You are on page 1of 11

I.

RANKING CARTERA DE CREDITOS POR TIPO


30/06/2013
TIPOS DE CRDITOS

Nmero
Prstamos

Saldo Cap. y Part. % Cartera del:


MM RD$
Banco Total Bcos

Saldo Mn y % por
Tipo en Bco

Saldo ME
(MM RD$)

Tasa Inters Banco y Total BM


Mn
Me
Mn
Me

Microcrdito Individual

Reservas
Scotia
ADEMI
BHD
Bancamerica
Caribe
Popular
Total Todos los Bancos

3,764
16,758
59,913
70
189
942
115
81,751

3,260.9
1,378.1
1,288.7
436.9
126.6
7.5
5.4
6,504.1

1.9%
3.9%
12.7%
0.6%
7.8%
0.2%
0.0%
1.2%

50.1%
21.2%
19.8%
6.7%
1.9%
0.1%
0.1%
100.0%

3,260.9
1,378.1
1,288.3
436.9
112.9
7.5
5.4
6,489.8

100.0%
100.0%
100.0%
100.0%
89.1%
100.0%
100.0%
99.8%

0.0
0.0
0.5
0.0
13.8
0.0
0.0
14.2

10.82
41.80
41.13
9.00
20.14
45.50
34.52

0.00
0.00
11.25
0.00
9.23
0.00
0.00
23.51

Fuente: Datos tomados del Portal de la Superintendencia de Bancos www.sb.gov.do y procesados en base datos Access de Jos Alfredo Guerrero.
30/06/2013 Tasa Cambio: 41.793

martes, 13 de agosto de 2013

www.scribd.com/JoseAlfredoGuerreroB

Page 1 of 1

9.29

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

MN

81,751

6,504.1

81,740

6,489.8

99.8%

23.5

3,764

3,260.9

3,764

3,260.9

100.0%

549

332.4

549

332.4

100.0%

EL SEIBO

12

22.2

12

22.2

100.0%

HATO MAYOR

17

12.7

17

12.7

100.0%

195

115.0

195

115.0

100.0%

94

83.3

94

83.3

100.0%

231

99.2

231

99.2

100.0%

1,129

1,534.8

1,129

1,534.8

100.0%

DISTRITO NACIONAL

513

1,244.1

513

1,244.1

100.0%

SANTO DOMINGO

616

290.7

616

290.7

100.0%

1,515

1,124.5

1,515

1,124.5

100.0%

DAJABON

22

15.4

22

15.4

100.0%

DUARTE

132

109.9

132

109.9

100.0%

ESPAILLAT

121

66.7

121

66.7

100.0%

HERMANAS MIRABAL

12

11.4

12

11.4

100.0%

LA VEGA

82

104.2

82

104.2

100.0%

117

74.7

117

74.7

100.0%

MONSEOR NOUEL

72

33.2

72

33.2

100.0%

MONTE CRISTI

14

14.8

14

14.8

100.0%

PUERTO PLATA

275

91.2

275

91.2

100.0%

SAMANA

2.8

2.8

100.0%

SANCHEZ RAMIREZ

2.1

2.1

100.0%

523

530.6

523

530.6

100.0%

28

14.8

28

14.8

100.0%

111

52.8

111

52.8

100.0%

10.8
12.7
9.0
9.0
14.5
10.5
13.8
9.9
9.1
13.4
11.1
8.9
11.4
12.4
11.1
10.2
11.2
15.5
8.4
13.7
9.0
11.3
10.6
9.1
9.8

