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Refund Cents
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Tips & Talk
Working Out a Deal
(Front cover)
“I remember growing up inupstate NY and my parents collecting those green stamps. I remember licking them and sticking them into the books. Iwas always counting the books andsaving up for something special. It wasalways fun to go to the redemptioncenter and figure out what my familywould get. I guess that excitement hascarried over into my adult life.“I have only been refunding fora few years, but I’ve been couponing most of my adult life. I have always beena sale shopper and bargain hunter.It all started when I saw an ad inthe Sunday paper for one of thosecoupon wallets. With the wallet Iordered, I received info on
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, so Idecided to try it out. Boy, am I gladI did. I have learned so much fromthe people on the chat boards, thetraders and the magazine. I have used allthese tips to purchase many items forminimal cents, to get lots of free itemsand refunds. Living in San Jose, CA, wedon’t get the double coupons or many of the big deals that I am always reading about; but when I do see a great offer,I’m trading for coupons and I stock up asmuch as possible. We also don’t see manyrefund or rebate slips out here, soanything I get comes from a trade.“One of my favorite buys waswhen Maxaroni first came out, therewere $1/1 c/o floating around. When itwent 10 for $10 at our local Albertsons,I knew I had to try it. I traded for somany that my 2 freezers were full to thebrim, but what to do with all this food?My 4 kids could only eat so much. Icreated a soup out of them, adding thefrozen packages to chicken broth withcarrots and sausages. The end result wasa very delicious, cheesy soup that we allate happily many times.“My most successful deal is theone in which I’ve included the picture of my kids. I have 4 kids--Riyana is 13, Jerik is 11, Kerene is 9 and Jaeton is 6. All 4 of them are very involved in sportswith the 3 oldest being on highlycompetitive traveling teams. As a general rule, they drink a lot of Gatorade and eat Powerbars for in-between meals and snacks. Theproducts the kids are holding andsitting on were all free!!! When I look atthis picture or tell friends how I did it,I am still amazed myself.“It all started last summerwhen I noticed an ad in
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aboutgetting free Gatorade stuff with labelsand CRT. Well, I always keep the CRT onevery purchase, so I was in good shapethere, but what about the labels? This issomething I don’t usually keep around just in case. I needed 50 labelsfrom the 32 oz. size for eachcooler and I was hoping to getat least 2, one for each of my2 older kids’ teams. At thetime, Gatorade was also10/$10 at Albertson’s. Myhusband bought cases since he coaches a  youth team and he is always bringing drinks for the team. My kids, the teamand myself were busy stripping labels off the bottles. No one could drink a Gatorade without first giving me thelabel. At my daughter’s soccertournaments, I would ask anyone whohad a bottle if I could get the label. Mostwould look at me funny but would gladlypeel it off the bottle.“As the summer wore on andthe number of games increased, wefound ourselves buying more Gatoradeat every sale. Without realizing it, I hadcollected 150 labels by the end of thepromotion. I was so excited to havefinally collected the labels and CRTs,even if it took all summer andparticipants from multiple sports teams.I happily sent them away and anxiouslyawaited my rewards. When they finallyarrived, I was very pleased. I received 3large coolers, each with 6 water bottlesand a holder for them. We have usedthem many times. It’s so easy to fill thewater bottles and carry them to a game.The large coolers make wonderful icechests on the soccer field.“The other great deal in thispicture are all the Powerbars. My kidseat these as snacks before games, so wetend to go through quite a bit of them,and they are fairly expensive, at least$1.50 each. Just recently, they were onsale at Albertson’s 10/$10. I knew thatthere were 1/$1 c/o floating around, so Itraded for all I could get. I ended upgetting enough coupons topurchase over 100 bars. ( Ilost count because as I wasbuying them, my kids wereeating them, so I never gotan official count!) On top of this, there were Catalinasthat came out with eachorder--‘Save $3 on yournext trip.’ Tiger’s Milk barswere also on sale at 2/$1, so for eachCatalina, I was able to get 6 Tiger’s Milkbars. The cashiers would see me gothrough the cash line many timesbecause as soon as a Catalina came out,I would get more Tiger’s Milk bars. Iended up getting 3 full cases of thesebars also.“As you can see by my picture(on the cover), my athletes had funposing for this picture and trying to holdall the bars for display. They now trulyunderstand why Mom spends all thistime and energy clipping coupons andtrying to get free stuff.“Thanks
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for such a greathobby. I really appreciate all that itteaches my kids about budgeting,spending and shopping for deals.”
