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Glasgow University
Scottish Student Newspaper of the Year27th April 2009
As student debt in the US hits $700 billionAmerican international students are resorting toself-imposed exile rather than paying off their“exploitative” student loans.Sallie Mae is the primary student loancompany in the US with over 10 millionborrowers holding a total debt of over $126.9billion. The company has attracted extensivecriticism from borrowers across the world, withaccusations of predatory lending practices.Andrew Wilbur, an American PhD Candidatein the Department of Geographical and Earth
US students choosing exile over debts
Sciences, graduated from Glasgow Universityin 2005 with total balance of $29,048.52 on hisSallie Mae student loan.Since then he has made over $5,000 dollarsin payments but his current balance stands at$33,227.90.The variable interest rate on Wilbur’s loanhas been as high as 14%. He has since decidedto stop making payments, even though thismeans he cannot return to the US.He explained: “I took the loan and havetried to pay it back in good faith, though I nowfeel like it was sold to me in bad faith, with theconditions so difficult that I'll never get on topof it. For that reason, I can't return to Americato work or buy a house. My credit rating willbe ruined and any income I make will be swal-lowed up by loan repayments. It's just notworth putting up with that – paying Sallie Maeto make my life a misery.”The U.S. Department of Education recentlyreported a rise in the student loan default ratefrom 5.2% to 6.9% in the past year. Wilburwent on to criticise Sallie Mae’s practice orunning its own debt collection agency.He said: “The fact that Sallie Mae actuallyowns its own debt collection agencies whoprofit when you default on your loan showshow exploitative the system is.”Patricia Nash Christel, a spokesperson forSallie Mae, pointed out that the companywas able to be flexible on repayments whenborrowers were in difficulty.
(Continued on page 2)
George Binning
STUDENTS LIVING AT MURANOStreet Student Village have voicedtheir concern at the relative lackof information given to them aboutcrimes in the nearby area.Over the past year, Guardian hasreported on a number of incidencesinvolving the student halls, includingstudents mugged at knifepoint duringFreshers’ Week and the failure of police to inform Murano residentsabout an indecent assault, which tookplace on the footbridge entrance.Guardian spoke to a number of students who expressed their worryabout safety at Murano Street, partic-ularly with regards to the informationthey are given.Emails are sent to residents withsafety advice but many of the studentsGuardian spoke to felt that the impor-tant emails became lost within thenumerous other emails sent to themabout the halls.Claire Adams, a first-year EnglishLiterature student, told Guardian: “Alot of what you hear is gossip andit would be good to be told somefacts because you hear all sorts of horror stories.“I think they should let you knowwhat is going properly – not justby email.”
(Continued on page 5)
ResidentsquestionMuranosafety
Sarah Smith
GUSA ballloses £4000
Sarah Smith
GLASGOW UNIVERSITY SPORTSAssociation (GUSA) lost a total o£4135.47 through its annual ball andBlues awards reception.The majority of the loss was dueto the free tickets and drinks madeavailable to Blues winners and half-price entry for half Blues.The ball itself lost £1400 chieflythrough unsold tickets and a desire tokeep ticket prices at £35.Newly elected GUSA President,Stephen Flavahan, told Guardianthat the event is not designed tomake a profit and that there wereother considerations, which werenot financial.He explained: “The biggest thingfor GUSA was keeping the ticketprice at £35 so that it was still afford-able for students. If we were a busi-ness it would be considered a profitloss but we’re not so it is consideredan expenditure.“It was a very successful eventthat was designed to be of highquality whilst remaining affordable.It is about honouring high sportingachievers at the University oGlasgow – we didn’t set out for it tobreak even.”Flavahan claimed that, becausethe loss was expected, it will not haveany affect on next year’s spending.
