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Mature Times

Mature Times

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Published by Aiken Standard
Mature Times July 2013
Mature Times July 2013

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Published by: Aiken Standard on Aug 01, 2013
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Cultivating a Good Attitude
By Midge RothrockWhile having crown prep donein the dental chair of Dr. KevinEubanks, his calming andgracious dental assistant Donnaasked about the remainder of theday. “An interview is next,” I said,“with a gentleman recommended byLinda Christine for his interestingstory. He’s 89, and does thoughtfulthings for many, especially at St.Thaddeus Episcopal Church, with
their grounds and owers.” Donna
says, “You must meanTim Garvin.He is great! In fact, he is related toKevin, and a patient of ours, too.Whenever he comes in, he brightensthe day. This is not just because heusually brings cookies!” Aiken is asmall and interconnected town, inmany ways, it seems. Not only isTim Garvin – formally named TheronLevi Garvin – a shirt-tail relative toDr. Eubanks, but he is also cousinswith two other generous Aikenvolunteers known by many readers:era Keisler, and “Shorty” Caprell.The Garvin home on Savannah inGem Lakes is known for the beautyof Tim’s yard. Although he says itdoes not rival the glorious gardensof Sam and Linda Christine, folkscan tell quickly that he is a long-timeMaster Gardener. In fact, somereaders may have toured whenGarvins opened their yard for a fundraising tour some years back.Asking Tim how he felt about
approaching 90, at rst he teased,
“Scared!” But, he admits he has hadsuch a wonderful, healthy, abundantlife. He still has plenty of energy,although he does enjoy a nap mostafternoons. When he was asked asa child what he wanted to be whenhe grew up, his answer was always,“Happy!” And, he certainly feels he
fullled this desire. Tim can eat
anything he wants, has no achesand or pains, not even a headache.Yes, his knuckles swell, but they donot hurt. Doing a job that one reallyloves is part of the answer, he feels.That and an upbeat attitude help!His childhood was the best partof his nine decades, of that he iscertain. His parents were partof those who suffered under theDepression. But, Tim thinks folksfrom that era took great pleasurein simple things. They knew their neighbors, helped one another out,visited, shared meals, and reallycared for each other. Besides, inthis idyllic childhood where Tim wasthe youngest, with three older sis-ters, he knew better than tosuggest he was bored. His dadwould quickly have ideas on what to
do to ll his boredom. Tim loved the
freedom and ease of the days beforevideo games and fears about playingoutside for hours on end. Kids werekids, and lives seemed simpler andhappier, somehow, he says. VernonDerrick, slightly younger, agrees thatthese were idyllic times to be a kidon a farm in the country.Writing letters has beensomething Tim did all his life, after leaving the home of his parents andsisters.
See Attitude page 4
Tim Garvin
 
ELDER LAW
Heirs’ Propertyby Linda Farron KnappPAGE 3
INVESTMENT
What if you outlive your income?by Carl SmithPAGE 16
INSIDE
July 30, 2013
 
2 Tuesday, July 30, 2013
The Tablet Users Group at SeniorNet is Ready for YOU
July 2013
If you have been shopping for acomputer lately you probably havenoticed that in addition to thedesktop PCs and the laptopcomputers there are a wide varietyof tablet computers. These popular devices use a touch screen that
you work with your fnger, or with
a special stylus. These lightweightdevices are very handy andprovide wireless internet accessand great mobility. You may already have one of these tablet computers. Tabletcomputers also include newer e-readers such as the Nook andthe Kindle Fire. If so, are youpleased with your new device andare you getting the full range of services available? At Aiken SeniorNet we havestarted a
Tablet Users Group(TUG)
at our Learning Center onthe campus of USCA. Thepurpose is to allow owners of these devices to meet informallyand discuss how the devices areused and any issues that ownersmay have with them. The meetingsare held each Tuesday afternoonfrom 1 - 4 pm through August 27.Here is some information aboutthe
TUG:
 
