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This is a work of fiction. Names, characters, places and incidents either are theproduct of the author’s imagination or are used fictitiously, and any resemblance toactual persons, living or dead, business establishments, events or locales is entirelycoincidental.
 Neither a Borrower 
© 2008 luke t. bergeronCover Photo © 2009 luke t. bergeronCover Design by Angela Sels
 Neither a Borrower 
is distributed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 license. This means that the work can befreely shared and distributed, but cannot be sold, attributed to parties other than theauthor, altered, transformed, or built upon without the express written permissionof the author. For more information about this license, go tohttp://creativecommons.org/licenses/by-nc-nd/3.0/us/ . The author can be reached at valentineclouds@gmail.com. 
 
 
Neither a Borrower
A Novellaluke t. bergeron
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