(Continued on page 5)
 
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news@glasgowguardian.co.uk 
27th April 20092 NEWS
IN BRIEF
Lecturer dies inbiking accident
GLASGOW UNIVERSITY LECTURER DrAndrew Cathcart has died in a biking acci-dent at the age of 31.The accident happened on April 21 whilston a research trip in South Africa.Dr Cathcart specialised in neurosciencein the Faculty of Biomedical Life Sciencesand was post-graduate superviser and anadviser of studies to many undergraduatestudents at Glasgow.The SRC co-ordinated additionalacademic support for his students alongsidethe science faculty.Dr Cathcart will be sorely missed by hispeers and students alike.
Sallie Mae accused of predatory lending
Government improves disability support
Breakthrough indrug treatment
THE SCOTTISH EXECUTIVE HASannounced plans to implement new measuresaimed at giving greater support and advice todisabled students.The new procedures will mean that anexpert group will review the case of anystudent who does not meet the existing criteriafor assistance if their application has beensupported by their institution.Scottish students will be the first in the UKto benefit from the introduction of a formalprocedure for exceptional cases.Other changes announced include improve-ments to the applications process, an exten-sion of the non-medical help allowance, andimproved guidance to increase awareness of Disabled Student Allowance eligibility.Fiona Hyslop, Secretary for Education andLifelong Learning, believes that the changeswill help to improve the access to support fordisabled students.She said: “Colleges and universities areworking to continuously improve access fordisabled students. This review will help usbuild on that work and ensure that disabledstudents get the support they need to under-take their studies on a level playing field withtheir peers.”Gavin Lee, SRC President, welcomed themoves, hoping that they will help to possiblebarriers to higher education.He said: “Increasing awareness of thissupport is crucial – funding can only be of use if students, or potential students, are aware of theresources. The University and the Governmentmust ensure there is not an ‘information barrier’to entering higher education.”“For many disabled students, part-timestudy is the best option. It is concerning,then, that disabled students cannot receivefunding if they are doing less than 50% of afull-time course.“We’re looking forward to seeing thegovernment providing support for these part-time disabled students in the future.”Jo Evans, a fourth-year student at GlasgowUniversity who requires the use of a wheel-chair, believes that it is important to ensure thatdisabled people are aware of the support avail-able to them at university in order to encouragemore applications.She said: “For people who aren’t awarethere is support available there needs to bemore publicity about the help available to helpencourage applications.“It is important to make people aware thatthere is help available and that they are entitledto it.”
Craig MacLellan
(Continued from front page)
She said: “Individuals need individual loanrepayment solutions, and in this environment,we want to work with students to make surethey can successfully manage their loans. Wedo everything we can to offer counselling andindividual flexibility to help students avoiddefault.”The burden of student debt is often carriedover generations. Sculpture and environmentalart student Kira Thomas told Guardian that hergrandparents had to act as cosignatories for herSallie Mae loan as her mother was still payingoff her own student loan.Provided she makes every payment on herprivate loan, which constitutes 80% of her totalborrowing, she will eventually pay back morethan twice the $43,000 she borrowed.“I am worried that if my grandparents get toold to cosign and I am unable to borrow more Iwill have to drop out of art school.” she said.Caleb Churchill, a photography studentat Glasgow School of Art, originally took outloans totaling $85,031 in 2005. Since then, inspite of making regular payments of over $500per month on the accrued interest, he now owesSallie Mae over $94,000.However, he took a different view on hissituation, as he explained:“This is the way it goes, the way the systemis structured. I don’t understand why studentsborrow from Sallie Mae then bitch about it;they should know the conditions before theysign up.”American student loans are divided intofederal and private loans; federal loans arelimited but have a lower interest rate as they areguarunteed by the government; private loanshave higher interest rates and no state subsidy.Speaking for Sallie Mae, Christel