TYLER MATHISEN, NIGHTLY BUSINESS REPORT ANCHOR: How safe is your pension? Detroit isn`t the only employer that made big promises to current and retired workers.Across the country, many are now looking very closely at their own financial futures.GHARIB: And how to not outlive your money. How much cash can retirees safely pullfrom their savings each year? And does that 4 percent rule still work? Our special series startstonight.We have all that and more on NIGHTLY BUSINESS REPORT for Monday, July 22nd.MATHISEN: Good evening, everyone, and welcome.It is the heart of earnings season -- nearly 1/3 of all the S&P 500 companies report their quarterly profits and losses this week, including eight members of the Dow.And today, the first of those eight blue chips reported, and shareholders are forgiven if they feel like they`ve eaten a soggy French fry. McDonald`s (NYSE:MCD), the world`s biggest burger chain, saw profits rise 4 percent over the past three months. That was well short of analyst`s expectations and the company warned of a tough year ahead due to shaky economicconditions all over the globe.McDonald`s (NYSE:MCD) shares, the biggest decliners in the Dow today, falling 2 1/2 percent and that took some steam out of the major averages.GHARIB: Well, that led to a cautious day on Wall Street, with investors waiting to seemore results from this week`s batch of earnings.The major stock averages posted modest gains, but still enough as S&P 500 index closed at afresh all time high.The Dow rose almost 2 points, the NASDAQ up more than 12 1/2 and the S&P 500 up to3 1/2 points, and as we said, its new record, 1,695.