 Diane Straetker, San Jose, CA
Couponing Coast to Coast 
“This summer I went to HiltonHead, South Carolina with my family--my husband and two boys, a 10-year-oldand 5-year-old. We stayed at a timesharethat we had traded for. What a beautifularea!“My coupon friend, Julie, hadasked me to do one thing for her while onvacation. She asked if I could go to thevarious East Coast supermarkets and gether copies of their circulars and evenEast Coast coupons to compare the oneswe have here in San Diego, California. Ifigured ‘no problem,’ my husband andtwo boys are used to coupons being aneveryday part of their lives, though theytease me about it, too.
 
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Clint & Sean enjoy looking for pirate treasure in Hilton Head whiletheir Mom looks for coupon treasures.
“The first day we arrived inHilton Head we HAD to go to Piggly Wiggly. Really. As a timeshare owner, you always go to the supermarket firstto get groceries that will save you lots of money by fixing meals in the room. Well,the Piggly Wiggly amused my boys to noend. They kept asking why was it calledthe Piggly Wiggly and why did theirmascot look like Porky Pig with a butcher's hat? After getting my friendthe store's circular, I found out in mytravel book that the Piggly Wiggly,founded in 1916, is the world's first trueself-service grocery store Anentrepreneur named Clarence Saunderspioneered the store in Memphis,Tennessee. It said that when askedabout the store's name, Mr. Saundersreplied, ‘So people will ask that veryquestion.’ Well, my two boys justenjoyed driving by all the Piggly Wigglystores in the area.“On another day in HiltonHead, we passed by a Bi-Lo whilesightseeing. Of course my husband wasleisurely driving on the road trying to keep track of the road signs whenI blurted out, ‘There's a Bi-Lo in thismall!’ Naturally he wanted to keepon driving but then asked, ‘Is thisfor Julie?’ I smiled. His responsewas, ‘You coupon people!’ so hepulled into the parking lot while Iwent in to get their circular.“The same thing happenedanother day when I spotted a Winn-Dixie sign. We were driving all over themall and couldn't find it. We finallydetermined they had closed down thatparticular store and had something elsereplacing it. That was a shame. My twoboys remembered the name, Winn-Dixie,from the movie they had seen lastsummer; you know the one with thelittle girl who finds a stray dog at the Winn-Dixie supermarket and names himthat. Anyway, I later found out that thename refers to the 1955 merger of the Winn & Lovett stores from Florida andGeorgia and the Dixie Home Stores of the Carolinas.“We drove by a Publix once andthey had lots of back to schools sales andcirculars. My friend Julie would enjoy allthose. I remembered that when I waspregnant one of the baby sites for freegoodies was Publix, but I couldn'tparticipate in it because I lived in SanDiego and not in their area. Somewherein the middle of our vacation I realizedSunday had passed alreadyand I had completelyforgotten about the Sundaypaper. How could thathappen?! My husband said tome, ‘Oh no, Julie's gonna getmad at you.’ I told him thatwould not be the case, thatshe would be very happy with all theseEast Coast circulars. I was a bit bummedI forgot though; I'd have one less week of coupons when I got back to San Diego. Ohwell, I continued to enjoy my vacation.“The one store we couldn't stopat was Kroger because I spotted it whenwe were driving on the other side of theroad. It would have been a messy u-turnto get to it. It would have been interesting to go to it because Kroger is the parentcompany of Ralph's, which is thesupermarket we have here in San Diego.“During our stay in Hilton Head,coupons, rebates, offers and promotionswere never far away. Not only were westopping by some East Coastsupermarkets for circulars, but we hadshopped at one for our weekly groceries. We had also used coupons on variousattractions or entertainment and, of course, had taken advantage of Early Birddinners where available.“One really nice perk came whenwe attended a timeshare presentation byMarriott. After listening to the one-hourpresentation, we received $150 inMarriott gift certificates. That turnedout to be a great day! Our two boys gotto play in the Marriott's rec center andmade custom T-shirts; we were able touse their beach area and cabana andwalked away with our prize. We laterused those gift certificates for a freedinner at a yummy BBQ place and hadenough left over to ‘pay’ for a 90-minutedolphin sunset cruise along the area'swaterways--FREE dinner and FREEentertainment. Before our vacationended, we were invited to share ourcomments regarding our stay with thetimeshare resort's sales reps. We weregiven a FREE breakfast and got a chanceto talk about our experience. Thecomments help the timeshare companyimprove or refine the resort's amenitiesfor future visitors. Of course your time isvaluable, so for this one-hour chat we gotbreakfast and a $100 check. Wow! Ourboys got to watch a DVD in the rec roomfor an hour and thoroughly enjoyed thatsince they had forgotten to pack theirDVDs and the mini van we were renting had a DVD player. They actuallysurvived the road trips without the
 
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Goofy, Rosie, Susan & Bruce Armstrong, Betty & Anell Slavick, Gwen,and Mickey at Disney’s California Adventure.
