TEE Time
News
from the GREENS at PINEBROOKVol. 3 No. 3 June, 2009
President Editorial
Your board has worked tirelessly for you this year to maintain your condominium, as this is our key job.It is made up of business people who make
gooddecisions
, well-thought out and in the best interestof all of you. Both the roofing project and the paintingof our buildings have required extra
commitment
from this board. They are big-ticket items. We havehad open meetings for five months to discussingthese projects. While I think disagreement is anormal part of living together, I would hope peoplewould take the time to learn about an issue beforethey get excited about it. The recent petition to get akey to the roof is a good example of this behavior.Your President offered to hold a meeting with thoseconcerned before the petition was created to informthis concerned group about the insurance and liabilityissues. The petition does not clearly state what is infront of us. However, that said, we have beendiscussing these problems at board meetings for 5months. If you are concerned, where have youbeen? On top of that, this petition group has gonefrom door to door harassing people to agree withtheir point of view. It
is
harassment when they goback 2 and 3 times to try to bully people intoagreeing with them. You can’t go to the pool withoutbeing harangued. Let’s set the record straight and
clarify what we are facing
so that everyone is onthe same page.1. The
world is not the same place
it was 20 yearsago. We all know that.
Florida law has put manymore restrictions
on us. People go to court over themost frivolous issues.2. Our buildings are
22 years old
and requireentirely different maintenance than even 10 yearsago. AND everything
costs a lot more
. You canexpect your fees to continually rise. Insurance inFlorida is tricky. We got a great price through our current agent. Citizens insurance covers our property. It is the only insurance we can get. Oncean agent bids the insurance, Citizens will not bid itwith another agent. We have who we can get at
thistime. We have
liability issues with an open roof.
Everyone with a key is considered an open roof evenif the door is locked. (How many times have wefound it unlocked!!) Lets cut through the drama andtalk hard facts. An
open roof will cost $$.
WouldDo you still want to be on it?? Read on….If we allow everyone to have their own key, we havebeen advised that
our insurance will be cancelled
,with or without reflective white paint. To reinsure with an“open” roof will
cost a substantial amount of money.
We may be required to increase our liability insurance.Our documents state that no one person or person cando anything to increase our insurance costs. That putsus in a Catch 22/ need to and can’t. Any additionalinsurance costs would have to be assessed to theowners as our budget is already set and we do not haveadditional money to pay for it. I would recommend to theBoard we return the $15K Florida Power and Lightrebate and use a different reflective paint (a cost of $110.29 to each owner) to reduce risk. Is this thedirection you want your board to take? No one is talkingcosts are they? Another issue is we our liabilityinsurance would not cover us at all if we have anaccident up there. Of course this discussion is
theoretical.
We’re not sure we could insure this way.We cannot accommodate the request of a select groupof people to continue to have a key to the roof. We justcan’t. Remember with the new system, all owners canstill get on the roof. They just can’t have their own key.3. We have a warranty for our roof that is wonderful. Itis warranty for “light traffic.” Our
roof warranty is indanger
if we have a lot of people on the roof. We havehad damage to the roof before. We have to givecontractors architectural standards to work on the roof and we have to assure everyone has protective sun-glasses on to protect their eyes. How many residentswill understand/ follow through with these restrictions?4. Condos have
rules and regulations
. These ruleswere drafted by attorneys, who are much smarter thanus, to cover situations we can’t foresee. You agreed tothese rules when you bought here. We will enforcethese rules because we have no choice. If we keepinvolving Action Mgmt constantly to enforce our rules,they will
increase their management fee to us.
Unlikeyour board, they do this for a living and are paid for their work. They have a
24 hour policy
of answering calls ina non-emergency situation. You are unlikely to get acall-back in an hour. Be patient. Even your Presidenthas to wait.6
. Insurance is not going to go away.
Our documents and the state of
FL requires casualtyinsurance
. We will be in contact shortly with residents
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