I HA I HA I HA I HA I HA VE BEEN SUED BY MY LENDER T VE BEEN SUED BY MY LENDER T VE BEEN SUED BY MY LENDER T VE BEEN SUED BY MY LENDER T VE BEEN SUED BY MY LENDER TOOOOOFORECLOSE ON MY MOR FORECLOSE ON MY MOR FORECLOSE ON MY MOR FORECLOSE ON MY MOR FORECLOSE ON MY MOR TGA TGA TGA TGA TGA GE..GE..GE..GE..GE...DO NOTDO NOTDO NOTDO NOTDO NOT ignore the Summons attached to theforeclosure Complaint that you received. You have 20days from the day you are served with the Complaint tofile a written response with the Court. You may respondto the Complaint either personally or through anattorney. You will need to respond to the Complaint toprotect your rights.DO NODO NODO NODO NODO NOTTTTT call the lender’s attorney to explain yoursituation, as this will not preserve your rights in theforeclosure action. Even if you have missed some of your mortgage payments, you may have defenses to theforeclosure action. You may ask the Court for mediation with your lender which may result in a loan modificationor a deed in lieu of foreclosure.DO NOTDO NOTDO NOTDO NOTDO NOT ignore correspondence or phone calls from your lender or loan servicer as it is possible that theyare contacting you to participate in one of several newfederal programs to modify your loan.DODODODODO documentall communication with your lender or loan servicer.DO NOTDO NOTDO NOTDO NOTDO NOT assume that if your lender is negotiating aloan modification with you that the foreclosure actionis stayed or dismissed. Often the lender is pursuingmodification and foreclosure simultaneously. YOU DO NO YOU DO NO YOU DO NO YOU DO NO YOU DO NOT HA T HA T HA T HA T HA VE T VE T VE T VE T VE TO MOO MOO MOO MOO MO VE OUT OF YOUR VE OUT OF YOUR VE OUT OF YOUR VE OUT OF YOUR VE OUT OF YOUR HOME A HOME A HOME A HOME A HOME A T THIS TIME.T THIS TIME.T THIS TIME.T THIS TIME.T THIS TIME.If you need assistance with finding a lawyer, call theLawyer Referral Service of the Collier County Bar Association at 239-252-8138. If you cannot afford anattorney call Legal Aid Service of Collier County at239-775-4555.For information on School attendance zones and out-of-zone accommodation, and possible resources toassist you or your child, contact the Collier County PublicSchools at 239-377-0505. You may be able to negotiate with the lender of your landlord or the person who purchases theproperty at the foreclosure sale to stay in the home.To check the status of the foreclosure, or to see if your landlord is in foreclosure go to the CollierCounty Clerk’s website at:................................http://apps.collierclerk.com/public_inquiry, andtype in the name of your landlord. If you don’tknow the correct name of the owner of the property you can find it on the Property Appraiser’s websiteby searching by address:.....................................http://www.collierappraiser.comRESOURCE A RESOURCE A RESOURCE A RESOURCE A RESOURCE A GENCIESGENCIESGENCIESGENCIESGENCIESMEDICALMEDICALMEDICALMEDICALMEDICALHealth Department -Health Department -Health Department -Health Department -Health Department - 252-8200 (Naples) -252-7300 (Immokalee)Housing and Human Services (Medical Bills,Housing and Human Services (Medical Bills,Housing and Human Services (Medical Bills,Housing and Human Services (Medical Bills,Housing and Human Services (Medical Bills,Prescriptions) -Prescriptions) -Prescriptions) -Prescriptions) -Prescriptions) - 252-CARENeighborhood Health Clinic -Neighborhood Health Clinic -Neighborhood Health Clinic -Neighborhood Health Clinic -Neighborhood Health Clinic - 261-6600Marion E. Fether Medical -Marion E. Fether Medical -Marion E. Fether Medical -Marion E. Fether Medical -Marion E. Fether Medical - 658-3000(Immokalee)Collier Health ServicesCollier Health ServicesCollier Health ServicesCollier Health ServicesCollier Health Services - 658-3000(Immokalee)Physician Led Access Network (PLAN)Physician Led Access Network (PLAN)Physician Led Access Network (PLAN)Physician Led Access Network (PLAN)Physician Led Access Network (PLAN) 776-3016 V V V V V eteran’eteran’eteran’eteran’eteran’s Office -s Office -s Office -s Office -s Office - 252-8448Its goal is to provide information and assistanceto people living in Collier County who are facingforeclosure of their home. For further informationand for a listing of resources and services in CollierCounty, please go to: www. CollierFTF.com.If you do not have access to a computer, the CollierCounty Public Libraries have computers availableat no charge.RESOURCE A RESOURCE A RESOURCE A RESOURCE A RESOURCE A GENCIESGENCIESGENCIESGENCIESGENCIESMENTMENTMENTMENTMENT AL HEAL AL HEAL AL HEAL AL HEAL AL HEALTH AND WELLNESSTH AND WELLNESSTH AND WELLNESSTH AND WELLNESSTH AND WELLNESSMental Health Association of Southwest Florida -Mental Health Association of Southwest Florida -Mental Health Association of Southwest Florida -Mental Health Association of Southwest Florida -Mental Health Association of Southwest Florida -261-5405 (includes foreclosure support group onTuesday evenings)David Lawrence Center -David Lawrence Center -David Lawrence Center -David Lawrence Center -David Lawrence Center - 455-8500NAMI of Collier County -NAMI of Collier County -NAMI of Collier County -NAMI of Collier County -NAMI of Collier County - 434-6726Naples Community Hospital -Naples Community Hospital -Naples Community Hospital -Naples Community Hospital -Naples Community Hospital - 436-5215

