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Statistics

Monthly Banking Statistics


February 2013 (issued 28 March 2013.)

www.apra.gov.au Australian Prudential Regulation Authority

Copyright
Australian Prudential Regulation Authority (APRA) This work is licensed under the Creative Commons Attribution 3.0 Australia Licence (CCBY 3.0). This licence allows you to copy, distribute and adapt this work, provided you attribute the work and do not suggest that APRA endorses you or your work. To view a full copy of the terms of this licence, visit www.creativecommons.org/licenses/by/3.0/au/

Disclaimer
While APRA endeavours to ensure the quality of this Publication, APRA does not accept any responsibility for the accuracy, completeness or currency of the material included in this Publication, and will not be liable for any loss or damage arising out of any use of, or reliance on, this Publication.

Forthcoming issues
This publication will be released on the APRA website by close of business on the last business day (within NSW) of every month. The data to be released will be for the previous calendar month.

Notation
Amounts are expressed in millions of Australian dollars. Both the Australian-dollar denominated transactions and the Australian-dollar equivalent of foreign-currency denominated transactions are included. The symbol indicates zero or a value less than half a million dollars.

Explanatory notes
A set of explanatory notes is provided at the end of the publication to assist the reader in understanding the source and definitions of the data. In particular, these notes help explain differences between the data presented and information publicly released by banks in their financial statements and profit announcements.

Enquiries
For more information about the statistics in this publication: e-mail or write to statistics@apra.gov.au Manager, Banking Statistics Australian Prudential Regulation Authority GPO Box 9836 Sydney NSW 2001

Australian Prudential Regulation Authority

Contents

Selected assets on Australian books of individual banks Loans and advances on Australian books of individual banks Selected liabilities on Australian books of individual banks Deposits on Australian books of individual banks Explanatory notes

Table 1 Table 2 Table 3 Table 4 Explanatory notes

4 6 8 9 11

Australian Prudential Regulation Authority

Table 1 Selected assets on Australian books of individual banks ($ million)

Cash and liquid assets February 2013 AMP Bank Limited Arab Bank Australia Limited Australia and New Zealand Banking Group Limited Banco Santander, S.A. Bank of America, National Association Bank of Baroda Bank of China (Australia) Limited Bank of China Limited Bank of Communications Co., Ltd. Bank of Queensland Limited Bank of Scotland plc Barclays Bank Plc Beirut Hellenic Bank Ltd Bendigo and Adelaide Bank Limited BNP Paribas BNP Paribas Securities Services China Construction Bank Corporation Citibank, N.A. Citigroup Pty Limited Commonwealth Bank of Australia Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. Credit Suisse AG Defence Bank Limited Deutsche Bank Aktiengessellschaft First Commercial Bank Heritage Bank Limited HSBC Bank Australia Limited Hua Nan Commercial Bank, Ltd. Industrial and Commercial Bank of China Limited ING Bank (Australia) Limited ING Bank N.V. Investec Bank (Australia) Limited JPMorgan Chase Bank, National Association Lloyds TSB Bank plc Macquarie Bank Limited MECU Limited Mega International Commercial Bank Co., Ltd. Members Equity Bank Pty Limited Mizuho Corporate Bank, Ltd. National Australia Bank Limited Oversea-Chinese Banking Corporation Limited Police Bank Ltd Portigon AG QT Mutual Bank Limited Rabobank Australia Limited Royal Bank of Canada Rural Bank Limited Societe Generale Standard Chartered Bank State Bank of India State Street Bank and Trust Company Sumitomo Mitsui Banking Corporation Suncorp-Metway Limited Taiwan Business Bank Taiwan Cooperative Bank, Ltd Teachers Mutual Bank Limited The Bank of New York Mellon The Bank of Tokyo-Mitsubishi UFJ, Ltd The Hongkong and Shanghai Banking Corporation Limited The Northern Trust Company The Royal Bank of Scotland N.V. The Royal Bank of Scotland PLC UBS AG United Overseas Bank Limited Victoria Teachers Limited Westpac Banking Corporation Woori Bank TOTAL 199 49 8,154 52 1,657 31 14 5 103 105 1,461 32 399 254 1,419 112 109 840 8,003 258 474 107 5,826 40 349 2,824 5 44 284 1 151 3,227 1,092 7,552 152 50 153 261 15,091 19 47 111 83 24 933 32 25 42 53 336 461 499 9 7 104 33 66 2,019 2,554 5 1,038 5,318 9 30 16,103 16 90,912