TOTAL BANCOS
Reservas
Regin Este

LA ALTAGRACIA
LA ROMANA
SAN PEDRO DE MACORIS
Regin Metropolitana

Regin Norte

MARIA TRINIDAD SANCHEZ

SANTIAGO
SANTIAGO RODRIGUEZ
VALVERDE
martes, 13 de agosto de 2013

ME

9.3

% Cartera x Clasificacin de Riesgo


A

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

82

313.7

4.8%

774.2 11.9%

300.2

82
86
100
100
76
96
84
84
84
83
76
100
97
94
98
46
90
89
98
90
100
100
66
100
95

9
3
0

4
2

1
1

150.1

4.6%

421.3

12.9%

157.4

32.5

9.8%

61.7

18.6%

17.6

0.0

0.0%

0.0

0.0%

0.2

0.0

0.0%

0.0

0.0%

0.1

14

21.0

18.3%

44.5

38.7%

7.1

2.9

3.4%

15.1

18.1%

2.0

8.6

8.7%

2.1

2.1%

8.2

61.4

4.0%

161.8

10.5%

66.0

30.0

2.4%

79.4

6.4%

38.0

31.4

10.8%

82.4

28.3%

28.0

40.5

3.6%

169.6

15.1%

58.6

0.0

0.0%

0.0

0.0%

0.2

2.3

2.1%

24.9

22.6%

2.4

3.4

5.1%

10.7

16.1%

3.6

0.2

2.2%

5.1

44.9%

0.3

3.1

3.0%

11.0

10.5%

3.4

5.2

6.9%

15.4

20.6%

5.1

3.0

9.1%

17.8

53.4%

0.9

0.3

1.8%

6.6

44.6%

0.4

5.3

5.8%

20.0

22.0%

4.8

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

1.6

75.9%

0.0

16.0

3.0%

34.3

6.5%

35.4

0.0

0.0%

5.3

36.1%

0.1

1.7

3.2%

17.0

32.1%

1.9

www.scribd.com/JoseAlfredoGuerreroB

3
0
5
11
13
3
10
0
1
48
2
2
2

11
0

4
0
3
1
1
4
10
1
1
3
2
1
3

19
2

3
0
1
1
0
3
1
1
1

8
1

1
1

3
2

Page 1 of 9

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Regin Sur

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

571

269.3

571

269.3

100.0%

16

19.2

16

19.2

100.0%

BAHORUCO

11.0

11.0

100.0%

BARAHONA

10

6.2

10

6.2

100.0%

ELIAS PIA

1.8

1.8

100.0%

PERAVIA

137

58.2

137

58.2

100.0%

SAN CRISTOBAL

194

85.9

194

85.9

100.0%

28

29.9

28

29.9

100.0%

171

57.1

171

57.1

100.0%

AZUA

SAN JOSE DE OCOA


SAN JUAN

martes, 13 de agosto de 2013

MN

12.6
9.0
8.7
11.5
17.2
11.5
14.8
9.1
13.9

ME

% Cartera x Clasificacin de Riesgo


A

91 2
100
100
92 8
57 21
96 1
83 3
100
89 3

www.scribd.com/JoseAlfredoGuerreroB

1
2
0

Provisiones
Requeridas

15.8

5.9%

28.2

10.5%

15.2

0.0

0.0%

0.8

4.2%

0.2

0.0

0.0%

1.0

9.1%

0.2

0.0

0.0%

0.0

0.0%

0.1

0.1

5.1%

0.0

0.0%

0.1

1.5

2.6%

5.8

10.0%

1.8

11

10.8

12.5%

12.6

14.6%

9.3

0.0

0.0%

1.1

3.6%

0.3

3.4

6.0%

6.9

12.2%

3.3

5
0

22
1
2

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Page 2 of 9

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Popular

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

115

5.4

115

5.4

100.0%

13

0.7

13

0.7

100.0%

LA ALTAGRACIA

0.5

0.5

100.0%

LA ROMANA

0.1

0.1

100.0%

SAN PEDRO DE MACORIS

0.1

0.1

100.0%

54

2.5

54

2.5

100.0%

DISTRITO NACIONAL

32

1.3

32

1.3

100.0%

SANTO DOMINGO

22

1.2

22

1.2

100.0%

37

1.7

37

1.7

100.0%

DUARTE

0.2

0.2

100.0%

ESPAILLAT

0.2

0.2

100.0%

LA VEGA

0.0

0.0

100.0%

MARIA TRINIDAD SANCHEZ

0.1

0.1

100.0%

PUERTO PLATA

0.1

0.1

100.0%

SAMANA

0.2

0.2

100.0%

SANCHEZ RAMIREZ

0.1

0.1

100.0%

SANTIAGO

16

0.7

16

0.7

100.0%

VALVERDE

0.1

0.1

100.0%

Regin Sur

11

0.6

11

0.6

100.0%

BARAHONA

0.1

0.1

100.0%

ELIAS PIA

0.1

0.1

100.0%

PERAVIA

0.1

0.1

100.0%

SAN CRISTOBAL

0.1

0.1

100.0%

SAN JOSE DE OCOA

0.1

0.1

100.0%

SAN JUAN

0.2

0.2

100.0%

Regin Este

Regin Metropolitana

Regin Norte

martes, 13 de agosto de 2013

MN

34.5
24.6
26.2
18.0
24.0
41.6
43.2
39.8
30.3
43.3
18.4
80.6
19.0
40.0
20.6
27.0
26.2
56.0
28.0
21.0
19.0
22.0
19.0
90.0
21.1