THE COLLIER COUNTY THE COLLIER COUNTY THE COLLIER COUNTY THE COLLIER COUNTY THE COLLIER COUNTY FORECLOSURE TFORECLOSURE TFORECLOSURE TFORECLOSURE TFORECLOSURE T ASK FORCE ASK FORCE ASK FORCE ASK FORCE ASK FORCEINFORMA INFORMA INFORMA INFORMA INFORMA TION FOR TION FOR TION FOR TION FOR TION FOR HOMEOWNERS ONHOMEOWNERS ONHOMEOWNERS ONHOMEOWNERS ONHOMEOWNERS ONFORECLOSUREFORECLOSUREFORECLOSUREFORECLOSUREFORECLOSURE

Are you having trouble making your Are you having trouble making your Are you having trouble making your Are you having trouble making your Are you having trouble making your mortg mortg mortg mortg mortg ag ag ag ag ag e e e e e payments? payments? payments? payments? payments? Is the value of your house lower than the Is the value of your house lower than the Is the value of your house lower than the Is the value of your house lower than the Is the value of your house lower than the amount of your mortg amount of your mortg amount of your mortg amount of your mortg amount of your mortg ag ag ag ag ag e? e? e? e? e? Can you afford to keep your home? Can you afford to keep your home? Can you afford to keep your home? Can you afford to keep your home? Can you afford to keep your home?

HELPHELPHELPHELPHELPISISISISISA A A A A V V V V V AILABLE T AILABLE T AILABLE T AILABLE T AILABLE TO YOUO YOUO YOUO YOUO YOU

For more information visit: For more information visit: For more information visit: For more information visit: For more information visit:

You do not have to move out at the time theforeclosure is filed.

www www www www www.CollierFTF.CollierFTF.CollierFTF.CollierFTF.CollierFTF.com.com.com.com.com

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REV. 5/09COLLIER COUNTY FORECLOSURE TCOLLIER COUNTY FORECLOSURE TCOLLIER COUNTY FORECLOSURE TCOLLIER COUNTY FORECLOSURE TCOLLIER COUNTY FORECLOSURE T ASK ASK ASK ASK ASK FORCE/STEERING COMMITTEE:FORCE/STEERING COMMITTEE:FORCE/STEERING COMMITTEE:FORCE/STEERING COMMITTEE:FORCE/STEERING COMMITTEE:Greater Naples Area Chamber of Commerce, CollierCounty Bar Association, Legal Aid Service of CollierCounty, Collier County Bar Foundation, CollierCounty Code Enforcement, Collier County Sheriff’sOffice, Collier County Clerk’s Office, Collier CountyPublic Schools, Collier County Housing and HumanServices, Housing Development Corporation of SWFlorida, Inc., Collier County Hunger and HomelessCoalition, Naples Area Board of REALTORS, Cityof Naples Code Enforcement, David LawrenceCenter, Marco Island Area Chamber of Commerce,Marco Island Association of REALTORS, MentalHealth Association of Southwest Florida, Chamber Alliance - GNCC and Naples Daily News.I AM A TENANT AND MY LANDLORD HASI AM A TENANT AND MY LANDLORD HASI AM A TENANT AND MY LANDLORD HASI AM A TENANT AND MY LANDLORD HASI AM A TENANT AND MY LANDLORD HASBEEN SUED BY THEIR LENDER TBEEN SUED BY THEIR LENDER TBEEN SUED BY THEIR LENDER TBEEN SUED BY THEIR LENDER TBEEN SUED BY THEIR LENDER TO FORECLOSEO FORECLOSEO FORECLOSEO FORECLOSEO FORECLOSETHE MOR THE MOR THE MOR THE MOR THE MOR TGA TGA TGA TGA TGA GE ON MY HOME.GE ON MY HOME.GE ON MY HOME.GE ON MY HOME.GE ON MY HOME.