Trading securities

Investment securities

Acceptances of customers

Gross loans and advances

15,070 1,299 5,677 1,610 5,832 3,415 2,242 592 28,879 433 4,877 15 59 2,162 7,152 74,218 1,327 3,233 699 835 2,907 28,568 191,100

2,077 279 24,667 251 122 1,426 38 131 403 698 137 224 536 2 49,970 548 149 1,425 1,112 5,334 812 7,424 498 854 7,914 12,466 432 171 1,730 237 51 3,006 130 130 820 490 369 23 1,596 3,104 5,511 19 603 1,747 261 3,185 1,760 284 113,007 258,161

34 8,229 97 6,856 75 121 15,413

8,918 716 293,348 2,969 2 566 6,183 118 28,388 965 799 38,394 2,638 133 417 2,367 13,645 449,958 2,926 1,721 1,066 2,080 276 5,283 13,240 83 1,365 40,842 31 2,399 1,836 14,282 2,278 1,390 8,479 6,642 343,747 2,503 1,101 420 1,031 12,240 1,369 3,387 30 185 885 8,914 46,635 278 84 3,247 11,268 4,040 1 150 2,218 4,007 2,683 1,389 407,181 5 1,815,739

Australian Prudential Regulation Authority

Table 1 Selected assets on Australian books of individual banks (continued) ($ million)

Other investments

Total resident assets

Outstanding principal balance of securitised assets

Value of housing loans securitised February 2013

13,655 939 512 114 26 15,859 2 5 155 1,996 13 18,227 8 4 38 20 34 31 1 3,448 55,086

11,345 1,044 414,462 53 6,284 33 706 7,738 262 38,458 2,660 4,247 1,246 49,351 7,539 1,795 793 19,488 15,594 603,886 10,076 4,621 1,329 23,583 316 6,891 21,765 88 2,252 49,203 6,776 3,834 13,937 11,763 59,672 2,909 1,607 10,470 7,595 500,215 5,548 1,289 482 1,261 13,047 4,205 3,769 59 170 267 3,103 12,620 56,902 307 92 4,006 35 13,516 9,568 2,623 1,897 8,571 16,087 4,428 1,756 623,195 22 2,714,710

3,495 3,129 6,021 240 4,676 60 1,463 216 5,907 30 8,950 565 3 8 51 2,831 1 3 5,257 42,905

3,118 3,129 5,783 240 4,676 60 1,463 215 5,907 30 8,661 562 3 7 2,831 1 3 5,257 -

AMP Bank Limited Arab Bank Australia Limited Australia and New Zealand Banking Group Limited Banco Santander, S.A. Bank of America, National Association Bank of Baroda Bank of China (Australia) Limited Bank of China Limited Bank of Communications Co., Ltd. Bank of Queensland Limited Bank of Scotland plc Barclays Bank Plc Beirut Hellenic Bank Ltd Bendigo and Adelaide Bank Limited BNP Paribas BNP Paribas Securities Services China Construction Bank Corporation Citibank, N.A. Citigroup Pty Limited Commonwealth Bank of Australia Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. Credit Suisse AG Defence Bank Limited Deutsche Bank Aktiengessellschaft First Commercial Bank Heritage Bank Limited HSBC Bank Australia Limited Hua Nan Commercial Bank, Ltd. Industrial and Commercial Bank of China Limited ING Bank (Australia) Limited ING Bank N.V. Investec Bank (Australia) Limited JPMorgan Chase Bank, National Association Lloyds TSB Bank plc Macquarie Bank Limited MECU Limited Mega International Commercial Bank Co., Ltd. Members Equity Bank Pty Limited Mizuho Corporate Bank, Ltd. National Australia Bank Limited Oversea-Chinese Banking Corporation Limited Police Bank Ltd Portigon AG QT Mutual Bank Limited Rabobank Australia Limited Royal Bank of Canada Rural Bank Limited Societe Generale Standard Chartered Bank State Bank of India State Street Bank and Trust Company Sumitomo Mitsui Banking Corporation Suncorp-Metway Limited Taiwan Business Bank Taiwan Cooperative Bank, Ltd Teachers Mutual Bank Limited The Bank of New York Mellon The Bank of Tokyo-Mitsubishi UFJ, Ltd The Hongkong and Shanghai Banking Corporation Limited The Northern Trust Company The Royal Bank of Scotland N.V. The Royal Bank of Scotland PLC UBS AG United Overseas Bank Limited Victoria Teachers Limited Westpac Banking Corporation Woori Bank