It’s FREE! 
There is no sign up, just come 
If you have a tablet, bring it! 
All types of tablets arewelcome (Android, Apple, other) 
Tablet users will help other tablet users 
If you’re thinking of buying atablet, join us to ask questions of people who have them.Each fall SeniorNet Aikenbegins a new school year withcourses that are designed to teachseniors (those of us over 50 yearsof age) how to use that devil of amachine, the computer. We startwith two
“Basic Courses”
thataccept students with absolutelyno prior experience. We alsooffer seven
“Advanced Courses”
for seniors who have some prior experience or have taken the“Basic Courses”. All our coursesare “hands on” with practicalexercises for each student to usein the path to better computer use. All classes meet once a week for atwo hour session.All of our courses have beenreviewed to assure that they are
up to date, and accurately reect
the current software that isinstalled on our computers. Duringthe summer months our SeniorNet volunteers have alsoinstalled Windows 8, the latestMicrosoft operating system, on allclassroom computers. This hasbeen done in a “dual boot”
confguration so we can
accommodate students who areusing Windows 7 and also supportthe newer Windows 8 program.Our 
Basic Courses
for lessexperienced computer usersinclude SRN101: BeginningComputer. This four-week, eight-hour course uses Windows 7 andWordPad to introduce the studentto computer use. The emphasis isalways on developing skill with themouse and keyboard. Sinceoperation of the mouse is soimportant to operating a PC thereare several “Mouse Exercises”to help students master this vitalpiece of hardware. In fact, studentsregistered for SRN101 are stronglyencouraged to attend a separateMousing Skills work-shop at noadditional charge prior to takingthe course. Students can learn thetechniques of double-clicking, andclick and drag in class and thenpractice at home, with or withoutan internet connection.The follow-on basic course isSRN102: Computer Basics, an8 week course. This course alsouses WordPad for word processingfor three lessons and builds on theskills introduced in SRN101.
See SeniorNet page 11
 
Tuesday, July 30, 20133
Boomer Briefings
Q. I attended a family reunionrecently and some of my auntsand uncles were talking aboutour “heirs’ property”. It appearsI have some interest in an oldhouse and tract of land, whatshould I do?
A. Heirs property occurs whenan estate that contains real propertyis not probated.1 Since realproperty passes as of the date of death, interests are created subjectto divestment by provisions of a willor creditor claims. In South Caro-lina a will and an estate cannot beprobated if more than 10 years haspassed since someone died. Oftena surviving spouse or sibling(s) whowere co-tenants just keep paying thetaxes and years pass with nothingbeing done to transfer title to thelegal owners. People die and anentire generation may pass awaybefore someone steps up to cleanup the mess. I have found this hap-pens due to a lack of understand-ing concerning the consequenceson a chain of title if real property isnot probated, a lack of knowledgeof intestate law or simply a lack of money to deal with the problem.Once heirs property is created itcan be expensive to resolve. Thelegal matter is referred to as anaction to quiet title and usually theperson bringing the action will alsoseek contribution and reimbursementfor maintaining the property, payingtaxes and insurance and contributionto their attorney fees and costs.Sometimes all the owners can’t befound and service by publication isnecessary. Ultimately the CircuitCourt has to determine who thelegal heirs are and this is whereprobate records, deeds, family
genealogists, death certicates,
marriage, birth and divorce recordscome into play. Division in-kind intophysically distinct and separate titledparcels is not always possible andtherefore an auction by sealed bid or public sale may be ordered.Some years back heirs
property was a signicant legal
concern in South Carolina as manyblack families were losing their landinheritance along the coasts andrecreational areas of the state.Families that are able to worktogether for a common good areoften able to provide affordablehousing for a senior or disabledfamily member. Others have cre-ated family businesses to cultivateand harvest timber so each genera-tion has a source of income. Othershave improved their communities byhonoring a forefather with a chari-table foundation and lasting familygathering place. Depending on thelocation your family might protecthunting rights or help conserve na-ture, wetlands or our forests.I recommend you speak with anattorney that handles this kind of matter to determine your goals, thevalue of your interest and your options.
1 The same kind of thing happens with personalproperty but it is generally referred to asundivided fractional interests. An unusual
Attorney Linda Farron Knapp
 A member of the National Academy of Elder Law Attorneys
case arose in the Estate of James A. Elkins, Jr.deceased et al. v. Commissioner, 140 T.C. No.
5 (March 11, 2013). The beneciaries owned
interests in 64 valuable works of art, includinga Henry Moore sculpture, Picasso drawing andJack Pollack painting. Eventually an art expertdetermined that the paints were devaluatedbetween 80-95% because no one would want tobuy a fractional share, even a museum.S.C. Code Ann. §15-61-25 provides a right of 
rst refusal and process for co-tenants with at
least a 20% interest to buy out family property.

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