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Financial Aid Handbook 
2009-2010 Academic Year
Fall 2009, Spring and Summer 2010
 Visit us at www.sfcollege.edu
352.395.5000
It’s the right time to apply for financial aid for 2009-2010.
Fast Find
 What is Financial Aid? ...............................................2Dates/Deadlines .........................................................3Critical Enrollment Information..............................3 Transfer Students ........................................................3Cost of Attendance/Budgets ....................................4Financial Aid Programs .............................................5Loans ............................................................................6Satisfactory Academic Progress................................7Federal Loan Repayment Policy ...............................82009-2010 Scholarships ...........................................10SFC Endowment Scholarships ...............................11
09-FEB
 
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 What is Financial Aid?
Financial aid is money provided to assist you in meeting collegecosts. It can be gift aid (grants and scholarships) or self help aid (part-time work and loans). Federal, state and institutional funding are threesources of financial aid. Grants are free awards that are based onfinancial need. Grants don’t have to be repaid unless, for example, youare awarded funds incorrectly or you withdraw from school and owe arefund. Scholarships are non-repayable awards based either on merit orspecial talent alone or on merit and financial need. Work-study employ-ment allows students to earn money while attending school. Studentloans are available to students or their parents at low interest rates withrepayment usually deferred until after graduation.
Important
If you withdraw from all of your classes within the first 60 percentof the payment period measured in calendar days, you may owe aportion of unearned aid back to the federal government. The college will owe a percent of the refund of the institutional costs, and any amount that the college repays will be billed to you. Refer to “FederalRepayment Policy” on page 8 for additional information.
 Who Should Apply?
U.S. citizens, nationals or eligible non-citizens can apply for finan-cial aid. You must have a high school diploma or GED before financialaid can be awarded, unless you qualify under ability to benefit guide-lines. Most male students must register with the Selective Service to getfinancial aid.
 Where to Get Help
If you have a question or need assistance with any part of thefinancial aid process, the Financial Aid Office in R-122 is where youcan get help. We are open Monday through Friday from 8 a.m.-4:30p.m. Financial aid specialists are available for walk-ins Monday and Wednesday 8:30 a.m.-1 p.m.; Tuesday and Thursday 11:30 a.m.-4 p.m.;Friday 1 p.m.-4 p.m. You can e-mail us at
financial.aid@sfcollege.edu
orcall (352) 395-5480.Please follow the five steps below to make sure your financial aid isawarded without delay:1. File your FAFSA application at
www.fafsa.ed.gov
.2. Apply for admission to SFC and submit proof of high school gradu-ation or GED.3. Visit the Career Resource Center.4. View your degree audit online before you register or see an aca-demic advisor or a program advisor.
5. Check your nancial aid status at eSantaFe and read your “notica
-tions” regularly.
 Apply online
1. You must apply for nancial aid each academic year. Apply online
using FAFSA on the Web at www.fafsa.ed.gov . Sign your FAFSAusing your federal PIN. See the federal PIN on page 2. Do not
estimate your nancial gures. List Santa Fe’s federal school code
of 001519 and your housing plans in step six. If you leave your
housing plans blank, you will be awarded nancial aid based on a
commuter budget. If you need help in transmitting the informa-
tion, rst complete the 2009-2010 FAFSA on the Web worksheet
and then contact the Career Resource Center, (352) 395-5508, foran appointment. The center is open from 8 a.m.-4:30 p.m. SFC will
receive an electronic le with your FAFSA information that will be
used in awarding your aid.2. Apply for admission to SFC online at
http://dept.sfcollege.edu/enserv/step1.htm
. We cannot award you and disburse aid to you until youhave completed the admissions process. This includes supplying academic transcripts from your high school and other colleges orpostsecondary institutions that you have attended. As we receivemore information about you, additional documents may be needed.
Check eSantaFe to view the status of your nancial aid le.
3. Visit the Career Resource Center, or go to www.sfcollege.eduandselect Career Resource Center in the index for assistance in careerplanning.4. View your degree audit online at eSantaFe and enroll in classesneeded for your degree. For additional information see an academicadvisor or a program advisor before you register. You must be
enrolled in an eligible degree or certicate program. Some ineligible
programs are: 6907 Emergency Medical Technician and 7334 HomeHealth Aide. For a list of ineligible programs click on
http://dept.sfcollege.edu/admissions/APP/acrobat/ascodes.pdf 
5. Check your nancial aid status by viewing My Financial Aid at
eSantaFe. Respond promptly to our requests if additional informa-tion is needed.
 The Federal PIN
 Your federal PIN allows you access to personal information in U.S.Department of Education’s systems such as applying for federal stu-dent aid. Your federal PIN allows you to:
Access FAFSA on the Web and Corrections on the WebSign your FAFSA electronically or obtain a copy of your FAFSA
information
Complete your Federal Direct Student Loan electronic Master
Promissory Note (MPN)
Review your grant and loan history on the National Student Loan
Data System (NSLDS)If you are a dependent student and one of your parents has a PIN,he or she can sign the application electronically using their PIN.
How is Need Determined?
 The financial aid information you and your family provide on theFAFSA is analyzed by the federal processor to determine the expectedfamily contribution (EFC). Family contribution is the amount you andyour family should be able to pay toward your cost of education. Needis the difference between the amount you and your family can con-tribute and the cost to attend the college of your choice. The primary responsibility for paying for your education belongs to you and yourfamily.College Budget (Cost of Attendance)- Expected Family Contribution= Financial Need
 
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 Award Notification
You will receive a notification in eSantaFe when you are awarded. The types and amounts of aid offered, specific program information,your responsibilities, and the conditions that govern the award will beon eSantaFe in My Financial Aid.