41,945 TOTAL

Australian Prudential Regulation Authority

Table 2 Loans and advances on Australian books of individual banks ($ million)


Households Non-financial corporations February 2013 AMP Bank Limited Arab Bank Australia Limited Australia and New Zealand Banking Group Limited Banco Santander, S.A. Bank of America, National Association Bank of Baroda Bank of China (Australia) Limited Bank of China Limited Bank of Communications Co., Ltd. Bank of Queensland Limited Bank of Scotland plc Barclays Bank Plc Beirut Hellenic Bank Ltd Bendigo and Adelaide Bank Limited BNP Paribas BNP Paribas Securities Services China Construction Bank Corporation Citibank, N.A. Citigroup Pty Limited Commonwealth Bank of Australia Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. Credit Suisse AG Defence Bank Limited Deutsche Bank Aktiengessellschaft First Commercial Bank Heritage Bank Limited HSBC Bank Australia Limited Hua Nan Commercial Bank, Ltd. Industrial and Commercial Bank of China Limited ING Bank (Australia) Limited ING Bank N.V. Investec Bank (Australia) Limited JPMorgan Chase Bank, National Association Lloyds TSB Bank plc Macquarie Bank Limited MECU Limited Mega International Commercial Bank Co., Ltd. Members Equity Bank Pty Limited Mizuho Corporate Bank, Ltd. National Australia Bank Limited Oversea-Chinese Banking Corporation Limited Police Bank Ltd Portigon AG QT Mutual Bank Limited Rabobank Australia Limited Royal Bank of Canada Rural Bank Limited Societe Generale Standard Chartered Bank State Bank of India State Street Bank and Trust Company Sumitomo Mitsui Banking Corporation Suncorp-Metway Limited Taiwan Business Bank Taiwan Cooperative Bank, Ltd Teachers Mutual Bank Limited The Bank of New York Mellon The Bank of Tokyo-Mitsubishi UFJ, Ltd The Hongkong and Shanghai Banking Corporation Limited The Northern Trust Company The Royal Bank of Scotland N.V. The Royal Bank of Scotland PLC UBS AG United Overseas Bank Limited Victoria Teachers Limited Westpac Banking Corporation Woori Bank TOTAL 812 374 83,456 2,601 2 4 5,646 118 5,407 776 412 10,118 2,638 368 1,908 401 94,244 2,926 1,058 1 922 250 129 3,700 82 1,359 3,271 31 2,308 1,489 5,133 144 1,375 225 4,686 119,332 2,477 420 8 12,032 924 3,387 30 185 6,827 12,242 260 79 16 11,000 3,835 108 1,503 2,337 2,319 9 80,740 498,444 4 8,908 367 537 188 16 7 133 47 459 69 17,453 287 5 1,158 26 1 354 6 99 347 518 2 39 1,956 11,177 25 98 445 885 2,087 352 1 5 268 205 1 42 715 1,670 357 12,573 5 63,895 480 28 2,451 70 5 1,646 582 5,263 5,399 110 126,594 450 12,418 113 15,664 5,146 217,424 845 3,372 3,665 27,767 45 3,392 1,663 13 6,008 139,102 747 756 208 23,864 2,260 1 1,024 169,588 767,636 2,130 111 48,715 104 10,361 245 9,595 2,628 96,804 35 57 1,413 4,102 9,706 8 2,860 345 1,889 53,115 1 117 214 9,644 4 432 3 259 124,103 378,998 Financial corporations General government Housing: Owneroccupied Housing: Investment

