Plan Year January 1, 2009—December 31, 2009
This description of the benefits and options that are available for this plan year provides a generaloverview of the benefits. Actual provisions contained in the insurance contracts and plandocuments will be relied upon solely, in administration and interpretations of the plans.
R
ising healthcare costs affect almosteveryone. Factors impacting theseincreases include technology, cost shifting,prescription drug costs, lifestyle choices, and anaging population. As health plan premiumscontinue to rise, we maintain a commitment toyou and your family by offering an excellentbenefit package.The ABC Company (ABC) is pleased to giveyou the opportunity to participate in one of thefollowing medical plans effective January 1,2009:
Your medical plan options are:
Blue Cross Blue Shield (“BCBS”)Community Blue PPO 3 Plan;
Blue Care Network (“BCN”) Healthy BlueLiving HMO.
During the open enrollment period you may:
Enroll in the medical plan of your choice
(
if you have previously waived coverage, you may only enroll in coverage during open enrollment
)
.
Enroll eligible dependents previously notenrolled.
Some things to remember…
You and your eligible dependents must eachenroll in the same plan.
You must complete a ABC Election Form
and
a BCBSM / BCN Enrollment-Change ofStatus Form if you would like to participatein one of the medical plans.
You must complete the ABC Election Formif you wish to waive any coverage.
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