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Believe &
GET STARTED ON YOUR PATH TO GREATNESS
You joined ValuTeachers because you wanted to change the direction of your life. You dreamed of forging a new pathone that you chose. At ValuTeachers, you control the pace and that means you control your nal destination. Inside, youll nd a detailed map showing how you get on a path to greatness and fulll your dreams. If you follow it, ValuTeachers can take you where you want to go.
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BELIEVE & ACHIEVE SUCCESS SYSTEM

Starting a business can be a dream come true if one has the nancial backing and a system to insure success. Too often startups become negative statistics because of the lack of capital and know-how. Franchising is a growing trend because a system, training and continuous support are provided. If youre seeking Freedom and Flexibility with Unlimited Income, but lack the capital requirement of a successful franchise, start your Dreaming Engine Now! ValuTeachers provides everything a franchise would without the cost through its proven success system. Our Success System is One of A Kind in the 403(b)/457 Marketplace. ValuTeachers has built a System that Makes A Dierence for our clients and for our Associates and Leaders. People today are tired of working hard and not getting paid what they are worth; never getting the well deserved promotion; working for supervisors who are not qualied; hating their jobs; and dread going to work every day. Most lack the exibility to see their children or grandchildren in special events, be their own boss, or make unlimited income. At ValuTeachers our Success System promises everyone who earns it the Opportunity to:

Achieve
Be In Business for Yourself Respected Territories Enjoy Freedom with Responsibility Amazing Travel Around the World Guaranteed Career Advancement Continuous Basic and Advanced Training Unlimited Income Opportunity to Go To the Top!
No one will ever be held back if a promotion is earned by the guidelines. But the best part of the Success System is the Opportunity to Build a Team and Build Real Security. There is not another company like ours in our Industry that will work every day to Push You Up!! Take a LookCheck it Out...and Take the Challenge. You may realize some unfullled Dreams no matter how little your experience. Our Leaders promise to provide you quality Training.

Dream It, Believe It, Achieve It,

President & Former Educator

Paula Smith

SNSD (SENIOR NATIONAL SALES DIRECTOR) - BONUS

Have 3 NSDs Convention Qualier Securities licensed Be an NSD Convention Qualier or Top Base Shop Builder Have 3 RMDs Apps: Personal - 120; Team - 300; Global - 600

ENSD (EXECUTIVE NATIONAL SALES DIRECTOR) - BONUS

7%

NSD (NATIONAL SALES DIRECTOR) - BONUS 300 Apps / 3 consecutive month period 100 Apps in a 30 day period Have 3 RMDs and/or DMDs in place $25,000 earner / 3 month period ($100,000) Convention Qualier Be 100% ValuTeachers, LSW, and dened vendors Meet Full-time Qualications as NSD* Attend CORE Academies and business meetings RMD (REGIONAL MARKETING DIRECTOR) - 9% Have three DMD teams Submit 180 team enrollments / month Be full-time
7%

5%
4% 4% 4% 4%

5%

5%

5%
4% 4% 4% 4% 4% 4% 4% 4% 4%

5%

5%

4%

4%

4%

4%

4%

Minimum 22 team members

7% 5%
4% 4% 4% 4% 4% 4%

DMD (DISTRICT MARKETING DIRECTOR) - 7%

Produce one more Representative team (Total of three Representatives) Submit 120 team enrollments / month Minimum 13 Team Members
5% 5%
4% 4% 4%

VTC (VALUTEACHERS COORDINATOR) - 6%

6% 5%
4% 4% 4%

5%

4%

4%

Produce two Representative teams Submit 60 team enrollments / month Minimum 9 Team Members 4%
5% 4% 4% 4%

VTR (VALUTEACHERS REPRESENTATIVE) - 5%

Produce three Associates Complete your personal RNA Minimum 4 Team Members
VTA
4%

(VALUTEACHERS ASSOCIATE) -

4%
Submit Independent Business Application Get Licensed and Coded

*Full-Time Requirements: 100 apps/yr personal; 300 apps/yr team; 600 apps/yr global. Active: 36 apps/yr

The NSD Ring

Outstanding performance deserves prestigious rewards that symbolize Champions. One of ValuTeachers greatest leadership positions is National Sales Director. Every NSD is presented with a world class, custom-designed ocial National Championship Ring. If youve ever dreamed of being part of a National Championship Team, become an NSD Champion with ValuTeachers.

