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BANK OF MAHARASHTRA

CENTRAL OFFICE, LOKMANGAL,

APPLICATION FORM FOR HOUSING LOAN

===================================

The Branch/ Chief Manager

Bank of Maharashtra

Branch

---------------

Place :

Date :

I/We wish to apply for a loan of Rs. (in figure)

( )(in words) for

purchase / construction of ownership flat / bungalow or

renovation / repairs / alteration and additional to the house /

flat in my/our name/s for use and occupation by me/us and my

family members. For this purpose I/We agree to abide by all the

terms and conditions, as may be advised by the bank, from time to

time. I/We agreed to executive all the required documents with a

view to create the necessary security in Bank’s favour. To

enable the bank to consider my/our request, I/We furnish the

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below the required particulars. I/We also hereby agree to furnish

to the bank any other information / particulars as may be

required now for the purpose and also from time to time during

the currency of loan.

I/We declare that the information/details furnished below is/are

true and correct

1> Full Name :

Surname First name Father/husbands name

2> Age(years) SC/ST Yes/No

3> Occupation : Service Business Self Employed Agriculturist

(Tick whichever is applicable)

4> a) Married/Unmarried

b) Qualifications________________

c) Income Tax PAN (permanent account number)__________

d) Passport, if available, No and date of issue _________

5> No. of dependants

Names Age Occupation Relationship

a) _____________ ______ ______________ _______________

b) _____________ ______ ______________ _______________

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c) _____________ ______ ______________ _______________

6> Residential address :

Present :

Phone No:

Permanent :

Phone No :

7> Name and Address of Business / Employer :

Phone No :

8> Name and address of Proposed guarantor :

1> Details of occupation

A] If employed : Employment record

Year from to Employer Post held Last Gross

monthly

Salary drawn (Rs)

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 i) Whether confirmed in Present Service : Yes/No

ii) Whether service is transferable : Yes/No

iii) Completed years of service _______Yrs Date of

Retirement______

B] If in Business :

i) Name and Nature of business :_________________________

Business Address

ii) Constitution : (1)Proprietorship (2)Partnership(3) Ltd. Company

iii) Since when in business :

iv) Own capital invested in Business (Rs)

C] If self Employed :

i) Nature of profession :

Business Address

ii) Since when in profession :

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Note : Submit financial statements of the business alongwith

copies of Income tax / Wealth tax returns for the last three

years.

OR Chartered accountants certificate for Income / Wealth tax

returns to be enclosed for ‘B’ and ‘C’ above.

D] Agriculturists :

I Annual income for the last three years.

A) Rs:____________ B) Rs:____________ C) Rs:____________

E] For Non Residential Indians :

Details of NRE/FCNR A/c in India :

Details of present employers overseas :

and Service Conditions

Salary Drawn from the present employer -:

10> Income and Expenditure:

Annual Income Expenditure Other liabilities

Rs. Rs. Rs.

a) Applicant

b) Co-applicant

c) Spouse

11> Net monthly surplus available for repayment of loan by

applicants Rs.___________

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 12> Other Investments Applicant Spouse Total

a. Shares, Debentures

Units, Mutual funds

NSC, NSS etc

b. LIC policies

c. Bank deposits

(Specify name of bank)

d. Others if any

(Specify details)

Details of Bank accounts Bank and Branch :

Type of A/c: A/c No. Date of opening

Balance : on

13> Details of Outstanding Loans

Name of Institution Purpose Outstanding Annual Repayment

amount instalment

14> Details of Property

a) Full address of the flat / house proposed :

( to be purchased / constructed)

b) Total purchase / price / construction cost including

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 stamp duty and registration charges :Rs.

c) When construction likely to start / to be completed

d) If flat/apartment/house is ready built

e) Carpet / Builtup area : Sq.ft Sq.Mts

f) Whether agreement for sale is lodged for registration

with Subregistrar Yes/No If yes, date of Registration.

g) Name and address of builder/developers

of seller in case of resale.

h) Whether the property proposed to be offered as security for

loan has clear marketable title Yes / No

15> Means of finance:

Total cost of the house : Rs.

Own contribution + Other source : Rs.

Bank loan : Rs.

16> Sources of own contribution:

17> Following papers are submitted alongwith this application

for your information.

i) Letter of allotment from housing Board / Builder/ Co-op

Society

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 ii) Permission from concerned authorities if the

construction

of house is to be undertaken outside Municipal limits.

iii) Receipts for payments already made to the owner

/builder etc.

I/We hereby declare that :

i. The house/ flat to be purchased / acquired by me /us

from the loan assistance of the Bank is for self occupation

ii.The house/ flat to be purchased/ acquired is unencumbered

and is available with vacant possession

iii.The cost escalation, if any, shall be met by me/us from own

sources

iv. I/We agreed to put up our contribution prior to

disbursement of loan, if sanctioned.