ME

% Cartera x Clasificacin de Riesgo


A

87 4
100
100
100
100
81 4
80 4
82 5
92 3
65 35
100
100

5
1
9
5

100

100
100
100
100
100
88 5
72 28
100
100
100
100
82

www.scribd.com/JoseAlfredoGuerreroB

18

6
7
5

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.4

6.5%

0.0

0.4%

0.3

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.3

14.1%

0.0

0.9%

0.2

0.2

14.6%

0.0

0.0%

0.2

0.2

13.5%

0.0

1.9%

0.1

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.6%

0.0

0.0%

0.0

0.0

3.2%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.0

Page 3 of 9

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

BHD

70

436.9

70

436.9

100.0%

Regin Metropolitana

60

393.0

60

393.0

100.0%

53

335.4

53

335.4

100.0%

57.6

57.6

100.0%

20.8

20.8

100.0%

DUARTE

5.3

5.3

100.0%

ESPAILLAT

2.5

2.5

100.0%

LA VEGA

4.0

4.0

100.0%

MONSEOR NOUEL

6.1

6.1

100.0%

SANTIAGO

2.9

2.9

100.0%

23.1

23.1

100.0%

23.1

23.1

100.0%

DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte

Regin Sur
SAN CRISTOBAL

martes, 13 de agosto de 2013

MN

9.0
9.0
9.0
9.0
9.0
9.0
9.0
9.0
9.0
9.0
9.0
9.0

ME

% Cartera x Clasificacin de Riesgo


A

35
34
31
55
87
100
100
75
74
100

33
36
41
9
8

15
16
13
37
5

17
13
16

www.scribd.com/JoseAlfredoGuerreroB

25

26
100
100

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

0.0

0.0%

282.3

64.6%

6.3

0.0

0.0%

257.7

65.6%

5.7

0.0

0.0%

213.0

63.5%

5.1

0.0

0.0%

44.7

77.6%

0.6

0.0

0.0%

1.6

7.7%

0.4

0.0

0.0%

0.0

0.0%

0.1

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

0.0

0.0%

0.2

0.0

0.0%

1.6

26.2%

0.1

0.0

0.0%

0.0

0.0%

0.0

0.0

0.0%

23.0

99.8%

0.2

0.0

0.0%

23.0

99.8%

0.2

Page 4 of 9

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Scotia

16,758

1,378.1

16,758

1,378.1

100.0%

Regin Metropolitana

16,757

1,378.1

16,757

1,378.1

100.0%

16,757

1,378.1

16,757

1,378.1

100.0%

Regin Norte

0.0

0.0

100.0%

PUERTO PLATA

0.0

0.0

100.0%

DISTRITO NACIONAL

martes, 13 de agosto de 2013

MN

41.8
41.8
41.8
#####
100.0

ME

% Cartera x Clasificacin de Riesgo


A

91
91
91
100
100

www.scribd.com/JoseAlfredoGuerreroB

2
2
2

2
2
2

3
3
3

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

49.2

3.6%

14.6

1.1%

47.5

49.2

3.6%

14.6

1.1%

47.5

49.2

3.6%

14.6

1.1%

47.5

0.0 100.0%

0.0

0.0%

0.0

0.0 100.0%

0.0

0.0%

0.0

Page 5 of 9

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Caribe

942

7.5

942

7.5

100.0%

Regin Metropolitana

942

7.5

942

7.5

100.0%

DISTRITO NACIONAL

269

2.3

269

2.3

100.0%

SANTO DOMINGO

673

5.2

673

5.2

100.0%

martes, 13 de agosto de 2013

MN

45.5
