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Developmental Programmes_India

Developmental Programmes_India

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Published by ABID H
Developmental Programmes_India
Developmental Programmes_India

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Published by: ABID H on Jul 31, 2013
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1
 A. Social Protection Schemes
Aam Admi Bima Yojana (AABY):
It was launched on 2 October 2007. The Scheme is being administered through LIC. The scheme providesfor insurance of head of the family or an earning member of the family of rural landless household between the age of 18 to 59 years against natural death as well as accidental death and partial/permanent disability.Under the scheme, the head of the family or an earning member is eligible for receiving the benefit of Rs.30,000 in case of natural death, Rs. 75,000 for accidental death, Rs. 75,000 for total permanent disability, and Rs.37,500 for partial permanent disability. The annual premium payable per member is Rs.200, of which 50% shall bepaid by the Central Government and the remaining 50% by the State Government. A free add on scholarship benefit for the children of the members of AABY is provided under the scheme. Ascholarship at the rate of Rs. 100/- per month will be given to maximum two children studying between 9th to 12thstandard. This scholarship is payable half yearly-on 1st July and on 1st January each year. The scheme has providedinsurance coverage to 1.97 crore lives in the country up to 31 January 2012.
Rashtriya Swasthya Bima Yojana (RSBY)
RSBY was launched by Ministry of Labour and Employment, Government of India on 01 October 2007 toprovide smart card-based cashless health insurance cover for Below Poverty Line (BPL) families. The schemebecame operational from 01 April 2008. The objective of RSBY is to provide protection to BPL households fromfinancial liabilities arising out of health shocks that involve hospitalization.Beneficiaries under RSBY are entitled to hospitalization coverage up to Rs. 30,000/- for most of thediseases that require hospitalization. Pre-existing conditions are covered from day one and there is no age limit.Coverage extends to five members of the family which includes the head of household, spouse and up to threedependents.Beneficiaries need to pay only Rs. 30/- as registration fee while Central and State Government pays thepremium to the insurer selected by the State Government on the basis of a competitive bidding. Central Governmentpays 75% of the total premium (90% in case of Jammu & Kashmir and North east States) while State Governmentpays the remaining premium.The scheme provides for portability of smart cards by splitting the card value for migrant workers. As on 20December 2011, the scheme is being implemented in 23 states /UTs and more than 2.55 crore smart cards havebeen issued.
Janashree Bima Yojana (JBY)
The JBY was launched on 10 August 2000 to provide life insurance protection to rural and urban personsliving below and marginally above the poverty line. Persons between ages 18 and 59 years and who are themembers of the 45 identified occupational groups are eligible for participation in this policy. The amount of annualpremium is Rs 200/- out of each Rs 100/- will be paid by the Central Government from social security fund and restRs 100/- will be paid by the Welfare Department of the State Government. The life Insurance will be done by LifeInsurance Corporation of India. The scheme provides coverage of Rs. 30,000 in case of natural death, Rs. 75,000 incase of death or total permanent disability due to accident, and Rs. 37,500 in case of partial permanent disability.During 2010-11, a total of 2.09 crore lives has been covered under the JBY.
The Unorganized Workers Social Security Act 2008:
The Act came into force from 16 May
 
2009 with the objectiveof providing social security
 
to unorganized workers. The Unorganized
 
Workers’ Social Security Rules 2009 have also
 
been framed. Constitution of the National Social Security Board in 2009 was another significant
 
step. The Boardrecommended that social
 
security schemes, namely the RSBY providing
 
health insurance, JBY providing death and
 
disability cover and Indira Gandhi National Old
 
 Age Pension Scheme (IGNOAPS) providing old
 
age pension beextended to building and other 
 
construction workers, MGNREGA workers, Asha
 
workers, Anganwadi workers andhelpers,
 
porters/coolies/gangmen, and casual and daily
 
wagers.
 National Social Security Fund:
 A National Social Security Fund for Unorganized Sector Workers with initialallocation of Rs. 1000 crore has been set up. This Fund will support schemes for weavers, toddy tappers, rickshawpullers, bidi workers, etc
Bilateral Social Security Agreements:
Bilateral social security agreements have been
 
signed with Belgium,Switzerland, the
 
Netherlands, Denmark, and Norway to protect
 
the interests of expatriate workers and
 
companies ona reciprocal basis. These
 
agreements help workers by providing exemption
 
from social security contribution in case of posting, totalization of contribution period, and exportability of pension incase of relocation to the home country or any third country.
 