Signature of applicant

Date :

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 INFORMATION FROM THE EMPLOYER

----------------------------

The Branch/ Chief Manager

Bank of Maharashtra

_____________branch

Dear Sir

Reg : Housing loan Proposal of Shri/Smt.

We furnish below the information required by you in respect of

our above employee

1. Name of the employee :

2. Date of birth : Date of Joining:

3. Designation : Confirmed in Service Yes/NO

4. Retirement age and Date of Retirement

5. Any other information about the employee in support of his

loan application

6. Salary particulars for the month of

Earnings Deductions

Basic Pay : P.F :

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D.A : V.P.F :

C.C.A : Soc. loan :

H.R.A : P.F. loan :

Conveyance Income tax :

allowance : Other ded.

Other allow : Subtotal :

Gross

Salary :

earnings

Less Deductions :

Net take

home

Salary :

7. We are agreeable to deduct the monthly repayment instalment of

the loan if sanctioned from the salary of the employee and

remit the same to you : YES / NO

8. Certified that the above information is true and correct

and the undersigned is authorised to issue such

information/certificate.

Name and Address of employer Signature of authorised

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 official :

Name of Official :

Designation :

Office seal

Date :

Place :

Note : If the space provided above is insufficient information

may be given on a separate sheet which should be

attached to this form.

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 PASSPORT SIZE
PHOTO
GUARANTOR’S FORM

----------------

The Branch/Chief Manager

Bank of Maharashtra,

_________________Branch

_________________

Dear Sir,

Re : Housing Loan to Shri/Smt

Rs.

I offer to stand as a guarantor for the Housing Loan to be

provided by you to Shri/Smt__________________________________

and furnish the particulars here below.

1. Full Name :
Surname First Name Father’s/Husbands Name.

2. Age : Years. Qualification :

3. Occupation : Service/ Self Employed/Business/ Agriculturist.

Completed years of service/business : Present post:

Date of retirement:

4. Marital status : Married / unmarried

1. No. of dependants :

Name Age Occupation Relationship

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a)

b)

c)

6. Residential Address :

i) Present :

Phone No.

ii) Permanent :

Phone No.

iii) Name and address of Business / Employer :

Phone No.

7. Landed Property :

Name of the village / town : Area in Ha

Survey No. Land Revenue : Rs. Approx. Value :Rs.

8. House / Flat Owned

a. Location and address :

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 b. Municipal taxes : Rs.

c. Income from rent if any :

d. Approximate value : Rs.

e. Details of encumbrance: i) Amount Rs.

ii) Nature of

charge

9. Investment in business (with details)

Rs.

Other investments:

(investment in shares, deposit, mortgage, properties and other

forms, if any)

Rs. Total Assets Rs.

10. Details of borrowing ( if any)

From our Bank Rs. Purpose Bal.

From other Bank Rs. Purpose Bal.

From others Rs. Purpose Bal.

11. Details of Bank accounts Bank and Branch :

Type of A/c: A/c. No. Date of opening

Balance : Rs.

1. Copies of latest income - tax wealth - tax assessments and

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 receipts of tax paid for the last years.

2. Salary income for the last year Rs.

(Attach salary certificate also)

Date: Signature of the guarantor

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 Recent
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FORM FOR INFORMATION OF CO-APPLICANT/S

=======================================

The Branch/Chief Manager

Bank of Maharashtra,

_________________Branch

_________________

Dear Sir,

I/We declare that the information/details furnished below is/are

true and correct.

1. Full Name :

Surname First Name Father’s/Husbands Name.

2. Age : Qualification :

3. Occupation : Service Business Self employed Agriculturist.

1. Marital Status : Married/Unmarried

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 2. Relationship with original applicant :

a. Name & Address of

Business/ Employer

Phone No

6. Details of occupation

a. If employed : Employment record :

Year From - To Employer Post Held Last salary Drawn (Rs.)

i. Whether confirmed in present service : Yes/No

ii. Whether service is transferable : Yes/No

iii. Date of retirement :

B. If in Business

i. Nature of Business

ii. Constitution : Proprietorship Partnership Pvt Ltd. Company

of Business

iii. Since when in business :

iv. Own Capital Rs. :

v. Business address:

C. If self-employed -

i. Nature of profession :

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 ii. Since when in profession :

iii. Own investment Rs.:

NOTE:

Financial statement of the business alongwith copies of

Income-Tax/Wealth tax returns for the last three years.

OR

Chartered Accountant’s Certificate for Income/Wealth Tax Returns

to be enclosed for ‘B’ and ‘C’ above .

Date : Signature

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