Student Athletic Insurance Information
PARENTS: PLEASE READ AND KEEP PAGES 1 & 2 FOR FUTURE REFERENCEWe are extremely pleased to have your daughter/son as a student athlete at Greenville College and hopeshe/he will achieve academic, social and athletic success.EACH STUDENT ATHLETE IS REQUIRED TO:1.
COMPLETE & RETURN ALL ATTACHED FORMS by August 1
ALL FRESHMAN AND TRANSFER students must HAVE A PHYSICAL EXAM prior to anyparticipation in any intercollegiate sport, including official practice. Please get a physicalBEFORE coming to school. RETURNING STUDENTS DO NOT NEED A NEWPHYSICAL, but must complete and return the rest of the packet before the first practice.3.
EVERY ATHLETE MUST HAVE PRIMARY INSURANCE and/or basic health insurance atall times. College health insurance can be added if you are in need of primary coverage. If youare currently covered by an individual or family plan, it is to your benefit to continue with thiscoverage ra
ther than purchase the college’s health insurance.
EVERY ATHLETE MUST HAVE ATHLETIC INSURANCE
a second layer coverage
through the college’s athletic insurance plan is required.
This insurance is secondary and hasa deductible of $250
. Any athlete who participates in practice will be billed for this athleticinsurance.
The College has purchased an accident only policy that will cover amaximum of $250 for athletic injuries (covers the deductible) and $5000 on non-athleticinjuries. This is also a secondary policy that will only pay out after your primary has paid theirportion.6.
USE ONLY THE AUTHORIZED MEDICAL VENDORS IF YOUR PRIMARYINSURANCE IS AN HMO or PPO. (Contact with the HMO/PPO is the responsibility of thestudent athlete or the family.)7.
GET AUTHORIZATION from the athletic trainer TO SEEK MEDICAL TREATMENT,except in emergency cases.8.
FILL OUT A CLAIM FORM in the Athletic Trainer Office EACH TIME A NEW ACCIDENTOCCURS.
(Our athletic insurance carrier requires that all bills submitted must be accompanied by aclaim form in order to be processed. Without this, a delay in processing is inevitable
Submit the bills incurred to your primary insurance carrier first. If a balance remains after yourinsurance
company has responded, SEND THE “EXPLANATION OF BENEFITS” from your insurance
company AND A COPY OF THE ITEMIZED BILLS to the company.2.
IF ADDITIONAL INFORMATION IS REQUIRED
for claim processing, please respondimmediately so all paperwork can be processed in the least amount of time. It is in your best interest tohave the claim settled promptly since all bills incurred are in your name.