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FADE IN:CUE MUSIC: "A SITUATION"INT. ACE MORTGAGE - GLENDALE, ARIZONA - DAYWILL SLICK sits at his desk with his back to us. From overhis shoulder, we see his client, JOHN BORDERS. Mounted onthe wall behind,A LARGE SIGNreads "ACE MORTGAGE. Where the American Dream Comes True!"BORDERS(mid sentence)...I mean, everyone I know isbuying property. I even went to oneof those real estate wealthseminars, but since I ain’t savedup and I know for a

fact

I can’tmake the payments, I just kindagave up, you know? But what uh,what do you think? Should I getinto some property now, or..?SLICKWell I sure think so. I mean, whymiss out on a good thing, right?Plus, it’s easier than ever rightnow.(reaches for a printout)See, home values always go up,so real estate’s always gonna be agreat investment. Everyone knowsthat. What they don’t know is thesedays, we don’t even need stuff likedown payments anymore.BORDERSOh no?Slick reaches toward his client, offering a one-pagemortgage quote to him. Borders leans forward and takes thepaper.Now for the close.SLICK(reclines)No. See, what we do is get you ahundred and five percent of your(MORE)(CONTINUED)

CONTINUED: 2.SLICK (cont’d)purchase price with a low interestrate so you can ease into thingsthose first couple years. Followme? Down the line, your home valuegoes up and BOOM! You got enoughequity to refinance before yourpayment goes up.Borders looks up from the quote and gives an approving nod.SLICKHell, you can even pull cash outand pay some bills or take a nicevacation if you want! It’s up toyou!Borders slides the quote back onto the edge of Slick’s deskand gives him a trusting shrug.BORDERSOh, jeezz! Alright! Sounds good.Now I work for the studios, and I’muhhh-- kinda in between jobs rightnow. I suppose that’s a dealkiller, right?SLICKNot at all. We set it up so youdon’t need to prove employment orincome. You pay a bit more for theprivilege, but, hey... what can youdo, right?BORDERSRight! Wow, that’s awesome that youguys have that. You know I figuredif I just shopped around some I’deventually find

somebody

to helpme.SLICK(snorts)Well, thanks but it’s really thebank’s money. We just get the bestdeal for you. After escrow closes,we don’t care much

what

happens aslong as you get that house and weget our commission. Did I just saythat?They share a nervous laugh.(CONTINUED)

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A Sub Primer - Screenplay (animated short)

Follow the bad money on a brief but harrowing spin through the American Sub Prime Meltdown.

Following the trail of one consumer's spurious home loan, A SUB PRIMER personifies... (More)

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Category:	Creative Writing > Screenplays & Plays
Rating:
Upload Date:	03/11/2009
Copyright:	Traditional Copyright: All rights reserved
Tags:	Business economy greed money comedy Animation insurance mortgage loans Banks (more tags) Business economy greed money comedy Animation insurance mortgage loans Banks fraud securities investing bonds meltdown Recession Stimulus cdo real estate blunder wall street housing bubble (fewer)