DVDs. Impressive!“When we arrived at the airporton Saturday, my husband scored anearly Sunday edition of the newspaper inthe Dallas, Ft. Worth airport. (We hadflown San Diego to Dallas, Ft. Worth andDallas, Ft. Worth to Savannah, thendriven into Hilton Head). He wasactually quite proud of himself for doing so! Now I'd have Dallas and San Diegocoupons. Julie could see the differencesin the coupon inserts, too, when I sharedthem with her.“Our vacation was now over butwe had lovely memories of East Coastbeaches and attractions plus some FREEdeals along the way with the muchwanted store circulars, and coupons formy friend Julie. My husband deservesthe credit for that. He was a really goodsport driving to the supermarkets.Obviously, when we got home it was a given that coupons would continue to bepart of my life. When the mailmandropped off our held mail, there was a copy of 
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for me to read.Page 2 reminded me about the Quakergranola bar lunchbox offer. I hadforgotten about it, so that Monday Iheaded to our Ralph's for granola barswhich happened to be on sale, and of course I had two sets of different valuecoupons, Dallas ones and San Diegoones. I was able to get the requiredamount to send in for my son's FREElunch box.“Whether I'm on vacation or athome, coupons ARE my life. They savemy family money to go on vacation andallow us to do fun stuff, sometimes forfree, sometimes as a bonus. I truly doenjoy coupons and all they have to offer.Thank you Julie for introducing me tothis way of life many years ago.”
 Karen Koehler. San Diego, CA
 
Disneyland with OurBudget Intact 
“I LOVE DISNEYLAND! I willadmit I even took a university course onDisney history when I was attending college. I’ve decided to blame it on myheritage. My grandparents took mymom and her two sisters to Disneylandin 1955 when it first opened. In turn, myparents took my brother and me to the‘Happiest Place on Earth’ just aboutevery year when we were kids. So withthis year being the 50
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Anniversary, IHAD to go, and what better time to takemy parents along? My mom was there the year it started AND 50 years later.“Disneyland inspires me to thinkof wonderful memories and special timeshared with my family but beneath allthat there is a big, huge price tag, so Iwanted to tell you how our budget-strapped family afforded ourawesome California trip.“A good place to start ispark tickets. That’s where a Costcomembership comes into play. Ididn’t start doing seriouscouponing/refunding until last May ’05.Before that I spent hundreds of dollars atCostco every month—supposedly saving on bulk. Most groceries you can getcheaper on sale with coupons elsewherebut there are items you can get for thebest price still at Costco such as gas,photo processing, electronics, plants…andSouthern California City Passes. Thesepasses include a 3-day park hopper toDisneyland and Disney’s California  Adventure (including one earlyadmission), one day at the San Diego Zooor Wild Animal Park, one day at Sea  World, and one day at Universal Studios. We bought two adult passes for $164.99each and one child’s pass for $112.99. Wehave a three-year-old and a 2-year-old.Children two and under are free. Thelucky thing about buying them in Utah isthere was no sales tax on them! (Must besomething about them being used inanother state.) Also, we have anExecutive Account so we get 2% back onpurchases--not much but it’s something! Anyway, if you bought the tickets at theparks upon arrival you’d pay $294 totalfor adults and $231.75 total forchildren. You can see it pays tothink ahead and shop before!“More preparationsincluded getting bottles of waterfor nearly free using $3 couponsfrom the beer companies that didn’trequire beer purchase. I picked up snackfoods the whole month before at Walgreens and grocery stores when theywere on sale and especially if I hadcoupons to sweeten the deal. None of theparks cared if we brought in bottles of water or packaged snacks. I even boughtDisney gummies for our time spent atDisneyland. Having snacks to pull outduring waiting times, shows, or grumpytimes was a life-saver, and I knew Iwouldn’t have $5 - $10 to shell out for just snacks; paying for meals would bequite enough! Bringing our own waterwas essential as a bottle of water in theDisney parks will cost you $3.50--asmuch as a case at home!“Our biggest preparation for the
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