45.5
45.1
45.7

ME

% Cartera x Clasificacin de Riesgo


A

70
70
61
74

www.scribd.com/JoseAlfredoGuerreroB

5
5
4
5

7
7
9
6

6
6
7
5

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

13

1.8

24.5%

0.0

0.0%

1.3

13

1.8

24.5%

0.0

0.0%

1.3

19

0.8

34.2%

0.0

0.0%

0.6

10

1.0

20.2%

0.0

0.0%

0.7

Page 6 of 9

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

Bancamerica

189

126.6

187

112.9

89.1%

Regin Metropolitana

124

101.4

122

87.7

86.4%

DISTRITO NACIONAL

98

85.0

96

71.3

83.8%

SANTO DOMINGO

26

16.4

26

16.4

100.0%

Regin Sur

65

25.2

65

25.2

100.0%

BAHORUCO

14

5.6

14

5.6

100.0%

BARAHONA

51

19.7

51

19.7

100.0%

martes, 13 de agosto de 2013

MN

20.1
20.5
20.9
18.7
18.9
23.2
17.6

ME

9.2
9.2
9.2

% Cartera x Clasificacin de Riesgo


A

79 9
77 10
73 12
98 0
88 2
68 1
94 2

www.scribd.com/JoseAlfredoGuerreroB

5
6
6
2
4
5

3
1
2
7
31

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

12.4

9.8%

49.8

39.3%

4.7

9.8

9.6%

33.0

32.6%

3.9

9.5

11.1%

23.6

27.7%

3.7

0.3

1.8%

9.5

57.6%

0.2

2.6

10.3%

16.8

66.5%

0.7

1.7

31.3%

3.4

61.1%

0.5

0.9

4.4%

13.4

68.0%

0.2

0
0

Page 7 of 9

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Nmero

Monto

Monto

% en MN

ADEMI

59,913

1,288.7

59,904

1,288.3

100.0%

Regin Este

11,601

275.4

11,601

275.4

100.0%

EL SEIBO

1,759

43.5

1,759

43.5

100.0%

HATO MAYOR

2,036

44.4

2,036

44.4

100.0%

LA ALTAGRACIA

2,203

60.6

2,203

60.6

100.0%

LA ROMANA

1,974

48.1

1,974

48.1

100.0%

MONTE PLATA

1,120

21.8

1,120

21.8

100.0%

SAN PEDRO DE MACORIS

2,509

57.0

2,509

57.0

100.0%

16,388

329.9

16,388

329.9

100.0%

4,217

80.3

4,217

80.3

100.0%

12,171

249.6

12,171

249.6

100.0%

13,982

332.8

13,973

332.3

99.9%

477

13.8

472

13.6

98.6%

1,077

26.9

1,077

26.9

100.0%

ESPAILLAT

695

12.2

695

12.2

100.0%

HERMANAS MIRABAL

372

9.6

372

9.6

100.0%

LA VEGA

2,505

65.0

2,505

65.0

100.0%

MARIA TRINIDAD SANCHEZ

1,175

38.6

1,175

38.6

100.0%

MONSEOR NOUEL

1,132

22.1

1,132

22.1

100.0%

PUERTO PLATA

866

18.0

866

18.0

100.0%

SAMANA

624

14.0

624

14.0

100.0%

SANCHEZ RAMIREZ

670

19.9

670

19.9

100.0%

SANTIAGO

3,619

76.8

3,619

76.8

100.0%

VALVERDE

770

15.9

766

15.6

98.2%

17,942

350.7

17,942

350.7

100.0%

2,141

41.1

2,141

41.1

100.0%

Regin Metropolitana
DISTRITO NACIONAL
SANTO DOMINGO
Regin Norte
DAJABON
DUARTE

Regin Sur
AZUA
martes, 13 de agosto de 2013

% Cartera x Clasificacin de Riesgo

MN

ME

41.1
40.7
39.0
40.3
40.7
41.5
41.5
41.5
42.3
42.1
42.4
39.8
38.7
38.6
41.5
37.7
39.0
37.2
40.9
41.5
42.4
36.7
41.7
41.3
41.6
43.1