claimedthat their private loans had a higher risk for thelender: “Sallie Mae offers private loans, whichare different from federally guaranteed loans inthat all risk is assumed by the lender and thereis no government guarantee.”However in the case of federal loans,companies such as Sallie Mae are able to takepayments from a debtor’s social security fundor pay check if they default on a federal loan,giving the lender total security.Alan M. Collinge, spokesperson for theresistance group StudentLoanJustice.org, wasmore critical of the American loan system thanSallie Mae itself, citing the gradual reductionof borrowers protections as the reason for theexploitation of student loans.He said: “Student Loans are the only typeof loan in modern US history to be specificallystripped of bankruptcy protections, statues of limitations, refinancing rights, and other funda-mental consumer protections.“The root cause of most of these problemslies in the fact that Congress removed thesefundamental protections. This has made it morelucrative for the system when students fallbehind, and has caused predatory behavior tooccur. This predatory lending system also hascontributed greatly to the astonishing rise intuition costs – much like in the subprime homemortgage industry.”Christel defended the practicality of theirstudent loans:“When compared to other types of consumerdebt, for example credit cards or car loans,student loans offer a variety of options.”Collinge called for a solution to the problem,he said: “The answer is simple: Congress must,at a minimum, return the standard consumerprotections to student loans that it took away.This is at a minimum.”In accordance President Obama has alreadyexpressed a desire to expand the availabilityof Direct Loans from the Board of Education,thus bypassing the private loan companies.This move is being resisted by lobby groupAmerica's Student Loan Providers.RESEARCHERS AT THE UNIVERSITYOF Glasgow have made a major break-through which could lead to the develop-ment of safer drugs for the treatment of Sleeping Sickness.The illness, also known as Human AfricanTrypanosomasis, is generally accepted asone of Africa’s neglected diseases, killingup to 50,000 people every year.The disease, which is transmitted by thetsetse fly, causes an infection in the brainwhich results in confusion, paralysis, coma,the reversal of the normal sleep cycle, and if it remains untreated, death.However, the current treatments are sotoxic that they kill one in 20 patients whoare given it, as Melarsoprol, the arsenic-based drug used, can trigger very severebrain inflammation.Staff from the University’s Medical,Veterinary and Life Science faculties havenow found that inhibiting a particularmetabolic pathway in the brain – knownas the kynurenine pathway – can signifi-cantly reduce inflammation in the brains of animals infected with the parasites whichcause Sleeping Sickness.The study was led by Burton Professorof Neurology at Glasgow University, PeterKennedy. He believes that the discoverybrings scientists closer to developing a safertreatment for the disease.He said: “We are unquestionably onestep closer to developing safer combinationdrugs for the treatment of sleeping sick-ness.“We believe that when treating patientswith Melarsoprol it would be possible tominimize brain damage if a specific anti-inflammatory drug was administered beforethe patient received Melarsoprol.“We will of course need to test thistheory, but this finding is extremely prom-ising.”
Jim Wilsonim Wilson
 
news@glasgowguardian.co.uk 
27th April 2009NEWS 3
LARGE CROWDS GATHERED AT GARSCUBE LASTweekend to attend the University of Glasgow’s largest annualfundraising event, the Vet Rodeo.Now in its 49th year, the Rodeo plays host to numerousattractions for children and adults alike, with all profits from theevent being given to nominated charities.This year, money was being raised for a number of organisa-tions, including the Scottish SPCA, Boxer Welfare Scotland, andRiding for the Disabled. In addition to these charities, moneywas also being directed to the new Small Animal Hospital atthe Garscube Estate, which has been under construction sincelate 2007. The state-of-the-art hospital is scheduled to open laterthis year.Visitors were able to enjoy a number of stalls, displays andcompetitions across the Rodeo site. Younger guests made themost of the funfair, face painting and bouncy castles, while dogowners were given the chance to test their pet’s obedience andagility on a tricky assault course.Of course, certain attractions proved popular with visitorsof all ages – ferret racing in particular drew a formidable crowdaround the plastic pipe racetrack.The main arena hosted the majority of the key events duringthe day. Early in the afternoon, Husky teams gave a demonstra-tion of sled and scooter pulling, with the dogs romping aroundthe arena, handlers in tow.Later, large numbers of visitors gathered for a falconrydisplay, where crowds watched as small falcons dived into thearena over their heads, and several members of the audiencewere invited in to hold large vultures.Rachael Forgie and Susanna Spence, heads of this year’sRodeo, explained how they felt the event was going.Forgie told Guardian: “We think it’s going pretty well, thereseems to be a good turnout. We’ve had a few mishaps with the