Australian Prudential Regulation Authority

Table 2 Loans and advances on Australian books of individual banks (continued) ($ million)
Households Community service organisations and non-profit institutions 15 405 12 18 526 1 8 44 9 606 9 1 1 134 1,788

Credit cards

Other

Total gross loans Intra-group loans and advances and advances February 2013 8,918 716 293,348 2,969 2 566 6,183 118 28,388 965 799 38,394 2,638 133 417 2,367 13,645 449,958 2,926 1,721 1,066 2,080 276 5,283 13,240 83 1,365 40,842 31 2,399 1,836 14,282 2,278 1,390 8,479 6,642 343,747 2,503 1,101 420 1,031 12,240 1,369 3,387 30 185 885 8,914 46,635 278 84 3,247 11,268 4,040 1 150 2,218 4,007 2,683 1,389 407,181 5 1,815,739 17,544 6 1 23 3,102 2,273 490 54 5,768 360 4,442 5,042 1,530 8,934 4 331 5,543 118 384 8,034 12,816 273 19,747 3 570 150 1,052 1,175 2,500 AMP Bank Limited Arab Bank Australia Limited Australia and New Zealand Banking Group Limited Banco Santander, S.A. Bank of America, National Association Bank of Baroda Bank of China (Australia) Limited Bank of China Limited Bank of Communications Co., Ltd. Bank of Queensland Limited Bank of Scotland plc Barclays Bank Plc Beirut Hellenic Bank Ltd Bendigo and Adelaide Bank Limited BNP Paribas BNP Paribas Securities Services China Construction Bank Corporation Citibank, N.A. Citigroup Pty Limited Commonwealth Bank of Australia Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. Credit Suisse AG Defence Bank Limited Deutsche Bank Aktiengessellschaft First Commercial Bank Heritage Bank Limited HSBC Bank Australia Limited Hua Nan Commercial Bank, Ltd. Industrial and Commercial Bank of China Limited ING Bank (Australia) Limited ING Bank N.V. Investec Bank (Australia) Limited JPMorgan Chase Bank, National Association Lloyds TSB Bank plc Macquarie Bank Limited MECU Limited Mega International Commercial Bank Co., Ltd. Members Equity Bank Pty Limited Mizuho Corporate Bank, Ltd. National Australia Bank Limited Oversea-Chinese Banking Corporation Limited Police Bank Ltd Portigon AG QT Mutual Bank Limited Rabobank Australia Limited Royal Bank of Canada Rural Bank Limited Societe Generale Standard Chartered Bank State Bank of India State Street Bank and Trust Company Sumitomo Mitsui Banking Corporation Suncorp-Metway Limited Taiwan Business Bank Taiwan Cooperative Bank, Ltd Teachers Mutual Bank Limited The Bank of New York Mellon The Bank of Tokyo-Mitsubishi UFJ, Ltd The Hongkong and Shanghai Banking Corporation Limited The Northern Trust Company The Royal Bank of Scotland N.V. The Royal Bank of Scotland PLC UBS AG

8,156 322 4,424 11,073 15 72 1,324 16 332 16 132 5,628 16 5 68 18 9,066 40,680

577 103 16,635 8 203 1 2,642 2 978 9,983 341 144 295 96 1 23 1,968 62 177 13,142 123 53 520 12 472 2 78 10,395 59,035

- United Overseas Bank Limited - Victoria Teachers Limited 32,337 Westpac Banking Corporation - Woori Bank 134,606 TOTAL

Australian Prudential Regulation Authority

Table 3

Selected liabilities on Australian books of individual banks ($ million)


Due to clearing houses and financial institutions 9 819 4 3 3 57 398 158 1 3 6,554 370 372 124 341 24 1 1,795 4 46 70 4 128 4,655 15,943

