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TEMPLATE to get creditors off your back

TEMPLATE to get creditors off your back

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Published by Jackie A Paulson
This is a template to help get those nasty creditors off your back.
This is a template to help get those nasty creditors off your back.

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Published by: Jackie A Paulson on Jun 26, 2009
Copyright:Attribution Non-commercial

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05/11/2014

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Use this letter to request debt collectors to remove a collection accountsfrom your account in exchange for payment. Replace the bold items withyour unique information.
NAMEAddressCity StateCollector’s NameCollector’s AddressCollector’s City, State ZipDate:Re: Account Number XXXX-XXXX-XXXX-XXXX
Dear Collection Manager:This letter is in response to your
[letter / call / credit report entry]
on
[date]
related to the debt listed above. I wish to save us both some timeand effort by settling this debt.Please be aware that this is not an acknowledgment or acceptance of thedebt, as I have not received any verification of the debt. Nor is this apromise to pay and is not a payment agreement unless you provide aresponse as detailed below.I am aware that your company has the ability to report this debt to thecredit bureaus as you deem necessary. Furthermore, you have the ability tochange the listing since you are the information furnisher.I am willing to pay
[this debt in full / $XXX as settlement for this debt]
in return for your agreement to remove all information regarding this debtfrom the credit reporting agencies within ten calendar days of payment. If you agree to the terms, I will send certified payment in the amount of $XXXpayable to
[Collection Agency]
in exchange to have all information relatedto this debt removed from all of my credit files.If you accept this offer, you also agree not to discuss the offer with anythird-party, excluding the original creditor. If you accept the offer, pleaseprepare a letter on your company letterhead agreeing to the terms. This

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/*********** DO NOT ALTER ANYTHING BELOW THIS LINE ! ************/ var s_code=s.t();if(s_code)document.write(s_code)//-->