Rodeo raises £14,000 for charity
James Porteous
riding arena, and things pulling out last minute, but it doesn’tseem to have affected anything, and the weather’s been good,so pretty good!”Spence also gave her thoughts on the best attractions at therodeo itself, touting an unusual form of carpentry as a hiddengem at the event.She said: “We’ve got a chainsaw carver at the top of thecampus, and he’s so good, he makes these amazing sculptures.”Last year, the event got off to a damp start, with miserableweather on the morning of the Rodeo affecting the money raisedfor charities.Talking to Guardian after the show, Spence spoke positivelyabout the funds raised by the 2009 event.She said: “This year's Rodeo was a great success, bringingin over £14,000 on the day. We are hoping to give our selectedcharities £3,500 each. Organising the Rodeo takes a lot of hardwork, but when the time comes to hand over cheques to veryworthy charities, you know it is all worth it.”
Glasgow students make a break for it
 Amy Macgregor 
FOUR GLASGOW UNIVERSITY STUDENTSrecently managed to make their way to Alicante – without spending a single penny.As part of a fundraising attempt for ComicRelief, the Jailbreak Challenge required thenine participating teams to travel as far awayfrom the Queen Margaret Union as possible forfree in 48 hours.Neil Docherty, Chris Jones, AndrewMcAllister and Jamie McGeachy managed toraise over £1100 in sponsorship for their 1,225mile-long journey.Speaking to Guardian, Andrew McAllisterexplained how daunting the challenge initiallyseemed to his team.He said: “We left armed only with red noses,kilts and passports. The kilts helped massivelybut everything else was to be acquired throughsheer charm.“We can’t believe we made it all the way toAlicante. We thought we’d most likely get asfar as the end of Byres Road.”The team encountered difficulties almostimmediately, when they tried to persuade taxidrivers to transport them for nothing.Christopher Jones told Guardian: “We ranfrom the QMU thinking that we could blag afree taxi to the airport. The two taxi drivers westopped literally told us to get lost.”The team did eventually make it to theairport but encountered further problems whenthey were told that there were no airlines ableor willing to allow them onto a flight.Jones continued: “We phoned the Jailbreakheadquarters at 7pm and we were told that wewere the only team not to have made it out of Glasgow. We were devastated.”The four were then able to convince VirginTrains to allow them to travel to Manchester inFirst Class seats.Once at Manchester Airport, travel operatorThomas Cook gave the team four tickets toAlicante in Spain.Not content at having travelled overthousand miles from home, the team decidedto try and make it to Algeria by boat. All thatprevented them from carrying out this planwere warnings from locals about the potentialsafety risks of such a venture.Raymond Bell and Mark Cook, QMU stew-ards, managed to go even further during thechallenge. The pair travelled 2,009 miles to LasPalmas in Gran Canaria, also using free flightsfrom Manchester offered by Thomas Cook.Bell described to Guardian the methodshe used to secure free transport and his disap-pointment at having to pay once more after the48-hour challenge was up.He said: “We found it far too easy to get onto trains, and even planes, as we look like weare in need of help so it was simple.“We were offered flights to the DominicanRepublic but realised we might not be able toget back if we went that far.”“I was truly amazed to have travelled 2,009miles for free, but to then have to pay £4 fora taxi just from the centre of Glasgow to theQMU was a shock.”Other, less far-flung destinations reachedduring the challenge included London, Ipswich,Wick and Newcastle.The amount raised by all nine teams forComic Relief was over £3,000 with a combinedtotal of 5,263 miles travelled.
James Porteous
 Andrew McAllister 
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