Acceptances

Total deposits

Intra-group deposits

Bonds, notes and long-term borrowings

Other borrowings

February 2013 AMP Bank Limited Arab Bank Australia Limited Australia and New Zealand Banking Group Limited Banco Santander, S.A. Bank of America, National Association Bank of Baroda Bank of China (Australia) Limited Bank of China Limited Bank of Communications Co., Ltd. Bank of Queensland Limited Bank of Scotland plc Barclays Bank Plc Beirut Hellenic Bank Ltd Bendigo and Adelaide Bank Limited BNP Paribas BNP Paribas Securities Services China Construction Bank Corporation Citibank, N.A. Citigroup Pty Limited Commonwealth Bank of Australia Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. Credit Suisse AG Defence Bank Limited Deutsche Bank Aktiengessellschaft First Commercial Bank Heritage Bank Limited HSBC Bank Australia Limited Hua Nan Commercial Bank, Ltd. Industrial and Commercial Bank of China Limited ING Bank (Australia) Limited ING Bank N.V. Investec Bank (Australia) Limited JPMorgan Chase Bank, National Association Lloyds TSB Bank plc Macquarie Bank Limited MECU Limited Mega International Commercial Bank Co., Ltd. Members Equity Bank Pty Limited Mizuho Corporate Bank, Ltd. National Australia Bank Limited Oversea-Chinese Banking Corporation Limited Police Bank Ltd Portigon AG QT Mutual Bank Limited Rabobank Australia Limited Royal Bank of Canada Rural Bank Limited Societe Generale Standard Chartered Bank State Bank of India State Street Bank and Trust Company Sumitomo Mitsui Banking Corporation Suncorp-Metway Limited Taiwan Business Bank Taiwan Cooperative Bank, Ltd Teachers Mutual Bank Limited The Bank of New York Mellon The Bank of Tokyo-Mitsubishi UFJ, Ltd The Hongkong and Shanghai Banking Corporation Limited The Northern Trust Company The Royal Bank of Scotland N.V. The Royal Bank of Scotland PLC UBS AG United Overseas Bank Limited Victoria Teachers Limited Westpac Banking Corporation Woori Bank TOTAL

34 8,229 97 6,856 75 121 15,413

4,535 811 251,988 1,935 23 468 4,216 331 31,511 6 50 887 41,810 4,660 2,618 487 7,632 5,185 386,136 1,801 669 1,164 5,723 13 5,579 15,133 1,207 31,782 2,237 2,340 9,384 4,869 35,634 2,520 138 9,210 3,920 269,474 3,557 1,130 1,137 9,723 1,743 3,202 104 2,857 5,582 37,789 15 2 3,643 35 4,260 1,849 4,131 68 1,967 2,781 3,156 1,597 325,376 6 1,563,792

4,549 17,504 35 673 23 1 222 1,678 6 2,201 85 1,701 4,864 3,840 99 317 5,570 150 3,866 1,551 1,485 1,952 5,461 2 73 23,590 1 1,356 10 144 234 1,206 4 1,028 158 3,511 449 85,033 174,632

892 32 3,217 103 487 1,630 896 2,703 963 5,523 6,793 1,717 1,709 772 500 1,030 7,403 1,237 678 3,540 469 568 30,748 1,099 76 3,495 299 890 1,698 350 27,311 108,827

1,640 489 6,137 18 10 3,750 5,178 935 64 30 3,591 52 40 8 1,862 506 137 300 7,888 16,589 901 790 217 600 1,563 12 1,847 2,289 2,914 808 6,316 67,480

Australian Prudential Regulation Authority

Table 4 Deposits on Australian books of individual banks ($ million)

