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7th

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Published by Focuson Chamber
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Published by: Focuson Chamber on Sep 15, 2013
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09/15/2013

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Requirements in Buying a House
 
BANK FINANCING
 –
LOCALLY EMPLOYED
 –
(Single or Married)
1. 1×1 ID Picture (for Buyer)
 
labeled w/ name and Unit ID at the back 
2. Photocopy of 2 Valid ID’s with 3 specimen signature (for Buyer & Spouse)
 
 
SSS, GSIS, Driver’s License, Voter’s, PRC,
 
 
Passport
 – 
validity date should not be expired
 
Postal ID’s are allowed for AIF only (or unemployed spouse)
 
3. Residence Certificate for the Current Year (Cedula) (for Buyer & Spouse)
 
Must be always update every year 
4. Certificate of No Marriage (CENOMAR) (for Buyer)
 
If Buyer is single
5. Birth Certificate (If single) (for Buyer)6. Marriage Contract (if married) (for Buyer)7. Tax Identification Number (TIN) (for Buyer & Spouse)8. Latest Proof of Billing (for Buyer)
 
Must always update. Valid for 6mos.only
 
Should bear the same address as you have indicated in your Buyer’s Information Sheet (BIS) and should be
dated/issued at least within the month of submission date.
 
If billing is not under buyer’s name, attach certification and va
lid ID (photocopy) of owner.
9. Income Tax Return (ITR) (for Buyer)
 
Should be most recent one
10. Postdated Checks (for Buyer)
 
15 pcs. for Downpayment
 
9 pcs. for Amortization
BANK FINANCING
 –
OFW
 –
(Single or Married)
1. 1×1 ID Picture (for Buyer, Spouse & Atty-in-Fact)
 
labeled w/ name and Unit ID at the back.
2. Photocopy of 2 Valid ID’s with 3 specimen signature (for Buyer & Spouse)
 
 
SSS, GSIS, Driver’s License,
 
 
Voter’s, PRC, Passport
 
 
 
Postal ID’s are allowed for AIF only (or unemployed spouse)
 
3. Passport
 – 
validity date should not be expired (for Buyer)
 
must have date of arrival & departure
3. Residence Certificate for the Current Year (Cedula) (for Spouse & Atty-in-Fact)
 
Must be always update every year 
4. Certificate of No Marriage (CENOMAR) (for Buyer)
 
If Buyer is single
5. Birth Certificate (If single) (for Buyer)6. Marriage Contract (if married) (for Buyer)7. Tax Identification Number (TIN) (for Buyer)8. Latest Proof of Billing (for Buyer)
 
Must always update. Valid for 6mos.only
 
Should bear the same
address as you have indicated in your Buyer’s Information Sheet (BIS) and should be
dated/issued at least within the month of submission date.
 
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
 
9. Postdated Checks (for Buyer)
 
15 pcs. for Downpayment
 
9 pcs. for Amortization
ADDITIONAL REQUIREMENT IF BUYER IS MARRIED TO A FOREIGNER:
 
Waver of Rights (Should be notarized in current country)
 
Marital Consent Form (METROBANK Account Only)
BANK DOCUMENTS REQUIRED FOR FILL-UP AND SIGNATUREOF BUYER or ATTY-IN-FACT
1. Buyer’s Information Sheet (BIS)
 2. Reservation Agreement (RA)3. Counselling Form4. Contract to Sell (CTS)5. Home Improvement Contract (HIC)
 – 
if applilcable6. Deed of Absolute Sale (DOAS)7. Deed of Reconveyance (DOR)8. Credit Investigation Form (CI form with sketch
 
sketch should have landmarks and must be signed
9. Bank Housing Loan Application10. Insurances Forms
 – 
must only be sign by the Buyer 
 
11. Atty-in-Fact information Sheet
 – 
 
12. Profriends’
Special Power of Attorney (SPA) form13. Bank SPA form
 – 
consularized
 
Ensure all pages are signed by the Buyer and Atty-in-Fact
 
If notarized, attached photocopy of Passport with date of arrival and departure
 Note:1. No need to Consularized if Buyer is in Philipines,2. He/she may sign all SPA Forms here.3. Must attached photocopy of Passport with date of arrival and departure.
INHOUSE FINANCING
 –
LOCALLY EMPLOYED
 –
(Single or Married)
1. 1×1 ID Picture (for Buyer)
 
labeled w/ name and Unit ID at the back 
2. Photocopy of 2 Valid ID’s with 3 specimen signature (for Buyer & Spouse)
 
 
SSS, GSIS, Driver’s License, Voter’s, PRC,
 
 
Passport
 – 
validity date should not be expired
 
Postal ID’s are allowed for AIF only (or unemployed spouse)
 
3. Residence Certificate for the Current Year (Cedula) (for Buyer & Spouse)
 
Must be always update every year 
4. Certificate of No Marriage (CENOMAR) (for Buyer)
 
If Buyer is single
5. Birth Certificate (If single) (for Buyer)6. Marriage Contract (if married) (for Buyer)7. Tax Identification Number (TIN) (for Buyer & Spouse)8. Latest Proof of Billing (for Buyer)
 
Must always update. Valid for 6mos.only
 
Should bear the same address as you have indicated in your Buyer’s Information Sheet (BIS) and should be
dated/issued at least within the month of submission date.
 
If billing is not under buyer’s name, attach certification and valid ID (photocopy) of owner.
 
9. Income Tax Return (ITR) (for Buyer)
 
Should be most recent one
10. Postdated Checks (for Buyer)
 
24 pcs. for Downpayment
 
36 pcs. for Amortization

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