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Ghost Town
In NorthernColorado
LongsPeak
PioneerClimbers
Outlaws
In EarlyColorado
Skiing
SteamboatSprings
LongsPeak
First Climbers
CheyenneFrontierDays
Celebrating111 Years
FamousFossils
The Dent ArchaeologySite NearGreeley
MoneyHealthNews
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The Senior
September 2007
Local Attractions • Scenic Places • History • Money • Health • News
“F
oreclosure” is one of the mostfeared words any family canhear.Losing a home is a tragedy we allwant to avoid.Foreclosures in Colorado havedoubled since 2003. Some say Coloradoranks number one in the nation in fore-closures, with Weld County in northernColorado and Adams County in theDenver area leading the way in ourstate.How did we get into this mess?There isn’t a single answer, but one keyis that credit is easier to get, and manyAmericans are unfortunately findingthemselves deeper and deeper inconsumer debt.While it isn’t the government’s job totell us how to spend or invest our money,many of us are concerned about the fore-closure epidemic in our state and ourlegitimate role in responding to it.Mortgage fraud is a part of theproblem, and the legislature acted deci-sively last session to address this aspect.Working with Attorney General JohnSuthers, we passed the ForeclosureFraud Prevention Act, which requiresmortgage brokers doing business inColorado to be licensed with the state.Before this law passed, we were one of only two states that didn’t requirebrokers to register.Several other lawswere passed for the purpose of regu-lating the mortgage broker industry.Last year, we created the ColoradoForeclosure Hotline to give buyers freeadvice. Anyone can call the hotline at 1-877-601-4673.Many foreclosures in Colorado arecases where the mortgage paymentexceeds half of the family income.Experts recommend it not exceed 30%.Seven in 10 foreclosures in Denverwere no down payment loans. Many areadjustable rate loans, which sound goodat first but may have much higherpayments later that families can’tafford.________________
You can call Sen. Steve Johnson in Fort Collins at 223-8045.
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Home Foreclosures
2• September 2007 • The Senior Voice
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ByState SenatorSteve Johnson
The Senior Voice • September 2007 • 3
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The Senior
Published Locally Since 1980
VOL.27,NO.10
www.theseniorvoice.net
PUBLICATION INFORMATION
The Senior Voice
newspaper has beenpublished locally the first of each monthsince 1980 for 40,000 residents age 50-plus.
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The Senior Voice
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By Bill Lambdin
C
limbing Longs Peak near EstesPark is one of the great outdooradventures in Colorado, and muchhistory is associated with this magnif-icent mountain.Before Major Stephen Long’sexpedition arrived in 1820, Indianshad climbed the peak. Some earlyexplorers said Arapahoes trappedeagles on its summit.Major Long did not climb it,though the peak is named for him. Hefollowed the Platte River south alongColorado’s front range to Pikes Peak,discovered in 1806 by Lt. ZebulonPike.The first known pioneers to climbLongs were John Wesley Powell andWilliam Byers in 1868.Powell was the well knownexplorer of the Grand Canyon. Byerswas editor of Denver’s RockyMountain News, then an infant news-paper. They found a route up the westside of Longs above Grand Lake.Powell had lost his right arm in theCivil War and made this ascent withonly one arm.The sheer east-facing diamond isso difficult that it was not climbeduntil 1960 by two professionalclimbers, Bob Camps and DavidRearick. In 1978, Bill Forrest madethe first solo diamond climb with noropes, which must have been one of the scariest ascents made on Longs.Today thousands of people climbthe mountain every summer, of allages from 8 to 80. Agood trailrequiring no technical climbing skillsis available. It’s about a 13-hour hikeroundtrip.You gain nearly 5,000 feet fromthe trailhead to the lofty 14,255-footsummit of Longs. The mountain is thenorthernmost peak over 14,000 feet inthe entire Rocky Mountain range.Professional climbers use thediamond route up the sheer east faceof Longs, considered by many to bethe most difficult climb in Colorado.But amateurs are warned to take theeasier route.Nearly 50 people have diedclimbing Longs over the years,mostly from taking a wrong route,being careless or getting caught in asudden storm.One of the early female climberswas Isabella Bird, an English adven-turess who vividly described herexperience in 1873.She wrote of “wild fantastic viewsopening continually—a recurrence of many surprises. The air is keener andpurer with every mile...I would notexchange my memories of its perfectbeauty and extraordinary sublimity forany other experience of moun-taineering in any other part of theworld.”Isabella’s guide was a trappercalled Rocky Mountain Jim Nugent.She said the last part of the ascent wasso demanding that “Jim dragged meup like a bale of goods, by sheer forceof muscle.”Isabella described her adventure inletters to her sister and in a bookcalled “ALady’s Life in the RockyMountains.” Some people speculatedabout a romance between her and JimNugent.She described him as very hand-some, except for one side of his facethat had been disfigured when he wasmauled by a bear. “His manner wasthat of a chivalrous gentleman, hisaccent refined and his language easyand elegant.”Aman such as that would havebeen a rare find among the rough trap-pers and pioneers in the mountains atthat time. Isabella was obviouslyattracted to Jim’s mysterious charms.But he was a mountain man,accustomed to surviving in a violentplace. That had shaped his characterand frightened Isabella.Today many people feel the wayIsabella Bird did about Longs Peakand would not exchange their memo-ries of climbing it for any otherexperience.The serenity at its summit,however, can change quickly becauseof sudden storms that appear out of nowhere. Those storms have proveddevastating for some climbers.The mood of the mountain is likethat of Rocky Mountain Jim—calmand charming one minute, violent anddangerous the next.________________
COVER PICTURE: Longs Peak.Senior Voice photo.
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First Longs Peak Climbers
Many people have died climbing Longs peak. SeniorVoice photo.
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