Non-financial corporations February 2013 AMP Bank Limited Arab Bank Australia Limited Australia and New Zealand Banking Group Limited Banco Santander, S.A. Bank of America, National Association Bank of Baroda Bank of China (Australia) Limited Bank of China Limited Bank of Communications Co., Ltd. Bank of Queensland Limited Bank of Scotland plc Barclays Bank Plc Beirut Hellenic Bank Ltd Bendigo and Adelaide Bank Limited BNP Paribas BNP Paribas Securities Services China Construction Bank Corporation Citibank, N.A. Citigroup Pty Limited Commonwealth Bank of Australia Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. Credit Suisse AG Defence Bank Limited Deutsche Bank Aktiengessellschaft First Commercial Bank Heritage Bank Limited HSBC Bank Australia Limited Hua Nan Commercial Bank, Ltd. Industrial and Commercial Bank of China Limited ING Bank (Australia) Limited ING Bank N.V. Investec Bank (Australia) Limited JPMorgan Chase Bank, National Association Lloyds TSB Bank plc Macquarie Bank Limited MECU Limited Mega International Commercial Bank Co., Ltd. Members Equity Bank Pty Limited Mizuho Corporate Bank, Ltd. National Australia Bank Limited Oversea-Chinese Banking Corporation Limited Police Bank Ltd Portigon AG QT Mutual Bank Limited Rabobank Australia Limited Royal Bank of Canada Rural Bank Limited Societe Generale Standard Chartered Bank State Bank of India State Street Bank and Trust Company Sumitomo Mitsui Banking Corporation Suncorp-Metway Limited Taiwan Business Bank Taiwan Cooperative Bank, Ltd Teachers Mutual Bank Limited The Bank of New York Mellon The Bank of Tokyo-Mitsubishi UFJ, Ltd The Hongkong and Shanghai Banking Corporation Limited The Northern Trust Company The Royal Bank of Scotland N.V. The Royal Bank of Scotland PLC UBS AG United Overseas Bank Limited Victoria Teachers Limited Westpac Banking Corporation Woori Bank TOTAL 532 227 56,665 1,231 3 5 2,177 19 7,420 6 141 13,870 1,477 2 65 3,663 673 83,449 301 181 42 281 10 442 7,510 469 3,986 1 1,906 874 849 11,759 228 59 1,081 1,415 97,269 339 100 2,822 1,445 60 932 7,904 13 2 33 35 1,737 292 3,224 41 1,526 150 5 99 82,369 5 403,419

Financial corporations

General government

Households

1,178 100 53,108 3 20 197 1,032 40 95 468 421 2,615 2,737 848 68,950 191 58 87 2,833 711 1,644 4,899 131 15 6,541 367 14,745 96 10 2,728 495 47,139 411 104 23 3,498 847 309 41 2,857 372 3,816 300 538 959 906 27 90 1,850 616 187 68,091 300,340

187 16 2,332 751 27 1,003 3 34 15,013 150 1,386 48 161 729 8,164 3 55 101 806 2 4 7,507 38,483

1,879 310 88,472 463 16,729 590 20,057 3,491 170,052 46 1,010 3 3,393 5,411 19,151 398 7,471 1,919 10 2,367 85,907 1 1,021 949 3,249 754 2 16,173 2 3,178 1 1,219 134,484 1 590,163

Australian Prudential Regulation Authority

Table 4

Deposits on Australian books of individual banks (continued) ($ million)

Community service organisations and nonprofit institutions February 2013 AMP Bank Limited Arab Bank Australia Limited Australia and New Zealand Banking Group Limited Banco Santander, S.A. Bank of America, National Association Bank of Baroda Bank of China (Australia) Limited Bank of China Limited Bank of Communications Co., Ltd. Bank of Queensland Limited Bank of Scotland plc Barclays Bank Plc Beirut Hellenic Bank Ltd Bendigo and Adelaide Bank Limited BNP Paribas BNP Paribas Securities Services China Construction Bank Corporation Citibank, N.A. Citigroup Pty Limited Commonwealth Bank of Australia Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A. Credit Suisse AG Defence Bank Limited Deutsche Bank Aktiengessellschaft First Commercial Bank Heritage Bank Limited HSBC Bank Australia Limited Hua Nan Commercial Bank, Ltd. Industrial and Commercial Bank of China Limited ING Bank (Australia) Limited ING Bank N.V. Investec Bank (Australia) Limited JPMorgan Chase Bank, National Association Lloyds TSB Bank plc Macquarie Bank Limited MECU Limited Mega International Commercial Bank Co., Ltd. Members Equity Bank Pty Limited Mizuho Corporate Bank, Ltd. National Australia Bank Limited Oversea-Chinese Banking Corporation Limited Police Bank Ltd Portigon AG QT Mutual Bank Limited Rabobank Australia Limited Royal Bank of Canada Rural Bank Limited Societe Generale Standard Chartered Bank State Bank of India State Street Bank and Trust Company Sumitomo Mitsui Banking Corporation Suncorp-Metway Limited Taiwan Business Bank Taiwan Cooperative Bank, Ltd Teachers Mutual Bank Limited The Bank of New York Mellon The Bank of Tokyo-Mitsubishi UFJ, Ltd The Hongkong and Shanghai Banking Corporation Limited The Northern Trust Company The Royal Bank of Scotland N.V. The Royal Bank of Scotland PLC UBS AG United Overseas Bank Limited Victoria Teachers Limited Westpac Banking Corporation Woori Bank TOTAL 80 5 2,746 7 35 134 36 5,564 21 104 96 2 403 22 117 511 4,852 92 8 1,634 3 87 2,757 19,316

