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Preforeclosure: MERS(r) Loan Brokers and/or Loan Correspondents of Shareowners' Members, affiliates: 1 of 2 ways ....How does MERS become the Mortgagee of Record: MERS is put in this position in one of two ways: the first is by an assignment from a lender or servicer to MERS. This method is usually associated with bulk transfers of servicing.

Preforeclosure: MERS(r) Loan Brokers and/or Loan Correspondents of Shareowners' Members, affiliates: 1 of 2 ways ....How does MERS become the Mortgagee of Record: MERS is put in this position in one of two ways: the first is by an assignment from a lender or servicer to MERS. This method is usually associated with bulk transfers of servicing.

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Published by Mary Cochrane
Pre-Foreclosure BEAT Due On Sale Clause Acceleration of Title
MERS(r) Exchange, Clearing House for like kind transactions between Loan Brokers and/or Loan Correspondents of the real Creditor/Lender Investor/Broker Title Guaranty Comapny Shareowners' Members, affilaites: 1 of 2 ways ....How does MERS become the Mortgagee of Record:

First: MERS is put in this position in one of two ways: the first is by an assignment from a lender or servicer to MERS. This method is usually associated with bulk transfers of servicing.
Second: a MERS(r) 123 subscriber ....
MERS(r) Loan Brokers and/or Loan Correspondents of Shareowners' Members, affilaites: 1 of 2 ways ....How does MERS become the Mortgagee of Record: MERS is put in this position in one of two ways: the first is by an assignment from a lender or servicer to MERS. This method is usually associated with bulk transfers of servicing.

Pre-Foreclosure BEAT Due On Sale Clause Acceleration of Title
MERS(r) Exchange, Clearing House for like kind transactions between Loan Brokers and/or Loan Correspondents of the real Creditor/Lender Investor/Broker Title Guaranty Comapny Shareowners' Members, affilaites: 1 of 2 ways ....How does MERS become the Mortgagee of Record:

First: MERS is put in this position in one of two ways: the first is by an assignment from a lender or servicer to MERS. This method is usually associated with bulk transfers of servicing.
Second: a MERS(r) 123 subscriber ....
MERS(r) Loan Brokers and/or Loan Correspondents of Shareowners' Members, affilaites: 1 of 2 ways ....How does MERS become the Mortgagee of Record: MERS is put in this position in one of two ways: the first is by an assignment from a lender or servicer to MERS. This method is usually associated with bulk transfers of servicing.

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Published by: Mary Cochrane on Mar 17, 2013
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01/18/2014

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State-by-State
MERS RecommendedForeclosure Procedures
Updated 2002
Corporate Offices
1
818 Library Street,
Suite 3
0
0
Reston
, VA 2
0
1
90
 tel (800) 646-6377fax (703) 748-0183
 
 
T
ABLE OF
C
ONTENTS
 
I
 NTRODUCTION
 __________________________________________________________3
ECOMMENDED
F
ORECLOSURE
P
ROCEDURES
:
Alabama___________________________________________________________________________8Alaska____________________________________________________________________________10Arizona___________________________________________________________________________12Arkansas__________________________________________________________________________14California__________________________________________________________________________16Colorado__________________________________________________________________________18Connecticut________________________________________________________________________20Delaware__________________________________________________________________________22District of Columbia_________________________________________________________________24Florida____________________________________________________________________________26Georgia___________________________________________________________________________28Hawaii____________________________________________________________________________30Idaho_____________________________________________________________________________32Illinois____________________________________________________________________________34Indiana____________________________________________________________________________36Iowa______________________________________________________________________________38Kansas____________________________________________________________________________40Kentucky__________________________________________________________________________42Louisiana__________________________________________________________________________44Maine_____________________________________________________________________________46Maryland__________________________________________________________________________48Massachusetts______________________________________________________________________50Michigan__________________________________________________________________________52Minnesota_________________________________________________________________________54Mississippi_________________________________________________________________________56Missouri___________________________________________________________________________58Montana___________________________________________________________________________60 Nebraska__________________________________________________________________________62 Nevada___________________________________________________________________________64 New Hampshire_____________________________________________________________________66 New Jersey________________________________________________________________________68 New Mexico_______________________________________________________________________70 New York_________________________________________________________________________72 North Carolina______________________________________________________________________74 North Dakota_______________________________________________________________________76Ohio______________________________________________________________________________78Oklahoma_________________________________________________________________________80Oregon____________________________________________________________________________83Pennsylvania_______________________________________________________________________85Rhode Island_______________________________________________________________________87South Carolina______________________________________________________________________89South Dakota_______________________________________________________________________91Tennessee_________________________________________________________________________93Texas_____________________________________________________________________________95Utah______________________________________________________________________________97Vermont___________________________________________________________________________99Virginia__________________________________________________________________________102Washington_______________________________________________________________________104West Virginia_____________________________________________________________________106Wisconsin________________________________________________________________________108Wyoming_________________________________________________________________________110
 
 
Introduction
 MERS has put together this Foreclosure Manual to provide a state by state guideline for our Members to follow when foreclosing a mortgage loan in the name of MERS. Each state’s procedure was developed jointly with local counsel in that respective state. There may be futureversions of this Manual if needed. If you have any questions about this Foreclosure Manual, please contact MERS.Sharon McGann HorstkampCorporate Counsel
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Amy Garrity Reaux added this note
Even back then the "truth" was not being told the fact of how they were to file the evictions shows they knew all along the had to at least try to have the records reflect the court filings....even if NOT THE TRUTH!
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