Important Dates/Deadlines
January 1, 2009 –
 Apply now (or as soon as possible after this date);complete the Free Application for Student Aid (FAFSA) for the 2009-2010 academic year.
March 15, 2009
– Priority “on time” deadline for full funding 2009-2010
June 30, 2010
– The federal processor must receive the FAFSA onthe Web by midnight Central Daylight Time. A paper FAFSA must bemailed in time for the processor to receive it by the deadline.
July 15, 2010
– File must be complete and verified (or 10 days prior toyour last day of enrollment, whichever is earlier).
August 8, 2010
– SFC must receive your Student Aid Report (SAR,the results of your processed FAFSA); (or by last day of enrollment, whichever is earlier) for you to receive any financial aid.
 Your Financial Aid Information isOnline at eSantaFe
 To find out the status of your file or the awards received, including the amount and disbursement date of your financial aid check(s), visitus online at eSantaFe.
Confidentiality
SFC ensures confidentiality of student records in accordance withthe Family Educational Rights and Privacy Act (FERPA). Your infor-mation is kept private, and can only be released when a signed autho-rization is presented to the college. You can download the Student Authorization Form at
http://dept.sfcollege.edu/records/PDF_DOC/Studentautho.pdf 
.
Notification of Collection and Useof Social Security NumbersSection 119.071(5), Florida Statutes
 This notice is intended for students, employees, and applicants.Santa Fe College collects your social security number for use in per-formance of the college’s duties and responsibilities for the following possible purposes: classification of accounts; identification and verifica-tion; creditworthiness; billing and payments; data collection; reconcilia-tion; tracking; benefit processing; tax and scholarship reporting; finan-cial aid processing; athletics recruiting; accreditation of programs; andreporting to authorized agencies of the state and federal government.Social security numbers are also used as a unique numeric identifier incertain cases and may be used for search purposes. Federal law requiresthat we protect social security numbers from disclosure to unauthor-ized parties. Students and employees are assigned SFC identificationnumbers to assist in protecting their identities.
 A Few Things to Know 
 The 2009-2010 Financial Aid Handbook information is availableonline at
http://www.sfcollege.edu/financialaid/.
. You may be eligible for a fee deferment (see more information on feedeferments on page 4. A standard term is 16 weeks in length and flexterms occur withinthe standard term for approximately eight weeks. Transfer students must have at least a 2.0 GPA after all officialtransfer course work has been evaluated to be eligible for financial aid.If you are awarded a Federal Direct Student Loan you must com-plete a loan orientation online at
http://www.sfcollege.edu/financialaid/orientation.php.
 You must also complete a Master Promissory Note(MPN) at
http://dlenote.ed.gov
if you have not already done so for aprior Federal Direct Loan.Many outside organizations offer scholarships to students whomeet certain criteria including, but not limited, to the following: back-ground, professional affiliations, field of study, and/or place of resi-dence. You may find scholarships at
http://dept.sfcollege.edu/crc/fr.htm
.
 Transfer Students
If you plan to transfer to SFC during the year (i.e. spring 2010 orsummer 2010) you should:
Add the SFC Federal school code 001519 on the FAFSA.Contact your current school and tell them of your plans to transfer
so they may cancel your aid. All transfer credits as well as attempted course work at SFC will beincluded as attempted credit hours. You must have at least a 2.0 minimum cumulative all college gradepoint average (GPA) after all official transfer credits are evaluated to beeligible for financial aid. If you are a transfer student with a GPA lessthan 2.0 and you are attempting to qualify for aid in subsequent terms,you must either:1. Raise your cumulative GPA to at least a 2.0, or2. Earn a minimum term GPA of 2.5 for enrollment of at least half-
time status. This must occur in your rst term at SFC.
Critical Enrollment Information
Maximum eligibility for funding is based on a full-time enrollmentstatus; however, part-time students may be eligible for financial aid.Per federal regulations, a student’s financial aid must be calculated by determining the student’s enrollment status based only on course work applicable to the student’s degree or certificate at SFC.Enrollment status categories for funding are as follows:
Full-time status is 12 credit hours or more;Three-quarter time status is 9 to 11 credit hours;Half-time status is 6 to 8 credit hours;Less than half-time status is 1-5 credit hours.
Students who plan to register for less than full-time enrollment sta-tus should pay close attention to the eligibility requirements listed foreach financial aid program (see page 5). The following are examples of enrollment status and financial aideligibility: A. Melissa’s program of study is associate of arts (AA) 1133 and shehas completed all of her SFC degree requirements (60 credits).During the fall of 2009, she is registered for 13 credit hours of pre-requisites required for admittance to the upper division of a stateuniversity that she wants to transfer to in the spring of 2010. Be-cause her fall 2009 courses do not apply to her degree at SFC, her
nancial aid enrollment status is zero hours and she is not eligiblefor nancial aid.
Subject Credit Hours
INR 2002 International Relations 3SPN 1121 Spanish 2 4STA 2023 Introduction to Statistics 3CPO 2001 Comparative Politics 3B. John’s program is associate of science (AS) 3315 Nuclear Medicine Technology and his fall 2009 registration of 9 credits includes a 3credit hour class ENC 1102 that is not applicable to his degree at
SFC. His enrollment status for nancial aid is 6 hours (half time).
Subject Credit Hours
NMT 1111 Patient Care 3NMT 1430 Radiation Biology 3ENC 1102 Writing/Lit 3
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