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Innovation in Insurance: The Path to Progress

Innovation in Insurance: The Path to Progress

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Published by: Deloitte University Press on Mar 15, 2013
Copyright:Attribution Non-commercial


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Innovationin insurance
The path to progress
A spca dt f ur Frward Fcus srsfr surac xcuts
Hward Ms
Howard Mills
is a director and chie advisor with Deloitte’s Insurance Industry Group. Howardcame to Deloitte aer serving as superintendent o the New York State Insurance Department.In his current role, Howard oers thought leadership to Deloittes insurance clients in areas rang-ing rom growth and globalization to managing the complexities o regulatory compliance. He is arequent speaker at many industry conerences and events on topics such as enterprise risk manage-ment and the impacts o proposed US and global regulatory changes. He has been widely publishedin the national and international trade and consumer press.
Brard Tubaa
Bernard Tubiana
is a principal at Monitor Deloitte ocused on insurance. He advises seniormanagement teams on their corporate, business unit, product, and market strategies. He alsoadvises clients on customer experience, merger integration, process redesign, and cost reduc-tion and associated process, technology, and people-related changes. Bernard has spearheadedDeloitte Consulting LLP’s work applying innovation and disruption theory concepts to nancialservices rms.Bernard co-hosts a number o orums or lie, annuities, and group benet carrier executives. Heis oen quoted in insurance trade publications, including A.M. Best and National Underwriter/ech Decisions.
Furthering the conversationon innovationAbout the authors
We are pleased to oer this insight as a part o Deloittes innovation series—a collection o articlesaimed at providing ideas and practical insights specic to innovation.
Innovation in insurance:
The path to progress
Cover iIllustration by Dan Page
A special edition of our Forward Focus series

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