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Making Sure Money Is Available When We Need It

Making Sure Money Is Available When We Need It

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Comprehensively managing household financial risk exposure should be an integral part of all asset-building policies.
Comprehensively managing household financial risk exposure should be an integral part of all asset-building policies.

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Categories:Types, Research
Published by: Center for American Progress on Mar 19, 2013
Copyright:Attribution Non-commercial

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03/25/2013

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Making Sure Money Is AvailableWhen We Need It
Protecting Household Assets Must Become an Integral Part o U.S.Savings Policies
Christian E. Weller March 2013
WWW.AMERICANPROGRESS.ORG
 O O /  I    C  C I    S 
 
Making Sure Money IsAvailable When We Need It
Protecting Household Assets Must Become an IntegralPart o U.S. Savings Policies
Christian E. Weller March 2013
 
1 Introduction and summary5 Greater wealth volatility has led to rising risk exposure11 Risk exposure has increased over time and across groups16 Detailed data show that risk exposure has become excessive24 Conclusion and policy implications28 About the author29 Appendix A: Review of the relevant literature on wealth andrisk exposure31 Appendix B: High wealth went along with high insecuritybefore the crisis32 Appendix C: Indicators of individual risk exposure36 Appendix D: Rising risk exposure over time and changing risk exposure during crises38 Endnotes
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