2
Antyodaya Anna Yojana
It was launched on December 25, 2000, the scheme aims at providing food security to poor families.The Scheme contemplates identification of 10 million poorest of the poor families and providing themwith 35 kg of food grains per family per month at a low price of 2 per kg of wheat and 3 per kg forrice.
The National Social Assistance Programme(NSAP)
The National Social Assistance Programme(NSAP) which came into effect from 15th August,1995represents a significant step towards the fulfillment of the Directive Principles in Article 41 of the Constitution. Theprogramme introduced a National Policy for Social Assistance for the poor and aims at ensuring minimum nationalstandard for social assistance in addition to the benefits that states are currently providing or might provide in future.The NSAP at its inception in 1995 had three components namely (1) National Old Age Pension Scheme(NOAPS, (2) National Family Benefit Scheme (NFBS) and (3) National Maternity Benefit Scheme (NMBS). TheNational Maternity Benefit Scheme (NMBS) was subsequently transferred on 1st April, 2001 from the Ministry of Rural development to the Ministry of Health and Family Welfare. On 1st April, 2000 a new Scheme known as Annapurna Scheme was launched. This scheme aimed at providing food security to meet the requirement of thosesenior citizens who, though eligible, have remained uncovered under the NOAPS. In February 2009, two newSchemes known as Indira Gandhi National Widow Pension Scheme (IGNWPS) and Indira Gandhi National DisabilityPension Scheme (IGNDPS) were introduced.Presently NSAP comprises of five schemes, namely - (1) Indira Gandhi National Old Age Pension Scheme(IGNOAPS), (2) Indira Gandhi National Widow Pension Scheme (IGNWPS), (3) Indira Gandhi National DisabilityPension Scheme (IGNDPS), (4) National Family Benefit Scheme NFBS) and (5) Annapurna.
(1) Indira Gandhi National Old Age Pension Scheme (IGNOPS) 
Under NOAPS, old age pension were granted to a person who is 65 yearsold or higher and who is destitute in the sense of having little or no means of regular income. Pension under IGNOAPS is now granted to a person who is 60 years or above and belongs to a household below the poverty line instead of only to destitute.The National Old Age Pension Scheme has been renamed as Indira Gandhi National Old Age Pension Scheme(IGNOPS) and formally launched on 19
th
November, 2007.The central contribution of pension under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is Rs. 200/- per month per beneficiary up to 79years and Rs.500/- per month per beneficiary from 80 year onwards and the StateGovernments may contribute over and above to this amount. At present old agebeneficiaries are getting anywhere between Rs. 200/- to Rs. 1000/- depending onthe State Contribution.
(2) Indira Gandhi National Widow Pension Scheme (IGNWPS)
The Indira Gandhi National Widow Pension Scheme (IGNWPS) was formally launched in February 2009. Under thescheme, pension is provided to widows in the age group of 40-59 years belonging to households living below thepoverty line. The central contribution of pension under the Scheme is Rs. 300/- per month per beneficiary and theState Governments may contribute at least an equal amount.
(3) Indira Gandhi National Disability Pension Scheme (IGNDPS)
The Indira Gandhi National Disability Pension Scheme (IGNDPS) was formally launched in February 2009. Under thescheme, pension is provided to households living below the poverty line, in the age group of 18-59 years, with severeor multiple disabilities.
 
The central contribution of pension under the Scheme is Rs. 300/- per month per and the StateGovernments may contribute over and above to this amount.National Family Benefit Scheme (NFBS) is a component of National Social Assistance Programme (NSAP). Under National Family Benefit Scheme, Central Assistance is given in the form of lump sum family benefit for households below thepoverty line on the death of the primary breadwinner in the bereaved family.
(4) National Family Benefit Scheme
National Family Benefit Scheme (NFBS) is a component of NSAP. Under the Scheme, Central Assistance is given inthe form of lump sum family benefit for households below the poverty line on the death of the primary breadwinner inthe bereaved family. A Central Assistance by way of a lump sum family benefit is provided under NFBS subject to the following conditions.(i) The primary bread winner is to be the member of the household (male and female) whose earnings contributesubstantially to the total household income.(ii) The death of such a primary breadwinner should have occurred while he or she is more than 18 yrs. of age andless than 65 yrs. of age.(iii) The bereaved household qualifies as one below the poverty line according to the criteria prescribed by theGovernment of India.
 
3
The amount of central assistance under the above scheme is Rs. 20000/- in case of death of primary breadwinner due to natural or accidental causes. The family benefit is paid to such surviving member of the household of thedeceased who, after 
local enquiry is determined to be the head of the household.
 
(5)
 
Annapurna Scheme
It was launched on 1st April, 2000.It aimed at providing food security to meet the requirement of those senior citizenswho, though eligible, have remained uncovered under the NOAPS. Under the Annapurna Scheme 10 kgs of foodgrains per month areprovided free of cost to the beneficiary.
B. Poverty Alleviation and Employment Generation Programmes
I - Rural Programmes: Wage EmploymentThe Mahatma Gandhi National Rural Employment Guarantee Act
Implemented by the Ministry of Rural Development, Mahatma Gandhi National Rural EmploymentGuarantee Act (Mahatma Gandhi NREGA) is the flagship programme of the Government that directly touches lives of the poor and promotes inclusive growth. The Act aims at enhancing livelihood security of households in rural areas of the country by providing at least one hundred days of guaranteed wage employment in a financial year to everyhousehold whose adult members volunteer to do unskilled manual work.The Act came into force on February 2, 2006 and was implemented in a phased manner. In PhaseI it was introduced in 200 of the most backward districts of the country. It was implemented in anadditional 130 districts in Phase II 2007-2008. The Act was notified in the remaining rural districts of India from April 1, 2008 in Phase III. The Sampoorna Gramin Rozgar Yojana (SGRY) and the National Food for WorkProgramme (NFWP) were subsumed into the MGNREGA.Mahatma Gandhi NREGA is the first ever law internationally that guarantees wage employmentat an unprecedented scale. The primary objective of the Act is augmenting wage employment.Its auxiliary objective is strengthening natural resource management through works that addresscauses of chronic poverty like drought, deforestation and soil erosion and so encourage sustainabledevelopment. The process outcomes include strengthening grassroot processes of democracy andinfusing transparency and accountability in governance.
Mahatma Gandhi NREGA Objective 
The Mahatma Gandhi NREGA aims at enhancing the livelihood security of the people in rural areasby guaranteeing hundred days of wage employment in a financial year, to a rural household whosemembers volunteer to do unskilled manual work. The Act also seeks to create durable assets and

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