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P
AMALA
S
PIVEY
Real Estate Team
Exceeding Your Expectations
BUYER HANDBOOK 
Wouldn’t You Agree That Knowledge Is Power?
In order to help you avoid costly mistakes that can add up to thousands of dollars lost because of misinformation or non-information; this special package was developed tospell out, in detail, the home-buying process here in the Bay Area.Many homebuyers today buy a home without considering the ramifications of their decisions. In other words, there are many buyers who rush into purchasing a home…more on a whim or an emotional “high,” rather than making home ownership a planned,orderly and informed decision.In order to protect you, my client, and to help you avoid
home buying pitfalls
I havecreated this special report. I expect it will grow in time as I find other materials and ideasthat buyers should consider before purchasing…or have available once they have purchased. Your input, therefore, would be invaluable to me.I hope, that as a future homeowner, this package will serve as a tool to help you becomemore informed, better educated as a home purchaser and that, after your purchase (or each purchase), you will become a satisfied homeowner here and be willing torecommend my services with a written testimonial to be added to my testimonial page(see last page).
There Is More To Purchasing A HomeThan Finding A Piece Of Real Estate To Make An Offer On
There is a need among today’s purchasers (and homeowners) for straight talk and soundadvice on buying and selling. Home ownership is a huge decision in most people's lives.It's not just a shelter or even another investment.It's the place we bring our dreams to life in flower gardens and family rooms, backyard barbecues and home-cooked Sunday dinners. It's the place we raise our children, the nestwe nudge them out of and welcome them back to again and again. For many of us, it's become our place of business, thanks to computers and fax machines that have made thehome office a reality.
 
So it's easy to see why buying or selling a home is often an emotionally charged, potentially overwhelming process. And helping people through that process remains thesingle goal of all the services we provide.That's why considerable time and effort have been devoted to staying in touch with theneeds and concerns of all clients and potential customers. Naturally, a great deal has been learned from the hundreds of families who have beenhelped to move over the years. They have told us about their dreams and fears, their joysand frustrations, their impressions of the positives and negatives of our business.This package is the result of extensive research to find out what today's homebuyersexpect from a realtor, and what kind of help they really want and need. It's based upon thequestions we hear most frequently - questions that come from people just like you, withconcerns and desires much like yours.And it offers you straight answers, with some inside tips and "plain English" explanationsto help you feel more comfortable and confident about your home buying and sellingdecisions.
Let’s start by asking a few important questions…
What are the
 
10 most common buying mistakes
Buyers make?
1.Not using a Realtor 
2.
 Not using the right Realtor for you3.Not being clear with your agent regarding your wants and needs4.Not getting pre-approved with a Lender 5.Not being clear and up-front with you Lender 6.Not being in escrow with your current home before shopping for a new one7.Judging a home only from the curb8.Making an offer lower than the current price differential9.Not purchasing a Home Inspection10.Not purchasing a Home Warranty Program
 
Where do I begin the process of looking for a home?
The first thing you should do is to begin focusing on what you're looking for in a home.You can start by establishing priorities in the following three areas:
LOCATION
Are you relocating to a new town because of a new job, or to be closer to your current job? Are you coming here to vacation or to retire here permanently?How will the location of schools, shops, and transportation and medical facilities affectyour choice of neighborhood?
PERSONAL TASTE
How large a home do you need? What style of architecture do you prefer?On what type of lot? Depending on where you want to live, you may have a choice of homes in dozens of styles, sizes, and settings.Every family’s needs are different. It is helpful to examine what you like or don’t likeabout your current home or apartment. What don’t you like? What features are missing?Do you have extra large furniture (i.e. king-size bed or large dining room suite) that youmust accommodate? How important is the lot? Do you need a finished family room,garage, special needs room (i.e. office)?Once you’ve examined all your wants & needs, make a list of the most important featuresthat you absolutely cannot live without. Those go to the top of your list. Everything elseis a compromise!
BUDGET
How much home is it wise for you to own or how much do you want to spend on amonthly basis without eating popcorn for dinner every evening?As you consider these things, do a little research of your own. Look through magazinesfor ideas about home styles and features. Drive through neighborhoods that appeal toyou to see what's available. Read the real estate listings in the newspaper to learn aboutthe features that you are considering. The more knowledgeable you become, the better your final decision is likely to be.
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pamalas

Thanks;) What is your email?? I have a few questions for you

reply11 / 22 / 2009
Rich Cederberg

Sorry to take so long to respond, I haven't been here in a few weeks. Here's my email:Rich@BeautifulNMHomes.com

12 / 14 / 2009
Rich Cederberg

Wow, this is quite a book you've put together. I'm sure your buyers appreciate working with a detailed oriented Realtor like you.

reply11 / 21 / 2009
pamalas

Thanks;) What is your email?? I have a few questions for you

11 / 22 / 2009
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