Honorary Position The NSD Ring The M Club Builders Bonus Conference Call Program SPDA Commission Bonus (monthly) NSD Leadership Cash Bonuses (monthly)** Eligibility for Equity Participation Plan Payroll Slot Bonuses 100% - 150% Advances National Expansion Program Marketing Organization Program Special NSD Training and Quarterly Meetings Eligibility for School System Coordinator
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NSD Be
NSD Benefits*

*Present and Future Benets as Designed and Distributed by ValuTeachers, Inc., and The ValuTeachers Board of Directors. Subject to change. ** Subject to Rules and Guidelines which may be changed by LSW and/or NMO.

Global Builders
FIELD VICE PRESIDENT MARKETING ORGANIZATION
Requirements: $250,000 earner One SNSD (total of 8 NSDs) 400 Apps/month Convention Qualier

SENIOR FIELD VICE PRESIDENT MARKETING ORGANIZATION

Requirements: $500,000 earner Two SNSD s (total of 16 NSDs) 800 Apps/month Convention Qualier

enefits
the Estate Plan
FIELD VICE PRESIDENT
Renewals .25% override on your organization for 3 years on qualied products* 25% of all increases** Assign a Legacy to work with your clients

Official Presidential Rolex presented to Field Vice President.

ValuTeachers provides a unique benet to our leaders and top performers upon separation. The Estate Plan pays out based on performance of the organization the leader built.

SENIOR FIELD VICE PRESIDENT

Renewals .25% override on your organization for 5 years on qualied products* 25% of all increases** Assign a Legacy to work with your clients
The Estate Plan is activated upon retirement, disability or death. *12 15 SP products. Guidelines are subject to change

due to products and regulations. **Persistency standards must be maintained. Rolex is not a sponsor of ValuTeachers.

Making H
Travel the World
ValuTeachers is committed to taking out top leader around the world to extraordinary Five-Star resorts and life changing events. The Gold Qualiers earn exclusive privileges beyond the ordinary and are elevated to a global luxury ambiance. Our trips build one of a kind memories.

Canada Vermont Las Vegas Los Cabos Ireland Spain Italy Hawaii Portugal Alaska
Torch Bearers
By special invitation only. A retreat to historic New England.

Presidents Cabinet
Special Presidential summit to spend quality time at a fabulous resort. Elected by board.

International Club
Alaskan Cruise 2008. 1,500,000 personal production credits. 6,000,000 rollup team.
(Refer to 2008 Convention Rules)

The Ritz Club

Personal: 900,000 production credits and 3 new producing recruits. Team: 3.6 million rollup production credits and 10 new producing recruits. A week at an oceanfront Ritz villa.

History
ILLION

VALUTEACHERS HONORS OUR ELITE NSD PERFORMERS WITH A STERLING REWARD... A HILINE PRESTIGE CAR.
3 Levels of Qualication: 1. Personal production: $1,000,000 paid premium* in one year. 2. NSD Base: $4,000,000 in paid premium from all downline associates in NSD base (non-NSD downline). 3. NSD Total Team: $8,000,000 in paid premium.
Rules & restrictions 1. *Premium amounts are based on LSWs paid business report. 2. 40% of premium totals must be ow. 3. NSDs must meet all requirements of NSD, including the ValuTeachers Full-Time Commitment. 4. Automobile awarded when paid premium is documented. 5. Separate contract with detailed contractual provisions requiring the responsibilities and terms of automobile. 6. Minimum of six months - maximum of 12 months with review.

Wall of Fame...ValuTeachers Greatest Heroes!

Tommy Huff SNSD

Sam Reavis ENSD

Ken Love ENSD

Matt Bradshaw Chase Christopher Benjie MacNabb SNSD SNSD ENSD

NSD Cham
SNSD Matt Bradshaw SNSD Chase Christopher ENSD Sam Reavis ENSD Benjie MacNabb ENSD Ken Love NSD Patrick Rogers NSD Gary Johnson NSD Phronsie Stopple NSD Jan Humble NSD Etter Lee-Randall NSD Denise Smith NSD Mildred Randall NSD Joe K. Scott

NSD Owen Roberts

NSD Madeline Goggans

NSD Rhonda Bryan

NSD Ernestine McWherter

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NSD Don Koepfer

NSD John Monahan

NSD Bob Hancock

NSD Sharon MacKenzie

mpions
NSD Roger Walker NSD Rosette Barner-Harris NSD Cathy Jahr NSD Andy Wales NSD Steve Burgess NSD Susan Simpson

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877.603.403B www.valuteachers.com
12 For internal use only. Not to be distributed to the public. PTG0108