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PERHITUNGAN PREMI TAHUNAN

ASURANSI GROUP ENDOWMENT


Jumlah Peserta
Penghasilan Bulanan
Usia
Usia Risiko
Risk Rata-Rata pada Usia 50 tahun
Premi (per tahun)
Masa Pertanggungan
Uang Pertanggungan (10 tahun)
Periode Asuransi
Uang Pertanggungan (25 tahun)
Suku Bunga (per tahun)

Periode

Premi

: 100 tahun
: IDR 5,000,000
: 20-65 tahun
: 50 tahun
: 0.00428
: IDR 100,000,000
: 10 tahun
: IDR 60,000,000
: 25 tahun
: IDR 150,000,000
: 6%

Bunga (%)

Bunga (IDR)

Risk

Risk (IDR)

Uang Pertanggungan

f(i)

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

60,000,000,000

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

60,000,000,000

IDR

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

60,000,000,000

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR

100,000,000

6%

IDR

6,000,000

IDR

100,000,000

6%

IDR

IDR

100,000,000

6%

IDR

100,000,000

10

IDR

11

Cadangan Klaim
IDR

100,000,000

6,000,000

IDR

105,572,000

IDR

105,572,000

IDR

205,572,000

60,000,000,000

IDR

205,572,000

IDR

305,572,000

IDR

60,000,000,000

IDR

305,572,000

IDR

405,572,000

IDR 428,000

IDR

60,000,000,000

IDR

405,572,000

IDR

505,572,000

0.00428

IDR 428,000

IDR

60,000,000,000

IDR

505,572,000

IDR

605,572,000

6,000,000

0.00428

IDR 428,000

IDR

60,000,000,000

IDR

605,572,000

IDR

705,572,000

IDR

6,000,000

0.00428

IDR 428,000

IDR

60,000,000,000

IDR

705,572,000

IDR

805,572,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

60,000,000,000

IDR

805,572,000

IDR

905,572,000

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

6,000,000,000

IDR

905,572,000

IDR

1,005,572,000

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

6,000,000,000

IDR 1,005,572,000

IDR

1,105,572,000

12

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

6,000,000,000

IDR 1,105,572,000

IDR

1,205,572,000

13

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

6,000,000,000

IDR 1,205,572,000

IDR

1,305,572,000

14

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

6,000,000,000

IDR 1,305,572,000

IDR

1,405,572,000

15

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

18,000,000,000

IDR 1,405,572,000

IDR

1,505,572,000

16

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

18,000,000,000

IDR 1,505,572,000

IDR

1,605,572,000

17

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

18,000,000,000

IDR 1,605,572,000

IDR

1,705,572,000

18

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

18,000,000,000

IDR 1,705,572,000

IDR

1,805,572,000

19

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

18,000,000,000

IDR 1,805,572,000

IDR

1,905,572,000

20

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

30,000,000,000

IDR 1,905,572,000

IDR

2,005,572,000

21

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

30,000,000,000

IDR 2,005,572,000

IDR

2,105,572,000

22

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

30,000,000,000

IDR 2,105,572,000

IDR

2,205,572,000

23

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

30,000,000,000

IDR 2,205,572,000

IDR

2,305,572,000

24

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

30,000,000,000

IDR 2,305,572,000

IDR

2,405,572,000

25

IDR

100,000,000

6%

IDR

6,000,000

0.00428

IDR 428,000

IDR

30,000,000,000

IDR 2,405,572,000

IDR

2,505,572,000

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