Other deposit accounts

Certificates of deposit

Total deposits

61 135 5 233 11 1 445

680 152 48,604 701 2,039 114 5,573 10 6,143 2,762 422 1,229 103 43,108 1,309 384 2,609 547 461 736 1,958 2,105 22 1,970 3,653 1,588 59 1,794 2,010 26,142 2,806 5 62 8 896 585 4,278 7,455 126 1,985 598 352 781 2,534 30,168 211,625

4,535 811 251,988 1,935 23 468 4,216 331 31,511 6 50 887 41,810 4,660 2,618 487 7,632 5,185 386,136 1,801 669 1,164 5,723 13 5,579 15,133 1,207 31,782 2,237 2,340 9,384 4,869 35,634 2,520 138 9,210 3,920 269,474 3,557 1,130 1,137 9,723 1,743 3,202 104 2,857 5,582 37,789 15 2 3,643 35 4,260 1,849 4,131 68 1,967 2,781 3,156 1,597 325,376 6 1,563,792

Australian Prudential Regulation Authority

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Explanatory notes
Introduction
Unless otherwise stated, the statistics within this publication relate to the operations/transactions conducted with residents that are recorded on the domestic books of licensed banks. They are intended to provide information on the banking activity of individual banks within the domestic market. Because of the restricted scope, the statistics cannot be expected to reconcile with the published accounts of licensed banks or consolidated groups. The domestic books of a bank has the following scope: - includes operations/transactions booked or recorded inside Australia; - does not consolidate Australian or offshore controlled entities; - includes transactions of Australian-based offshore banking units; - excludes transactions of overseas-based offshore banking units; - excludes offshore branches; and - excludes transactions, assets and liabilities with offshore branches. A resident is an individual, business or other organisation domiciled in Australia. Australian branches and Australian subsidiaries of foreign business are regarded as residents.

Source of data
The data in this publication are sourced from the ARF 320.0 Statement of Financial Position (Domestic Books) returns that banks submit to APRA under the Financial Sector (Collection of Data) Act2001. A blank copy of the return and associated instructions are available from the APRA website.

Definitions
Gross loans and advances are gross of provisions and do not include intra-group loans and advances. Investment securities are securities which are not trading securities, as defined in accordance with AASB 1032 . Th These are securities iti purchased h d with ith th the i intent t t th that t th they b be g generally ll h held ld t to maturity t it or h held ld f for a period of time, though not necessarily maturity (e.g. equity securities where it is not technically possible to hold to maturity). Intra-group deposits are deposits and other borrowings from related parties that are residents. Intra-group loans and advances are loans and advances to related parties that are residents. Loans to households - Other comprises revolving credit, leasing and other personal term loans. Non-financial corporations comprises private trading corporations, private unincorporated businesses, commonwealth, state, territory and local government non-financial corporations. Non-transaction accounts comprises term deposits, notice of withdrawal, savings and other accounts. Other borrowings comprises securities sold under agreement to repurchase, promissory notes/commercial paper, other short-term debt securities and short term loans. Outstanding principal balance of securitised assets comprises transactions with both residents and nonresidents. Total deposits comprises transaction deposit accounts, non-transaction deposit accounts, certificates of deposit and foreign currency deposits. This item excludes intra-group deposits. Total resident assets refers to all assets on the banks' domestic books that are due from residents. Trading securities are debt and equity securities measured and defined in accordance with AASB 1032 . Short positions in trading securities are reported as a negative number. Transaction accounts comprises cheque accounts and accounts with other payment methods. Value of housing loans securitised is that amount of the outstanding principal balance of securitised assets which are owner-occupied and investor housing loans which have been securitised. It comprises transactions with both residents and non-residents.

Australian Prudential Regulation Authority

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