11.2

88
87
86
91
86
84
92
85
86
82
88
88
89
85
90
98
87
90
89
86
84
93
86
80
90
90

11.2
11.0

11.4

www.scribd.com/JoseAlfredoGuerreroB

4
4
4
3
6
4
2
4
5
6
4
4
4
2
2
0
4
2
3
5
6
2
4
6
4
3

2
2
2
1
2
3
1
2
2
3
2
2
2
3
1
0
3
2
3
2
2
2
2
4
2
2

1
2
1
1
2
2
1
2
1
2
1
1
2
2
1
0
1
1
1
1
2
1
1
2
1
1

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

99.9

7.7%

6.2

0.5%

82.7

23.9

8.7%

2.0

0.7%

20.3

3.9

8.9%

0.0

0.1%

3.4

2.7

6.1%

0.0

0.1%

2.6

5.1

8.4%

0.8

1.3%

4.1

5.4

11.2%

0.6

1.3%

4.4

1.3

6.1%

0.0

0.0%

1.2

5.5

9.7%

0.6

1.0%

4.6

26.9

8.2%

1.5

0.5%

22.3

9.4

11.7%

0.5

0.7%

7.2

17.5

7.0%

1.0

0.4%

15.1

28.1

8.4%

1.3

0.4%

22.4

1.0

7.2%

0.0

0.0%

0.7

3.1

11.4%

0.0

0.0%

2.4

0.9

7.7%

0.1

0.7%

0.8

0.2

1.8%

0.1

0.8%

0.2

5.6

8.6%

0.4

0.6%

4.0

2.6

6.8%

0.0

0.0%

2.1

1.6

7.4%

0.2

1.0%

1.4

1.6

9.1%

0.3

1.6%

1.3

1.2

8.7%

0.0

0.3%

1.1

0.9

4.4%

0.0

0.0%

0.7

7.3

9.5%

0.2

0.2%

6.1

2.0

12.5%

0.0

0.0%

1.5

20.9

6.0%

1.4

0.4%

17.7

2.6

6.4%

0.0

0.0%

2.3

Page 8 of 9

Microcrdito Individual
Regin y Provincia

TOTAL
Nmero

Tasa Inters

En Moneda Nacional
Monto

Nmero

Monto

% en MN

BAHORUCO

1,265

20.4

1,265

20.4

100.0%

BARAHONA

1,801

34.2

1,801

34.2

100.0%

PERAVIA

1,830

32.7

1,830

32.7

100.0%

SAN CRISTOBAL

6,905

127.0

6,905

127.0

100.0%

SAN JOSE DE OCOA

1,329

24.7

1,329

24.7

100.0%

SAN JUAN

2,671

70.5

2,671

70.5

100.0%

martes, 13 de agosto de 2013

MN

43.3
42.9
42.2
42.2
40.3
38.5

ME

% Cartera x Clasificacin de Riesgo


A

87
87
92
87
88
96

www.scribd.com/JoseAlfredoGuerreroB

4
6
4
5
4
1

2
2
1
3
2
1

1
1
1
2
1
1

Monto Vencido y % Monto Garantas y


Total Deuda
% Total Deudas

Provisiones
Requeridas

1.5

7.5%

0.0

0.1%

1.4

2.4

6.9%

0.1

0.2%

1.9

1.5

4.5%

0.2

0.6%

1.3

9.3

7.3%

0.4

0.3%

7.5

1.9

7.8%

0.0

0.0%

1.6

1.7

2.4%

0.7

0.9%

1.6

Page 9 of 9

You might also like