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Table Of Contents

About the Author
Foreword
Introduction
Chapter I
What is a credit report?
What information is included in my credit report?
Second Section
Fourth Section
Seventh Section
eighth Section
eleventh Section
Twelfth Section
Thirteenth Section
Fourteenth Section
Chapter II
Chapter III
how can I obtain a copy of my credit report?
After all this, what should I do?
Chapter IV
What can I do as a consumer?
Chapter V
Credit restoration companies
Credit controls our everyday lives
Chapter VI
Credit Factors
What is FICO?
Basic Factors that affect our credit
What can we do?
Chapter VII
Financial balance sheet
Chapter VIII
Table of analysis of factors of the three credit bureaus
Chapter IX
how much do we count on inquiries (requests for credit report)?
Total time that the negligence affects our credit report
how many points are lost?
Common errors found on our credit report
When late payments are reported
privacy in the market and promotional mail and e-mail
Chapter X
Social Security report or “Blueprint” or “printout”
Types of personal bankruptcy (BK)
Stolen Identity
Letter to report a dispute
What options exist in my actual situation, and what can I do?
Where do I start?
Terminology
P. 1
HOW TO CREATE, ESTABLISH AND REPAIR MY CREDIT

HOW TO CREATE, ESTABLISH AND REPAIR MY CREDIT

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Published by Xlibris
“It is important to familiarize ourselves with our credit report and have it close to maintain it in good standing and take advantage of it the most we can. The credit report is not the loan institutions’ responsibility nor financial institutions or banks that are the ones that utilize it to decide under which terms they approve the loan; the credit report is each individual’s responsibility.
You would think that if you bought everything in cash, then you would never need a loan or any kind of financing, and you would not have to familiarize yourself with what is credit, but allow me to tell you that the credit report is not utilized or analyzed only for people that ask for loans. The credit report affects a lot of other factors in your daily life, like how your auto insurance, your work, your position at your job, and your rent, in fact, affect your daily life.
That is why I repeat that credit is one of the tools mostly utilized in actuality.
Learn how to utilize it in your favor, and obtain all the benefits that it gives you—a good management of your credit report.”

In today’s market, there has not been a BOOK that has put together all the three elements of the CREDIT HISTORY: Create, Establish, and Repair. This is a one-of-a-kind BOOK.

There is the hunger and the need for information that helps all people with their credit report, and this BOOK is a powerful tool in the hands of whoever buys it and reads it.
“It is important to familiarize ourselves with our credit report and have it close to maintain it in good standing and take advantage of it the most we can. The credit report is not the loan institutions’ responsibility nor financial institutions or banks that are the ones that utilize it to decide under which terms they approve the loan; the credit report is each individual’s responsibility.
You would think that if you bought everything in cash, then you would never need a loan or any kind of financing, and you would not have to familiarize yourself with what is credit, but allow me to tell you that the credit report is not utilized or analyzed only for people that ask for loans. The credit report affects a lot of other factors in your daily life, like how your auto insurance, your work, your position at your job, and your rent, in fact, affect your daily life.
That is why I repeat that credit is one of the tools mostly utilized in actuality.
Learn how to utilize it in your favor, and obtain all the benefits that it gives you—a good management of your credit report.”

In today’s market, there has not been a BOOK that has put together all the three elements of the CREDIT HISTORY: Create, Establish, and Repair. This is a one-of-a-kind BOOK.

There is the hunger and the need for information that helps all people with their credit report, and this BOOK is a powerful tool in the hands of whoever buys it and reads it.

More info:

Publish date: May 13, 2013
Added to Scribd: May 18, 2013
Copyright:Traditional Copyright: All rights reservedISBN:9781483638270
List Price: $3.99 Buy Now

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07/02/2015

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9781483638270

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