Requirements in Buying a House

BANK FINANCING LOCALLY EMPLOYED (Single or Married)

1. 11 ID Picture (for Buyer)
labeled w/ name and Unit ID at the back

2. Photocopy of 2 Valid IDs with 3 specimen signature (for Buyer & Spouse)
SSS, GSIS, Drivers License, Voters, PRC, Passport validity date should not be expired Postal IDs are allowed for AIF only (or unemployed spouse)

3. Residence Certificate for the Current Year (Cedula) (for Buyer & Spouse)
Must be always update every year

4. Certificate of No Marriage (CENOMAR) (for Buyer)

If Buyer is single

5. Birth Certificate (If single) (for Buyer) 6. Marriage Contract (if married) (for Buyer) 7. Tax Identification Number (TIN) (for Buyer & Spouse) 8. Latest Proof of Billing (for Buyer)
Must always update. Valid for 6mos.only Should bear the same address as you have indicated in your Buyers Information Sheet (BIS) and should be dated/issued at least within the month of submission date. If billing is not under buyers name, attach certification and va lid ID (photocopy) of owner.

9. Income Tax Return (ITR) (for Buyer)

Should be most recent one

10. Postdated Checks (for Buyer)

15 pcs. for Downpayment 9 pcs. for Amortization

BANK FINANCING OFW (Single or Married)

1. 11 ID Picture (for Buyer, Spouse & Atty-in-Fact)
labeled w/ name and Unit ID at the back.

2. Photocopy of 2 Valid IDs with 3 specimen signature (for Buyer & Spouse)
SSS, GSIS, Drivers License, Voters, PRC, Passport

Postal IDs are allowed for AIF only (or unemployed spouse)

3. Passport validity date should not be expired (for Buyer)

must have date of arrival & departure

3. Residence Certificate for the Current Year (Cedula) (for Spouse & Atty-in-Fact)
Must be always update every year

4. Certificate of No Marriage (CENOMAR) (for Buyer)

If Buyer is single

5. Birth Certificate (If single) (for Buyer) 6. Marriage Contract (if married) (for Buyer) 7. Tax Identification Number (TIN) (for Buyer) 8. Latest Proof of Billing (for Buyer)
Must always update. Valid for 6mos.only Should bear the same address as you have indicated in your Buyers Information Sheet (BIS) and should be dated/issued at least within the month of submission date. If billing is not under buyers name, attach certification and valid ID (photocopy) of owner.

9. Postdated Checks (for Buyer)

15 pcs. for Downpayment 9 pcs. for Amortization

ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:

Waver of Rights (Should be notarized in current country) Marital Consent Form (METROBANK Account Only)

BANK DOCUMENTS REQUIRED FOR FILL-UP AND SIGNATURE OF BUYER or ATTY-IN-FACT

1. Buyers Information Sheet (BIS) 2. Reservation Agreement (RA) 3. Counselling Form 4. Contract to Sell (CTS) 5. Home Improvement Contract (HIC) if applilcable 6. Deed of Absolute Sale (DOAS) 7. Deed of Reconveyance (DOR) 8. Credit Investigation Form (CI form with sketch

sketch should have landmarks and must be signed

9. Bank Housing Loan Application 10. Insurances Forms must only be sign by the Buyer

11. Atty-in-Fact information Sheet 12. Profriends Special Power of Attorney (SPA) form 13. Bank SPA form consularized
Ensure all pages are signed by the Buyer and Atty-in-Fact If notarized, attached photocopy of Passport with date of arrival and departure

Note: 1. No need to Consularized if Buyer is in Philipines, 2. He/she may sign all SPA Forms here. 3. Must attached photocopy of Passport with date of arrival and departure.

INHOUSE FINANCING LOCALLY EMPLOYED (Single or Married)

1. 11 ID Picture (for Buyer)
labeled w/ name and Unit ID at the back

2. Photocopy of 2 Valid IDs with 3 specimen signature (for Buyer & Spouse)
SSS, GSIS, Drivers License, Voters, PRC, Passport validity date should not be expired Postal IDs are allowed for AIF only (or unemployed spouse)

3. Residence Certificate for the Current Year (Cedula) (for Buyer & Spouse)
Must be always update every year

4. Certificate of No Marriage (CENOMAR) (for Buyer)

If Buyer is single

5. Birth Certificate (If single) (for Buyer) 6. Marriage Contract (if married) (for Buyer) 7. Tax Identification Number (TIN) (for Buyer & Spouse) 8. Latest Proof of Billing (for Buyer)
Must always update. Valid for 6mos.only Should bear the same address as you have indicated in your Buyers Information Sheet (BIS) and should be dated/issued at least within the month of submission date. If billing is not under buyers name, attach certification and valid ID (photocopy) of owner.

9. Income Tax Return (ITR) (for Buyer)

Should be most recent one

10. Postdated Checks (for Buyer)

24 pcs. for Downpayment 36 pcs. for Amortization

9 pcs. Real Property Tax 1 pc. Guarantee check 70 pcs. Total Checks to Submit

ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:

Waver of Rights (Should be notarized in current country) Marital Consent Form

INHOUSE FINANCING OFW (Single or Married)

1. 11 ID Picture (for Buyer, Spouse & Atty-in-Fact)
labeled w/ name and Unit ID at the back.

2. Photocopy of 2 Valid IDs with 3 specimen signature (for Buyer & Spouse)
SSS, GSIS, Drivers License, Voters, PRC, Passport Postal IDs are allowed for AIF only (or unemployed spouse)

3. Passport validity date should not be expired (for Buyer)

must have date of arrival & departure

3. Residence Certificate for the Current Year (Cedula) (for Spouse & Atty-in-Fact)
Must be always update every year

4. Certificate of No Marriage (CENOMAR) (for Buyer)

If Buyer is single

5. Birth Certificate (If single) (for Buyer) 6. Marriage Contract (if married) (for Buyer) 7. Tax Identification Number (TIN) (for Buyer) 8. Latest Proof of Billing (for Buyer)
Must always update. Valid for 6mos.only Should bear the same address as you have indicated in your Buyers Information Sheet (BIS) and should be dated/issued at least within the month of submission date. If billing is not under buyers name, attach certification and valid ID (photocopy) of owner.

9. Postdated Checks (for Buyer)

24 pcs. for Downpayment 36 pcs. for Amortization 9 pcs. Real Property Tax 1 pc. Guarantee check 70 pcs. Total Checks to Submit

ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:

Waver of Rights (Should be notarized in current country) Marital Consent Form

IN-HOUSE DOCUMENTS REQUIRED FOR FILL-UP AND SIGNATURE OF BUYER or ATTY-IN-FACT

1. Buyers Information Sheet (BIS) 2. Reservation Agreement (RA) 3. Counselling Form 4. Contract to Sell (CTS) 5. Home Improvement Contract (HIC) if applilcable 8. Credit Investigation Form (CI form with sketch

sketch should have landmarks and must be signed

9. Bank Housing Loan Application 10. Insurances Forms must only be sign by the Buyer 11. Atty-in-Fact information Sheet 12. Profriends Special Power of Attorney (SPA) form
Not Consularized