arm near Pittsburgh, but travel extensively to meet and talk withcompanies and clients around the country. The majority o Mr. Muhlenkamp’slong-term investment assets are investedin the Company’s sel-named mutual und.
 
 The ollowing essay,
 Bailouts, Your Dollars, & the Whole Credit  Mess
, is adapted rom a presentation Ron Muhlenkamp deliveredat the Muhlenkamp & Company Seminar in November 2008.Supporting gures are updated through September 2008. Audience-asked questions and Ron’s responses will be eaturedin
 Muhlenkamp Memorandum, #88
, scheduled or publishing inJanuary 2009. The most recent copy o the
‘Memorandum
,along with an archive o past copies, is availableat www.muhlenkamp.com. The essay is complemented by a DVD. We hope you nd thesematerials useul. Let us know what you think.
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